Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. When you have parents, in laws, other family members or friends visiting the USA, It is a great insurance plan for their stay in America. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
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Visitors Care Plan A
Plan Maximum
$25,000
Deductible
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Visitors Care Plan B
Plan Maximum
$50,000
Deductible
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Visitors Care Plan C
Plan Maximum
$100,000
Deductible
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Visitors Care Plan A
Plan Maximum
$10,000
Deductible
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Plan Benefits of Visitors Care insurance |
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| Inpatient | |||
| Hospital Room & Board | |||
| Up to $825 per day, 30 day maximum per period of coverage | Up to $1,400 per day, 30 day maximum per period of coverage | Up to $2,000 per day, 30 day maximum per period of coverage | Up to $825 per day, 30 day maximum per period of coverage |
| Hospital Intensive Care Unit | |||
| Up to an additional $400 per day, 8 day maximum per period of coverage | Up to an additional $660 per day, 8 day maximum per period of coverage | Up to an additional $850 per day, 8 day maximum per period of coverage | Up to an additional $400 per day, 8 day maximum per period of coverage |
| Surgical Treatment | |||
| Up to $2,000 per surgical session | Up to $3,300 per surgical session | Up to $5,500 per surgical session | Up to $2,000 per surgical session |
| Physician Consult | |||
| Up to $350 per period of coverage | Up to $450 per period of coverage | Up to $500 per period of coverage | Up to $350 per period of coverage |
| Pre admission tests | |||
| Up to $750 per period of coverage | Up to $1,100 per period of coverage | Up to $1,100 per period of coverage | Up to $750 per period of coverage |
| Private duty nurse | |||
| Up to $400 per period of coverage | Up to $550 per period of coverage | Up to $550 per period of coverage | Up to $400 per period of coverage |
| Physician visits | |||
| Up to $40 per visit, 30 visits per period of coverage | Up to $60 max per visit 30 max visits per period of coverage | Up to $85 per visit, 30 visits per period of coverage | Up to $40 per visit, 30 visits per period of coverage |
| Acute Onset of Pre-Existing Conditions | |||
| $25,000 max per coverage period | $50,000 max per coverage period | $100,000 max per coverage period | $100,000 max per coverage period |
| Outpatient | |||
| Surgical Treatment | |||
| Up to $2,000 per surgical session | Up to $3,300 per surgical session | Up to $5,500 per surgical session | Up to $2,000 per surgical session |
| Surgical facility fee | |||
| Up to $750 per surgical session | Up to $900 per surgical session | Up to $1,000 per surgical session | Up to $750 per surgical session |
| Diagnostic x-ray & lab | |||
| Up to $400 per period of coverage, ($200 per procedure) | Up to $450 per period of coverage, ($250 per procedure) | Up to $500 per period of coverage, ($500 per procedure) | Up to $400 per period of coverage, ($200 per procedure) |
| Hospital emergency room | |||
| Up to $200 per visit | Up to 75% of URC to $330 per visit | Up to 75% of URC to $550 per visit | Up to $200 per visit |
| Prescription drugs | |||
| Up to $250 per period of coverage. | Up to $250 per period of coverage. | Up to $250 per period of coverage. | Up to $150 per period of coverage. |
| Physician visits | |||
| Up to $50 per visit, 10 visits per period of coverage | Up to $55 per visit, 10 visits per period of coverage | Up to $85 per visit, 10 visits per period of coverage | Up to $50 per visit, 10 visits per period of coverage |
| Miscellaneous In Inpatient and Outpatient Treatment | |||
| Anesthetist | |||
| Up to $450 per surgical session | Up to $825 per surgical session | Up to $1,375 per surgical session | Up to $450 per surgical session |
| Assistant surgeon | |||
| Up to $450 per surgical session | Up to $825 per surgical session | Up to $1,375 per surgical session | Up to $450 per surgical session |
| Other Coverage | |||
| Local Ambulance | |||
| Up to $250 per period of coverage | Up to $450 per period of coverage | Up to $475 per period of coverage | Up to $250 per period of coverage |
| Dental for accident to sound natural teeth | |||
| Up to $550 per period of coverage | Up to $550 per period of coverage | Up to $550 per period of coverage | Up to $350 per period of coverage |
| Physical therapy | |||
| Up to $40 max per visit per day, 12 max visits per period of coverage | Up to $40 per visit per day, 12 visits per period of coverage | Up to $40 per visit per day, 12 visits per period of coverage | Up to $25 per visit per day, 12 visits per period of coverage |
| Extended care facility | |||
| Up to $150 per day, 15 day maximum per period of coverage | Up to $200 per day, 15 day maximum per period of coverage | Up to $250 per day, 15 day maximum per period of coverage | Up to $150 per day, 15 day maximum per period of coverage |
| Urgent Care Center | |||
| $40 max per visit/10 max visits | $60 max per visit/10 max visits | $85 max per visit/10 max visits | $40 max per visit/10 max visits |
Renewability - Visitors Care Travel Insurance RenewabilityRenewable for a total of up to 2 years unless there is a break in coverage. A policy period cannot be more than 12 months. $5 renewing will be charged in addition to the premium costs.
Visitors Care Insurance Special CoverageIMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.
Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can review Visitors Care insurance working example
Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.
Visitors Care is a fixed benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
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