Extreme Sports Travel Insurance, Hazardous Sports Insurance

Sports enthusiasts traveling overseas participating in any extreme sports activity should have adequate sports travel insurance coverage. US Domestic health insurance plans or common overseas travel medical insurance plans are not designed to cover hazardous sports activity, for which you must purchase sports travel insurance. Tourists and athletes who travel abroad, for hazardous athletic activities can meet with accidents resulting in expensive medical care. To avoid paying huge medical bills, one must have adequate sports travel medical insurance coverage.

At American Visitor Insurance, athletes from any part of the globe can buy adventure travel insurance plans with coverage for extreme sports. Get free sports travel insurance plan quotes at American Visitor Insurance and make an informed choice. The hazardous sports travel insurance coverage as begin as early as the following day or at any later date according to the online application.

Most Popular Adventure Sports

BASE JUMPING MOTO CROSS

Insurance Plans offering coverage for Adventure Sports

  • Covers hazardous sports at an additional price of 20% of the total premium
  • Hazardous activities include Injury resulting from participation in Professional Sports including practice; aviation (except when traveling solely as a passenger in a commercial aircraft); base jumping; canopying; Hang-Gliding; zip lining; parachuting, paragliding, sky surfing or parasailing; running with bulls; kayaking, white water rafting, or; surfing; mountain biking; mountain climbing over 4500 meters; off road motorized vehicles including all-terrain vehicles, snowmobiles, motorcycles or motor scooters unless licensed, motorized dirt bikes, motocross racing or jet skis; snow skiing, or snowboarding, Heli-skiing except for recreational downhill and/or cross country snow skiing or snowboarding (no coverage provided while skiing away from prepared and marked in-bound territories and/or against the advice of the local ski school or local authoritative body); racing by any animal or motorized vehicle; spelunking; sub aqua pursuits involving underwater breathing apparatus unless PADI/NAUI certified, or accompanied by a certified instructor at depths of less than 10 meters; avalanche training; Aussie rules football; big game hunting; bobsleigh, skeleton, luge, any type of boxing or martial arts, hot air ballooning as a pilot; jousting; modern pentathlon; powerlifting; quad biking outdoor endurance events, speed trials; speedway; or wrestling.
  • To get coverage, the applicant much select "yes" under the "Hazardous Activities:" in the list of plan selections. They will then have coverage of up to $100,000 for any injury sustained during those sporting activities. Australian citizens can purchase the plan, but they have to provide a non-Australia mailing address. The billing address and the citizenship can be Australia.
  • The plan offers coverage from 5 days to 364 days
  • Underwritten by Lloyd's of London - Syndicate 4141.
 
  • Short term adventure sports insurance.
  • Ideal for international travelers involved in special adventure sports and activities.
  • Provides coverage for individuals and dependents as well.
  • Policy maximum is 50,000 USD.
  • Available for US citizens and Non-US citizens.
  • Policy coverage is valid from 30 days up to 6 months.
  • Option to purchase in 15 day increments after one month is purchased.
  • Universal Rx pharmacy discount savings.
  • The plan coverage period is 6 months
  • Underwritten by Sirius International Insurance Corporation, Sirius International is a White Mountains Insurance Re company.
  • For more information view the
 
Global Underwriters
Diplomat America:
For Non US citizens taking part in hazardous sport activities or athletic events in USA.
  • Travelers of any country of citizenship are eligible for coverage under this plan.
  • Covers activities like motorcycling, scuba, diving, jet, snow and water skiing, mountain climbing, sky diving, amateur racing, piloting, bungee jumping, spelunking, whitewater rafting, surfing and parasailing.
  • Athletic events include tennis, swimming, cross country, track, baseball, softball, volleyball and golf sports only.
  • Also offers coverage for medical expenses, medical evacuation, political and disaster evacuation expenses.
Diplomat International Insurance:
For Non US citizens and US Citizens taking part in hazardous sport activities or athletic events outside their home country. This plan does not offer coverage in USA.
  • US Citizens outside USA are eligible for coverage under this plan. Non US citizens outside their home country excluding USA are eligible for this coverage
  • Covers activities like motorcycling, scuba, diving, jet, snow and water skiing, mountain climbing, sky diving, amateur racing, piloting, bungee jumping, spelunking, whitewater rafting, surfing and parasailing.
  • Athletic events include tennis, swimming, cross country, track, baseball, softball, volleyball and golf sports only.
  • Also offers coverage for medical expenses, medical evacuation, political and disaster evacuation expenses.
  • Coverage period is from a minimum of 15 days to a maximum of 12 months.
  • Underwritten by Insurance Company of State of Pennsylvania, member of American International Group (AIG) of companies.
 
  • Atlas does not have a separate sports rider, instead it automatically covers all adventure sports so long as it is not undertaken for professional gain, money, or prize.
  • If you plan to participate in sporting activities such as mountain climbing or whitewater rafting, Atlas Travel insurance includes coverage for eligible injuries and illnesses that occur while taking on vacation, adventure, and extreme sports activities at no additional cost.
  • The accidental death and dismemberment benefit is deleted during participation in sports activities.
  • The plan coverage period is from a minimum of 5 days to a maximum of 1 years.
  • Underwritter is Lloyds, London.
 
IMG Patriot plans providing sports coverage
IMG
Patriot America, Patriot Platinum, Patriot GoTravel, Patriot Green, Patriot International Insurance plans providing sports coverage
Each Patriot plan covers injuries incurred during amateur athletic activities which are non-contact and engaged in by the insured person solely for leisure, recreation, entertainment or fitness purposes. Some of these sports and activities include, but are not limited to, motor cycle/motorscooter riding, scuba diving (to 10m), snorkeling, wakeboarding, and water skiing.

However, activities not covered include amateur or professional sports or other athletic activity which is organized and/or sanctioned, or which involves regular or scheduled practices, games or competition.
  1. An Adventure Sports Rider available to all under 65 yrs.

  2. The following hazardous activities are excluded unless the Adventure Sports Rider is purchased:
    Abseiling, BMX, bobsleigh, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, horseback riding, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m from ground level), scuba diving (to 50m), skydiving, snow boarding, snowmobiling, snow skiing, spelunking, surfing, trekking, whitewater rafting (to Class V), and wildlife safaris.

  3. To be covered under the Adventure Sports Rider, these adventure activities must be engaged in solely for leisure, recreation, or entertainment purposes.

  4. The following are excluded even with the RIDER:
    Injury sustained while participating in contact sports of any kind, racing of any kind, BASE jumping, kiteboarding, mountaineering or climbing or trekking above elevation 4500 meters above ground level or without proper ropes or guides; luge, motocross, Moto-X, rodeo activity, ski jumping, whitewater rafting exceeding Class V difficulty, scuba below 50 meters; and/or adventure sports not expressly covered hereunder are excluded regardless of which plan or rider is selected.
 
Seven Corners plans providing sports coverage
Seven-corners
Liaison Continent, Liaison International, Liaison Student Insurance plans providing sports coverage

  1. EXCLUSIONS:
    Injury sustained while taking part in mountaineering*, hang gliding, parachuting, bungee jumping, racing by horse or motor vehicle or motorcycle, motorcycle / motor scooter riding (whether as a passenger or driver), scuba diving involving underwater breathing apparatus (unless PADI or NAUI certified), water skiing, wakeboard riding, jet skiing, windsurfing, snowmobiling, snow skiing and snow boarding.
    * Mountaineering shall mean the sport, hobby or profession of walking, hiking, and climbing up mountains either:
    • Utilizing harnesses, ropes, crampons or ice axes; or
    • Ascending 4500 meters or above.

  2. Optional Hazardous Sports Coverage available to ALL travelers.

  3. To cover motorcycle / motor scooter riding (whether as a passenger or driver), hang gliding, parachuting, bungee jumping, water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing, snowmobiling and snow boarding. Parachuting shall mean an activity involving the breaking of a free fall from an airplane using a parachute.

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