IMG Schengen Visa Insurance Travel Insurance

IMG Schengen Visa Travel Insurance provides international medical coverage for travelers visiting Europe and applying for a Schengen visa. Eligible IMG plans, such as Patriot International Lite, are designed to meet Schengen visa insurance requirements, including minimum medical coverage, emergency medical evacuation, and repatriation benefits. Travelers can compare coverage options, get a quote, and obtain the required Schengen visa insurance letter for their application.

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IMG Schengen Visa Travel Insurance

Planning a trip to Europe and applying for a Schengen visa? IMG Schengen visa travel insurance can help you meet the medical insurance requirements for your visa application while protecting you against unexpected medical expenses during your trip.

IMG offers international travel medical plans such as Patriot International Lite and Patriot International Platinum. You can compare these plans at American Visitor Insurance based on your age, trip length, coverage needs, and budget.

What Is Schengen Visa Travel Insurance?

Schengen visa travel insurance is travel medical insurance required for many travelers applying for a Schengen visa to visit the 29 Schengen countries in Europe. It provides proof of medical insurance for your trip and helps you meet the insurance requirements for your visa application. You can purchase a suitable plan before your visa appointment and submit the insurance certificate with your application.

What Does IMG Schengen Visa Travel Insurance Cover?

IMG Schengen visa travel insurance can help protect you from unexpected medical expenses during your trip to Europe.

Depending on the IMG plan you choose, benefits may include:
  • Emergency Medical Expenses : Helps pay for eligible treatment after an unexpected illness or accident.
  • Emergency Hospitalization : Helps cover eligible hospital treatment when you need urgent medical care.
  • Doctor and Specialist Visits : Helps pay for eligible visits to doctors and specialists.
  • Emergency Medical Evacuation : Helps cover transportation to a suitable medical facility when medically necessary.
  • Recovery Back Home : Helps with eligible expenses related to returning home after a covered medical emergency.
  • Repatriation of Remains : Helps cover the eligible cost of returning your remains home in case of death during the trip.
  • Schengen Area Coverage : Provides coverage while traveling in the Schengen Area, subject to the plan terms.
  • Schengen Visa Insurance Certificate : Provides proof of IMG insurance that can be submitted with your Schengen visa application.

What Are the Schengen Visa Travel Insurance Requirements?

To apply for a Schengen visa, travelers generally need travel medical insurance that meets the following requirements:

  • Minimum €30,000 coverage for eligible medical expenses.
  • Valid in all 29 Schengen countries.
  • Includes emergency medical treatment, hospitalization, and medical evacuation.
  • Includes repatriation of remains in case of death.
  • Provides a valid insurance certificate that can be submitted with your visa application.

IMG's Patriot International Lite and Patriot International Platinum can be considered for Schengen travel when the selected coverage meets the applicable visa requirements.

Which Is the Best IMG Travel Insurance for a Schengen Visa?

The best Schengen visa travel insurance from IMG is Patriot International Lite because it is an affordable option that meets the Schengen visa insurance requirements. Patriot International Platinum is another top IMG option for travelers who want higher medical coverage and additional benefits.

  • Maximum Coverage : $50,000 to $1,000,000
  • Emergency Medical Evacuation : $50,000 to $1,000,000
  • Acute Onset of Pre-Existing Conditions : $50,000 to $1,000,000
  • Pre-Existing Condition Medical Evacuation : $50,000 to $1,000,000
  • Return of Mortal Remains : $50,000 to $1,000,000
  • Maximum Coverage : $2 million, $5 million, or $8 million
  • Deductible $0, $100, $250, $500, $1,000, $2,500, $5,000, $10,000, or $25,000
  • Emergency Medical Evacuation : Up to the policy maximum
  • Acute Onset of Pre-Existing Conditions : Up to $1 million for eligible non-U.S. citizens under age 70
  • Pre-Existing Condition Medical Evacuation : Up to $25,000
  • Repatriation of Remains : Up to the policy maximum; cremation or local burial up to $5,000
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IMG Schengen Travel Insurance - FAQs

Yes, you can buy Patriot International insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Patriot International Lite travel insurance also offers visa letter in French if required.

Visitors Care is a fixed benefit plans and most affordable plan by International Medical Group. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Patriot International Lite is an international travel medical insurance plan that can be used for eligible Schengen visa travel when the selected coverage meets the visa requirements. Check your insurance certificate and the specific requirements of the consulate before applying.

Yes. After purchasing an eligible plan, you can obtain your insurance documents or certificate to use as proof of insurance for your Schengen visa application.

Yes. It is generally best to purchase insurance that covers the full planned travel period before your visa appointment so you can provide proof of insurance with your application

You generally need at least €30,000 in medical coverage for a Schengen visa. The insurance should also cover emergency medical treatment, evacuation, and repatriation and be valid throughout the Schengen Area.

You can compare and buy IMG Schengen visa travel insurance through American Visitor Insurance. Choose from Patriot International Lite and Patriot International Platinum get a quote based on your trip details, and purchase your coverage online.

The cheapest Schengen travel insurance is surely dependent on the travelers' requirements. The traveler will have to do research online to find the cheapest travel insurance for schengen visa based on his or her requirements. It is advisable to compare cheapest travel medical insurance for Schengen visa before buying the cheap travel medical insurance for Schengen visa that satisfies Schengen consulate requirements.

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

  • Preventive care like routine health checks, physical examinations, inoculation, vaccination
  • Regular treatment for pre-existing conditions
  • Maternity coverage if conception occurs before purchase of visitor health insurance
There is no single Schengen travel insurance plan which will work best for all travelers to Europe. The best Schengen visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some Europe travelers will look for the cheapest Schengen visa insurance cost specifically to satisfy the Schengen visa requirements, others will look for the most comprehensive Schengen travel insurance coverage.

The price will be higher if you need health insurance for Europe travelers with pre-existing conditions. It is recommended to compare different low cost Schengen visa travel insurance plans based on price as well as the different benefits coverage options. Europe travelers should also read different Schengen travel insurance reviews before buying a Schengen visa travel insurance plan.

Travelers to Europe applying for the Schengen visa can buy Schengen visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Europe on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Schengen visa requirements as mandated by Schengen state consulates.

Our compare Schengen visa insurance quote facility lists a range of cheap travel insurance that satisfy Schengen visa insurance requirements. After buying the Schengen travel medical insurance on our website travelers can immediately download the required Schengen visa letter to be used while applying for the Schengen visa.

Patriot International Lite may be better if you want affordable coverage that meets your travel needs. Patriot International Platinum may be better if you prefer higher medical coverage limits. Compare both plans based on your age, trip length, budget, and coverage needs.

The best IMG travel insurance for a Schengen visa is Patriot International Lite. It is an affordable comprehensive plan that can meet Schengen visa insurance requirements. Patriot International Platinum is another International Medical Group option for travelers who want higher medical coverage.

International Medical Group Schengen visa travel insurance starts at around $1 per day in 2026. The exact price depends on your age, trip length, deductible, and coverage amount, so get a personalized quote for your Europe trip.

IMG Patriot International Lite and Patriot International Platinum provide coverage for the acute onset of pre-existing conditions for eligible travelers up to age 69, subject to the plan terms, conditions, and exclusions. This does not cover routine or ongoing treatment for a pre-existing condition.

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