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Global Underwriters travel insurance offers Diplomat America insurance coronavirus coverage as any new sickness. The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing.
The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the Diplomat travel insurance policy.
Diplomat America Insurance covid: by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.
Diplomat Long Term Insurance by Global Underwriters: Global Underwriters offers international medical insurance for coronavirus (Covid19) with their Diplomat Long Term Travel insurance plan. Diplomat Long Term Travel insurance is available for $500,000 and $1 million coverage and with a minimum of 3 months coverage. The Diplomat LT provides Accident and Sickness Medical Coverage and AD&D benefits to those traveling outside their Home Country (For coverage inside the U.S., you must be a Non-U.S. Resident). Coverage is available for the traveler, a second adult, unmarried dependent Children, or Children traveling alone.
Covid-19 is excluded on the Diplomat International plan. This plan does not cover any claim in any way caused by or resulting from:
The Diplomat America insurance is not available for citizens of Australia or Iran.This plan is not designed to cover US residents for travel outside the United States.
The Diplomat International is not available for travel in Iran.This plan is not available for citizens of Australia or Iran or residents of New York, Maryland and South Dakota.
Diplomat America Insurance be bought by US citizens for short term travel to the US if they intend to return to their foreign address afterward.
Diplomat Long Term (LT) must be purchased for a minimum of 3 months, the maximum is 365 days. Renewal coverage may be purchased for up to 365 days at a time up to a maximum of 3 years.
After you pay the selected deductible, the plan pays 80% up to $5,000 of eligible costs, then 100% to the Medical Maximum. There will be an additional $250 deductible for each emergency room visit as a result of an Illness. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident.
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