Affordable Visitor Health Insurance in the U.S., starting at $1/day.
Looking for the Best Visitor Insurance for USA? Get a free quote & compare top U.S. visitor insurance plans in minutes
Your family and friends are coming to visit you in the USA - a time for creating unforgettable memories, sightseeing, and enjoying special moments together. Yet even the best-planned trip may have you facing an unexpected situation such as a sudden illness or a minor injury while you are out sightseeing or possibly even having an appendicitis scare. This would be the last thing you want to deal with while away from home.
Healthcare in the U.S. is among the most expensive in the world, and a single medical emergency can result in bills that are financially overwhelming. This is where visitor insurance becomes essential. It not only ensures access to quality medical care but also protects your finances, so you can focus on enjoying the trip rather than worrying about unexpected costs.
Don’t wait for the unexpected to happen. With American Visitor Insurance, you can easily compare visitor insurance USA plans and find the right coverage for your loved ones and travel with peace of mind.
Why do I need to buy insurance? This is indeed a valid question. Imagine falling ill during a holiday or a trip abroad? Now imagine this happens in a country where US healthcare is truly unaffordable? It's not a pleasant thought! And while no one wants to get sick while away form home, sometimes it does happen. To reduce the financial and emotional stress of such an eventuality it is best to have proper travel insurance for USA visitors.
Healthcare Cost in USAMedical care in the U.S. is among the most expensive in the world. Without insurance, a minor procedure can cost thousands of dollars.
| Procedure | Cost in the US | Cost in Australia | Cost in Spain |
|---|---|---|---|
| Appendectomy | $13,260 | $2,900 | $2,500 |
| Chest X-ray | $57 | $7 | $10 |
| Hospital Stay (per day) | $3,000+ | $500 | $450 |
Even something as common as the flu, food poisoning, or a minor injury could quickly turn into a financial headache. Visitor insurance allows you to pay a small premium upfront which protects you from facing high medical expenses later. At American Visitor Insurance we make it simple to compare plans and pick coverage that fits your trip and your budget.
The visitor insurance plans provide international travel flexibility through their coverage options. The coverage extends beyond the United States when your trip includes a cruise that visits Mexico or Canada.
The plans provide 24/7 travel assistance which enables visitors:
Older travelers are more likely to need medical care during trips. Some plans cover travelers up to 99 years old, including the acute onset of pre-existing conditions, with limits that vary by age.
Certain plans cover the sudden flare-up of existing conditions, such as:
Certain U.S. visas which include B1/B2 and F2 and H4 require applicants to submit proof of insurance. The visitor insurance policy provides coverage which helps you fulfill the requirements needed for your visa while making your travel plans easier to manage.
Most visitor medical insurance for USA plans provide comprehensive protection for medical emergencies and sudden illnesses during your stay.
Visitors insurance coverage USA typically includes:This emergency medical coverage for visitors to the US ensures you get treatment when you need it most without worrying about large bills.
Buying USA travel insurance for international visitors online is quick, easy, and takes just a few minutes. Follow these simple steps to get covered:
Choosing the right visitors insurance plan helps you protect against unexpected medical expenses while traveling to the US. You need to evaluate insurance plans by their coverage options and flexibility and your individual health requirements.
Budget-friendly plans that pay a scheduled amount for each treatment. Ideal for short trips and basic protection, but large medical bills may require additional out-of-pocket payment.
These plans cover a much wider variety of medical expenses compared to fixed benefit plans and pay a percentage of the actual cost of your medical treatment. Comprehensive plans can be ideal for visitors who desire peace of mind and are looking for higher levels of financial protection.
Make sure the plan covers your specific needs, such as:
Use a comparison tool to review benefits, prices, and coverage details before purchasing.
Compare & Buy the Best Visitors Insurance Plan →Yes — absolutely.
Many visitors who travel to short-term trip believe they do not require insurance protection. Medical emergencies can occur at any time regardless of whether people are on vacation.
The following list shows the expenses of medical treatment in the United States for patients without insurance coverage.
A simple illness could cost more than your entire trip budget.
With travel medical insurance for visitors to the US, you pay a small premium upfront and avoid massive unexpected expenses later.
Group travel insurance for USA for five or more travelers on the same itinerary, and enjoy a 5% to 10% discount on the premium.
Get Group Insurance Quote »Many travelers assume both plans are the same, but they protect you in very different ways. Visitor insurance focuses on medical protection, while travel insurance focuses on trip protection.
| Feature | Visitor Insurance | Travel Insurance |
|---|---|---|
| Medical emergencies & accidents | medical_services Primary medical coverage | warning Limited or secondary coverage |
| Hospitalization & doctor bills | verified_user Covered | warning Limited benefits |
| Emergency medical evacuation | check_circle Included | check_circle Included |
| Acute onset of pre-existing conditions | fact_check Available on many plans | gavel Only with waiver (conditions apply) |
| Trip cancellation/interruption | block Not included | verified_user Covered |
| Lost baggage & delays | block Not included | verified_user Covered |
| Ideal for | International visitors to the USA, parents, seniors, long stays | Short vacations, tours, business trips |
| Main purpose | Protects health & medical costs | Protects trip expenses, limited medical coverage |
The most affordable visitor health insurance USA starts from $20 per month with options up to $191 per month. The average cost of fixed benefit visitor travel insurance for the USA is calculated based on one-month quotes.
| Plan Name | Plan max range | Deductible | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Safe Travels AdvantageCheapest Plan | $25,000 - $150,000 | $0 | $20 - $58 | $39 - $102 | $60 - $166 |
| Visitors Care | $25,000 - $100,000 | $100 | $25 - $47 | $40 - $75 | $66 - $152 |
| Safe Travels Elite | $25,000 - $175,000 | $0 | $26 - $76 | $50 - $134 | $109 - $155 |
| Venbrook Essential | $25,000 - $150,000 | $0 | $26 - $81 | $49 - $124 | $68 - $147 |
| Visit USA Budget | $50,000 - $150,000 | $250 | $32 - $56 | $49 - $86 | $84 |
| VisitorSecure | $50,000 - $130,000 | $100 | $34 - $62 | $55 - $76 | $96 - $139 |
| Travel Medical USA Visitor Basic | $50,000 - $150,000 | $100 | $42 - $52 | $79 - $94 | $173 - $191 |
The best travel insurance cost for USA ranges from $58 to $353 per month. The average cost of comprehensive travel insurance for the USA is based on one-month quotes with a $250 deductible.
| Plan name | Plan maximum | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas Essential | $50,000 - $1,000,000 | $58 - $109 | $131 - $266 | $263 - $328 |
| Safe Travels USA Cost Saver | $50,000 - $1,000,000 | $71 - $117 | $139 - $250 | $237 - $299 |
| Venbrook Premier | $50,000 - $1,000,000 | $77 - $135 | $176 - $346 | $352 - $437 |
| Patriot America Lite | $50,000 - $1,000,000 | $72 - $130 | $153 - $289 | $252 - $337 |
| Atlas America | $50,000 - $2,000,000 | $78 - $154 | $177 - $378 | $355 - $444 |
| Patriot America Plus | $50,000 - $1,000,000 | $77 - $139 | $164 - $311 | $287 - $434 |
| Travel Medical Basic | $50,000 - $1,000,000 | $80 - $138 | $167 - $314 | $252 - $337 |
| Safe Travels USA ComprehensiveBest Plan | $50,000 - $1,000,000 | $90 - $168 | $172 - $351 | $294 - $470 |
| SafeVista Protect | $100,000 - $1,000,000 | $93 - $127 | $215 - $248 | $320 |
| Diplomat America | $50,000 - $1,000,000 | $125 -$214 | $229 - $301 | $353 |
Based on price, coverage limits, and traveler reviews, the following plans are the Travel Insurance for USA
Coverage for unexpected illnesses and injuries during short-term stays.
Max Coverage: $25,000 | Deductible: $0
Other Affordable travel insurance for USA are Venbrook Essential from Venbrook International and Visitors Care from IMG.
Comprehensive USA travel insurance for non-U.S. visitors
Max Coverage: $50,000 | Deductible: $0
Other top recommended travel insurance plans for visitors to the USA include Patriot America Plus, Atlas America .
For a 60-year-old traveler, the cost of USA visitor insurance for 6 months typically ranges around $122 to $1,050, based on different coverage options, medical needs, and traveler’s budget on American Visitor Insurance.
The best 6 month USA travel insurance is the one which is affordable, reliable and allows the traveler to stay stress free.
Travelers planning to stay abroad for several months should consider long-term travel insurance, which is designed for extended stays and provides continuous medical coverage without the need to purchase multiple short-term plans.
This option is ideal for any travelers staying overseas for more than six months, offering better value, broader benefits, and peace of mind throughout the journey.
We work with leading insurance providers to offer reliable and affordable options.
Popular plans include:
Each plan offers different benefits, deductibles, and pricing to match your needs.
You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Venbrook International, Global Underwriters, GeoBlue, HTH Worldwide, Trawick International, Travel Insurance Services, INF insurance, Travelex and BlueCross BlueShield Global Solutions.
