Patriot International Lite Insurance Reviews

Patriot International Lite Health Insurance provides coverage for travelers outside their residence country whose destination excludes the US and its territories.

Patriot International Lite insurance provides coverage for Acute on set of pre-existing conditions ,medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The plan can be renewable up to 2 years.

The cost of Patriot International Lite insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000 depending on the age of traveler.

To buy the Patriot International Lite insurance, you will need the travel dates and passport details of the traveler. This will include the name of the traveler, the date of birth, the passport number and the travel dates.

You can get the quotes and make an instant purchase of Patriot International Lite travel insurance online with a credit card on American Visitor Insurance. This can be done without the need of any paperwork or medical exam.

Patriot International Lite provides people outside their home country whose destination excludes the United States or its territories.

The different types of Patriot Insurance plans vary based on the level of coverage they offer. For example, the Patriot International Lite Insurance plan provides coverage for non-US citizens and US citizens traveling outside their home country, Excluding USA.

The Patriot International Platinum offers first class medical coverage up to $8,000,000 and provides coverage for non-US citizens and US citizens traveling outside their home country, Excluding USA.

Yes, you can buy Patriot International insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Patriot International Lite travel insurance also offers visa letter in French if required.

Patriot International Lite insurance for US citizens travelling outside USA offers comprehensive coverage up to 1 million for emergency medical expenses.

Patriot International Lite insurance works for travelers outside their home country by offering comprehensive coverage for medical expenses only outside the US. After the deductible amount, Patriot International Lite insurance pays 100% of the eligible expenses.
For detailed working example of how it works, you can review Patriot International Lite insurance working example.

Yes Patriot International Lite Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot International Lite insurance online.

Patriot International Lite travel insurance only covers acute onset of pre-existing conditions when they meet certain criteria. An acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. The plan covers acute onset of pre-existing conditions for insured persons under the age of 70, up to the overall policy maximum. However, the plan does not cover any chronic or congenital conditions, or any complications or consequences arising from such conditions.

Patriot International Lite insurance review shows that is a travel medical insurance plan that covers travelers outside their home country, excluding the USA. Here are some of the main exclusions of the plan:

• Does not cover pre-existing conditions, unless they are acute onset of pre-existing conditions and meet certain criteria.
• Does not cover chronic or congenital conditions, or any complications or consequences arising from such conditions.
• Does not cover expenses related to quarantine, isolation, or travel restrictions due to COVID-19 or any other condition.
• Does not cover expenses related to terrorism, war, or military action.
• Does not cover expenses related to sports and leisure activities, such as skiing, snowboarding, scuba diving, etc.
• Does not cover expenses related to maternity, pregnancy, birth control, abortion, or infertility.
• Does not cover expenses related to mental or nervous disorders, substance abuse, or suicide attempts.
• Does not cover expenses related to dental treatment, except for accidental injury.

Yes, Patriot International Lite insurance meets Schengen visa requirements. The Patriot international lite Schengen visa plan satisfies the following criteria for Schengen visa insurance:

• Offers a coverage of at least €30,000 for medical expenses and emergency medical evacuation. You can choose from different policy maximum options, ranging from $50K to $2M.
• Covers repatriation of remains up to $50K.
• Availalble to buy for the entire duration of your stay in the Schengen area.
• Covers all Schengen countries and has no geographic restrictions.

With your Patriot International Lite plan, you have access to a wide network of medical providers around the world. You have the freedom to seek treatment with any medical provider of your choice, but you may save money and time by using a provider within the network. You can use the International Provider Access (IPA) tool to search for doctors, hospitals, clinics, and other facilities in your destination country. If you use a network provider, you will not have to pay for eligible medical expenses up front and then submit a claim for reimbursement. The provider will bill IMG directly for covered services. You will also benefit from reduced or waived deductibles and coinsurance when you use a network provider.

Yes. Patriot International lite have $50 cancellation fee after the effective date.