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IMG: Fixed Benefit travel insurance USA

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What are Fixed Benefit travel insurance plans?

Fixed Benefits plans have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

IMG: Fixed Benefit travel insurance

Visitors Care

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  • Visitors Care insurance Eligibility
    • Non US citizens travelling outside their home country.
    • For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
  • Visitors Care travel Insurance - Key Highlights
    • It is an affordable plan for visitors visiting the US. It is a fixed benefit insurance plan
    • This plan covers acute onset of pre existing condition up to the age of 70 for a maximum starting from $25,000 up to $100,000 depending on the selected policy maximum
    • This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
    • The plan has a pre existing rider that provides coverage of $5,000 for ages of 0 – 69 years and provides coverage of $2,500 for travelers aged above 70 years
  • Renewability
    • Renewable for a total of up to 2 years unless there is a break in coverage. A policy period cannot be more than 12 months. $5 renewing will be charged in addition to the premium costs.
  • Visitors Care Insurance International Emergency Care
    • Emergency Evacuation
      Visitors Care Lite, Plus & Platinum - $25,000
    • Return of Mortal Remains or Cremation/Burial
      Up to $7,500 for Return of Mortal Remains or $5,000 for Cremation/Burial.
  • Visitors Care Insurance Special Coverage
    • Incidental Home Country Coverage
      During the plan life, the insured traveler may return to his/her home country for incidental visits up to a cumulative of 2 weeks total.
    • Common Carrier Acciental Death Coverage
      $25,000.

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Frequently Asked Questions

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IMG Initial Precertification

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IMG Rx-listing

Rx-listing for International Medical Group Insurance Plans.

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Schengen Visa Letter

Schengen Visa insurance letter as required for Schengen consulates.

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IMG Insurance Restrictions

IMG Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine


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