Policy maximum
$25k, $50k and $1M
Deductible
$0, $50, $100
Fixed benefit plan
Cheapest options in the market definitely more affordable.
Acute onset of a pre-existing condition
Covers up to the age of 70 years.
Renewability
Plan is renewable for a maximum of 2 years.
PPO Network
Ideal for: Cheaper visitor insurance, Acute on set of pre-existing conditions
Visitors Care Insurance is an affordable fixed-benefit medical insurance plan designed for international travelers visiting the United States.
At American visitor insurance, US Travelers can contact the Visitors Care customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
“ The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence. ”
“ Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything. ”
“ I was unlucky enough to fall ill while abroad, and filed two claims with IMG; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well. ”
The Visitors Care plan pays fixed benefit amounts for covered medical services, up to the policy maximum of $50,000. The insured first pays the deductible ($100), and then the plan covers only the set benefit for each treatment. Any difference between the billed charges and the fixed benefit is the traveler’s responsibility.
In the example shown, the total medical bill is $25,100, but the plan pays $8,550. The insured pays $17,050 out-of-pocket, which is the gap between the provider’s charges and the policy’s fixed benefits.
| Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
|---|---|---|---|
| Deductible | $100 | $0 | $100 |
| Days in hospital | $2,000/day for 3 days | $1,400/day for 3 days | $1,800 |
| Surgery | $17,000 | $3,300 | $13,700 |
| Prescription Drugs | $800 | $250 | $550 |
| X Ray | $1,700 | $800 | $900 |
| Total: | $25,100 | $8,550 | $17,050 |
* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.
The cost of Visitors Care insurance typically ranges between $30 to $143 per month. The premium depends on several key factors:
Travelers can choose maximum limits of $25,000, $50,000 & $100,000 up to 79 years. $10,000 is available for people ages over 80 years.
For Example here we are showing price for one month with $100 deductible.
| Age of traveler | Maximum $25,000 | Maximum $50,000 | Maximum $100,000 |
|---|---|---|---|
| 18 - 29 years | $18 | $28 | $38 |
| 30 - 39 years | $20 | $32 | $42 |
| 40 - 49 years | $21 | $33 | $45 |
| 50 - 59 years | $30 | $46 | $64 |
| 60 - 69 years | $36 | $57 | $78 |
| 70 - 79 years | $60 | $97 | $142 |
For senior travelers aged 80 to 99, the cost is $143, with a maximum coverage of $10,000 and a deductible of $100.
Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses.
Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.
Visitors Care is a fixed benefit plans and most affordable plan by IMG. This plan has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
IMG’s Visitors Care travel insurance cost per month ranges between $30 to $143. This is dependent on the age of the traveler, length of insurance coverage, plan limit and the deductible.
IMG’s Visitors Care health insurance provides coverage for acute onset of pre-existing conditions for people below 70 years. This means that if you have a sudden and unexpected recurrence of a pre-existing condition that is life-threatening or requires immediate medical attention, you may be covered up to the maximum limit of your plan. However, this coverage does not apply to chronic or congenital conditions, or conditions that gradually become worse over time.
IMG Visitors Care Insurance plans offer budget-friendly coverage for international visitors to the U.S. Benefits include basic medical protection for doctor visits, hospital stays, and emergency services. Plans vary by coverage limits, deductible options, and benefits for acute onset of pre-existing conditions. Visitors Care travel health Insurance is ideal for travelers seeking affordable, short-term health insurance.
Visitors Care Insurance - Provider network and how to find hospital or doctor?
IMG maintains when inside the U.S., the UnitedHealthcare Options network is a longstanding reputable tier 1 network that gives you more access to more doctors and services. When outside the U.S., you can also enjoy access to quality healthcare worldwide with our proprietary IPA network that includes over 18,550 physicians and facilities.
You can find a provider in the USA by using the following link United Healthcare PPO Network
To file a claim with Visitors Care Insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-800-628-4664
Claims Department
International Medical Group, PO Box 240429, Apple Valley, MN 55124.
Email Help
customercare@imglobal.com
Frequently asked questions and answer about travel insurance.
Read more »IMG popular travel insurance plan with pre-existing coverage.
Read more »Customer queries about Visitors Care insurance plan.
Read more »Easily compare Visitors Care travel insurance quotes with other top-rated visitor insurance plans to find the best coverage for your needs and budget. Review benefits, premiums, and features like pre-existing condition coverage, emergency care, and network access—all in one place.
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.