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IMG: Fixed Benefit travel insurance USA

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What are Fixed Benefit travel insurance plans?

Fixed Benefits plans have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. Fixed benefit travel insurance plans offer a pre-determined lump sum payout for specific insured events during travel, regardless of the actual expenses incurred. These plans can cover things like medical expenses, emergency evacuation, or trip cancellations. The payout amount is fixed and doesn't depend on the actual costs of treatment or other events.

IMG: Fixed Benefit travel insurance reviews

Patriot America Lite

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Visitors Care insurance Eligibility
- Non US citizens travelling outside their home country.
- For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
Visitors Care travel Insurance - Key Highlights
- It is an affordable plan for visitors visiting the US. It is a fixed benefit insurance plan
- This plan covers acute onset of pre existing condition up to the age of 70 for a maximum starting from $25,000 up to $100,000 depending on the selected policy maximum
- This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
- The plan has a pre existing rider that provides coverage of $5,000 for ages of 0 – 69 years and provides coverage of $2,500 for travelers aged above 70 years
Renewability
- Renewable for a total of up to 2 years unless there is a break in coverage. A policy period cannot be more than 12 months. $5 renewing will be charged in addition to the premium costs.
Visitors Care Insurance International Emergency Care
- Emergency Evacuation
  Visitors Care Lite, Plus & Platinum - $25,000
- Return of Mortal Remains or Cremation/Burial
  Up to $7,500 for Return of Mortal Remains or $5,000 for Cremation/Burial.
Visitors Care Insurance Special Coverage
- Incidental Home Country Coverage
  During the plan life, the insured traveler may return to his/her home country for incidental visits up to a cumulative of 2 weeks total.
- Common Carrier Acciental Death Coverage
  $25,000.