Travel insurance 30000 euro coverage

• Minimum Coverage: The insurance must at least cover 30,000 Euros for medical expenses.
• Validity: The insurance must be valid in all Schengen states and cover the entire duration of the stay.
• Coverage: Emergency Medical Evacuation, Repatriation, and other unexpected medical expenses must be covered.
• Deductible: Policy must have a $0 deductible and 100% coverage.

If you need a Schengen Visa to travel to the Schengen countries, then you will need Schengen Visa travel insurance that satisfies the requirements. At American Visitor Insurance, we have Schengen Visa Insurance plans available that satisfy the Schengen Visa requirements. After purchasing the plan, a visa letter can be downloaded from the link provided in the email by the insurance company. There are many Insurance providers who provide Schengen visa Insurance plans.

The Choice of Schengen visa travel insurance plans vary with the needs of the traveler. Here are some plans that satisfy the Schengen visa requirements:

• Atlas International: This plan offers a policy maximum of $50,000 up to $2,000,000 for travelers in the age range of under 65. For travelers in the age range of 65 to 79, a policy maximum of $50,000 and $100,000 are the available options and for people above 80 only $10,000 is the available option. 100% coinsurance is covered after the deductible. Covers acute onset of pre-existing conditions up to age 80. The plan costs $38.08 for 16 days for an individual who is of age 44 with a policy maximum of $100,000 and a deductible of $100.This plan satisfies Schengen visa requirements and provides comprehensive Europe travel insurance for travelers. Check the brochures
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  Atlas Travel Insurance Brochure Links

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• Patriot International Lite: This plan offers a policy maximum of $50,000 to $1,000,000.Co-insurance is available 100% up to the maximum limit.The plan costs $49.74 for a 44 year old individual for 19 days with a policy maximum of $500,000 with a deductible of $100.Check the brochures
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  Patriot travel insurance brochure links

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• Safe Travels International: This plan is available for Non US citizens and Non US residents traveling to Schengen countries.This policy offers policy maximum from $50,000 up to $1,000,000. Co-insurance is available 100% up to the maximum limit.This plan covers unexpected recurrence of pre-existing condition for up to $2500 up to age 69. Cardiac and stroke conditions have coverage with this plan. The plan costs $51.90 for 14 days for a 44 year old individual with a policy maximum of $50,000 and a deductible of $250. Check the brochure for more details.

There are trip cancellation insurance plans available mostly for the US citizens and residents traveling to Europe:

• Safe Travel Voyager plan from Trawick International: This plan provides up to $1,000,000 for Emergency Evacuation and Repatriation. 100% trip cancellation coverage is available for up to $100,000. 150% of trip interruption coverage is available for up to $150,000. This plan provides $250,000 coverage for primary medical expenses. The plan costs around $96.36 for17 days of coverage for an individual of 44 years traveling to China from the US with the trip cost of $1000. Check the brochure for more details.
• Safe Travels Explorer plan from Trawick International: This plan offers $200,000 for emergency evacuation and repatriation coverage.100% of trip cancellation and trip interruption coverage for up to $30,000. Medical coverage for unexpected accidents and sickness is available with this plan for up to $50,000.The plan costs $42.12 for a 44 year old for 17 days with trip cost of $1000 for traveling to France from the US. Check the brochure for more details.
• Trip Protector Insurance from HTH Worldwide: This insurance has 3 variants namely Preferred, Classic and Economy. The Preferred plan will be providing a medical maximum of $500,000, with Classic and the Economy plans providing $250,000 and $75,000 respectively. 100% of Trip cancellation cost is covered for up to $5000 in the Economy plan, up to $25,000 in the Classic plan and up to $50,000 in the Preferred plan. The plan costs $79.68 for Economy, $91.79 for Classic and $117.25 for the Preferred plans for a 44 year individual traveling to Brazil from the US with trip cost of $1000 for 17 days. For more details on the benefits, please check the brochure of the plan.

The cost of the plan depends on the plan, the age of the traveler, duration of the plan, chosen policy maximum, chosen deductible value and the benefit coverage amount that the plan provides. The higher the deductible, the lower the premium. The older the traveler, the higher the price. The cheapest plan starts with $10 per week. Both US and Non US citizens and residents wanting to travel to Schengen countries are eligible to buy these plans, however some plans are available only for Non US citizens and vice versa.

• The insurance plan must cover expenses involved in evacuation of the insured to a medical care center in case of an emergency medical situation in the Schengen region.
• The insurance plan must cover expenses involved in transportation of cremation remains or cremation in case of death in the Schengen region.
• The insurance company from which you buy the insurance must have a regional office in the Schengen region.
• The insurance must be valid for the entire duration or more than the period of stay in the Schengen area.

The Schengen Visa Travel Insurance covers:

• Unexpected medical expense: Any unexpected sickness and injury will be covered by the insurance.
• Emergency Medical Evacuation: This is one of the Schengen visa Insurance requirements and the Schengen Insurance covers this.
• Repatriation: This is covered by the Schengen visa Insurance remains are transported to the home country in case of death.
• Pre-existing conditions: The Schengen Visa Insurance covers acute onset of pre-existing conditions.
• Doctor Visits: Doctor visits for unexpected injury and sickness will be covered by the plan
• Covid-19: Covid-19 related eligible expenses will be covered by the plan.

The trip cancellation insurance for trip to Schengen countries covers:

• Trip Cancellation: 100% of the non refundable trip costs,pre-paid costs get refunded if the trip gets cancelled for the eligible reasons.
• Medical Evacuation: Transportation costs from one hospital to the other or to a hospital for medical emergency is covered.
• Trip Delay: This involves reimbursing the food and lodging costs due to delay in the travel.
• Lost baggage: This involves paying for the lost or delayed luggage due to transport or airline delay or replacing the lost items
• Medical expenses: Coverage for unexpected medical sickness or injury while in the trip/vacation.

• Choose the plan: Choose the insurance provider and the right plan that fits best for you and also meets the Schengen visa requirements.
• Purchase the plan: Go ahead and follow the process of completing the application and purchase the plan.
• Receive the Certificate: Once the purchase transaction is completed, you will receive the Certificate or the policy ID card and details in confirmation email. Ensure to save the certificate.
• Download Visa letter: Usually, the Visa letter download link or details to get the Schengen visa letter will be made available in the confirmation email. You might also be able to create a login in the Insurance Provider website and by entering Certificate number and Date of Birth information, you can download the Visa Letter.