Patriot International Platinum Insurance Reviews

Patriot International Platinum insurance cost

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Patriot International Platinum travel medical insurance reviews

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Ratings
“A” (Excellent) by A.M. Best
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Underwriter
Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Ideal for First-class medical coverageAcute on set of pre-existing conditionsTravel to Outside USA

Patriot travel insurance reviews

Patriot International Platinum Insurance is best suited for travelers expecting first-class medical coverage; vacationing families; individuals up to $8 million. Patriot Platinum International offers coverage for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S. The plan is can purchased for a minimum of 5 days up to a maximum of 3 years. It offers coverage for acute onset of pre-existing conditions up to 70 years of age. Complete your Patriot International Platinum insurance application form to ensure you have the coverage you need while traveling to the Outside USA.

  • picture_as_pdf Brochure
  • description Benefits
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Patriot International Platinum visitor insurance - Key Highlights

  • This is a comprehensive plan.
  • Eligible for U.S. citizens traveling outside the U.S.
  • Acute on set of pre-exisitng condition available up to 70 years
  • The policy maximum options available $8M.
  • This plan can provide up to $8,000,000 as policy maximum for individuals aged below age 70 years
  • This plan is renewable up to 36 months.
  • Covers Emergency medical evacuation available for up to $1M.

IMG Patriot Platinum International insurance reviews

Reviews, Ratings and Experiences

"The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence."
  |   Steve E
"Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything."
  |   Joan
"I was unlucky enough to fall ill while abroad, and filed two claims with IMG; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well."
  |   Kelli M

Advantages and Disadvantages of Patriot International Platinum Insurance

  • Patriot International Platinum Insurance Advantages
    • Offers first class medical coverage with $8M.
    • Plan covers acute onset of pre existing condition up to the age of 70 for up to $1M.
    • This plan is renewable for a period of 12 months up to the maximum of 36 continuous months.
    • $100,000 coverage for above 70-80 year old travelers.
    • Adventure sports coverage is available as optional rider up to the age of 65 years.
    • Emergency medical evacuation covers up to $1M.
  • Patriot International Platinum Insurance Disadvantages
    • Plan can be renewed only if purchased for a minimum of 1 month.
    • Only $20,000 coverage for 80+ travelers.

An Overview of Patriot Platinum International, Patriot health insurance review

Eligibility

  • Coverage for U.S. citizens traveling outside the U.S.
  • with coverage for brief returns to the U.S

Renewability

  • Coverage is available from 5 days to 12 months.
  • Renewed online max up to 36 months.

Pre-existing condition

  • Offers Acute onset of pre-existing coverage up to the age of 70 years.
  • $25,000 maximum limit for emergency medical evacuation.

Cancellation

  • Before effective date: Full refund of premium is available.
  • After effective date $50 cancellation fee will be charged by the insurance company.

Coinsurance

  • Outside USA: The plan pays 100%.

Restrictions

Plan excludes coverage for residents of Belarus, Russia, and Ukraine and travelers visiting Belarus, Russia, or Ukraine.

A working example of using Patriot International Platinum insurance*

Consider an example where your:
  • Insurance coverage is $50,000
  • Deductible is $250 per certificate period
  • Your claims for medical expenses is $24,250
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $24,250 minus $250 equals $24,000. Insured bears $250
  2. Plan/insurance company pays 100%: $24,250 and insured bears $250
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $0
Days in hospital $2,000/day for 3 days $4,500+$1000 $500 (10% of first $5,000)
Surgery $10,000 $10,000 $0
Prescription Drugs $400 $400 $0
X Ray $1,000 $1,000 $0
Total: $17,500 $16,900 $600
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Plan details of Patriot PInternational latinum insurance

Patriot Platinum International Travel Insurance - Common Questions

01. What is Patriot International Platinum insurance?

Patriot International Platinum insurance is a type of travel medical insurance that offers comprehensive coverage and temporary first-class health insurance for individuals, families, and groups. It is designed for travelers who are looking for the highest level of coverage and service in a short-term travel medical product. The plan is can purchased for a minimum of 5 days up to a maximum of 3 years. It provides coverage for Acute on set of pre-existing conditions ,medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more.

02. Does Patriot International Platinum Insurance cover pre-existing conditions?

Yes.Patriot International Platinum insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.

03. How much does IMG Patriot Platinum International travel insurance cost?

The cost of Patriot International Platinum visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $2M, $5M, $8M up to age 70.For people age above 70 years plan maximum is reduced o $20K.

04. What are the requirements for purchasing Patriot International Platinum insurance?

To buy the Patriot International Platinum insurance, you will need the travel dates and passport details of the traveler. This will include the name of the traveler, the date of birth, the passport number and the travel dates.

05. How do I purchase Patriot Platinum International insurance?

You can purchase Patriot International Platinum travel medical insurance on American Visitor Insurance at buy Patriot Platinum Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Patriot Platinum travel health insurance from licensed insurance agents.

06. What is the coverage area of Patriot International Platinum insurance?

Patriot International Platinum is a comprehensive plan available for U.S. citizens traveling outside the U.S. with coverage for brief returns to the U.S

07. What are the different types of patriot insurance?

The different types of Patriot Insurance plans vary based on the level of coverage they offer. For example, the Patriot America Insurance plan provides coverage for non-US citizens traveling outside their home country. The Patriot Platinum Insurance plan provides coverage for non-US citizens traveling outside their home country and offers additional benefits such as coverage for adventure sports. The Patriot Platinum Insurance plan provides coverage for US citizens traveling outside the US.

08. Which Patriot travel plan offers comprehensive coverage with the highest medical coverage?

Patriot Platinum International Insurance offers coverage for travelers who want maximum coverage up to $8 million.

09. Which are the ideal plans for older travelers?

Above 60 years:
Patriot America Plus offers coverage for pre-existing conditions up to the age of 70 years
Patriot America Lite is available but doesn’t offer coverage for pre-existing conditions.

Above 70 years:
Patriot International Platinum and Visitors Care coverage offers limited coverage.

Above 80 years:
Patriot International Platinum as it offers coverage $20k for travelers over 80 years
Other plans - Visitors Care offer coverage of $10k

10. Which are ideal plans offering pre-existing conditions cover for senior citizens

Sudden and Unexpected Recurrence of a Pre-existing Condition coverage offered by these plans
Patriot International Platinum: $2,500 lifetime maximum.

Visitors CareThis plan offers acute on set of pre-existing coverage up to the plan maximum under 70 years.

11. Are adventure sports covered in the Patriot International Platinum Plan?

Yes, adventure sports coverage is available for travelers up to age 65.

Patriot International Platinum - UnitedHealth Care insurance PPO network

Patriot Platinum International - Does united healthcare cover US travel and how to find hospital or doctor?
United Healthcare Provider Network

IMG maintains when inside the U.S., the UnitedHealthcare Options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.

If you purchase Patriot International Platinum insurance from IMG with a United Healtcare logo on your insurance card, please state the following when informing your healthcare provider about your IMG travel insurance - "My healthcare coverage uses the United Healthcare travel health insurance network."

Find Provider Network

Patriot International Platinum Insurance cost per month for Seniors

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Patriot International Platinum Claims Information

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Download Patriot International Platinum claims form


call
Toll Free Number
1-800-628-4664
email
Claims Department
International Medical Group P.O.Box 9162 Farmington Hills, MI 48333
Email: customercare@imglobal.com
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Top nationalities who buy Patriot International Platinum insurance

Patriot international platinum insurance related coverage

Patriot International Platinum Group

Group of 5 or more travelersNewly arrived immigrants

  • Coverage for Outside the US
  • Offers first-class protection for travelers.

Patriot International Lite

Schengen visaAcute on set of Pre-existing conditions

  • This plan is very popular for travelers visiting European countries and applying for Schengen Visa.

Compare quotes of Patriot Platinum insurance plan with other plans