Quotes for Visitor Secure Travel Insurance

Visitors Secure travel insurance

  • Cheap and affordable plan.
  • Offers Coverage from $50,000 to $130,000.
  • Offers coverage for pre-existing conditions.
Visitor Secure links
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Customer care links
Fixed benefit plan       ID Card      Claims      Renewal      Provider Network     
  • Advantages
  • Disadvantages

Visitors Secure insurance advantages

  • Cheaper plan with limited coverage.
  • Covers acute onset of pre-existing conditions for travelers under 70 years.
  • This plan is suitable for international travelers going to US and US travelers traveling outside of US.
  • $50,000 & $75,000 Maximum coverage for 70-79 travelers.
  • No Co-insurance.
  • Good provider network.
  • Deductible per injury/illness.

Visitors Secure Insurance Disadvantages

  • It is a fixed benefit plan.
  • Only $10,000 coverage for 80+ travelers.
  • Any medical expenses should be pre-certified to avoid 50% reduction in the benefits.

A working example of using Visitor Secure travel insurance (Offered by Tokio Marine HCC) *

Let us take an example of Plan-A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Total medical expenses is $25,000
The Visitors Secure plan covers clearly defined amounts for different medical situations up to a medical maximum coverage ($50,000). The insured must pay the deductible ($100). After that, the insurance plan pays fixed amount as defined in the policy for specific treatment. In this hypothetical example described in the table, the insured has to pay$16,850. This is the difference between the fixed amount the insurance pays and the actual billed amount.

Visitor Secure Insurance

Visitor Secure Insurance

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Hospital Room Rent $9,000 (3,000 * 3 for 3 days) $4,350 (1,450 * 3 for 3 days) $4,650
Surgery $15,000 $3,300 $11,700
X Ray $1,000 $500 $500
Total $25,000 $8,150 $16,850
* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

What are some insurance terms important in Visitor Secure Insurance reviews?

Review Visitor Secure Insurance to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Visitor Secure travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Visitor Secure insurance offers maximum coverage up to $130,000. The coverage may vary for older travelers with reduced plan maximum. Age 80 or older - $10,000; Age 70 to 79 - $50,000, $75,000.
  • What is a deductible in Visitor Secure visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Visitor Secure insurance offer a set of deductible options for the travelers to choose from. Visitor Secure insurance has a range of deductible option from $0, $50 and $100.
  • What is a provider network of Visitor Secure Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Visitor Secure Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Visitor Secure Insurance can be renewed for 364 days.
  • Eligibility to buy Visitor Secure Insurance Online
    Travelers traveling outside their home country and who are over 14 days of age.US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.
  • Visitor Secure Pre-existing conditions Visitors Insurance for international travelers
    Visitor Secure insurance offers coverage for acute onset of pre-existing conditions up to the age of 70 years for acute onset of pre-existing conditions..

Resourceful travel insurance links

Tokio Marine HCCMIS resourceful travel insurance links

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