Compare travel insurance benefits offered by Visitors Care Insurance and VisitorSecure Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.
Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel. The domestic health insurance of the home country invariably provides little or no coverage in a new country. A visitor coverage travel insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.
A visitors travel insurance coverage plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country .The visitors travel insurance offers protection both for medical and travel accidents and illness while on an international trip. The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor health insurance coverage is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.
It is important for tourists and travellers visiting USA to buy visitor health insurance. This will save them from expensive medical expenses and hospitalization bills arising from emergency sickness and accidental injuries. Many travelers have a tendency to think that nothing would happen to them and why should they spend money on insurance. But a slight emergency medical care in US can attract a huge bill thereby making it very difficult for tourists.Here the visitor can compare US visitor insurance cost of Visitors Care insurance and VisitorSecure insurance plans by reviewing their unique Visitors medical insurance benefits.
There are many affordable visitor health insurance plans available from top rated insurance providers. Visitors Care is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years. It also has AM Best Rating: A++ (Superior) rating. VisitorSecure is offered by WorldTrips and has ratings of A++ (Superior) by AM Best Rating and AA- by Standard & Poor’s Rating.
Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Visitors Care insurance and VisitorSecure Insurance and visitors care insurance reviews.
This the maximum coverage that the plan would offer for the medical expenses. Visitors Care insurance offers coverage up to $100K while VisitorSecure insurance offers maximum coverage up to $130K. The coverage may be reduced for older travelers.
This is the initial amount the traveler needs to pay before the insurance actually start paying. Higher deductible have less premium than a plan with lower deductible. Both the plans offer the deductible options of $0, $50 and $100.
This is that network of health care providers associated with the insurance plan. Insurance companies work with different provider networks and agree on costing for different medical treatments in order to control the overall costs of health care expenses . An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
Sometimes the travel plans may change and a US visitor may be required to extend their period of stay. VisitorSecure insurance can be renewed up to 364 days while Visitors Care Insurance can be renewed up to a total of 2 years.
Both these US visitor fixed benefit medical insurance plans offer coverage to Non US citizens visiting US for a short period.
Compare average cost of the USA travel insurance with covid coverage : They offer coverage for acute onset of pre-existing conditions for visitors under 70 years of age.
IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.
VisitorSecure insurance plan offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days and must show proof of quarantine mandated by a physician or governmental authority. This quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results. It is not available while in your home country and not subject to deductible.
Visitors Care Insurance plan by IMG is the popular affordable fixed plan among travellers outside their home country. It also offers coverage Acute on set of Pre-existing conditions....
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IMG Travel medical insurance coverage for older travelers visiting America, Get free quotes for visitor health insurance designed for Seniors traveling outside the home country....
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VisitorSecure Insurance plan by WorldTrips is the popular affordable plan among travellers outside their home country. It also offers coverage for pre-existing conditions coverage....
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Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. When you have parents, in laws, other family members or friends visiting the USA, It is a great insurance plan for their stay in America.
VisitorSecure insurance as an affordable scheduled benefit plan for visitors to USA. VisitorSecure US health insurance is ideal for parents and older travelers traveling to the US. VisitorSecure insurance for visitors to USA offers coverage up to chosen plan maximum for acute onset of pre-existing conditions.