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Diplomat America US Coronavirus Insurance for Covid19

Diplomat America Insurance Cost

Diplomat America insurance covid - Covid 19 Global Underwriters travel insurance coverage for Coronavirus, Diplomat America covid insurance

Diplomat America Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.

Global underwriters covid travel insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.

The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing. The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.

Diplomat America Insurance
Insurance provider
Global Underwriters
Plan life
15 days to 365 days

Deductible options?
$0, $50, $100, $250, $500, $1,000, $2,500, $5,000 per person/plan period
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, Age 80+: 20,000
Diplomat America Insurance Rating
AM Best Rating: "A" (Excellent)
PPO Network
Diplomat America Insurance Reviews
Global Underwriters Diplomat America Insurance reviews.
Diplomat America Underwriter
Underwritten by Allied World Assurance Company (Europe) DAC.

Diplomat America Links

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Diplomat America Insurance, Diplomat America travel insurance for USA - Key Highlights

  • This plan is for Non Us citizens and Non US residents visiting the US.
  • This plan is available to the US citizens visiting US on business trips and vacation while living abroad. There is a requirement for a valid international address..
  • This plan is not available for citizens of Australia and Iran.
  • The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible.
  • This plan covers COVID-19 as any other illness provided the illness is not already existing before the purchase of the plan.

Diplomat America US Travel insurance, Travel Insurance for US citizens visiting USA

Diplomat America Insurance is offered by Global Underwriters and offers medical insurance cover to non US residents and non US citizens travelling to the United States. The traveller may be a tourist, student or exchange scholar. The benefits offered includes accident & sickness medical coverage, travel assistance and AD&D coverage. The plan covers travelers of all ages including senior citizens aged 80 years and above up to a maximum of $20,000. This plan also offers coverage for adventure sports at an additional price.Ideal for US citizens visiting USA.

Global Underwriters Diplomat America plan summary, Global Underwriters USA travel insurance

What is the eligibility to buy Diplomat America Insurance?
  • Non US citizens and Non-US residents while visiting the United States
  • Coverage is NOT available for Australian Citizens.
  • This plan does not offer coverage for any travel outside the United States.
    Note: This plan is also available to US citizens returning to the US for vacation or business trips while living abroad. A valid international address is required in order to apply.
Diplomat America Insurance Coinsurance

The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.


Optional-coverage Diplomat America Insurance Optional Riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Enhanced Political and Natural Disaster Evacuation Rider
  • Athletic and Hazardous Activity Rider
Renewal Diplomat America Insurance Renewability

"The plan is not renewable”, if additional coverage time is needed, a new application must be completed.

Refund Diplomat America Insurance Refund

Global Underwriters will provide a refund of your plan cost, less a $25 processing fee, will be considered only if written request is received by Global Underwriters prior to the effective date of coverage. After that date, the premium is considered fully earned and non-refundable. Partial refunds are not available.

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Travel insurance USA for covid

Does Diplomat America Insurance cover covid illness?

Global Underwriters Covid19 travel insurance by Diplomat America travel insurance for covid coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.


Diplomat America insurance plan benefits

Benefits Coverage
Emergency Medical Evacuation & Repatriation $500,000
Return of Mortal Remains $50,000
Emergency Medical Reunion $50,000
Return of Minor Child $50,000
Interruption of Trip $5,000
Loss of Baggage $50 per article; up to a maximum of $250
Emergency Dental Treatment $100 for relief of pain to natural teeth.
Emergency Dental Treatment (Accident) Usual and Customary Expense for emergency Dental Treatment to natural teeth.
Acute Onset of a Pre-Existing Condition 24 months waiting period.
Accidental Death and Dismemberment $25,000 (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits
Incidental Trips Up to a maximum of 15 days for Incidental Trips to Canada, Mexico, and the Caribbean Islands only.
Coma Benefit Covered ($250 per month).
Seat Belt and Airbag Benefit Up to $25,000.
Felonious Assault Benefit Covered
Home Alteration and Vehicle Modification Up to a maximum of $2,500 (within one year after the date of the accident)
Political & Natural Disaster Evacuation $50,000; ($100,000 if enhanced political and natural disaster evacuation rider is purchased)
Additional Accidental Death & Dismemberment Purchase up to $1,000,000 of 24 hour AD&D coverage. Benefits and exclusions are same base plan.
Excess Benefits All Coverage, except Accidental Death & Dismemberment, shall be in excess of all other valid and collectible insurance.
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