Travel health insurance for US citizens traveling to Europe

Answer these questions to find the best insurance plan for your needs (International travelers, students, all US visa’s and Schengen visa).

What is the traveler's destination???


What is the nationality of the traveler??


Is the traveler looking for?


Does the traveler need Schengen Visa Insurance or Long term Europe Visa insurance?


What is the Visa of the traveler?


What is the Visa of the traveler?


Does the traveler have any pre-existing medical conditions?


Type of Insurance?


Are you a resident of Latin America or the Caribbean?

Enter age
Spouse's age (if traveling)
GET QUOTES         Advanced Quotes

Schengen Visa information for US citizens and US residents (Non US citizens)

US Citizens with a valid US passport can travel to the Schengen states up to a maximum of 90 days without the need of a Schengen visa.
Requirements for traveling to the Schengen region:

  • A valid US passport with a minimum of three months validity beyond the departure date from the Schengen area.
  • Valid reason for travel.
  • Proof of adequate financial resources to support oneself during the entire stay in the Schengen region.
  • Any compliance or entry requirements specific to the country of travel or transit.

US residents but non US citizens visiting the Schengen region

Most Non US citizens need to apply for the Schengen visa. Please check "Nationalities who need Schengen visa". US residents but Non US citizens need to provide the proof of resident status in the US (Green card, valid US visa and copy of valid I-20 or valid I-AP66, visas...) to apply for a Schengen/short stay visa. The visa and the US resident status must be valid for at least 3 months after the last day of stay in the Schengen area.

Long Term Stay in the Schengen Region (More than 90 days)

If you want to stay in the Schengen area for more than 90 days you must apply for a residence permit and not a Schengen visa. One of the requirements for Long Term Europe stay visa is the mandated Schengen visa insurance. Specific instructions for residence permit is available on the respective embassy/consulate's website.

Please note that it is prudent to give adequate processing time while applying for the Schengen visa. This is particularly true during the peak travel months in Summer and in Winter.


Long term Europe visa insurance

Americans visiting Europe for more than 90 days within a 180 day period should apply for an extended stay visa. A mandatory requirement for this extended stay visa is Travel Medical insurance with coverage up to 30,000€ (or the equivalent in USD) while living in Europe. A Visa Letter should be provided by the insurer clearly indicating that the traveler is insured for medical expenses, emergencies and hospitalization throughout the stay in Europe. It should also state any limit in the amount of coverage (or "unlimited" if there is no limit of coverage).
Even if insurance is not mandated and you do not need a visa (Americans do not need a visa to visit Europe for less than 90 days), travel medical insurance offered on this website are strongly recommended simply because health care is expensive in Europe and your US domestic insurance rarely travels beyond the US national borders. Medicare the other domestic US health insurance plans have very limited coverage outside the United States, and travel medical insurance is required to be financially safe while traveling.


Schengen visa insurance requirements

Europe travel insurance for the citizens of the US is also called as the Schengen Visa Insurance. The requirements of the coverage for visitor insurance as per the Schengen Visa guidelines are medical benefits of at least €30,000 (the equivalent being about $50,000 USD) with coverage for accidents, sudden illness, repatriation. The insurance company must have a representative office in the Europe.


Holidaying in Europe and the need for travel insurance

Europe as a continent is by far the world largest tourist attraction and has over 600 million international travelers annually. France and Spain are ranked as the top countries for attracting international tourists. These figures are easy to explain given the range of tourist attractions that Europe offers. Each region of the continent has something unique to offer in terms of nature and scenic beauty as well as manmade artefacts, art, music, culture and culinary traditions. Western Europe has its charms along the Atlantic coast and Iberian peninsula. Southern Europe has the Mediterranean sea and cultural influence from northern Africa and the middle east. Eastern Africa with its rich history and orthodox Christian traditions. Northern Europe's Scandinavian countries have their distinct landscapes. All these regions come together to make Europe a dream vacation destination for any tourist.

However US citizens and other international tourists should be aware that local health insurance plans and even US Medicare insurance offers very little coverage in Europe. International travelers should be aware that traveling outside one’s comfort zone always has some risk and it is important to buy good travel health insurance. Travel insurance can ensure that your European vacation does not get bogged down in the event of any adverse situation. Good travel insurance cover can make all the difference in an accident, sickness or adverse travel conditions. At American Visitor Insurance, we work with reputed insurance providers to offer the widest choice of global travel insurance plans with excellent coverage in Europe. International travelers to Europe can compare different travel insurance plans to make an informed decision. Compare visitor travel insurance options to buy the best plan for your particular needs. Older American travelers with Medicare aged over 65 years can buy the GlobeHopper Senior Insurance plan for their travel to Europe.

Popular destinations in Europe


US travelers in Europe and the need for travel insurance

Data provided by the US department of Commerce show that three European countries feature amongst the top five nations visited by Americans. Beyond US's immediate neighbors of Mexico and Canada, the European nations of United Kingdom, France and Italy are most visited countries by US citizens. While the UK attracts about three million Americans annually, France and Italy attract close to two million US citizens every year. Americans also travel to other European countries like Germany, Spain, Switzerland, Greece, Austria, Belgium, Portugal in very large numbers.
Americans travel to Europe every year for different reasons. Leisure remains the main purpose of travel followed by visiting friends and relatives and finally it is work... The top ports of departure for US residents traveling overseas are New York, Miami, Los Angeles, Newark, Atlanta and Chicago which among them account for over 60 percent of all US departures.
Travelers can compare plans and select one that best fits their needs as well as satisfy Schengen Visa requirements (this is needed for long term stay, more than 90 days, in Schengen countries by US citizens). For US residents who are non US citizens, travel medical insurance is mandatory to be issued the Schengen visa. Given the cost of health care in Europe, travel insurance is recommended for short trips to Europe also, even if not mandated by consular requirements.
Americans travelling to Europe even for a short holiday must be aware of the places, people, culture, health care... A little time spent online researching information about Europe is useful. Similarly, medical insurance for visiting Europe can be compared and bought online on our site with ease.

Trip vs Travel vs Global plans

Confused whether to buy trip or travel or global insurance? Know the differences!

Click here »

Visitor insurance resources

New to insurance concept? Here are some useful insurance resources for you!

Click here »

Factors to consider

Here are some factors that you need to consider while buying insurance.

Click here »

Popular months and destinations for visiting Europe

The best months to travel in Europe is May, June and September. December with Christmas and New Year is always busy especially in cities like London, Paris, Prague, Vienna, Barcelona, Madrid, Amsterdam and in German cities.

Information for US Students going to Europe

The US while having an excellent network of Universities is also an expensive place to study. This is one of the reasons that some American students are choosing to study in in Europe, which is cheaper with many countries offering free higher education to US students. Germany, France, Norway, Slovenia, Czech Republic, Finland, Sweden and Iceland are some of the European countries that offers free education for US students. Along with being more affordable, Europe is famous for its culture and history. It also provides a wonderful immersive experience to learn one of the European languages, like French, German, Spanish or Italian. Studying in Europe is a wonderful experience for any student with the opportunity to explore and learn in such an incredible continent.

Travel health insurance for older US travelers (65+ years) visiting Europe

It is wonderful to see so many older Americans traveling to Europe. However while visiting Europe is exciting, US citizens should realise that Medicare and its supplements provide very little coverage outside US borders. There is a travel health insurance plan specifically designed for older American travelers. Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior as an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for coverage from 5 days to 365 days, or as a GlobeHopper Multi-trip plan which covers 12 months with a maximum of 30 days per each overseas trip. The GlobeHopper Senior plan is very popular since it provides coverage of $1 million up to the age of 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition and $25,000 for emergency medical evacuation.

Resourceful links

Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required