united healthcare travel insurance reviews

United healthcare visitors travel insurance reviews

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Is United healthcare travel insurance available for visitors to USA?

Traveler's visiting the US shop for visitor travel insurance plans as health care is very expensive in the US. The insurance plans selected by many travelers participate in the United Health care Preferred Provider Organisation (PPO) network as it is well recognized all over the US. When travelers visit these providers within the United Healthcare PPO network, the PPO will charge the network fees to the travelers and bill the insurance company directly which saves both time and money.

Even though the United healthcare travel insurance is a domestic insurance provider, some of the insurance plans that we offer use the United Healthcare Network.

International Medical Group (IMG) United healthcare network

United Healthcare Provider Network

International Medical Group (IMG) is one of the top US travel insurance providers. IMG uses United Healthcare network as their preferred provider. If you purchase any travel insurance from IMG with a United Healtcare logo on your insurance card, please state the following when informing your healthcare provider about your IMG travel insurance - "My healthcare coverage uses the United Healthcare Network."
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WorldTrips United healthcare network

United Healthcare Provider Network

WorldTrips offers a variety of customizable, budget-friendly travel medical insurance plans. WorldTrips also uses the UnitedHealthcare (UHC) Network in their provider network. If you purchase any travel insurance from WorldTrips with a United Healtcare logo on your insurance card, please state the following when informing your healthcare provider about your WorldTrips travel insurance - "My healthcare coverage uses the United Healthcare Network."
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Travel medical insurance plans includes

NOTE: If you're a member of an Atlas Group plan, please refer to your ID card to find your provider information. You can find your ID card in the Member Portal. Sign in to the portal, click "Policy Information" in the navigation menu, and then click the box labeled "Download Insurance ID Card." For assistance with your ID card, visit Understanding Your ID Card.

Seven Corners United healthcare network

United Healthcare Provider Network

Seven Corners is one of the insurance providers whose visitor insurance plans we offer. Seven Corners uses different network of healthcare providers including United Healthcare.

If you purchase a SevenCorners insurance plan with a United Healtcare logo on your insurance card, when informing your healtcare provider about your SevenCorners insurance, please state -
"My healthcare coverage uses the United Healthcare Network and I found your name on the directory."
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INF United healthcare network

United Healthcare Provider Network

INF is one of the top providers for any international travelers visiting the United States, Mexico and Canada.INF uses United Healthcare PPO providers Direct Billing. If you purchase a INF insurance plan with a United Healthcare logo on your insurance card, when informing your healthcare provider about your INF insurance, please state - "My healthcare coverage uses the United Healthcare Network and I found your name on the directory."
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When calling your medical provider or presenting your ID card, What should you say:

“My health care coverage uses the United Healthcare Network, and I found your name on the directory."

DO NOT SAY:

“I have Americanvisitor Insurance” or “I use Americanvisitorinsurance.com.” Providers WILL NOT recognize this language, and your coverage may not be accepted.

Compare visitor medical insurance

There are several other reputed insurance providers who provide short term visitor medical insurance ideal for visitors to the United States. You can compare the different visitor medical insurance plans of all the providers using our quote compare tool.

You can also identify the provider network in the compare tool. It is an easy to use compare tool where two or more chosen plans can be compared and the best plan satisfying your needs can be bought online without any paperwork. The insurance coverage can start as early as the following day, or at any later date when the travel begins.

United Healthcare international insurance - FAQ's

01. Can a visitor get health insurance in USA?

Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.

02. How does visitor insurance work?

Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc). Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.

03. What is Visitor Insurance USA?

Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.

04. Do tourists need travel insurance?

Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing international travel insurance in case you should need any medical care. The travel insurance for tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.

05. Does United Healthcare cover international travel coverage?

United Healthcare primarily focuses on health insurance within the United States. However, some US insurance providers who focus on international travel insurance also work with United Healthcare for their PPO network while offering different types of travel insurance, including coverage for medical expenses, trip cancellation/interruption, baggage loss, travel delays, and more for international travel.

06. What are the exclusions and limitations of United Healthcare visitor travel insurance?

Like any health insurance policy, United Healthcare visitor travel insurance has some exclusions and limitations that apply to certain situations and conditions. For example, some of the common exclusions are pre-existing medical conditions, elective or cosmetic procedures, war or terrorism, and participation in extreme sports or activities.

07. What types of international travel insurance plans are available with United Healthcare as the PPO network?

United Healthcare PPO network is offered for the following types of international travel insurance plans : International Travel Medical insurance and Travel Protection or trip cancellation insurance plans. The first type covers health care costs, including evacuation, while traveling internationally. The second type covers trip cancellation, interruption, and delay costs while traveling overseas or within the US.

08. What is the advantage of having the United Healthcare PPO in visitors insurance offered by INF?

The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).

For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.

Cost of best US travel insurance for pre-existing conditions 2024

The visitor health insurance usa cost ranges from $16 to $150 a month. The price varies based on several factors such as the age of the visitor, medical maximum coverage, deductible for the plan, coverage type (Fixed vs comprehensive coverage), and the coverage for pre-existing conditions. For an average traveler, there are cheap travel insurance plans at less than a dollar a day.

  • INF Elite Insurance Full Pre-existing condition coverage

    • There is a minimum purchase of 90 days required to buy this plan.
    • This plan is available for Non-US Citizens.
    • Anyone visiting USA or Canada can enroll in this plan.
    • Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    Estimate Plan Cost
    Price range $768 - $860
    Coverage range $150,000 - $300,000
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    INF Elite Plus Insurance Full Pre-existing condition coverage

    • There is a minimum purchase of 90 days required to buy this plan.
    • Covers Preventive & maintenance care and coverage for full body physicals. Coverage for TDAP, Flu, etc Vaccines
    • Anyone visiting USA or Canada can enroll in this plan.
    • Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    • Pre-Existing complications from Covid-19 covered.
    Estimate Plan Cost
    Price range $768 - $860
    Coverage range $150,000 - $300,000
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    INF Elite 90 Insurance Full Pre-existing condition coverage

    • There is a minimum purchase of 90 days required to buy this plan.
    • This plan is available for Non-US Citizens.
    • Anyone visiting USA or Canada can enroll in this plan.
    • Covers 90% of eligible medical expenses
    • Elite plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years and for policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
    Estimate Plan Cost
    Price range $752 - $841
    Coverage range $150,000 - $300,000
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    INF Premier Insurance Full Pre-existing condition coverage

    • There is a minimum purchase of 90 days required to buy this plan.
    • This plan is available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan
    • Premier plan provides policy maximum $100,000 covers pre-existing condition maximum of $20,000/$40,000 with deductible $1,000/$5000, policy maximum $150,000 covers pre-existing condition maximum of $30,000/$60,000 with deductible $1,000/$5,000 and policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
    • For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
    Estimate Plan Cost
    Price range $278 - $448
    Coverage range $150,000 - $300,000
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    INF Premier Plus Insurance Full Pre-existing condition coverage

    • There is a minimum purchase of 90 days required to buy this plan.
    • This plan is available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan
    • Covers preventive & maintenance care
    • Coverage for TDAP, Flu, etc Vaccines
    • Premier Plus plan provides policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
    • For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
    Estimate Plan Cost
    Price range 1038
    Coverage range $300,000
    Buy now
  • Patriot America Plus Insurance Acute onset of Pre-existing condition coverage

    • Covers acute onset of pre-existing conditions up to chosen maximum limit (aged up to 70 years).
    • Patriot America Plus Covid insurance offers coverage for coronavirus illness.
    • Available for US citizens visiting USA
    Estimate Plan Cost
    Price range $90 - $170
    Coverage range $50,000 - $1,000,000
    Buy now

    Visitors Protect Insurance Full Pre-existing condition coverage

    • It is an affordable plan for visitors visiting the US.
    • This plan covers pre existing condition for age 69 and below up to $25,000 and for ages 70 and above it covers up to $20,000 with deductible up to $1,500.
    • Visitors Protect Covid insurance offers coverage for coronavirus illness.
    Estimate Plan Cost
    Price range $485 - $728
    Coverage range $50,000 - $250,000
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  • Travel Medical Choice Insurance Acute onset of Pre-existing condition coverage

    • Travel Medical Choice available for Non US residents and citizens traveling to the US.
      • For the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
      • For the acute onset of pre-existing condition coverage other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available .
    Estimate Plan Cost
    Price range $160 - $290
    Coverage range $50,000 - $1,000,000
    Buy now

    Travel Medical Basic Insurance Acute onset of Pre-existing condition coverage

    • Travel Medical Basic available for Non US residents and citizens traveling to the US.
    • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $1,000,000. For people above age 80 years, they get a policy maximum of $10,000
    • Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79.
    Estimate Plan Cost
    Price range $110 - $180
    Coverage range $50,000 - $1,000,000
    Buy now
  • Atlas America Insurance Acute onset of Pre-existing condition coverage

    • Covers acute onset of pre-existing conditions up to chosen maximum limit aged up to 79 years (excludes chronic and congenital conditions).
    • Atlas America Covid insurance offers coverage for coronavirus illness.
    Estimate Plan Cost
    Price range $110 - $230
    Coverage range $50,000 - $2,000,000
    Buy now

    Visitor Secure Insurance Acute onset of Pre-existing condition coverage

    • It offers coverage for acute onset of pre-existing conditions up to 70 years.
    • Plan can be renewed up to 364 days.
    Estimate Plan Cost
    Price range $40 - $80
    Coverage range $50,000 - $130,000
    Buy now

Steps to buy
Visitors travel insurance online

 1: Finding the available US visa health insurance plans

Complete the US visa insurance quote request form by providing details of the traveler and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the US visa insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the US Visa insurance plan documents received by email

Review the US visa insurance policy documents received by email closely for coverage details and relevant contact numbers.

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How does travel insurance work?

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How to buy travel insurance?

Guide to buying the best international travel health insurance
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Travel insurance glossary

Commonly used international travel medical insurance terms
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Travel insurance for specific groups

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Visitor visa health insurance USA

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