Travel health insuranceprotects one in the event of unexpected illness or injury while traveling outside the country. It is a great opportunity to travel internationally but at the same time to make our travel and stay in an outside country an enjoyable and memorable experience purchasing travel health insurance is very essential. International Medical Group provides several travel medical insurance plans or visitor insurance plans classified broadly into 2 kinds namely Fixed and Comprehensive. Let's learn about the Visitors Care Fixed plan of IMG in more detail.
Visitors Care travel insurance is a very popular Fixed or scheduled benefits travel medical insurance plan by IMG which is affordable and economical and serves travellers who are Non US citizens traveling outside their home country or country of citizenship. This plan does not have a co-insurance quotient like most other fixed travel insurance plans. Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits up to chosen plan maximum.
This plan has incidental home country coverage where an insured person during the period of coverage may return to his/her country for a cumulative period of 2 weeks total and retain continuing coverage subjected to conditions specified in the Visitors Care brochure. When the traveller is subjected to medical expenses the plan will pay the Usual. Reasonable and Customary (URC) charges up to the maximum limit specified in the Schedule of benefits in the Visitors Care brochure. If this plan is purchased for a minimum of 5 days, it can then be renewed for a total of up to 2 years. Here is an example showing how the plan pays for the expenses.