Global Underwriters travel insurance offers coverage for coronavirus as any new sickness. If it is pre-existing, then it's excluded. That is of the travelers is infected before the plan effective date, the travel insurance will treat it as pre-existing and will not offer coverage for it.
The coronavirus testing would be covered if a medical physician deems it necessary that the insured fits the criteria for the test and the insured is effective on the policy during the time of the testing.
The medical expenses would be covered as well during the time of the policy and if the signs and symptoms started during the effective date of the policy and will be paid per the parameters of the policy.
Global Underwriters insurance plans. Diplomat America and Diplomat Long Term Insurance are offered by Global Underwriters. Diplomat Long Term Insurance provides coronavirus travel insurance but must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses.
No, only the passport information for the primary insured is required to buy the policy.
The Beneficiary is the person named by the policy holder to receive the Accidental Death and Dismemberment Benefit should this benefit become payable. The Beneficiary may be any person chosen by the policy holder.
The Accident Death & Dismemberment (AD&D) benefit on the travel insurance policy goes to the Beneficiary. The applicant should provide the Beneficiary name while buying the policy.
Travel insurance policies can be bought till the day before your trip departure or desired effective date.
Covid19 vaccinations strongly recommended and is being made mandatory for travel by certain airlines and even to be issued travel visas by certain countries. However, the Covid19 vaccination is a preventive measure and preventive care is not insured by travel insurance. Diplomat America and Diplomat Longterm travel insurance does not offer coverage for Covid19 vaccination.