The cheapest health insurance for F1 students is offered by Student Journey Lite Insurance, starting at just $30 per month. It provides comprehensive coverage, including medical expenses, emergency medical evacuation, repatriation of remains, and accidental death and dismemberment. This cost mainly depends on different factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance.
Health insurance for international students is important to cover the costs of medical care in case of accident or sickness while studying abroad. As an international student, it is vital to ensure you have the best student health insurance for medical expenses, emergency medical evacuation, repatriation of remains and accidental death and dismemberment. At American Visitor Insurance we offer a wide range of deductibles and co-insurance for foreign student insurance which meet school requirements, including for those on F1 visa, OPT status, F2 visa, sports coverage, M-1/M-2 or J visas as well as for US students studying abroad.
Here are some travel tips specifically for international students in the USA:
Yes international students in the USA need health insurance simply because US healthcare is so expensive and it is too risky to be uninsured. Many universities require students on F-1 and J-1 visas to have mandatory health insurance that meets specific coverage requirements. Some institutions provide their own student medical insurance plans, while others allow students to purchase private student insurance as those offered in American Visitor Insurance. Since U.S. healthcare is expensive, having a comprehensive insurance plan ensures coverage for medical emergencies, doctor visits, prescriptions, and hospitalization. J-1 visa holders are legally required to have health insurance that meets U.S. Department of State guidelines.
University sponsored health insurance plans are health coverage options provided directly by universities to their students, including international students. These plans are specifically designed to address the unique healthcare needs of students during their time at the university.
For international students, these plans offer comprehensive coverage that typically includes medical services like doctor visits, hospital stays, prescription medications, mental health support, and sometimes dental and vision care. Enrollment in these plans is often mandatory for international students, with the cost included in their tuition fees to ensure coverage from the start of their academic program.
University sponsored health insurance for international students can be quite expensive. The cost, often included in tuition and mandatory fees, can put a financial strain on students, especially those on a tight budget. In cases where students prefer a different plan, some universities offer an opt-out option, allowing students to waive the university-sponsored plan by providing proof of equivalent private health insurance like the plans that are available on American Visitor Insurance
In the US there are reputed private insurance providers who offers greater flexibility and benefits, allowing you to choose between ‘basic coverage’ or ‘full’ coverage. This enables you to reduce your insurance costs while still ensuring adequate protection for common medical situations, such as emergencies, or unexpected illnesses. This is an alternative to university-sponsored insurance, providing international students in us with more flexibility and customization in their coverage.
What to except from alternate student health insurance available on American Visitor Insurance?Foreign students on F1 visas studying in Us can compare and buy students insurance on American Visitor Insurance. For more details, please contact us at (877)-340-7910 or email, and one of our licensed agents will help you find the best international student insurance.
Covers doctor visits in case of sudden injury or sickness.
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Some plans cover high school sports activities.
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Repatriation of remains expenses to home country in case of death.
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Expenses from sudden dental pain and accidental dental injuries.
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Some plans offer coverage for pregnancy, maternity and new born.
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Student insurance who need coverage for existing medical ailments.
Know more »The international student insurance for USA cost per month ranges from $30 to $115. The price depends on the factors such as student's age, coverage duration, medical benefits, deductible, and co-insurance. Additionally the student health insurance cost in the US also depends on coverage for mental illness, dental expenses, hazardous sports, maternity and coverage for pre-existing ailments. Here at American Visitor insurance we have calculated the cost of health insurance for international students to help you compare and make an informed choice while buying the plan.
The cost of health insurance for an international student per month aged 20 years.| Insurance Plans | Policy maximum | Deductible | Cost |
|---|---|---|---|
| Student Journey Lite IMG | $150,000 | $100 | $30 |
| StudentSecure Smart WorldTrips | $200,000 | $0 | $32 |
| Student Journey Plus IMG | $300,000 | $500 | $48 |
| StudentSecure Budget WorldTrips | $500,000 | $0 | $53 |
| Patriot Exchange IMG | $50,000 | $250 | $58 |
| Diplomat America Global Underwriters | $50,000 | $250 | $63 |
| Student Journey Platinum IMG | $500,000 | $250 | $74 |
| StudentSecure Select WorldTrips | $1,000,000 | $0 | $104 |
| Student Health Advantage Standard IMG | $500,000 | $250 | $115 |
Source: American Visitor Insurance®
Review student insurance plan benefits.
or United HealthCare 
Policy maximum?
$50,000 to $5,000,000
Deductible options?
$0 to $500
Period of coverage?
1 month up to 12 months
Policy maximum?
$500,000
Deductible options?
$250
Period of coverage?
30 days to 12 months
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
or United HealthCare Policy maximum?
$500,000
Deductible options?
$250
Period of coverage?
1 month up to 12 months
Policy maximum?
$1,000,000
Deductible options?
$0
Period of coverage?
30 days to 364 days
or United HealthCare Policy maximum?
$1,000,000
Deductible options?
$100
Period of coverage?
1 month up to 12 months
You can choose a health insurance plan that provides adequate coverage while fitting your budget and meeting any university requirements on AmericanVisitorInsurance. For more details, please contact us at (877)-340-7910 or email, and one of our licensed agents will help you find the best international student insurance.
"After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance website and the customer representatives were really patient and helpful in guiding me with the best plan that suits me."
"We want to appreciate the fine service provided by your friendly employees from the NJ office, in helping us navigate insurance plans and successfully purchase plans for my parents. They are extremely courteous, patient, efficient and knowledgeable"
"Your customer service provided me with perfect service and helped me very much to find policy I needed (for J2 visa). She was very polite and answered all my questions. I'm fully satisfied with the service. Thank you very much!"
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Click here to read more »The best health insurance options for U.S. students studying abroad includes plans that offer comprehensive coverage for sudden illness or injuries from accidents.
| Insurance Plans | Policy maximum | Deductible | Cost * |
|---|---|---|---|
| StudentSecure Smart WorldTrips | $100,00 | $0 | $25 |
| StudentSecure Budget WorldTrips | $250,000 | $0 | $47 |
| Patriot Exchange IMG | $50,000 to $500,000 | $0 to $500 | $46 - $60 |
| Student Health Advantage IMG | $500,000 | $250 | $76 |
| Navigator Student GeoBlue | Unlimited Coverage | $0 | $463 |
* The best student health insurance abroad cost per month for an international student aged 20 years.
At American Visitor Insurance we offer the best student insurance for US students studying outside USA. This is very important for US students while outside the USA to have the best health insurance coverage for sudden sickness or unexpected injury. One can compare student insurance USA plans based on cost and benefits. Do contact our customer support for clarification or if the University has specific requirements.
One can buy the student insurance USA online, to instantly get the student insurance USA ID Card and policy details. These can used to avail any of the student insurance benefits.
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