Schengen Visa Insurance Questions

Hi,
I need a travel health plan which must state the following

• It is valid in the France or worldwide
• Covers medical expenses
• Covers emergency medical repatriation
• Minimum coverage amount of $35 000 for medical expenses and emergency medical repatriation
• Mentions precise dates of coverage, and covers your WHOLE stay in France o Zero deductible/copay. No upfront payment.

I am 59 years old and already have coverage in the US .
Thank you,
Amina Mokhtar

Dear Amina,
Thank you for contacting us at American Visitor Insurance for your Schengen Visa insurance needs for France.
For your trip to France, you can purchase the Liaison Travel Choice by SevenCorners. This is an excellent comprehensive plan that meets your Schengen Visa Requirements. This plan will cover the whole European country. You need to purchase $50,000 maximum coverage with 0 deductible.

To BUY the plan, use link below:
     Plan Details      Buy Now     Brochure

After your purchase, you will receive your documents right away. Just print your ID card for your trip and the Coverage letter for the embassy.

Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : May 2019

Hi,
I am an Egyptian Citizen planning to travel to Europe during the period from the 7th to the 13th of June 2019. I need to purchase an international medical insurance plan that covers my trip period and I am interested in Liaison Choice Medical Insurance Plan.
My question is:-
1. Do I have to be an American citizen to buy and be eligible to this plan and its benefits?
Awaiting your confirmation to be able to proceed with the purchase of the policy.
Thank you,
Sally

Dear Sally,
Thank you for contacting us at American Visitor Insurance for your Europe Travel Insurance needs!
Yes Sally. You are eligible to purchase Liaison Choice Insurance plan. Non US citizens are eligible to purchase this plan. Here are the details of this plan on our website:

Liaison Travel Choice Insurance:-
     Plan Details      Buy Now     Brochure

Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
What is travel health insurance? Do I need a French Visa to travel to France? I am a permanent resident of the US(Non US Citizen).
Thanks
Tynchtyk

Dear Tynchtyk,
Thank you for contacting us at American Visitor Insurance for your Schengen Visa Insurance needs!
Yes, you will need a French Visa to travel to France. If you are a US citizen, then you do not need a Visa to travel to Schengen countries. Travel health insurance are insurance plans to cover any unexpected sickness or injuries when people are traveling outside their home country. They are covered for any emergency health related incidents that might occur while they are in a foreign country. Here is a plan that you can consider for your travel to France:

     Plan Details     Buy Now     Brochure

After your purchase, you will receive a confirmation email from the insurance company that will have the ID Card and the policy details attached to it. You can download that and print that for your future use. In this email, you will also receive a link to the Visa letter that you will need for the consulate. Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
Bought your policy for International Travel (our home country is USA) My wife would appear for a Schengen Visa Appointment early next week.
Can you provide me a visa letter showing coverage proof for her? let me know if you want her passport details etc.
Thanks
Shivkumar

Dear Shivkumar,
You need to use the links on your confirmation email to go to the CLIENT ZONE and create a log in. The first time you log in you will use the certificate number and the primary insured's date of birth. Then a menu will give you an option to print a VISA LETTER.

If you want our help with this, we need:
Primary insured's name and date of birth Certificate number password to the client zone if you have created one. Also, if you did not include your wife's passport number on the application and you want it printed on the letter, you must provide us that information as well (the passport number).

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I am a US citizen and my age 65 years. I need insurance to travel to Europe.
How much would the insurance cost from today till October 2nd? Is colon scoot included?
Thanks
Mary

Dear Mary,
Thank you for contacting us at American Visitor Insurance for yourEurope Travel Insurance needs!
We have several policies that satisfy the needs of travelers to Europe.
Customers usually buy these products to satisfy Schengen visa requirements, however as a US citizen this is not a factor for your short term travel to Europe. These Schengen visa requirements ensure that the coverage is adequate for travel to Europe and that the insurer has the wherewithal of insuring a traveler in Europe.
You can get a list of available plans ideal for travel to Europe by using our Schengen visa quote comparison tool. You can enter the age(s) of the person who needs the insurance to get a list of options available.

  Schengen Visa Insurance

If you have any questions, please feel free to contact us at +1 (877) 340 7910 and we are more than happy to help by answering your queries.
Thank you for providing us an opportunity to be of service to you!

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I am traveling for a year. Will be going out of Schengen Area after 90 days, so won't need extended stay visa. Do I need Schengen area medical insurance?
Thanks
Lanita

Dear Lanita,
As a US citizen, since you do not need a visa for a stay of less than 90 days, you do not need insurance purely for the Schengen visa purpose. However it is prudent to buy health insurance unless your domestic US health plan provides adequate coverage while outside the US. If however you are staying in Europe for more than 90- days, you will need the Europe long stay visa and therefore the Schengen visa insurance for that.

  Schengen Visa Insurance

Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
Please can you suggest insurance plans for my mother visiting France from US for a year.
Thanks
Linda

Dear Linda,
You could use our compare tool:

  Schengen Visa Insurance

While filling the form for one year. All US products in this category for travel to Europe are available for a maximum of 365 days as decided by the regulatory authorities, and hence the quote is incorrect when you choose 366 days. You should choose the dates as from 22nd September 2017 to 21st September 2018 (this makes it 365 days including the 22nd September 2017 and 21st of September 2018).
You will be able to download the policy document that you need to submit for the French visa once you complete purchasing the policy.

Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
We are looking for an insurance plan that satisfies the Schengen Visa requirements for my client. I need an insurance that is available for one year. This plan should be available for $0 deductible. The client needs to attend the visa interview in Germany. She is going to stay for long time in Denmark but she needs coverage in all the Schengen countries. She will be touring in Europe. What is the destination that she needs to enter in the application? Does the plan cover all the other countries in Europe apart from the destination provided?
Thanks
Ross

Dear Ross,
Thank you for contacting us at American Visitor Insurance for your Schengen Visa Insurance needs!
Atlas International is available for a maximum of 364 days. This plan satisfies the Schengen Visa Requirements and is available for $0 deductible. The Visa Letter that is generated automatically for each policy and available to download in the Client Zone specifically states that the policy meets Schengen visa requirements and also gives the member the option to add multiple destination when printing it out. That document is accepted for the visa.

  Schengen Visa Insurance

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I am in the process of applying for Schengen Visa to Spain, and it is required to have a travel insurance with a minimum coverage of 30,000 euro. I see the plans provided on your website has a clear indication of maximum coverage but how do i know the minimum coverage for each plan quote?
Thanks
Caroline

Dear Caroline,
Any of the plans we offer for Schengen visa will work. You need to choose at least $50,000 maximum which is the closest to 30k Euros. You can use the link below to see all plans :

Schengen Visa

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
On medical health insurance page requirement for Schengen visa, it says the amount must be spelled out or it must say unlimited, the sum has to be split equally between the different benefits(eg, $25,000 for medical treatment, $25,000 of medical evacuation and repatriation. Does atlas international specify all these?
Thanks
Guanshan Xian

Dear Guanshan,
Thank you for contacting us at American Visitor Insurance for your Schengen Visa Insurance needs!
Atlas International is a plan that is suitable for Schengen Visa Insurance. About the wording that is specified in the document, this plan might not say that each benefit is equally spelled out to be $25,000 but that is the minimum amount that has been specified. Atlas International exceeds this amount. Therefore there is no harm in buying the plan as long as the minimum requirement is met and satisfied. It might not be the same amount for each benefit but it s more than what they have requested for each benefit. This qualifies the plan for the Schengen Visa Insurance.

      Plan Details     Buy Now

Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hello,
I am from Dhaka, Bangladesh. I have 3-4 student applicants for Portugal visa center in New Delhi. They need 1 year duration of 30,000 Euro coverage medical travel insurance. Can I buy Atlas International Insurance Plan?
Thanks,
Tauhid

Dear Customer,
Thank you for contacting us for your insurance needs. Yes you can buy this plan.

     Plan Details     Buy Now

You can get all information about Atlas insurance, see the brochure, and buy the policy in the above website.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smallest) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease. The plan will satisfy Schengen visa requirements and you can print out the visa letter from their client zone about 45 minutes after your purchase.
Please check our compare facility to see more plans in case you are interested:

Compare Schengen Plans

Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I need insurance which satisfies Schengen visa requirements. It needs to be no deductible, no refund, and no copay.
Thanks,
Kate

Dear Kate,
Thank you for contacting us for your insurance needs. The policy below meets requirements for Schengen visa , as long as you purchase at least a $50,000 maximum policy and choose a $0 deductible. There is no co-insurance involved for this plan outside the US. Also, this company will give you a visa letter in English and Spanish (I hear the Spanish consulates can be quite picky). If you want a precise quote, tell me your age and the number of months you need to buy, or you can price it yourself using the link below:

     Plan Details     Buy Now

This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smallest) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease. The plan will satisfy Schengen visa requirements and you can print out the visa letter from their client zone about 45 minutes after your purchase.

Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I am a 52 yr old American citizen and a Dutch resident. I currently live in Netherlands. I am traveling to Spain and currently looking for health insurance that satisfies the Spanish Government requirements. I need coverage for my pre existing condition which is Gastro pertussis. I am interested in the GeoBlue Voyager plan. Would you be able to find out if that plan can cover me?
Thanks,
Eve

Dear Eve
Thank you for contacting us at visitor medical insurance for your travel health insurance needs! I contacted the Geoblue regarding your questions and as per that conversation, since you are not currently residing in US, you are not eligible to purchase that plan.
I have an alternate option for you from the insurance company HCC Medical Insurance Services. This plan is Atlas International. The pre existing condition will not be covered under this plan as they do not cover anything chronic and that is currently being treated with medications.

     Plan Details     Buy Now     Brochure

This policy is popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smallest) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease. The plan will satisfy Schengen visa requirements and you can print out the visa letter from their client zone about 45 minutes after your purchase. Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I have purchased the Atlas International policy online as per your suggestion for the Schengen Visa Insurance. Can you please send me a copy of my policy by an email? It is urgent. Also I have 2 questions:

• What does this mean?
  "This insurance coverage, offered by HCC Medical Insurance Services, does not meet the minimum standards required by the health care reform law. The policy contains the plan benefits, including a lifetime maximum, that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs."
• What is this deductible $250 mean?

Thanks much,
Deepita

Dear Deepita
You should have received a confirmation email from HCCMIS after your purchase is complete. Check your spam if the email is not in your inbox. There is a hyperlink in that email using which you can download all relevant documents including a visa letter for the consulate.
Regarding your questions:

• "This insurance coverage, offered by HCC Medical Insurance Services, does not meet the minimum standards required by the health care reform law. The policy contains the plan benefits, including a lifetime maximum, that you have selected. Please review your choices to ensure that you have sufficient coverage to meet your medical needs."
  The above paragraph means that not all of the requirements required by health reform law are applicable to this insurance policy. For example the Law says to cover pre existing conditions, but the plan does not cover it. It might cover only the acute onset until certain age.
• The deductible amount of $250 is the amount that you the customer has to pay in case you incur an expense after which the insurance company will take over and cover the remaining eligible expense.

Hope this helps!

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

---

Dear American Visitor Insurance,
I am trying to buy the Patriot International plan for my daughter who is traveling to Spain, but have this confusion. What is the meaning of ‘Deductible’? Can I buy the $2500 deductible since that is the lowest price.
Best regards,
Evelyn

Dear Evelyn,
Thank you for contacting us at American Visitor Insurance for your US visitor medical insurance needs!. If you are buying the insurance while applying for the Spanish (Schengen) Visa, you have to buy the Zero deductible option as this is required by the Schengen consulate.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I am applying for a long-term visa to stay in France for 6 months. I have a domestic insurance that will cover me while I am there. However, they do not offer either repatriation or emergency medical evacuation coverage which is required for the visa. Can I buy a policy with only this coverage?
Thanks,
Joshi

Dear Joshi,
The plans that we have has all the required medical coverage along with emergency evacuation and repatriation. These plans have worldwide coverage including or excluding US. Liaison Travel plans from Seven Corners are available for you. These are comprehensive plans and have excellent coverage. The other excellent plan would be the Atlas International plan from Tokiomarine HCC. This is a comprehensive option as well. Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi American visitor insurance,
Could you please provide a letter of Proof of Coverage for my Schengen visa application? The countries I am visiting include Switzerland, Spain and Czech Republic. The Proof of Coverage letter should include international coverage of at least USD 40,000 for each of the following items:
- emergency medical expenses
- emergency hospital treatment
- repatriation for medical reasons

Dear customer
After purchasing the Schengen visa insurance plan, you can get the required visa letter from the following webpage:      Schengen Visa Letter

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi Sir,
How to determine the days when we issue an Italy travel insurance? Do we need more than stay days coverage policy?
For example, if we stay for 10 days, do we only issue a policy to cover 10 days or do we need to issue a policy to cover 20 days?
Please advise. ?

Thank you for contacting us at American Visitor Insurance for your travel health insurance needs! You can purchase your travel insurance only for the days you are outside your home country. Our insurance plans have a minimum purchase of 5 days. If you are looking for insurance to travel in Italy, we recommend the Atlas International by HCCMIS. This plan satisfies the Schengen Visa requirements.

To view the Schengen visa insurance plans, please go to our compare facility at Europe Travel Compare .

Fill in the information requested, hit 'Get Quote' and you will be able to view a list of policies. Along with policy information you may also access plan brochures, compare prices and purchase a plan online.

To buy the Atlas International plan (which satisfies Visa requirements), you can go directly to this site:

Buy Now     Brochure

If for any reason you are denied the visa or cancel your trip, just email the company at orders@hccmis.com before your policy is supposed to start and tell them in writing to cancel your policy. Your credit card should be credited within 7-10 business days of your cancellation.

Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
Please can you suggest insurance plans for US expats living abroad.
Thank you,
Grete.

Dear Grete
Thank you for contacting us at American Visitor Insurance for your Expatriate Health Insurance needs!. Yes, we have several
policies, including the Patriot International, that can be used by US expats living abroad. Here are the links to that policy and a few others in case you are interested.
Patriot International : This is plan is only available up to $50,000 maximum for the 70+ traveler

     Buy Now      Brochure

Patriot Platinum : This plan is available up to $100,000 maximum for the 70+ traveler

     Buy Now     Brochure

Atlas International : This plan for travel outside the US (will only cover incidental trips back to US)

     Buy Now     Brochure

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I am trying to buy the Atlas Travel Insurance policy for my trip to Europe. However, I get to a notice which says something like "if you are physically in the state of NY, you cannot purchase the policy online". What does that mean? Can I buy the policy?


Since you have put in a NY address on your application, you are being asked this question. The regulation of insurance is left up to each state of the United States, so each one has different laws and regulations. While this is not necessarily an issue for you as a consumer, it makes things extraordinarily tedious for insurance companies who want to sell insurance in every state and have their customers covered in every state. This is why you will not be able to buy this policy if you are physically in the state of New York, so you have two options. Option 1: Physically go to a different state (or ask a friend or relative in a different state) to buy the policy OR, Option 2: choose a different policy which still meets the requirements for your trip. To view other policies click this link: Schengen Visa Insurance

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
Hi my name is Hasan and I'm planning to go on a vacation to Switzerland. I need an Schengen visa insurance. Please get back to me as soon as possible.
Thanks you,
Hasan

Dear Hasan,
Thank you for contacting us for your insurance needs. The Atlas International plan satisfies Schengen visa requirements.

     Buy Now

This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smallest) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease. The plan will satisfy Schengen visa requirements and you can print out the visa letter from their client zone about 45 minutes after your purchase.

Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I’m an international student with F1 visa in US. I'm travelling to Spain on tourist visa. I would like to know plans that have 100% no deductible or co-pay for a period of 10 days.
Thanks
Hasan

Dear Hasan,
Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!. For your trip to Europe here is the policy we suggest that satisfies Schengen State consulate requirement: The policy that is good for you is Atlas International. This policy will cost you $10.67 for 11 days coverage. This plan has $50,000 policy maximum coverage with $0 deductible and no co-insurance.

     Buy Now     Brochure

After you have purchased the plan and when you get your certificate number please go to the following link:     Atlas International ID Card

You will be taken to a page that requests your certificate ID and date of birth. Enter this information. (the page also asks for a password but you can ignore this)

You will then be entered in to your account. Look for a link 'Visa Letter'. You must print this out (it is a PDF file) and take it with the rest of the policy documents to the consulate.

Thank you for providing us an opportunity to be of service to you!

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Dear customer support,,
I need to shop for a travel insurance, that satisfy the Embassy requirements please.
Medical insurance Official letter in your name from your medical insurance company stating the following criteria:

• Valid throughout Schengen territory.
• Valid during the entire travel period.
• Coverage of at least €30.000.
• Coverage includes repatriation for medical reasons, urgent medical care, emergency hospital treatment or death.

* Destination: Netherlands
* Departure: 12/10/2014
* Return: 01/05/2015
* Traveler Ages: 54
* Citizenship: Iraq
* Residence Country: United States
* Residence State: Georgia

Thanks,
Thikra Jaffat

Dear Thikra,
Thank you for contacting us at American Visitor Insurance for your Schengen Visa Insurance needs! Here are the links for the policy we spoke about over the phone:

ATLAS INTERNATIONAL from HCCMIS:

     Buy Now     Brochure

This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smallest) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease. The plan will satisfy Schengen visa requirements and you can print out the visa letter from their client zone about 45 minutes after your purchase.

Thank you for providing us an opportunity to be of service to you!

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I'm looking for a Travel medical insurance for Europe (Travel health insurance Americans resident traveling to Europe, 3 months and half). I will take the Atlas International, is that correct? I would like to know how long does it takes to receive the Insurance Documentation at home, I have to present it to the Spanish Embassy.
Thank you
Bruno Storbeck

Dear Bruno Storbeck,
Yes, Atlas is a plan that will provide you with a VISA letter to show the consulate as a proof of coverage. You will receive this documentation by email as soon as you buy the policy. If you want a hard copy it can take 5 to 0 business days. All consulates accept the letter we send by email - all you have to do is print it out and show it to them.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I want to purchase travel insurance for my son, Kyle Tregurtha age 26, who is travelling from New York to Iceland departing 22 December 2012 and returning 4 January 2013. My son is a South African citizen with American residency.
In order to obtain a Schengen visa, very specific coverage is required which must be confirmed either in the policy or in a letter. The coverage required is: * Travel/health/accident insurance with minimum medical coverage of the equivalent of Euro 30.000,00. (Applicants must present insurance policy stating policy number, name of insured, validity and schedule benefits).
* It must have the wording that he is covered for the Schengen States, and covered for Emergency medical expenses, evacuation, repatriation or transportation.
Are you able to assist in this regard? I don't want to buy travel insurance which doesn't meet their requirements and where the coverage is not specified as required.
Thank you

Dear Customer,
Thank you for contacting us at American Visitor Insurance for your visitor medical insurance needs!. I'm attaching the details for a policy called Patriot International, a well known policy that complies with Schengen Visa requirements.

     Plan Details     Buy Now     Brochure

If you have any questions please let us know.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
I am Mexican and I live in China. I am planning to go to Spain from December 2nd, 2012 to December 12th, 2012 for vacations. I think Spain requires Mexicans to have an insurance in order to visit the country.
Can you quote me please one insurance for those days? I would like to have the cheapest one that covers everything Spain requires. I am 26 years old.

Thank you very much in advance!
Daniela Mendoza

Dear Daniela,
The policy will cost $8.25 for 11 days in Spain. You can purchase it from wherever you are over the internet using the link below. You will be provided with a "visa letter" which is what the Spanish consulate will want to see in order to issue your visa.

     Plan Details     Buy Now     Brochure

If we can assist you any further, please do not hesitate to contact us.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

Hi,
How much i will have to spend to have a health insurance in visiting a friend in Belgium for three months (90 days)?
Thank You

Dear Customer,
For travel to Europe we suggest the Liaison Continent policy. Please see the links below for plan details and pricing:

     Plan Details     Buy Now     Brochure

If you have other questions do let us know.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019