Travel Medical USA Visitor Basic Insurance Cost

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    Policy maximum
    $50k, $100k and $150k

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    Deductible
    $0, $50, $100, and $200

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    Fixed benefit plan
    A policy maximum of up to $150k for people below 70 years and for people above 70 years up to the age of 99 years

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    Acute onset of a pre-existing condition
    Covers up to the age of 79 years.

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    Renewability
    Plan is renewable up to a maximum of 364 days.

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    PPO Network
    United Healthcare Provider Network

Travel Medical USA Visitor Basic insurance

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Underwriter
Crum & Forster, SPC
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Ratings
AM Best Rating: "A" (Excellent)

Ideal for Cheap visitor insurance designed for Non US citizens coming to the US.

Travel Medical USA Visitor Basic insurance review

Seven Corners has designed Travel Medical USA Visitor Basic insurance as an affordable scheduled benefit plan for visitors to USA. Travel Medical USA Visitor Basic US health insurance is ideal for parents and older travelers traveling to the US. This plan offers coverage for acute onset of pre-existing conditions for visitors aged under 80 years.Coverage can initially be purchased for a minimum of 5 days up to a maximum of 364 days.

Traveler can get all the plan document and plan id card by using Travel Medical USA Visitor Basic insurance login. At American Visitor Insurance, USA Travelers can contact the Travel Medical USA Visitor Basic insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Travel Medical USA Visitor Basic Insurance Eligibility

  • It provides coverage for Non US citizen traveling to the U.S. and this plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Seven Corners Travel Medical USA Visitor Basic insurance reviews

Reviews, Ratings and Experiences

The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence.
  |   Steve E
Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything.
  |   Joan
I was unlucky enough to fall ill while abroad, and filed two claims with Seven Corners; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.
  |   Kelli M

An Overview of Seven Corners Travel Medical USA Visitor Basic Insurance

Eligibility

  • It provides coverage for Non US citizen traveling to the U.S.
  • This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Renewability

Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Travel Medical USA Visitor Basic Insurance can be renewed up to 364 days.

Pre-existing condition

  • For ages 14 days to 69 years old: $50,000
  • For age 70 to 79 years old: $25,000
  • For age 80 to 99 year old: Not overed

Refund

Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

Restrictions

  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address iin Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.

A working example of using Travel Medical USA Visitor Basic insurance*

A working example of using Travel Medical USA Visitor Basic insurance*

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    Insurance coverage $50,000

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    Deductible $100 per certificate period

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    Medical expenses Claims$14,100

Below is a simple calculation showing how much the plan/insurance company pays you:

  1. Subtract the deductible from claims amount - $14,100 minus $100 equals $14,000.Insured bears $100.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Room & Board including Laboratory Tests,
X-rays, Prescription Medical and other miscellaneous
$2k/day for 3 days Up to $1k/day, 3 day maximum $3k
Surgical Treatment $6k $3k $3k
Prescription Drugs $600 $150 $450
Diagnostic X-rays & Lab Services $1,400 $500 $900
Total: $14,100 $6,650 $7,450
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

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Contact our customer service team, we are here to help you!

Travel Medical USA Visitor Basic Insurance - FAQ's

1. Does Travel Medical USA Visitor Basic Insurance covers pre-existing conditions?

Yes, Travel Medical USA Visitor Basic offers coverage for Acute onset of pre-existing conditions are covered up to $25k for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25k for age under 64 years and a coverage of $5k for age of 65-79.

2. What are the benefits of Travel Medical USA travel insurance?

Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

3. What is the coverage area of Travel Medical USA Visitor Basic travel insurance?

Travel Medical USA Visitor Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.

4. How much does Travel Medical USA Visitor Basic travel insurance cost?

The Travel Medical USA Visitor Basic travel insurance cost will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, Travel Medical USA Visitor Basic price can start even as low as $1 per day, but will be much higher for older travelers.

5. How do I purchase Travel Medical USA Visitor Basic Insurance?

You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical USA Visitor Basic . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical USA Visitor Basic travel health insurance from licensed insurance agents.

6. What are the requirements for applying for Travel Medical USA Visitor Basic Insurance?

The main requirements for applying for Travel Medical USA Visitor Basic insurance is the travelers passport details and the travel dates. You can apply for Travel Medical USA Visitor Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

7. What if the traveller pays for a healthcare service and needs reimbursement?

Refer the ID cards provided by SevenCorners Insurance at the time of Travel Medical USA enrolment which will have all the necessary information for reimbursement.

8. How to use Travel Medical USA Visitor Basic while receiving treatment?

When you visit a medical provider, explain to them that you have Travel Medical USA Visitor Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

9. I wish to extend my stay in the US, is it possible to renew Travel Medical USA Visitor Basic Insurance?

Yes, Travel Medical USA Visitor Basic insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Travel Medical USA Visitor Basic insurance online to extend their coverage..

10. How can I cancel Travel Medical USA Visitor Basic insurance?

If your travel plan is changed and want to cancel Travel Medical USA Visitor Basic insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

Full refund of premium.

Cancellation after effective date:

  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

11. What is the meaning of acute onset of pre-existing conditions?

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

12. Does Travel Medical USA Visitor Basic insurance covers pre-existing conditions?

Travel Medical USA Visitor Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50k and visitors aged between 70 and 79 years are covered for $25k. No coverage for visitors above 80 years for pre-existing conditions.

13. How can one use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United states?

Visitors to USA can review this article on how to use Travel Medical USA Visitor Basic visitor medical insurance in case of emergency in the United States.

14. What is the meaning of “ Travel Medical USA Visitor Basic insurance is a fixed benefit plan”?

Travel Medical USA Visitor Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

15. Which is the best visitor insurance in USA?

The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions.

We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Travel Medical USA Visitor Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

Travel Medical USA Visitor Basic insurance - PPO network

Provider network and how to find hospital or doctor?

You may use our network provider search to find a physician or hospital in your area. However, because there is not a PPO network for these plans, network pricing will not apply.

You need to be prepared to pay for medical services and prescription medications when you receive them. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

When you visit a medical provider, explain to them that you have insurance. Show them your card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility.

Travel Medical USA Visitor Basic insurance Claims Information

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Download Travel Medical USA Visitor Basic insurance Seven Corners Claims Forms

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Toll Free Number
317-575-2256
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Claims Department
Email: claims@sevencorners.com
Seven Corners, Inc
Attn: Claims
PO Box 211760
Eagan, MN 5512