Patriot International travel insurance is an international travel plan from International Medical Group (IMG) which is designed for people traveling outside their home country and outside the US. This is available to Non US citizens traveling to other countries other than the US. This plan is ideal for tourists traveling to Europe or Schengen countries. It is a comprehensive option and satisfies the Schengen Visa requirements. This plan has a policy maximum available from the $50,000 to $2,000,000. The plan is available for a minimum of 5 days and a maximum of 2 years.
There is a co-insurance in this plan which is designed in the following manner. Outside the US there is no co-insurance and the plan pays 100%. The deductible for this plan is per injury or sickness.
There are trip interruption and lost luggage benefits available within this plan. The coverage for acute onset of pre-existing conditions is available for a Non US citizen up to age 70. This coverage is up to the maximum limit of the plan or $500,000 whichever is lower. Coverage for the same is available up to plan maximum limit for a US citizen with primary health plan up to age 65 years. For US citizens without the primary health plan, up to age 65, the coverage is available for up to $20,000 maximum limit. For US citizens older than 65 years the coverage available is up to $2,500 for the same. There is also an adventure sports rider available on this plan along with other riders like Evacuation rider and citizenship rider.