Budget-friendly trip cancellation insurance for U.S. residents, designed for trips with a trip cost up to $10,000, offering strong protection for cancellation, interruption, and travel emergencies
Trusted by Thousands of U.S. Residents
iTravelInsured Choice Insurance is underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group company - one of the most respected names in travel medical insurance.
iTravelInsured Choice Insurance offers budget-friendly trip protection coverage for U.S. residents traveling domestically or internationally. It is a popular option for travelers seeking essential coverage at an economical price from a trusted provider.
It is ideal for families traveling domestically or cruising abroad, as well as couples and solo travelers exploring the world, including weekend getaways, business trips, and nearly every journey in between. This plan provides well-rounded coverage for common mishaps such as trip cancellation, trip interruption, travel delays, missed connections, lost baggage, and emergency medical expenses. Optional upgrades such as Cancel for Any Reason, cruise coverage, and sports protection are also available. The plan insures trip costs up to $10,000 per person.
"The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number - we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence."
"Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything."
"I was unlucky enough to fall ill while abroad, and filed two claims with IMG; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well."
iTravelInsured Choice Insurance is designed for U.S. residents traveling domestically or internationally. Eligibility depends on residency, trip details, and policy terms.
Coverage for trips up to 90 days
Itravelinsured Choice is eligible for travelers up to 99 years
Primary coverage - Primary plans may allow claims to be filled directly with the travel insurance provider eliminating any invovment of a travelers health insurance company.
1 day before departure
You can cancel within 10 days of purchase for a full refund, if you haven’t started your trip or filed a claim. After 10 days, it is non-refundable.
Cancel or interrupt your trip for any reason and receive up to 75% of your unused, non-refundable prepaid costs. Cancellation must be at least 2 days before departure, and interruption coverage applies 48+ hours after departure. This add-on must be purchased with the base plan within 20–21 days of the initial trip deposit; availability and terms vary by state and cannot be bought separately.
It increases Emergency Accident and Sickness Medical coverage from $100,000 to $250,000, and Emergency Medical Evacuation and Repatriation coverage from $500,000 to $1,000,000.
Cruise Protection adds extra coverage for cruise-specific issues, including itinerary changes and travel disruptions. It offers up to $100 if you miss prepaid excursions due to major itinerary changes and $100 for inconveniences like illness outbreaks, ship issues, port delays, natural disasters, or government shutdowns affecting travel for 6+ hours. It also covers cruise cancellations due to high water levels.
Sport Protection increases Baggage Delay coverage from $300 to $1,000 and also includes coverage for sports equipment. It raises Sports Equipment Rental coverage from $250 to $1,000. It also provides up to $20,000 in coverage for Accident & Sickness Medical Expenses if you get injured or sick while taking part in adventure sports, extreme sports, hazardous sports, or mountaineering.
Affordable trip protection for travelers with coverage up to $10,000 per person
Trip cancellation (100%), interruption (up to 150%), delays ($150/day up to $1,000), and missed connections (up to $500) covered
Primary medical coverage up to $100,000 plus $500,000 evacuation and repatriation benefits
Pre-existing condition waiver available if eligibility requirements are met
Optional upgrades like Cancel for Any Reason, enhanced medical coverage, and sports protection available
Baggage loss up to $1,000, baggage delay up to $300, and evacuation up to $100,000 included
24/7 assistance and telehealth services for medical and travel emergencies
Lower coverage limits compared to higher-tier plans (e.g., LX or premium plans)
Trip cost coverage capped at $10,000 (not suitable for expensive trips)
Optional benefits require additional cost
Pre-existing conditions are limited to policy terms and conditions
Coverage applies only to U.S. residents
Purchase the plan soon after your first non-refundable trip payment to activate cancellation protection early. Buying early also helps you qualify for optional add-ons like CFAR. You’ll need travel dates, trip cost (up to $10,000 per person), traveler details, and state of residence.
The base plan includes trip cancellation, interruption, delays, medical coverage up to $100,000, evacuation up to $500,000, baggage protection, and 24/7 assistance. Optional add-ons include CFAR/IFAR, enhanced medical coverage, sports protection, and cruise protection.
After purchase, you receive your policy by email. Check details like travel dates, names, trip cost, state of residence, and selected add-ons. Keep a copy with you while traveling.
During your trip, use Teladoc for non-emergency medical help and 24/7 emergency assistance for serious issues. Keep receipts and documents for any delays, cancellations, or losses.
File claims online through IMG. Submit documents like receipts, medical reports, airline confirmations, or police reports depending on the issue. Approved claims are reimbursed based on your coverage limits.
Pre-existing conditions are covered with in time frame, trip cost is capped at $10,000 per person, CFAR refunds up to 75%, sports injuries need the Sports add-on, and coverage may vary by state.
The ITravelinsured Choice travel insurance cost ranges from $57 to $1,268 for a 15 day trip, depending on the traveler’s age, selected plan maximum, and deductible.
The table below illustrates sample premiums for iTravelInsured Choice Insurance based on different trip costs and a 15-day trip duration. Rates vary depending on the insured trip amount, with higher trip costs resulting in higher premiums.
Source: American Visitor Insurance® | Prices verified for 2026 travel season.
To file a claim with iTravelInsured Choice Insurance , follow these steps:
Not sure which plan is right for you? Compare the three GlobeHopper Senior plans side by side to find the best fit for your coverage needs and budget.