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Visitors Care Insurance Reviews, Health care for visitors to USA

Patriot America Insurance
Insurance Provider
International Medical Group
Period of Coverage - 5 days to 2 years
Visitors Care Insurance can be renewed online
Policy Maximum?
$25,000, $50,000, $100,000
Renewal
IMG Visitors Care Insurance Renewal
Visitors Care Insurance can be renewed online up to 2 years unless there is a break in coverage.
Deductible Options?
$0, $50, $100 per period of coverage
Visitors Care Insurance Rating
AM Rating : A (Excellent)
Visitors Care Travel Medical Insurance Underwriter
Underwritten by SiriusPoint Specialty Insurance Corporation (publ)
Visitors Care Links
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Visitors Care Insurance

Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. When you have parents, in laws, other family members or friends visiting the USA, It is a great insurance plan for their stay in America. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.

Visitors Care travel Insurance - Key Highlights

Patriot America Insurance
  • It is an affordable plan for visitors visiting the US. It is a fixed benefit insurance plan
  • This plan covers acute onset of pre existing condition up to the age of 70 for a maximum starting from $25,000 up to $100,000 depending on the selected policy maximum
  • This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
  • The plan has a pre existing rider that provides coverage of $5,000 for ages of 0 – 69 years and provides coverage of $2,500 for travelers aged above 70 years

International Medical Group Visitors Care health insurance summary

EligibiltyVisitors Care insurance Eligibility
  • Non US citizens travelling outside their home country.
  • For visitors over 65 years of age and visiting the US the initial period of coverage must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
RenewalRenewability - Visitors Care Travel Insurance Renewability

Renewable for a total of up to 2 years unless there is a break in coverage. A policy period cannot be more than 12 months. $5 renewing will be charged in addition to the premium costs.

Visitors Care Insurance International Emergency Care
  • Emergency Evacuation
    Visitors Care Lite, Plus & Platinum - $25,000
  • Return of Mortal Remains or Cremation/Burial
    Up to $7,500 for Return of Mortal Remains or $5,000 for Cremation/Burial.
special-coverageVisitors Care Insurance Special Coverage
  • Incidental Home Country Coverage
    During the plan life, the insured traveler may return to his/her home country for incidental visits up to a cumulative of 2 weeks total.
  • Common Carrier Acciental Death Coverage
    $25,000.
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Visitors Care Travel health insurance for foreign visitors - Common Questions

How does Visitors Care insurance work?

Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can review Visitors Care insurance working example

How can a visitor use Visitors Care insurance in case of emergency in USA?

Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

Which is the most affordable plan offered by International medical group?

Visitors Care is a fixed benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does Visitors Care insurance cover Covid ? Does Visitors Care insurance cover Coronavirus ?

Visitors Care offers COVID-19/SARS-CoV-2 shall be considered by the Company the same as any other Illness or Injury, subject to all other Terms and conditions of this insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Get quotes for Visitors Care insurance!

Review and compare the best Visitors Care medical insurance quotes.

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Plan benefits of IMG Visitors Care Insurance, Visitors Care insurance plan details

In-Patient Medical Benefits
COVID-19/SARS-CoV-2 Coverage Visitors Care insurance Offers coverage for COVID-19/SARS-CoV-2 as any other Illness or Injury.
Hospital room and board? Lite: Up to $825 max per day 30 day max per period of coverage
Plus: Inpatient - Up to $1,400 max per day 30 day max per period of coverage
Platinum: Inpatient - Up to $2,000 max per day 30 day max per period of coverage
Surgery? Lite: In-Patient & Outpatient - Up to $2,000 max per surgical session
Plus: In-Patient & Outpatient - Up to $3,300 max per surgical session
Platinum: Inpatient - In-Patient & Outpatient - Up to $5,500 max per surgical session
Intensive care unit? Lite: Inpatient - Up to an additional $400 max per day, 8 day max per period of coverage
Plus: Inpatient - Up to an additional $660 max per day, 8 day max per period of coverage
Platinum: Inpatient - Inpatient - Up to an additional $850 max per day, 8 day max per period of coverage
Physician visits? Lite: $40 max per visit, 30 max visits per period of coverage
Plus:$60 max per visit, 30 max visits per period of coverage
Platinum:Up to $85 max per visit, 30 max visits per period of coverage
Urgent Care Clinic? Lite: $40 max per visit/10 max visits
Plus:$60 max per visit/10 max visits
Platinum: $85 max per visit/10 max visits
Radiology / X-ray? Lite: Up to $400 max per period of coverage ($200 per procedure)
Plus: Up to $450 max per period of coverage ($250 per procedure)
Platinum:Up to $500 max per period of coverage ($500 per procedure)
Outpatient Surgical / Hospital Facility? Lite: Up to $2,000 max per surgical session, up to $750 max per surgical session (facility)
Plus: Up to $3,300 max per surgical session, up to $900 max per surgical session (facility)
Platinum:Up to $5,500 max per surgical session, up to $1,000 max per surgical session (facility)
Chemotherapy / Radiation Therapy? Lite:$550 max per visit
Plus: $1,100 max per visit
Platinum: $1,350 max per visit
Physical Therapy? Lite: Up to $40 max per visit per day, 12 max visits per period of coverage
Plus:Up to $40 max per visit per day, 12 max visits per period of coverage
Platinum:Up to $40 max per visit per day, 12 max visits per period of coverage
Pre-Admission Testing Lite: Up to $750 max per period of coverage
Plus: Up to $1,100 max per period of coverage
Platinum: Up to $1,100 max per period of coveragee
Assistant Surgeon? Lite: Up to $450 max per surgical session
Plus: Up to $825 max per surgical session
Platinum: Up to $1,375 max per surgical session (20% of the primary surgeon’s eligible fee)
Anesthesia? Lite: Up to $450 max per surgical session
Plus: Up to $825 max per surgical session
Platinum: Up to $1,375 max per surgical session
Prescription Drugs and Medications? Lite: Up to $250 per period of coverage
Plus: Up to $250 per period of coverage
Platinum: Up to $250 per period of coverage
Emergency local ambulance? Lite: Up to $250 max per period of coverage
Plus: Up to $450 max per period of coverage
Platinum: Up to $475 max per period of coverage
Hospital emergency room? Lite: Up to $825 max per day 30 days maximum coverage
Plus:Up to $1,400 max per day 30 days maximum coverage
Platinum: Up to $2,000 max per day 30 days maximum coverage
Emergency dental treatment? Up to $550 max per period of coverage or unexpected pain to sound natural teeth
Emergency medical evacuation? Lite: Up to $25,000 max
Plus: Up to $50,000 max
Platinum: Up to $50,000 max
Terrorism? $50,000 maximum limit. Not subject to deductible
Return of mortal remains or cremation/burial? Lite: $25,000 max with $5,000 max for Cremation/Burial
Plus: $25,000 max with $5,000 max for Cremation/Burial
Platinum: $25,000 max with $5,000 max for Cremation/Burial
Acute Onset of Pre-Existing Conditions? Lite: $25,000 max per coverage period (subject to sub-limits)
Plus: $50,000 max per coverage period (subject to sub-limits)
Platinum: $100,000 max per coverage period (subject to sub-limits)
Pre-Existing condition medical evacuation Emergency Medical Evacuation (arises or results directly or indirectly from ta covered acute onset of a pre-existing condition): $25,000 max per period of coverage
Common carrier accidental death? $25,000 max per period of coverage
Incidental Emergency in the U.S.? Insured person's country of residence is not the United States 14 day maximum
Extended care facility? Covered under Hospital Room & Board (Upon direct transfer from an acute care hospital)

special-coverageVisitors Care Insurance Restrictions

Visitors Care is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

Visitors Care insurance - Provider network and how to find hospital or doctor?

IMG maintains a wide network of health care providers.
United Healthcare Provider Network
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Resourceful links of Patriot travel insurance

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Visitors Care Insurance FAQ

Frequently asked questions and answer about travel insurance plans.
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Visitors Care insurance blog

Blog about cheap travel health insurance from IMG
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Visitors Care insurance forum

Customer queries about Visitors Care insurance plan.
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IMG trip cancellation plans

Compare and review benefits of IMG trip plans.
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