iTravelInsured Choice Insurance Reviews

iTravelInsured Choice Insurance Cost, iTravelInsured Choice travel insurance

Travelers (Age)
Origin

United States of America

Destination
Primary Residence
Trip cost per Traveler
Start Date
End date

iTravelInsured Choice Trip Cancellation Insurance

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Ratings
“A-” by A.M. Best
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Underwriter
SiriusPoint Specialty Insurance Corporation

Ideal for Cheapest trip cancellation insuranceAffordable cruise insurance

IMG iTravelinsured Choice reviews

iTravelInsured Choice is perfect for families traveling within the U.S. or on international cruises, couples, solo adventurers, weekend travelers, business trips, and nearly every other journey. This plan provides comprehensive coverage for common travel issues such as trip cancellations, interruptions, delays, cancel for any reason, interruption for any reason, lost luggage, and much more. Itravelinsured Choice insurance offers trip cost up to $10,000.

iTravelInsured Choice also offers access to 24/7 non-insurance tele-health services. Use Teladoc to connect with a board-certified medical professional who can help diagnose, treat, and prescribe medications for many non-emergency medical issues over the phone or through online video consultation.

Traveler can get all the plan document and plan id card by using iTravelInsured Choice insurance login. At American Visitor Insurance, USA Travelers can contact the iTravelInsured Choice insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

IMG iTravelInsured Choice insurance reviews

Reviews, Ratings and Experiences

I used the coverage from IMG 5 years ago on a trip to Europe, and I am happy to use it again. The platform is easy to navigate with diverse options to pick from according to your needs.
  |  Serge D
I have used IMG several times. I highly recommend this company - great coverage with reasonable premiums! Very easy to choose policy and the Representative was very helpful and professional. Easy.
  |  Inna C
I was unlucky enough to fall ill while abroad, and filed two claims with IMG; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.
  |  Kelli M

Advantages and Disadvantages of iTravelInsured Choice Insurance

  • iTravelInsured Choice Insurance Advantages
    • Ideal for families traveling domestically or cruising abroad, couples and solo travelers exploring the world.
    • Trip cancellation benefit up to 100% and trip interruption benefit up to 150% of the trip cost.
    • Covers Airline issue or cancellation fees up to $200.
    • Medical evacuation and repatriation of remains are covered up to $500,000, with the option to enhance coverage up to $1,000,000.
    • The minimum trip cost is $500, and the maximum trip cost is $10,000.
    • Pre-Existing Condition Waiver is available if purchased within 21 days of initial trip payment.
    • The coverage type is primary.
    • Cancel For Any Reason and Interruption For Any Reason coverage reimburses 75% of the trip cost if purchased within 21 days of the initial trip deposit.
  • iTravelInsured Choice Insurance Disadvantages
    • Not available for US residents.

An Overview of iTravelInsured Choice Insurance

Eligibility

  • US Residents on domestic and worldwide trips.
  • Coverage for a maximum of 90 days.

Pre-Existing Condition

  • Pre-Existing Condition Review Period 60 days prior to effective plan date.
  • Pre-Existing Condition Waiver available if purchased within 21 days of initial trip payment.

Trip Cancellation

Up to 100% of insured trip cost.

Medical Maximum

Emergency accident and sickness medical coverage up to $100,000, with the option to enhance coverage up to $250,000.

Cancel For Any Reason (CFAR)

75% of the trip cost insured if purchased within 21 days of initial trip deposit.

Interruption For Any Reason (IFAR)

75% of the trip cost insured if purchased within 21 days of initial trip deposit.

Plan details of ITravelinsured Choice insurance

What enhanced medical benefits are included in iTravelInsured Choice insurance?

The iTravelInsured Choice insurance includes enhanced medical benefits such as:
  • Emergency Accident and Sickness Medical Expense – Covers medical treatment if you fall ill or get injured while traveling, up to $100,000, with the option to enhance coverage up to $250,000.
  • Emergency Medical Evacuation – Covers transportation to the nearest medical facility or back home if necessary, up to $500,000, with the option to enhance coverage up to $1,000,000.
  • Repatriation of Remains – Covers the cost of transporting remains back home in the event of death, up to $500,000, with the option to increase the coverage to $1,000,000. These enhanced benefits ensure comprehensive medical coverage during your trip.
  • Dental Expenses – Covers the cost of transporting remains back home in the event of death, up to $750, with the option to increase the coverage to $1,000. These enhanced benefits ensure comprehensive medical coverage during your trip.

How much does ITravelinsured Choice Insurance cost?

The ITravelinsured Choice travel insurance cost ranges from $57 to $1,268 for a 15 day trip. The trip insurance cost depends on the age of the traveler, the trip duration, the cost of the trip, the maximum coverage and any additional add-on options you choose.

For example here we are showing ITravelinsured Choice Travel Insurance for a maximum coverage of $100,000, with the option to increase coverage up to $250,000. The policy is for a 15-day trip, with trip costs of $1,500, $3,000, $5,000, and $10,000, respectively.

Age of traveler Trip cost of $1500 Trip cost of $3000 Trip cost of $5000 Trip cost of $10,000
0 – 39 years $57 $88 $139 $281
40 – 49 years $63 $99 $149 $322
50 – 59 years $73 $116 $175 $382
60 – 69 years $94 $151 $229 $507
70 – 79 years $142 $227 $347 $775
80 – 99 years $232 $370 $565 $1,268

IMG Trip Cancellation Insurance - FAQ's

1. Why Choose Itravelinsured Travel Choice Insurance?

iTravelInsured Choice is a cheap, affordable friendly travel insurance solution to overcome any adverse travel moments. Whether it is a delayed or cancelled flight, lost or delayed baggage, or an emergency medical situation while away from home. This plan offers trip cost up to $10,000.

2. Does Itravelinsured Choice covers pre-existing waiver?

Yes, this plan covers pre-existing condition waiver if purchased within 21 days of initial trip payment. Pre-existing condition review period is 60 days prior to effective plan date.

3. Does Itravelinsured Choice covers cancel for any reason?

Yes. Itravelinsured Choice covers optional cancel for any reason up to 75% of non refundable trip cost.

4. Which is the cheapest Itravel insured travel insurance?

itravelinsured Choice is the chepese itravel insured travel insurance offers trip cost up to $10,000.

5. Do your trip cancellation insurance plans cover the cost of additional accommodation for an individually-ordered quarantine?

There isn’t a specific “accommodation” benefit, but benefits could apply under IMG travel Insurance’s Travel Delay benefit. Travel delay would reimburse up to the per day, per person policy limit (varies between plans) for additional meals, accommodations, and local transportation expenses. A requirement to quarantine is a covered event under each of these benefits. In addition, if medical treatment is sought due to symptoms, the medical expense benefit would apply as well. Benefits would apply to an insured traveler OR a travel companion.

6. What is Pre-existing Exclusion Waiver?

A pre-existing condition waiver is a benefit offered by some trip protection insurance plans. It may provide coverage for certain pre-existing medical conditions during the trip, provided enrollment deadlines are met and the insured is not disabled from traveling when the premium is paid.

7. What is Primary Coverage?

Primary coverage is a type of coverage included in the plan that allows claims to be filed directly with the travel insurance provider, eliminating the need for involvement from the traveler’s health insurance company. Primary coverage in travel insurance means your policy is the first to cover eligible expenses, such as medical costs or trip cancellations. With primary coverage, you don’t have to rely on other insurance, like health insurance or credit cards, making the claims process easier and faster.

8. What is included in the coverage of the IMG iTravelInsured Choice Plan?

The iTravelInsured LX insurance plan covers Cancel for any reason, Interruption for any reason, Trip Cancellation, Trip Interruption, Trip Delay, Baggage Loss and Theft, Missed Trip Connection, Pet kennel, Search and Rescue, Accidental Death and Dismemberment, Repatriation of Remains, Accident and Sickness Medical and Dental Expenses, and more.

NEED HELP?

Contact our customer service team, we are here to help you!

iTravelInsured Choice Travel Protection Insurance Restrictions

  • Not Available for Addresses from the Following U.S. States/Territories: Missouri (MO) and Washington (WA).
  • iTravelInsured Choice Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.