Sports enthusiasts traveling overseas participating in any extreme sports activity should have adequate hazardous sports travel insurance coverage. US Domestic health insurance plans or common overseas travel medical insurance plans are not designed to cover hazardous sports activity, for which you must purchase sports travel insurance.Tourists and athletes who travel abroad, for hazardous athletic activities can meet with accidents resulting in expensive medical care. To avoid paying huge medical bills, one must have adequate hazardous sports travel insurance coverage.
At American Visitor Insurance, athletes from any part of the globe can buy adventure travel insurance plans with coverage for extreme sports. Get free sports travel insurance plan quotes at American Visitor Insurance and make an informed choice. The hazardous sports travel insurance coverage as begin as early as the following day or at any later date according to the online application.
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The SafeTreker insurance with Extreme Sports benefits features everything in the base plan (Medical Coverage is up to $25,000 for Extreme Sports) plus we have included Extreme Sports benefits which provides coverage for, but is not limited to: skydiving, BASE jumping, hang gliding, Parachuting, bungee jumping, caving, rappelling, spelunking, white or black water rafting above Grade 3, Skiing or snowboarding outside marked trails or in an area accessed by helicopter, Rock Climbing, any high-altitude activity, personal combat or fighting sports, rodeo, racing or practicing to race any motorized vehicle, bicycle or watercraft, free diving, and scuba diving at a depth greater than sixty (60) feet without a dive master.Get Quote
The SafeTreker plan with Mountaineering benefits features everything in the base plan plus we have included Extreme Sports benefits which provides coverage for the sport, hobby, or profession of walking, hiking, climbing and Rock Climbing up mountains that requires the use of ropes, harnesses, crampons or ice axes, or involves ascending beyond an altitude of four thousand five hundred (4,500) meters.Get Quote
All the benefits of the base plan plus the features of the Extreme Sports (Medical Coverage is up to $25,000 for Extreme Sports) and Mountaineering upgrades.Get Quote
Co-Insurance: After paying the deductible, percentage or amount of covered expenses that the insured pays. For example, an insurance policy brochure may mention that the policy will pay 80% of the first $5,000 and 100% thereafter of the usual and customary charges; In some health insurance plans, it is also called "co-payment".
Deductible: Amount to be paid by the insured person before the insurance company begins to pay for the covered expenses. Deductible may be either per sickness/injury or once per policy period or once per year depending upon the insurance policy you purchase.
You will not get receive any reimbursement later from insurance company for the deductible you pay. e.g., Let us consider that you have purchased an insurance policy with a $50,000 policy maximum, $250 deductible per policy period and 80/20 co-insurance. Suppose you incur a covered expense of $10,250; then the insurance company will pay the covered expenses according to policy terms after you make a a payment of the deductible (i.e. $250).
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