Visitor Secure Insurance from WorldTrips

VisitorSecure Insurance for US visitors between 14 days to 99 years in age



Age
Spouse
Start Date
End Date
Coverage
Citizenship
VisitorSecure Plan A
Plan Maximum
$50,000
Deductible
VisitorSecure Plan B
Plan Maximum
$75,000
Deductible
VisitorSecure Plan C
Plan Maximum
$100,000
Deductible
VisitorSecure Plan D
Plan Maximum
$130,000
Deductible
Plan maximum per injury/sickness
$50,000 $75,000 $100,000 $130,000
Inpatient
Hospital Room & Board
$1,450 per day, maximum 30 days $1,725 per day, maximum 30 days Up to $2,000/day, 30 day max Up to $2,585/day, 30 day max
Hospital Intensive Care Unit
$2,200 per day, maximum 8 days $2,600 per day, maximum 8 days $3,000 per day, maximum 8 days $3,800 per day, maximum 8 days
Surgery
$3,600 per session $4,800 per session $6,000 per session $7,800 per session
Consultant physician
$450 maximum $475 maximum $500 maximum $650 maximum
Private duty nurse
$550 maximum $550 maximum $550 maximum $700 maximum
Physician visits
$60 maximum per visit, 30 visits max. $75 maximum per visit, 30 visits max. $90 maximum per visit, 30 visits max. $115 maximum per visit, 30 visits max.
Outpatient
Surgical
$3,300 per session $4,400 per session Up to $5,500 per session Up to $7,150 per session
Outpatient surgical facility
$1,100 maximum $1,150 maximum $1,200 maximum $1,500 maximum
Pre-admission testing
$1,100 maximum $1,100 maximum $1,100 maximum $1,450 maximum
Diagnostic x-ray and labs
$500 maximum, plus $400 for one CAT Scan, MRI or PET $550 maximum, plus $450 for one CAT Scan, MRI or PET $600 maximum, plus $500 for one CAT Scan, MRI or PET $750 maximum, plus $650 for one CAT Scan, MRI or PET
Emergency room (all expenses incurred therein)
$375 maximum $485 maximum $600 maximum $785 maximum
Observation room services
$355 maximum $465 maximum $575 maximum $750 maximum
Outpatient prescription drugs
$150 maximum $200 maximum $250 maximum $300 maximum
Office visits, including urgent care
$70 allowable per visit, 10 visits max. $85 allowable per visit, 10 visits max. $100 allowable per visit, 10 visits max $130 allowable per visit, 10 visits max
Other
Anesthesiologist
$825 $1,110 $1,375 $1,775
Assistant surgeon
$825 $1,110 $1,375 $1,775
Local ambulance
$500 maximum
Dental accident
$550 maximum
Physical therapy
$40 maximum per visit, 1 visit per day, maximum 12 visits
Mental & nervous disorder & substance abuse
Same as any illness
Durable medical equipment
$1,100 maximum $1,200 maximum $1,300 maximum $1,700 maximum
Other Benefits (not subject to deductible or overall policy maximum)
Emergency medical evacuation
$50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70.
Repatriation of remains
$25,000 per member
Local burial & cremation
$5,000 per member
Common carrier accidental death & dismemberment
$25,000 lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum
Acute onset of pre-exiting condition (only available to members under age 70)
$25,000 lifetime maximum for emergency medical evacuation
$50,000 lifetime maximum for eligible expenses $75,000 lifetime maximum for eligible expenses $100,000 lifetime maximum for eligible expenses

Covid19 travel insurance for international travelers

While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid19 illness.

We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage. Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

WorldTrips visitor secure insurance

Visitor Secure Insurance

Traveling outside your home country is a novel experience to a lot of travellers especially if they are visiting their son or daughter in another country who has been overseas for some time. People might just want to visit their family abroad whom they have not met in a long time or they might just want to vacation outside their home country.

To make their visit memorable, it is important to ensure that all of their documentation is complete and that they have all that they need while they are outside their home country. Travel health Insurance commonly known as Travel Insurance or Visitor Insurance is one such high priority item that will put the traveller at ease, and something that he/she can rely in case of any medical emergency while in a foreign country.

There are many US insurance companies that sell travel insurance plans online. Do consider these important factors before buying an insurance policy as they determine the price and benefits you get after buying insurance. The most factor among travel health insurance plans are Fixed/Limited benefits and Comprehensive visitor insurance plans.

visitor secure logo

Visitor Secure health insurance plan is a pre-defined fixed benefit plan offered by WorldTripsfor international visitors traveling overseas and for US citizens traveling outside of the US.This is an economical and affordable health insurance plan that travellers can readily buy for any minor injury or sickness and is suitable for a short trip for Non US citizens visiting the US. The plan is classified as plan A, plan B, plan C and plan D based on the policy maximum amounts they provide.

The policy maximum amounts available for people from 14 days up to the age of 69 are as below:

  • Plan A - $50,000
  • Plan B - $75,000
  • Plan C - $100,000
  • Plan D - $130,000
Each plan have their own fixed deductible amount that vary from $0 to $200 as suggested in the visitor secure insurance brochure. For people under the age of 69 this plan covers acute onset of pre-existing conditions up to the policy maximum except Plan D which provides $100,000 lifetime maximum for acute onset of pre-existing condition when the available policy maximum is $130,000.
This plan however does NOT cover acute onset of pre-existing condition for the age of 70 and above. The policy maximum available for the age range of 70 -79 are $50,000 and $75,000 only. For people above 80, this plan provides a policy maximum of $10,000 only. Here is an example of how the Visitor Secure insurance plan works.
Atlas America Insurance
VisitorSecure Underwriter
Underwritten by Lloyds, London.
VisitorSecure Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
Insurance provider
WorldTrips
emergency-care
Coinsurance
No Coinsurance
What is the eligibility to buy VisitorSecure insurance
VisitorSecure insurance eligibility
  • Travelers traveling outside their home country and who are over 14 days of age.
  • US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.
  • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.

VisitorSecure Links

  • Brochure
  • Reviews
  • Advantages
  • Application
  • Disadvantages
  • Fixed Benefit Plan
  • ID Card

WorldTrips resourceful travel insurance links