VisitorSecure vs Travel Medical USA Visitor Basic - which Travel Insurance Plan is better?

Compare travel insurance benefits offered by VisitorSecure Insurance and Travel Medical USA Visitor Basic Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

WorldTrips vs Seven Corners visitor insurance cost comparison

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VisitorSecure vs Travel Medical USA Visitor Basic
VisitorSecure
Plan Maximum
Deductible
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Travel Medical USA Visitor Basic
Plan Maximum
Deductible
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Insurance Providers help WorldTrips seven-corners
Coinsurance help Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. In-network: The plan pays 100%
Out-of-network: IMG pays 80% up to $5k, then 100%.
Renewability help Yes : Up to 364 days Yes : Up to 24 months
Length of Coverage help 5 days up to 12 months 5 days up to 12 months
 Medical Benefits
Hospital room and board help Plan A: $1,450 per day, maximum 30 days
Plan B: $1,725 per day, maximum 30 days
Plan C: Up to $2,000/day, 30 day max
Plan D: Up to $2,585/day, 30 day max
Up to $1,000/day, 30 day maximum
Intensive care unit help Plan A: $2,200 per day, maximum 8 days
Plan B: $2,600 per day, maximum 8 days
Plan C: $3,000 per day, maximum 8 days
Plan D: $3,800 per day, maximum 8 days
Additional $500/day, 8 day maximum
Surgery help Plan A: $3,600 per session
Plan B: $4,800 per session
Plan C: $6,000 per session
Plan D: $7,800 per session
Up to $3,000
Physician visits help Plan A: $60 maximum per visit, 30 visits max
Plan B: $75 maximum per visit, 30 visits max
Plan C: $90 maximum per visit, 30 visits max
Plan D: $115 maximum per visit, 30 visits max
Up to $250
Prescription Drugs and Medications help Plan A: $150 maximum
Plan B: $200 maximum
Plan C: $250 maximum
Plan D: $300 maximum
Up to $150 Per Period of Coverage
 Emergency Services
Emergency local ambulance help $500 maximum Up to $250
Hospital emergency room help Plan A: $375 maximum
Plan B: $485 maximum
Plan C: $600 maximum
Plan D: $785 maximum
Up to $250
 Dental
Emergency dental treatment help $550 maximum $500 maximum limit due to accident or Sudden Relief of Pain
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help Plan A: $50,000 lifetime maximum for eligible expenses
Plan B: $50,000 lifetime maximum for eligible expenses
Plan C & Plan D: $50,000 lifetime maximum for eligible expenses($25,000 lifetime maximum for emergency medical evacuation,only available to members under age 70)
Age 14 days to 69 years: Up to $50,000
Age 70 to 79 years: Up to $25,000
Age 80 and older: Not Available
 Life
Common carrier AD&D help $25,000 per Insured Person $25,000 lifetime maximum principal sum per member
 Evacuation
Emergency medical evacuation help $50,000 lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70. $100,000
Return of mortal remains or cremation/burial help $25,000 max with $5,000 max for Cremation/Burial Up to $20,000 max with $5,000 max for Cremation/Burial
 Travel Insurance
Underwriter VisitorSecure Insurance Underwriter
Certain Underwriters at Lloyd's of London
Travel Medical USA Visitor Basic Insurance Underwriter
Certain Underwriters at Lloyd's of London
Rating VisitorSecure Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
Travel Medical USA Visitor Basic Insurance Rating
AM Rating : A (Excellent)
Brochure and Details

Review of Travel Medical USA Visitor Basic vs Visitorsecure

Compare travel insurance benefits offered by VisitorSecure Insurance and Travel Medical USA Visitor Basic Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.Here the visitor can compare US visitor insurance cost of VisitorSecure insurance and Travel Medical USA Visitor Basic insurance plans by reviewing their unique Visitors medical insurance benefits.

Travel Medical USA Visitor Basic vs Visitors Care

Travelling to USA can be a great experience but an emergency situation like sudden sickness or accident may arise. The health care cost for tourists to US is exceptionally high and the situation can be traumatic if the visitor doesn’t have US visitor medical insurance. There are many visitors insurance available online and it is a challenge to select the best travel health insurance for USA. The visitors to the US should compare different travel insurance plans. There are fixed benefits insurance plans offering limited coverage and are quite affordable namely VisitorSecure Insurance and Travel Medical USA Visitor Basic insurance.

VisitorSecure is offered by WorldTrips and has ratings of A++ (Superior) by AM Best Rating and AA- by Standard & Poor’s Rating. Travel Medical USA Visitor Basic is offered by Seven Corners with AM Best Rating: "A" (Excellent) rating.

  • FEATURES
  • Cost*
  • Coverage in USA?
  • Covers Acute onset of Pre-existing?
  • Renewable and Cancellable?
  • A.M. Best Rating
  • Underwriter
  • Insurance company
  • Buy now
  • VisitorSecure Insurance
  • $40
  • Yes
  • Yes, covers up to 79 years
  • Yes
  • "A" Excellent
  • Lloyds, London
  • WorldTrips
  • Buy Now
  • Travel Medical USA Visitor
  • $49
  • Yes
  • Yes, covers up to 70 years
  • Yes
  • "A" Excellent
  • Crum & Forster, SPC
  • Seven Corners
  • Buy Now
*Cost for 45 years traveler; $50,000 maximum coverage; $0 deductible.

VisitorSecure vs Travel Medical USA Visitor Basic Insurance: A Quick Comparison

VisitorSecure Insurance Insurance

  • Offers maximum coverage up to $130K.
  • Deductible options ranges from $0, $50 and $100.
  • Covers pre-existing condition up to 70 years.
  • Renewable for up to 364 days.
  • Available for people traveling to the US and abroad.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionPAPER APPLICATION
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • dentistry

    Dental Accident
    Up to $550 maximum

  • ambulance

    Emergency Medical Evacuation
    $50,000 lifetime maximum

  • medical_services

    Urgent Care Clinic
    Up to $130 allowable per visit

  • shopping_cartBuy Now

Travel Medical USA Visitor Basic Insurance

  • Offers maximum coverage up to $150K.
  • Deductible options ranges from $0, $50 and $100.
  • Acute on set of pre-existing conditions covered up to 70 years.
  • Renewable for up to 364 days.
  • Available for Non US residents coming to the US.
assignmentPLAN DETAILS picture_as_pdfBROCHURE
  • medical_services

    Urgent Care Clinic
    $75 per visit

  • ambulance

    Emergency Medical Evacuation
    Up to $100,000

  • flight

    Incidental trips to Home Country
    $25,000

  • clinical_notes

    Physiotherapy
    $40 per visit

  • shopping_cartBuy Now

How much does VisitorSecure vs Travel Medical USA Visitor Basic cost per month?

Both VisitorSecure vs Travel Medical USA Visitor Basic provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both VisitorSecure vs Travel Medical USA Visitor Basic plans.

VisitorSecure Insurance

Travelers Age Maximum $50K Maximum $100K
40 - 49 $44 $54
50 - 59 $61 $72
60 - 69 $72 $82
70 - 79 $96 $139

Travel Medical USA Visitor Basic

Travelers Age Maximum $50K Maximum $100K
40 - 49 $42 $47
50 - 59 $58 $63
60 - 69 $78 $85
70 - 74 $173 $191
75 - 79 $184 $203

Visitorsecure vs Travel Medical USA Visitor Basic - FAQs

  • Visitorsecure Insurance- FAQ's

    IMG Logo
    Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?
    WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

    Is there coverage for Covid-19 illness in WorldTrips travel insurance?
    WorldTrips covid insurance is provided with the Atlas travel insurance plan to include coverage for Covid19 illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.

    Is WorldTrips insurance a legit company?
    WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

    Can I buy travel insurance from WorldTrips?
    WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

    What cover does Worldtrip offer in their WorldTrips Covid travel insurance? Does it have Quarantine coverage for US travelers?
    WorldTrips covid insurance includes coverage for covid19 illness just like any other illness in their Atlas travel insurance plans. The coverage for quarantine must be purchased for a minimum of 30 days along with the quarantine order by a physician or a government authority. Atlas insurance offers $50 per day for each day that travelers are quarantined abroad for a maximum of 10 days. The quarantine order should be based on the positive Covid-19 test report. The quarantine coverage is not available in the home country or it is not subject to deductible.

    Why should I buy travel insurance from WorldTrips insurance?
    World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
  • Travel Medical USA Visitor Basic - FAQ's

    What if the traveller pays for a healthcare service and needs reimbursement?
    Refer the ID cards provided by SevenCorners Insurance at the time of Travel Medical USA Visitor Basic enrolment which will have all the necessary information for reimbursement.

    How to use Travel Medical USA Visitor Basic while receiving treatment?
    When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

    What is the meaning of acute onset of pre-existing conditions?
    According to SevenCorners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

    Does Travel Medical USA Visitor Basic insurance cover acute onset of pre-existing conditions?
    Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

    What is the meaning of “Travel Medical USA Visitor Basic insurance is a fixed benefit plan”?
    Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

    Which is the best visitor insurance in USA?
    The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

    I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Basic Insurance?
    Yes Travel Medical USA Visitor Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Travel Medical USA Visitor Basic insurance online to extend their coverage

    How can one use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United states?
    Travelers can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.

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Review travel medical insurance - Blogs and articles

Travel Medical USA Plans

Travel Medical USA Visitor Basic is a fixed plan but it is popular for their benefits and affordability. It is the cheapest visitor insurance plan and is economical for visitors who want to buy an inexpensive plan.

Read more »

Visitors Care Plan

Visitorsecure is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America.

Read more »

Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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