Are all Green Card holders required to obtain a Schengen visa?

Schengen visa requirements depend on the passport held by the Green Card holder, not on the Green Card itself. If the passport country requires a Schengen visa, the traveler must obtain a Schengen visa and have visa-compliant travel insurance.

Can I use my U.S. health insurance for a Schengen visa?

No. Most U.S. health insurance plans, including Medicare, do not meet Schengen visa insurance requirements and provide limited or no coverage outside the United States.

Is €30,000 coverage enough?

€30,000 is the minimum medical coverage required to satisfy Schengen visa requirements. Many travelers opt for higher coverage limits for additional protection while traveling in Europe.

Schengen visa travel insurance for US green card holders, Schengen visa for green card holders

Schengen Visa Travel Insurance for Green Card Holders?

If you have a Green Card and are going to Europe, you may need a Schengen visa to enter depending on the country of your passport. You will be required to buy travel medical insurance that meets the Schengen visa guidelines when you apply for the Schengen visa.

Do Green Card Holders Need Schengen Visa Travel Insurance?

Anyone holding a U.S. Green Card must apply for a Schengen visa if the nationality of their passport needs it. If a visa is required, it is obligatory to hold an insurance policy which adheres to Schengen Guidelines. This policy serves to guarantee coverage for any medical expenses incurred throughout your time in Europe and protects European Union nations from any unexpected healthcare expenditures related to your visit.

Schengen Visa Insurance Requirements for Green Card Holders

Your travel insurance policy is subject to the following specifications set by the Schengen state Consulates in order to apply for the Schengen Visa.

Minimum medical coverage of €30,000
Coverage for emergency medical care and hospitalisation
Covers emergency medical evacuation and repatriation
Coverage across all Schengen countries
Coverage for the entire length of stay in the Schengen countries
Issuing company must be a reputable insurance provider
Not meeting the above requirements may result in denials and/or delays in obtaining your Schengen Visa.

What Are The Benefits Of Schengen Travel Insurance?

For Green Card holders, a standard Schengen visa insurance plan contains the following:

✔ Covered Benefits

Emergency medical treatment
Hospitalization and surgery
Ambulance services
Emergency medical evacuation
Repatriation of deceased remains
24/7 travel assistance services
Compliance certificate for Schengen Visa

❌ Common Exclusions

Routine medical check-ups
Elective and/or cosmetic procedures
Current treatments for chronic illnesses
Preventative healthcare and vaccinations
Non-emergency treatment services

Coverage for Pre-Existing Medical Conditions

Most Travel Insurance policies for traveling in the Schengen Zone normally do not include benefits for regularly occurring medical treatment due to a pre-existing, medical condition. However, some Insurance providers offer limited coverage for a limited time and number of days for:

An Acute Onset of a pre-existing condition that occurs as an unexpected Emergency

The stabilization of a medical emergency

💡 Tip: coverage will be dependent on the specific Plan type, and age, so make sure to check your benefits prior to purchasing your Insurance policy.

How Much Will a Green Card Holder Need to Spend on Schengen Travel Insurance?

The cost range for Schengen visa travel insurance is different depending on many different factors:

Traveler's Age
Length of Trip
The selected coverage limit (€30,000 / €50,000 / €100,000)
The deductible amount
The insurance provider

💰 Typical cost range:

For many short trips, it's possible to buy Schengen travel insurance that costs about One Dollar a day, which is a very low price point compared to the amount of coverage offered.

How to Buy Schengen Visa Insurance as a Green Card Holder?

If you're a Green Card holder who needs to buy Schengen Visa Insurance, here's a quick and easy way to get it on American Visitor Insurance!

Input your age and trip dates
Evaluate Schengen-approved insurance plans
Select the amount of coverage you want
Pay online using a credit card
Get your Schengen Visa Insurance certificate immediately!

Your letter of insurance will accompany your application for a Schengen Visa.

What Common Mistakes Should Green Card Holders Avoid?

Assuming U.S. health insurance covers Europe
Buying travel insurance that excludes certain Schengen countries
Selecting coverage less than €30,000
Purchasing insurance for incorrect travel dates
Not checking age or deductible restrictions

Avoiding these mistakes can help ensure smooth visa approval.

Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?

We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.

Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.

Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.

Expert Support & Assistance: Our licensed customer support team is available 24/7 to
- Guide you through plan selection and online applications
- Help with policy renewals or extensions
- Assist with cancellations if travel plans change
- Support filing insurance claims
Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.

Schengen Travel Insurance for Green Card Holders FAQs

This depends entirely on the Green card holders passport and not on your Green Card. If the Green card holders country of passport needs a Schengen visa, then the Green card holder must have Schengen visa satisfying insurance while applying for the Schengen visa.

No. Most U.S. health plans including Medicare do not satisfy Schengen visa insurance requirements and offer very limited coverage outside US borders.

€30,000 is the minimum coverage to satisfy Schengen visa requirements. Many travelers choose higher coverage limits for added protection while in Europe.

Yes. A Schengen-compliant insurance certificate is issued immediately after purchase on American Visitor Insurance.

Most Schengen visa insurance plans available on American Visitor Insurance allow cancellation or changes before the policy start date.