Schengen Visa Insurance Letter
Travelers can visit the 29 Schengen countries by obtaining the common Schengen Visa. The consulates of these countries have made it compulsory to have 30,000 Euro medical insurance coverage while in these countries. After buying any of the following visa specific insurance plans you can obtain the visa letter in a required format.
Does My Schengen Visa Insurance Certificate Need to Be in English?
Your Schengen visa insurance certificate must be available in the language that is acceptable and understandable to the concerned embassy or consulate when you apply for the Schengen visa. The English language version of the insurance certificate can serve your purpose in getting the visa. What Language Must a Schengen Insurance Certificate Be In?
This certificate must prove that you fulfill the Schengen visa insurance requirement as per the policy purchased. Whether the insurance certificate should be in English language or the national language of the concerned embassy or consulate depends upon the latter.
- English language certificates: As English language is often preferred for Schengen visa insurance documentation, it will serve your purpose quite effectively.
- National language certificates: However, there may be some cases where the national language of the embassy or consulate is required.
- Specific documentation requirements: Check the specific requirements for documentation with the concerned embassy, consulate, or visa application center.
Safe Travels International Insurance - Schengen Visa Letter
- You can view the plan details of Safe Travels International
- For more details please refer to the plan brochure for Safe Travels International
- Select $0 deductible for Safe Travels International insurance while buying to satisfy the Schengen visa requirements
- Eligibility: Any travelers travelling outside their home country but does not cover for travel from US, in US and to US.
- A visa letter is provided at the time of enrollment which can be used to obtain a Schengen Visa or you can contact us.
Safe Travel Outbound Insurance - Schengen Visa Letter
- You can view plan details of Safe Travel Outbound
- For more details please refer to the plan brochure for Safe Travel Outbound
- Eligibility: US citizens/residents traveling outside the United States. Travelers up to the age of 89 years
- A visa letter is provided at the time of enrollment which can be used to obtain a Schengen Visa or you can contact us.
Atlas International - Schengen Visa Letter
- You can view plan details of Atlas International
- For more details please refer to the plan brochure for Atlas International
- Eligibility: Only US Citizens and non-US citizens whose travel does not include the continental USA, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands, except US citizens whose travel includes an Incidental Trip to the USA, and who are at least 14 days of age are eligible for coverage under this plan.
- After purchase, wait about 30 minutes, then you can log into the client zone to download your letter. You can download it in English or Spanish.
Travel Medical Choice - Schengen Visa Letter
- You can view plan details of Travel Medical Choice
- For more details please refer to the plan brochure for Travel Medical Choice
- Eligibility: Coverage for U.S Citizens while traveling outside of Home Country.
- You can download the VISA LETTER FOR TRAVEL MEDICAL CHOICE INSURANCE by referring to the payment confirmation email which provides you a link "View Coverage Letter" under Summary of Benefits. You can view the letter by clicking on the link.
Patriot International Lite - Schengen Visa Letter
- You can view plan details of Patriot International
- For more details please refer to the plan brochure for Patriot International
- Eligibility: People outside their home country whose destination excludes the United States or its territories. This plan can be renewed up to 24 months.
- After purchase, wait about 30 minutes, then you can log into the client zone to download your letter. You can download it in English, Spanish or French.
US Citizen Travel Insurance for Schengen Countries
Thanks to pandemic related disruptions, the Israel-Hamas conflict, the war in Ukraine and extreme weather related changes, travel to Europe is seeing disruptions in planned schedules across the continent, all of which is adding to uncertainty while traveling in Europe from USA. US citizens are advised to buy the best US travel insurance for Europe even if it is not required for travel. US citizens are required to mandatorily buy Europe travel insurance only for travel of more than 90 days to Schengen countries and need a travel visa.
Travel insurance with trip cancellation coverage will protect US travelers in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Europe. Some travel insurance also provide coverage for quarantine expenses should one test positive for Covid19 while traveling. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.
Some US citizens travel insurance plans also have the option of Cancel for Any reason (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Long-Term Europe Visa Insurance Requirements
For travelers planning to stay longer than 90 days such as for work, study, or long-term residence then they need to apply for national visa or residence permit of that European country.
As part of the visa process, travel medical insurance is mandatory and must meet the following Schengen Visa Travel Insurance requirements:
- Minimum €30,000 medical coverage
- Coverage for hospitalization, emergencies, evacuation, and repatriation
- Policy must be valid for the entire duration of stay in Europe
Once you purchase an eligible plan, you will receive a visa-compliant insurance letter, which can be submitted along with your visa application.
American Visitor Insurance offers a range of affordable long-stay Europe travel insurance plans. Travelers can easily compare coverage options and choose the plan that best fits their visa requirements and medical needs.
What Does Schengen Visa Travel Insurance Cover?
Comprehensive protection designed for Schengen consulate compliance and your peace of mind.
Schengen visa insurance satisfies consulate requirements.
Emergency medical evacuation expenses to nearest available facility if needed.
Covers emergency medical costs arising from accidental injury or sudden illness.
Offers coverage for repatriation of remains expenses to home country in case of death.
Travel insurance offers coverage for acute onset of pre-existing conditions.
Which Travel Insurance Is Best for Europe?
There is no single Schengen travel insurance plan which will work best for all travelers to Europe. The best Schengen visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage. The price will be higher if you need health insurance for Europe travelers with pre-existing conditions. It is recommended to compare different cheapest Schengen travel insurance plans based on price as well as the different benefits coverage options. Europe travelers should also read different Schengen travel insurance reviews before buying a Schengen visa travel insurance plan.
Can I Get a Schengen Visa Insurance Certificate in English?
Yes. Many Schengen travel insurance providers issue an insurance certificate in English after you purchase coverage. The certificate typically includes your policy details, coverage dates, medical coverage amount, and information about emergency medical treatment and repatriation.
Which Insurance Plans Provide Certificates in English?
| Insurance Plan | English Certificate | Other Languages | Certificate Delivery |
|---|---|---|---|
| Safe Travels International | Yes | Check with provider | After purchase |
| Safe Travels Outbound | Yes | Check with provider | After purchase |
| Atlas International | Yes | Check with provider | After purchase |
| Patriot International Lite | Yes | Check with provider | After purchase |
| Travel Medical Choice | Yes | Check with provider | After purchase |
Schengen Travel Insurance With COVID Coverage
There are pandemic related travel restrictions in any of the Schengen countries. However, irrespective of Schengen consulate visa requirements it is very important to have the best travel insurance for Europe given the pandemic, the war in Ukraine, the Israel-Hamas war as well as extreme weather related travel disruptions, all of which can impact international travel adversely.
Trawick International, WorldTrips, International Medical Group, GeoBlue and Seven Corners are the top US based Schengen visa travel insurance providers offering Europe travel insurance with Covid coverage Trawick International offers Safe Travels International Insurance and Safe Travels Outbound Insurance. The Safe Travels International Insurance are available for Non US citizens and Non US residents while the Safe Travels Outbound Insurance is available for available for US citizens and US residents.
WorldTrips offer Atlas Travel insurance while International Medical Group (IMG) offers Patriot International Lite insurance. Seven Corners offers Travel Medical Choice Insurance. These plans also provide a Schengen visa letter which can be used while applying for the Schengen visa. The visa letter can also be translated to different languages as requested.
Schengen Travel Insurance Reviews & Traveler Feedback
See what travelers are saying about their insurance experience for Schengen Visa. Real reviews from real visitors.
"I always appreciate good business conduct and will be returning for a longer time span. Exceptional service."
"Thank you for your prompt response. Your assistance was highly appreciated throughout our entire trip planning process."
"You went way beyond what I'd expect from an insurance company. Thank you American Visitor Insurance!"
Schengen Visa Insurance FAQs
The EES does not replace the Schengen travel insurance requirement. Applicants should still ensure that their insurance meets the applicable requirements, including the required minimum medical coverage and coverage for the full period specified by the visa rules.
ETIAS is separate from the Schengen visa process and applies to eligible visa-exempt travelers rather than travelers who require a Schengen visa. Check the latest official EU requirements before traveling.
Schengen Travel Insurance With 30,000 Euro Coverage
Every plan we offer meets the mandatory Schengen visa travel medical insurance minimum coverage 30000 euros. Explore our FAQs, blogs, and forums for additional guidance.
What Is Europe Medical Insurance for Schengen Visa?
Which Are The Best Travel Insurance Companies for Schengen Visa Insurance?
You can find the best Schengen visa insurance companies through American Visitor Insurance including top-rated international carriers recognized and accepted by Schengen embassies worldwide.
