VisitorSecure Insurance Reviews

Cheap visitor insurance designed for international travelers visiting the US or for travel abroad

VisitorSecure Insurance Reviews

VisitorSecure Insurance Cost

Age & Citizenship
Start Date
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VisitorSecure Insurance For US Visitors

WorldTrips has designed VisitorSecure insurance as an affordable scheduled benefit plan for visitors to USA. VisitorSecure US health insurance is ideal for parents and older travelers traveling to the US. VisitorSecure insurance for visitors to USA offers coverage up to chosen plan maximum for acute onset of pre-existing conditions.

Key benefits of VisitorSecure Insurance for USA Visitors

Acute onset of a pre-existing condition

Fixed Benefit plan

Budget-friendly travel insurance


PPO network

Emergency medical evacuation

VisitorSecure Insurance summary, VisitorSecure Insurance Reviews

Deductible options
$0 $100 $250 $500 $1K $2.5K
Insurance provider
VisitorSecure rating
A++ (Superior) Standard & Poor’s Rating: AA-
VisitorSecure insurance underwriter
Underwritten by Lloyds, London.
What is the eligibility to buy VisitorSecure insurance
  • Travelers traveling outside their home country and who are over 14 days of age.
  • US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.
  • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.

VisitorSecure Visitor Insurance Links

  • Brochure
  • Details
  • Application
  • Advantages
  • Disadvantages
  • Claims
  • Renewal
  • Provider network
  • Fixed benefit plans

VisitorSecure travel Insurance - Key Highlights

  • VisitorSecure is available for people traveling to the US and abroad.
  • VisitorSecure plan has four types of plans namely Plan A, Plan B, Plan C and Plan D.
  • The plan has the following deductible options and overall policy maximum options for people of different age groups:
Deductible options Plan A Plan B Plan C Plan D
Age 14 days to 59 years $0, $50, $100 $0, $50, $100 $0, $50, $100 $0, $50, $100
Age 60 to 69 years $0, $50, $100 $0, $50, $100 $0, $50, $100 NA
Age 70 to 79 years $100 or $200 $100 or $200 NA NA
Age 80 and above $100 or $200 NA NA NA
Overall policy maximum options Plan A Plan B Plan C Plan D
Age 14 days to 59 years $50K $75K $100K $130K
Age 60 to 69 years $50K $75K $100K NA
Age 70 to 79 years $50K $75K NA NA
Age 80 and above $10K NA NA NA
  • VisitorSecure plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
  • The plan covers Inpatient Intensive Care Unit, Private Duty Nurse, Physician visits, Consultant physician, Surgery and price varies between the types of plans.
  • Outpatient treatment facilities such as surgical facility, pre admission testing, diagnostic x-ray and labs,prescription drugs, Urgent Care are covered with this plan.
  • This Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
  • Emergency medical evacuation available for up to $50K lifetime maximum for age below 70.
  • Repatriation of remains is covered upt o $25K per member.
  • Emergency Quarantine Indemnity for Covid-19 is available with this plan with $50 a day for up to 10 days.
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VisitorSecure insurance information

  • VisitorSecure Insurance Advantages

    • Cheap travel insurance USA plan with limited coverage.
    • Covers acute onset of pre-existing conditions for travelers under 70 years.
    • This plan is suitable for international travelers going to US and US travelers traveling outside of US.
    • $50K & $75K Maximum coverage for 70-79 travelers.
    • No Co-insurance.
    • Good provider network.
    • Deductible per injury/illness.
  • VisitorSecure Insurance Disadvantages

    • It is a fixed benefit plan.
    • Only $10K coverage for 80+ travelers.
    • Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.
VisitorSecure Insurance cost per month for seniors

What are some insurance terms important in Insurance reviews?

  • Plan Maximum coverage of travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. insurance offers maximum coverage up to $130K. The coverage may vary for older travelers with reduced plan maximum. Age 80 or older - $10K; Age 70 to 79 - $50K, $75K.
  • What is a deductible in visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. insurance offer a set of deductible options for the travelers to choose from. insurance has a range of deductible option from $0, $50 and $100.
  • What is a provider network of Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Insurance can be renewed for 364 days.
  • Eligibility to buy Insurance Online
    Travelers traveling outside their home country and who are over 14 days of age.US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.
  • Pre-existing conditions Visitors Insurance for international travelers
    insurance offers coverage for acute onset of pre-existing conditions up to the age of 70 years for acute onset of pre-existing conditions.
Get quotes for VisitorSecure Insurance for Visitor to USA!

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A working example of using VisitorSecure Insurance *

Let us take an example of Plan-A: The medical bill is $25K; Deductible is $100 and choosen Policy Maximum is $50K
  • Insurance coverage is $50K
  • Deductible is $100 per certificate period
  • Total medical expenses is $25,100
The VisitorSecure plan covers clearly defined amounts for different medical situations up to a medical maximum coverage ($50K). The insured must pay the deductible ($100). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay$16,950. This is the difference between the fixed amount the insurance pays and the actual billed amount.

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Room Rent $9K (3K * 3 for 3 days) $4,350 (1,450 * 3 for 3 days) $4,650
Surgery $15K $3.3K $11,700
X Ray $1K $500 $500
Total $25,100 $8,150 $16,950
* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

WorldTrips travel insurance related links

VisitorSecure insurance for visitors - Common Questions

01. What is VisitorSecure travel medical Insurance?

VisitorSecure U.S. Visitor Health Insurance is budget friendly visitor insurance plan for visitors traveling outside their home country. It provides coverage for medical expenses and other unforeseen health or accident related events during the visit. This plan also covers acute on set of pre-Existing Conditions up to 70 years.

02. Who is Eligible for VisitorSecure Insurance?

International travelers visiting a foreign country for a short duration, such as tourists, business travellers or family visitors, are eligible for VisitorSecure Insurance.

03. What Does VisitorSecure Insurance Cover?

VisitorSecure insurance coverage includes emergency medical expenses, hospitalization, prescription drugs, emergency medical evacuation, trip interruption and other benefits depending on the specific policy.

04. How much does VisitorSecure cost in USA?

The Worldtrips VisitorSecure fixed benefit insurance cost will vary depending on the age of the traveler, the length of insurance coverage, The Plan Limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $75k, $100k, $130K depending on the age of traveler.

05. Does VisitorSecure covers Pre-existing conditions?

Yes.VisitorSecure insurance offers coverage for acute onset of pre-existing conditions up to 70 years and $25,000 lifetime maximum for emergency medical evacuation

06. Why Visitorsecure plan is cheaper than other insurance plans?

VisitorSecure is a fixed benefit plan and this plan have specific benefit limits for different covered medical expenses. The individual fixed limits are clearly mentioned in the policy brochure. This plan is a scheduled Benefit or limited coverage Insurance Plan. Typically this plan is a cheaper but have limited benefits when compared to other Insurance Plans.

07. Can I Purchase VisitorSecure Insurance for Family Members?

Yes, you can buy the VisitorSecure insurance for visiting family members. Check with American Visitor Insurance agents at (877)-340-7910 or read the brochure to understand the eligibility and coverage for family members.

08. How Long Can VisitorSecure Insurance Be Purchased For?

VisitorSecure Insurance plans may offer coverage for a short period, such as a few days to several months. The duration of coverage can vary, you can get this information on American Visitor Insurance.

09. What Happens in Case of Emergency?

In case of a medical emergency, policyholders usually need to contact the insurance provider, WorldTrips as soon as possible. The contact information is provided in the policy documents, and they will provide instructions on seeking medical care and filing a claim.

10. Can VisitorSecure Insurance Be Renewed?

VisitorSecure can be renewed before the initial coverage period expires. It is important to check the specific terms and conditions of the policy.

11. How Do I File a Claim with VisitorSecure Insurance?

You will need to contact the WorldTrips claims department and provide necessary documentation, such as medical records and receipts, to file your claim.

12. Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company ?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.

This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

13. Is Worldtrips insurance a legit company?

Worldtrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system. The company offers several travel insurance plans for travelers with financial support, access to the best healthcare support and 24/7 emergency travel assistance.

14. Can I buy travel insurance from Worldtrips?

Worldtrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. Worldtrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

15. Why should I buy travel insurance from Worldtrips insurance?

World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products. Worldtrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. Worldtrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.

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VisitorSecure Insurance FAQ

Frequently asked questions and answer about travel insurance plans.

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VisitorSecure insurance blog

Blog about cheap travel health insurance from IMG.

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VisitorSecure Insurance Claims information

Claims information about the insurance.

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VisitorSecure Insurance Compare Plans

Compare with other popular travel insurance plans.

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VisitorSecure Insurance restrictions

The is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

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