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Travel Insurance for Spain, Spain visa travel insurance

Procedure to get the Instant Spain visa letter for application as required by the European consulates

Description 1) Enter Details & GET QUOTE
Balance 2) Compare plans & BUY NOW
Download 3) Download VISA LETTER

Spain visa insurance quote

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What is the best travel insurance Spain visa insurance?

The best Spain visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Spain visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Spain travel insurance coverage.

Patriot International Lite: Patriot International Lite insurance for Spain visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How can I get Spain visa medical insurance?

Travelers to Spain applying for the Schengen visa can buy Spain visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Spain on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Spain visa requirements as mandated by Schengen state consulates. Our compare Spain visa insurance quote facility lists a range of cheap travel insurance that satisfy the Spain visa requirements. After buying travel medical insurance for Spain on our website travelers can immediately download the required visa letter to be used while applying for the Spain visa.

How much is Europe travel insurance for Spain visa?

The cost for the health insurance for Spain Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Spain visa. The Spain visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Spain visa on American Visitor Insurance.

Spain visa travel insurance requirements

Spain, officially known as the Kingdom of Spain, is a diverse and vibrant country located in southwestern Europe on the Iberian Peninsula. It is renowned for its rich history, cultural heritage, stunning landscapes, and lively traditions. With a population of around 47 million people, Spain is one of the most visited countries in the world, offering a mix of modern cities, historical sites, and beautiful natural environments. Travelers can savor delectable Spanish cuisine, explore ancient landmarks like the Alhambra in Granada, and relax on picturesque Mediterranean beaches.

Travel insurance to Spain

English is commonly spoken in tourist areas, making communication easy for American visitors. With its warm hospitality, fiestas, and flamenco music, Spain promises an enticing and culturally enriching journey for USA travelers.

Travel insurance is highly recommended for US citizens traveling to Spain. Finding the best Spain travel insurance from USA on American Visitor Insurance is very easy. Travel insurance Spain typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. Compare different international travel insurance for Spain plans on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for Spain from USA ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.

Spain travel insurance requirements

Spain requires all international travelers starting from December 2023 (including US citizens) visiting the country to have Spain travel insurance coverage of €30,000 (around $50,000 USD ) even for short visits. Spanish officials at the port of entry may ask for proof of travel insurance for Spain. It is important to have Travel insurance Spain for a smooth visit there. International travelers who needs a Spain visa for Spain will have to buy travel insurance which satisfies Schengen visa requirements

  • Travel insurance coverage of €30,000 (about $50,000 USD)
  • Policy must have a $0 deductible with 100% Coverage
  • A repatriation benefit.
  • An emergency medical evacuation benefit.
  • The insurance provider must have an office in Europe.
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Schengen visa insurance letter

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Spain visa travel documents

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Nationalities who need Spain visa

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How much does Spain Schengen travel insurance cost?

Europe Schengen travel insurance Cost in 2024

The cost of Schengen visa insurance depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. The cost of cheap travel insurance for Schengen visa can start from as just as 1USD per day.

Insurance Plans Plan Maximum Deductible Provider Network Cost *
Patriot International Lite IMG $50K - $1M $0 - $2.5K United HealthCare $8 - $13
Atlas International WorldTrips $50K - $2M $0 - $5K United HealthCare $8 - $14
Safe Travels International Cost Saver Trawick International $50K - $1M $0 - $5K First Health Network $10 - $13
Safe Travels International Trawick International $50K - $1M $0 - $5K First Health Network $10 - $15
Travel Medical Choice Seven Corners $50K - $1M $50 - $5K United HealthCare $20 - $37

* The average cost of travel insurance for Schengen visa is based on quotes for a 25 years old traveler for 7 Days and $0 Deductible.

Travel health insurance in Spain

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Visiting Spain

Travel medical insurance for US citizens visiting Spain

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Long term visa

Travel medical insurance for long term Europe visa

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Visiting USA

Travel insurance for Spain residents visiting USA

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Group Travel

Spain visa for group travel insurance quote

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Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

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Satisfies Visa requirements

Schengen visa insurance satisfies consulate requirements.
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Doctor visit

Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
ambulance

Medical evacuation

Emergency medical evacuation expenses to nearest available facility if needed.
local_hospital

Health care expenses

Covers emergency medical expenses for accidental injury or illness.
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Repat of remains

Offers coverage for repatriation of remains expenses to home country in case of death.
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Pre-existing conditions

Travel insurance offers coverage for acute onset of pre-existing conditions.

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Advantages of buying Schengen visa insurance on American visitor insurance

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Spain

The cost of Spain health insurance for travelers depends on the following:

Age of the traveler

The older the traveler, the more expensive the cost of travel health insurance for Spain.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Spain visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Spain travel insurance online

search 1: Finding all available Spain visa insurance plans

Complete the Spain visa insurance quote request form by providing details of the traveler and insurance requirements.

balance 2: Compare different visa insurance options

Compare the price and the benefits of the different Spain visa insurance options to identify what fits your needs best.

attach_money 3: Buy the Spain visa insurance and review documents

Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.

draft 4: Review Spain insurance & download visa letter

Review the insurance documents & download visa letter is required.

Travel health insurance for Spain
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Europe travel medical insurance

Spain Visa Types

1. Schengen Visa (Type C):

This is the most common visa type for short-term stays in Spain. It allows the holder to travel and stay in the Schengen area, including Spain, for up to 90 days within a 180-day period.

There are three subtypes of Schengen visas:
  • Single-entry
  • Double-entry
  • Multiple-entry
2. National Visa (Type D):

This is a long-stay visa for stays in Spain exceeding 90 days. It is issued by the Spain consular authorities based on national legislation.
Examples include student visas, work visas, and residence permits.

3. Airport Transit Visa (Type A):

This visa allows the holder to transit through the international transit area of an Spain airport without entering the country. It is required for citizens of certain countries when connecting through an Spain airport to a non-Schengen destination.

4. Transit Visa (Type B):

This visa allows the holder to transit through Spain to reach a final destination outside the Schengen area. It is valid for a maximum of 5 days.

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Do US citizens need a visa for Spain?

US citizens are advised to buy travel insurance for Spain even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Spain and need a travel visa.

Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Spain. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.

Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.

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Long term Europe Visa Insurance for US citizens

US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries.

The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

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Spain travel insurance for older US travelers with Medicare coverage

US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.

International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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Travel insurance Spain, Spain travel insurance - FAQ's

1. What is Spain Schengen visa travel insurance?

Spain visa travel insurance is a mandatory insurance for individuals applying for a Schengen visa to visit Spain. As Spain is part of the Schengen Area, travelers need to show proof of this insurance to meet visa requirements. This Spain travel insurance must cover a minimum amount for medical expenses, repatriation, and emergency medical care during the stay in Spain. It's essential that the coverage matches the visa regulations and provides necessary financial protection in case of unexpected events.

2. What is Schengen eligible travel insurance for Spain?

Schengen eligible travel insurance for Spain meets the specific requirements of the Schengen Agreement for travelers visiting Schengen Area countries in Europe. It must provide sufficient coverage for medical expenses, repatriation, and emergency medical evacuation during the entire stay in the Schengen Area. This insurance is a prerequisite for getting the Schengen visa and should be valid for all countries within the area. It's important to ensure that the coverage amounts and terms align with the visa requirements of the specific Schengen country you plan to visit.

3. How do I cancel my Spain visa insurance?

If you want to cancel your Spain health insurance, the procedure varies depending on the your insurance plan. However, travel insurance can be easily cancelled before the start of the insurance policy. The refund for cancelling the insurance after the start of the policy will be usually on a pro-rate basis. However it is important to follow these steps:
  • Review the terms and conditions of the insurance contract to see if there are any cancellation fees, notice periods, or other requirements.
  • Contact your insurance provider and inform them of your intention to cancel your insurance. You will need to provide some documents, such as your insurance number, account number, passport, or proof of departure.
  • Confirm that your cancellation request has been processed and that you have received a confirmation letter or email from your insurance provider.

4. Is travel insurance necessary for Spain?

If you need a visa for traveling to Spain (Schengen visa), then - Yes, Spain travel insurance is necessary for applying for the Schengen visa. The Spain visa travel insurance requirement is a minimum coverage of 30,000 Euros.

If you a citizen of a country which does not need a visa for traveling to Spain , then buying travel insurance for Spain is not mandatory for visits of less than 90 days. However given the cost of healthcare in Spain , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Spain.

5. How can I get travel medical insurance for Spain?

Travelers to Spain who need the Schengen visa can buy Spain visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Spain visa consulate requirements. Once you complete buying the Spain visa travel insurance online, you can download the required Spain visa letter which you can submit while applying for the Schengen visa.

6. What is the cost of Spain visa travel insurance?

The cost for the Spain visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Spain travel insurance required, the greater will be the cost. Our Spain visa insurance application quote facility lists the travel insurance that satisfy Spain visa consulate requirements.

7. What is the procedure to get a visa letter for Spain?

Spain visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Spain visa form and click the 'get quote' button.

A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Spain visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.

On purchasing the Europe travel insurance for Spain , a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Spain visa letter that may be presented to the consulate as proof of coverage.

8. Who must buy travel medical insurance for Spain visa?

A traveler from any of the Schengen visa required countries visiting Spain for less than 90 days is required to buy short term travel medical insurance to apply for Spain visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Spain for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.

9. Who offers Schengen visa Insurance for Spain?

We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Spain are International Medical Group, Seven Corners, WorldTrips and Trawick International.

10. What is covered under Spain visa travel insurance?

Best travel medical insurance for Spain visa covers the cost incurred from
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Trip cancellation or interruption
  • Flight delay
  • Baggage delay or loss
  • Acute onset of pre-existing conditions
  • Maternity in first 26 weeks

11. How do I get cheap Schengen visa travel insurance for Spain?

This is surely dependent of the travelers’ requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Spain visa insurance products before buying the cheap travel medical insurance for Spain visa.

12. Which are the EU countries that are not part of the Schengen region?

The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Bulgaria, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Romania, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.

13. What is the difference between European Union (EU) and the Schengen states?

The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.

14. If my Spain visa is denied, can I cancel my travel insurance plan?

Yes, you can cancel your travel insurance plan if your Spain visa is denied. There should be full reimbursement if you cancel before the travel dates.

However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.

It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.

15. Can I cancel my Spain travel health insurance?

Yes, you can cancel your Spain travel health insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims.

If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.

16.Do I need a visa to travel to Spain?

Whether you need a visa to travel to Spain depends on your nationality. Citizens of European Union (EU) countries do not need a visa. Citizens from visa-exempt countries, such as the USA, Canada, and Australia, do not require a visa for stays up to 90 days. However, citizens of non-EU countries and non-visa-exempt countries will need a visa for visiting Spain. It is essential to check with the Spain embassy or consulate for specific requirements based on your nationality and the purpose of your visit.

17. Do I need travel insurance for Spain?

While travel insurance to Spain is mandatory while applying for the Spain visa, it isn't required for those who do not need a visa. However, travel health insurance is recommended, especially for those visiting from outside the EU zone. It provides valuable financial protection for unexpected medical costs, trip cancellation, and other travel related issues during your stay.

18. How to compare & buy cheapest travel insurance for Spain?

  • Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
  • Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
  • Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
  • Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Spain FlagSpain - General Information

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Capital
Madrid
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Population
47.8 million
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Location
Southern Europe
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Currency
Euro
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Language
Spanish
calendar_month
Best time to visit
April to May
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Vacation spots
Andalusia, Barcelona, Valencia, Madrid, Pamplona, Sevilla, Toledo, Granada, Santiago de Compostela.

Popular tourist destinations in Spain

Health insurance for travel to Spain

Alhambra

The Alhambra stands majestically on a fortified hilltop with the snow-peaked Sierra Nevada Mountains as a backdrop.

Tourist Insurance for Spain

Catedral de Toledo

With its soaring tower and marvelous Gothic architecture, Toledo's cathedral is one of the most important Christian landmarks in Spain.

Medical insurance for visiting Spain

Casa do Cabildo

The Underwater Sculpture Park is a unique submerged gallery that also serves as an artificial reef in a marine protected area.

Travel health insurance for Spain

La Mezquita

A UNESCO-listed World Heritage Site, La Mezquita is the Great Mosque that was created for the Caliphate of Córdoba, an important Moorish kingdom of Andalusia.

Popular tourist destination cities in Spain

Tourist information about Spain

travel_explore How do I get visa for Spain?

  • Schengen visa is required for international travelers visiting Spain or any Schengen country irrespective of the reason for travel.
  • You have to apply for Spanish visa at the Spanish embassy or consulate in the country of your residence.
  • It takes 2 to 15 days to process the visa in the Spanish Embassy.

Insurance Plans available at American Visitor Insurance are applicable for

  • Schengen Visa A (Airport Transit Visa)
  • Visa B (Transit Visa)
  • Visa C (Travel Visa)
  • Visa D (Long Stay Visa)

description What are the documents required for Spain Visa?

  • Completed and signed application form
  • Valid Passport
  • Photographs that are taken recently
  • Documents of travel itinerary
  • Confirmation of health insurance coverage for Spain
  • Closed round trip ticket
  • Current bank statement
  • Spain visa insurance letter

calendar_month What is the best time to visit Spain?

The best time to visit Spain is during the Summer season.

location_on What are the famous vacation spots in Spain?

Andalusia, Barcelona, Valencia, Madrid, Pamplona, Sevilla, Toledo, Granada, San Sebastian (Donostia), Santiago de Compostela...

hotel What are the popular Cuisines in Spain?

Arroz con leche (rice pudding), Calamares a la romana (Fried squid), Cocido montanes typical dish from Cantabria, Chorizo (spicy sausage), Chuletillas grilled chops of milk-fed lamb, Percebe typical from Galicia...

translate Which are the popular Languages spoken in Spain?

Spanish, Aragonese, Asturian, Basque, Calo, Extremaduran, Quinqui...

International airports in Spain

City Airport Name IATA Code
Madrid Adolfo Suárez Madrid-Barajas Airport MAD
Barcelona, Catalonia Barcelona-El Prat Airport BCN
Málaga, Andalusia Málaga-Costa del Sol Airport AGP
Mallorca, Balearic Islands Palma de Mallorca Airport PMI

What does travel insurance for Spain visa usually not cover?

Travel health insurance for Spain visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Spain Schengen Visa insurance. These include:

1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.

2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.

3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.

4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.

5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.

Schengen Travel insurance with 30,000 Euro coverage

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Best schengen travel insurance forum

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Tourism and travel insurance information for visiting Schengen countries.

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US citizens traveling to Europe

Vacation and travel insurance information for US citizens visiting Europe.

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Long term Europe visa medical insurance

Insurance Information for Long term Europe Visa.

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Best travel insurance for Schengen visa

Tools to find the best Schengen visa travel insurance.

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Travel insurance for travelers from Spain

List of travel insurance companies for Schengen visa Europe from USA

You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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