Get quality healthcare at top U.S. hospitals through the UnitedHealthcare PPO network. Compare affordable visitor insurance plans with extensive medical and emergency coverage.
Many visitors traveling to the USA face extremely high medical costs in the event of a medical emergency. By purchasing a travel medical insurance that utilizes the UnitedHealthcare (UHC) PPO network, you can get high-quality healthcare, receive negotiated-care pricing, and avoid unexpected out-of-pocket expenses.
United Healthcare travel medical insurance is designed for non-U.S. residents traveling to the USA. These plans can help cover expenses related to
This makes medical treatment during your U.S. visit faster, easier, and more affordable.
UnitedHealthcare, established in 1977, is a top U.S health insurance provider known for its extensive PPO network. With thousands of participating hospitals, urgent care centers, and specialists in all 50 states, UHC ensures that travelers will access to quality and dependable healthcare anywhere in the United States. Even though the United health care travel insurance is a domestic insurance provider, some of the insurance plans that we offer use the United Healthcare Network.
Selecting a United Healthcare travel medical insurance plan offers multiple benefits and peace of mind while traveling in the U.S. United Healthcare is recognized as one of the top health insurance brands in America because of their extensive network of providers, and high-rated customer service.
These benefits make UHC visitor insurance plans a popular choice for travelers coming to the U.S. This means you can focus on your recovery rather than worrying about unexpected bills.
UnitedHealthcare visitor insurance plans offer extensive medical coverage, including:
To find the most suitable plan, it's essential to compare different options based on coverage limits, exclusions, deductibles, and premiums. At American Visitor Insurance, travelers can compare and find the best UnitedHealthcare visitor health insurance.
International Medical Group (IMG) is one of the top US travel insurance providers. IMG uses United Healthcare network as their preferred provider.
If you purchase any travel insurance from IMG with a United Healthcare logo on your insurance card: Inform them: “My healthcare coverage uses the United Healthcare Network.” search Find United Healthcare Provider Network »WorldTrips offers a variety of customizable, budget-friendly travel medical insurance plans. WorldTrips also uses the UnitedHealthcare (UHC) Network in their provider network.
If you purchase any travel insurance from WorldTrips with a United Healtcare logo on your insurance card: Inform them: “My healthcare coverage uses the United Healthcare Network.” search Find United Healthcare Provider Network »ℹ️ NOTE: If you're a member of an Atlas Group insurance plan, please refer to your ID card to find your provider information.
Sign in to the portal, click "Policy Information" in the navigation menu, and then click the box labeled "Download Insurance ID Card.". For assistance with your ID card, visit Understanding Your ID Card.
Seven Corners is one of the insurance providers whose visitor insurance plans we offer. Seven Corners uses different network of healthcare providers including United Healthcare.
If you purchase a Seven Corners insurance plan with a United Healtcare logo on your insurance card: Inform them: “My healthcare coverage uses the United Healthcare Network and I found your name on the directory.” search Find United Healthcare Provider Network »INF is one of the top providers for any international travelers visiting the United States, Mexico and Canada.
INF travel insurance uses the United Healthcare PPO network for direct billing
If you purchase a INF insurance plan with a United Healtcare logo on your insurance card: Inform them: “My healthcare coverage uses the United Healthcare Network and I found your name on the directory.” search Find United Healthcare Provider Network »Travel insurance services offer financial protection and support for unexpected events during travel. They cover various travel risks and include UnitedHealthcare network for quality medical care worldwide.
If you purchase a Travel Insure insurance plan with a United Healtcare logo on your insurance card: Inform them: “My healthcare coverage uses the United Healthcare Network.” search Find United Healthcare Provider Network »When calling your medical provider or presenting your ID card
“My health care coverage uses the United Healthcare Network, and I found your name on the directory."“I have American Visitor Insurance”
Providers WILL NOT recognize this language, and your coverage may not be accepted.
| Feature | UHC Visitor Insurance | Standard Visitor Insurance |
|---|---|---|
| Network Size | 1.3M+ UHC PPO hospitals | Limited network or none |
| Cashless Claims | Yes (within PPO network) | Usually reimbursement model |
| Direct Billing | Supported | Often unavailable |
| Coverage Limit Options | $50,000 – $1,000,000 | $50,000 – $250,000 typical |
| Claim Speed | 7–15 days average | 3–4 weeks typical |
| Add-ons | Emergency evacuation, repatriation, trip interruption | Often optional or excluded |
There are several other reputed insurance providers who provide united healthcare short term insurance for visitors to USA. You can compare UHC travel insurance of all the providers using our quote compare tool.
The united healthcare international insurance for USA coverage can start as early as the following day, or at any later date when the travel begins.
Compare UHC Travel Insurance Plans »Some of the US visitor insurance plans with United Healthcare as the PPO network are Patriot America Plus, Atlas America, Travel Medical Choice, INF Elite X, and Visit USA. These plans provide medical coverage, access to the UHC PPO network, and protection for pre-existing conditions, making them ideal for non-U.S. citizens traveling to the U.S.
Atlas America is a comprehensive plan for international visitors to the U.S., offering broad medical coverage and access to the UnitedHealthcare PPO network, including protection for acute onset of pre-existing conditions.
Patriot America Plus is an affordable visitor insurance plan providing coverage for accidents, sudden illnesses, and acute onset of pre-existing conditions, with access to the UnitedHealthcare PPO network.
INF Elite X insurance is a high-coverage plan for visitors up to 99 years old, offering full pre-existing condition coverage, broad medical services, and access to the UnitedHealthcare PPO network.
Travel Medical Choice is a flexible plan for short- or long-term visitors, covering medical emergencies, accidents, and acute onset of pre-existing conditions, with UnitedHealthcare PPO network access.
Visit USA insurance is a simple, reliable plan for short-term tourists, parents covering medical emergencies, hospitalization, and acute onset of pre-existing conditions, with access to UHC PPO providers
INF Elite X, Premier X, Visitors Protect, Patriot America Plus, Atlas America and Travel Medical Choice are top UnitedHealthcare visitor insurance plans for travelers with pre-existing conditions. They offer acute onset or full pre-existing coverage, comprehensive medical benefits, flexible deductibles, and access to the UHC PPO network for nationwide care.
Patriot America Plus: Patriot America Plus is a best comprehensive travel insurance plan that offers coverage for the acute onset of pre-existing conditions up to the chosen policy maximum for travelers aged up to 70 years.
It provides strong medical protection and reliable benefits. Making it one of the top choices for visitors to the U.S.Atlas America: Atlas America is a top rated comprehensive travel medical insurance plan that provides excellent protection for acute onset of pre-existing conditions for travelers up to 79 years.
It offers wide-ranging medical benefits, flexible coverage options, and access to the UnitedHealthcare PPO network, making it a trusted choice for visitors to the U.S.Travel Medical Choice: Travel Medical Choice offers the best coverage for the acute onset of pre-existing conditions, including cardiac events, for travelers up to 79 years.
It features flexible policy maximums, deductible options, and access to a wide provider network, making it a reliable choice for visitors to the U.S.Enroll in your united healthcare international coverage plan in a few minutes through American Visitor Insurance. You will need to provide basic details such as a name, date of birth, travel dates, and payment details. Once issued, you will receive an email with your UHC insurance card.
You can use UHC's extensive PPO network to find in-network doctors, specialists, urgent care facilities, and hospitals. You can search the UnitedHealthcare online provider directory or call our customer support team at (877)-340-7910 for assistance with finding an in-network provider nearby. Visiting in-network providers means lower medical costs and less paperwork.
Many in-network facilities will bill UHC directly when you visit an in-network provider. If you see a provider outside of the network or one that does not bill UHC, you will need to pay for the visit before being reimbursed.
If you have to pay for a visit, you can easily file your claims and get reimbursed online. Always keep your receipts and medical records, as you will need to submit them for claims.
American Visitor Insurance offers 24/7 support to help with claims, questions, while utilizing your united health care travel insurance plan!
Visitor medical insurance claims »Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
Understanding how billing works in the UHC PPO network helps visitors to manage healthcare costs and avoid unexpected medical expenses. Here’s a step-by-step guide:
Step 1: Verify Participation in the NetworkBefore receiving any medical care, verify that your provider is in the UHC PPO network. You can:
This way you know that your services will be billed at a lower in-network rate rather than out-of-network.
Step 2: Access CareBring a photo ID and your UHC insurance card to the appointment. The provider may:
Some providers will require you to pay upfront and you will have to obtain reimbursement later. Every time that you visit, keep any receipts, bills, or doctor's notes to submit with your claim.
Step 3: Processing Your ClaimUHC will review your claim to ensure:
You’ll receive an explanation of benefits which will outline:
The provider is paid directly for the covered amount as per your plan. They are not allowed to charge you for any costs beyond the plan’s approved coverage.
Step 6: Insured’s ResponsibilitiesUsing this step-by-step guide can simplify your journey with the UHC PPO healthcare system with confidence and reduce the unexpected costs. For assistance, feel free to reach out to American Visitor Insurance Customer Care at (877)-340-7910. Our team is here to help you with questions regarding your policy, claim questions, and how to find in-network providers.
When you're traveling to USA, dealing with a sudden medical emergency is traumatic enough. Having Cashless US travel insurance will help you settle these issues without worrying about paying huge bills upfront.
With a cashless US visitor insurance, the insurance company will directly settle the eligible medical expenses with the hospital and you can just focus on getting well while not worrying about the finances.
Find the most reliable, affordable, and widely accepted cashless insurance for travel to USA.
You can locate in-network doctors, specialists and hospitals by using the UnitedHealthcare online directory. Enter your location and you will find nearby providers in your area who accept your insurance plan. This ensures you will get pre-negotiated rate, reducing out-of-pocket expenses.
If you see an in-network provider, they can submit the claim directly to UnitedHealthcare. If you pay out-of-pocket, keep all receipts and medical records so you can submit a claim online for reimbursement.
For quick assistance, you can contact American Visitor Insurance at 877-340-7910 or email us, and one of our licensed agents will be glad to help you!
UnitedHealthcare will cover emergency medical evacuations to the nearest, appropriate hospital, or for a return to your home country as necessary. All evacuations must be coordinated and approved by UnitedHealthcare for coverage. If you are in this situation, do not hesitate to reach out to UnitedHealthcare to arrange the appropriate care.
PPO stands for Preferred Provider Organization.
It is a type of health insurance network where members have access to a wide variety of doctors, specialists, and hospitals. Here are a few highlights about a PPO network:
For visitors to the USA, United health care visitor insurance plan will provide you with access to quality care at a lower cost through UHC PPO network.
Yes. Visitors, tourists, students, and others can all buy travel health insurance in the US. We recommend the travel insurance for visitors be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.
Visitor or travel medical insurance is for unexpected medical expenses while on your trip. Many travel insurance for visitors plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc). Since they are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should consult your documentation and try to stay in-network (if applicable) while in the US since this will likely help defray your out-of-pocket cost.
Visitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside one’s home country. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Travelers can compare and buy the best US travel insurance plans at American Visitor Insurance.
Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing international travel insurance in case you should need any medical care. The travel insurance for tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip.
United Healthcare primarily focuses on health insurance within the United States. However, some US insurance providers who focus on international travel insurance also work with United Healthcare for their PPO network while offering different types of travel insurance, including coverage for medical expenses, trip cancellation/interruption, baggage loss, travel delays, and more for international travel.
Like any health insurance policy, United Healthcare visitor travel insurance has some exclusions and limitations that apply to certain situations and conditions. For example, some of the common exclusions are pre-existing medical conditions, elective or cosmetic procedures, war or terrorism, and participation in extreme sports or activities.
United Healthcare PPO network is offered for the following types of international travel insurance plans : International Travel Medical insurance and Travel Protection or trip cancellation insurance plans. The first type covers health care costs, including evacuation, while traveling internationally. The second type covers trip cancellation, interruption, and delay costs while traveling overseas or within the US.
The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).
For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.
" I was unlucky enough to fall ill while abroad, and filed two claims with IMG; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well."
"I got a really great deal using World Trips Visitor Secure insurance for my son. They found me the quote within minutes and it was by far the best on the market. Thank you!"
"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"
Guide to buying the best international travel insurance for USA.
Learn More »Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
Learn More »Use our comparison tool to evaluate different UnitedHealthcare visitor insurance plans based on coverage limits, exclusions, deductibles, and premiums. This will help you select the plan that best meets your needs.
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