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Visitors Care vs Safe Travels Elite

Visitors Care Insurance vs Safe Travels Elite Insurance

Compare travel insurance benefits offered by Visitors Care Insurance and Safe Travels Elite Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

How much does visitor health insurance USA cost?

IMG vs Trawick International visitor insurance cost comparison

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Compare Travel Plans Visitors Care versus Safe Travel Elite	Visitors Care Plan Maximum Deductible Buy Now	Safe Travels Elite Plan Maximum Deductible Buy Now
Insurance Providers help
Length of coverage help	5 days to 2 years	5 days to 364 days
Renewability help	Yes : Up to 24 months	5 days to 365 days
Medical Benefits
Hospital room and board help	Lite: Up to $825 max per day 30 day max per period of coverage Plus: Inpatient - Up to $1.4K max per day 30 day max per period of coverage Platinum: Inpatient - Up to $2K max per day 30 day max per period of coverage	Economy: Up to $1.4k/day, 30 day maximum Basic: Up to $2k/day, 30 day maximum Silver: Up to $2k/day, 30 day maximum Gold: Up to $2k/day, 30 day maximum Platinum: Up to $3k/day, 30 day max Diamond: $1.5k per day to a maximum of 30 days Diamond Plus: $1.5k per day to a maximum of 30 days
Intensive care unit help	Lite: Inpatient - Up to an additional $400 max per day, 8 day max per period of coverage Plus: Inpatient - Up to an additional $660 max per day, 8 day max per period of coverage Platinum: Inpatient - Inpatient - Up to an additional $850 max per day, 8 day max per period of coverage	Economy: Additional $2.1k/ day, 10 day maximum Basic: Additional $2.5k/ day, 8 day maximum Silver: Additional $2.5k/ day, 8 day maximum Gold: Additional $3k/ day, 8 day maximum Platinum: Additional $4.5k/ day, 10 day maximum Diamond: $2.3k per day to a maximum of 8 days Diamond Plus: $2.3k per day to a maximum of 8 days
Surgery help	Lite: In-Patient & Outpatient - Up to $2K max per surgical session Plus: In-Patient & Outpatient - Up to $3.3K max per surgical session Platinum: In-Patient & Outpatient - Up to $5,500 max per surgical session	Economy: Up to $3.5k Basic: Up to $5k Silver: Up to $5k Gold: Up to $6k Platinum: Up to $7.5k
Physician visits help	Lite: $40 max per visit, 30 max visits per period of coverage Plus: $60 max per visit, 30 max visits per period of coverage Platinum: Up to $85 max per visit, 30 max visits per period of coverage	Not Available
Prescription Drugs and Medications help	Lite: Up to $250 per period of coveragee Plus: Up to $250 per period of coverage Platinum: Up to $250 per period of coverage	Economy: $250 per Incident Basic: $350 per Incident Silver: $350 per Incident Gold: $350 per Incident Platinum: $350 per Incident
Emergency Services
Emergency local ambulance help	Lite: Up to $250 max per period of coverage Plus: Up to $450 max per period of coverage Platinum: Up to $475 max per period of coverage	Economy: $500 per Inciden Basic: $650 per Incident Silver: $650 per Incident Gold: $650 per Incident Platinum: $750 per Incident Diamond: $650 per Incident Diamond Plus: $650 per Incident
Hospital emergency room help	Lite: Up to $825 max per day 30 days maximum coverage Plus:Up to $1.4K max per day 30 days maximum coverage Platinum: Up to $2K max per day 30 days maximum coverage	Economy: $350 per Incident Basic: $500 per Incident Silver: $500 per Incident Gold: $600 per Incident Platinum: $800 per Incident Diamond: $500 per Incident Diamond Plus: $500 per Incident
Dental
Emergency dental treatment help	Up to $550 max per period of coverage or unexpected pain to sound natural teeth	Economy: $600 per Inciden Basic: $750 per Incident Silver: $750 per Incident Gold: $750 per Incident Platinum: $750 per Incident Diamond: $750 per Incident Diamond Plus: $750 per Incident
Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help	Lite: $25K max per coverage period (subject to sub-limits) Plus: $50K max per coverage period (subject to sub-limits) Platinum: $100K max per coverage period (subject to sub-limits) Emergency Medical Evacuation (arises or results directly or indirectly from ta covered acute onset of a pre-existing condition): $25K max per period of coverage	Economy: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Basic: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Silver: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Gold: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Platinum: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k Diamond: For ages 70-79, up to $25k. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15k Diamond Plus: For ages 70-79, up to $25k. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15,00
Life
Common carrier AD&D help	Not Available	Economy: $5k Principal Sum Basic: $5k Principal Sum Silver: $7.5k Principal Sum Gold: $7.5k Principal Sum Platinum: $10k Principal Sum Diamond: $5k Principal Sum Diamond Plus: $5k Principal Sum
Evacuation
Emergency medical evacuation help	Lite: Up to $25K max Plus: Up to $50K max Platinum: Up to $50K max	Economy: $100k per Policy Period Basic: $100k per Policy Period Silver: $100k per Policy Period Gold: Unlimited Platinum: Unlimited Diamond: $50k per Policy Period and $25k/Lifetime Maximum for Acute Onset over age of 80 Diamond Plus: $50k per Policy Period and $25k/Lifetime Maximum for Acute Onset over age of 80
Return of mortal remains or cremation/burial help	Lite: $25K max with $5K max for Cremation/Burial Plus: $25K max with $5K max for Cremation/Burial Platinum: $25K max with $5K max for Cremation/Burial	Economy: $7.5k per Policy Period Basic: $7.5k per Policy Period Silver: $10k per Policy Period Gold: $20k per Policy Period Platinum: $25k per Policy Period Diamond: $7.5k per Policy Period Diamond Plus: $7.5k per Policy Period
Return of minor children help	Not Available	Economy: $2.1k per day to a maximum of 10 days Basic: $2.5k per day to a maximum of 8 days Silver: $2.5k per day to a maximum of 8 days Gold: $2.5k per day to a maximum of 8 days Platinum: $4.5k per day to a maximum of 8 days Diamond: $2.3k per day to a maximum of 8 days Diamond Plus: $2.3k per day to a maximum of 8 days
Political evacuation and repatriation help	Not Available	Economy: $500 per Policy Period Basic: $500 per Policy Period Silver: $500 per Policy Period Gold: $500 per Policy Period Platinum: $500 per Policy Period Diamond: $500 per Policy Period Diamond Plus: $500 per Policy Period
Natural disaster evacuation help	$25k maximum limit. Not subject to deductible (Must be approved in advance by the company)	Economy: $5k per Policy Period Basic: $5k per Policy Period Silver: $7.5k per Policy Period Gold: $7.5k per Policy Period Platinum: $10k per Policy Period Diamond: $5k per Policy Period Diamond Plus: $5k per Policy Period
Unique Advantages	Cheaper Plan. Pre-existing rider: Covered for Stroke or Myocardial Infraction (Heart Attack), up to $5K per period of coverage for ages 0-69 and up to $2.5K per period of coverage for 70+ travelers. Only plan that offers extended care facility ( Lite is $150/day, Plus is $200/day and Platinum is $250/day up to 15 days per policy period)	It is a fixed benefit plan. Acute onset of pre existing condition is covered up to 89 years. Good provider network. This elite plan has a $0 deductible. This plan is available for green card holders.
Travel Insurance
Underwriter	Sirius International	Zurich Insurance Europe AG Belgian branch
Rating help	"A" (Excellent)	"A" (Excellent
Brochure and Details	» Visitors Care Insurance Brochure » Visitors Care Insurance Details » Visitors Care Insurance Reviews	» Safe Travels Elite Brochure » Safe Travels Elite Details » Safe Travels Elite Reviews

Compare Visitors Care and Safe Travel Elite Insurance

Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA. Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Visitors Care insurance and Safe Travels Elite insurance as they offer fixed benefit coverage both for small ailments as well as more serious injuries and sickness.

There are many affordable visitor health insurance plans available from top rated insurance providers. Visitors Care is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years. It also has AM Best Rating: A++ (Superior) rating. Safe Travels Elite Insurance is administered by Trawick International services with AM Best Rating: A++ (Superior) rating. It has been offering health insurance products to customers in 130 countries.

Factors to consider while comparing IMG and Trawick International insurance?

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Visitors Care insurance and Safe Travels Elite insurance:

Compare medical maximum coverage:

This the maximum coverage that the plan would offer for the medical expenses. Visitors Care insurance offers coverage up to $100K while Safe Travels Elite offers coverage up to $175k. The coverage may vary for older travelers with reduced plan maximum.

Compare deductible options:

This is the initial amount the traveler needs to pay before the insurance actually start paying. Higher deductible have less premium than a plan with lower deductible. Visitors Care offer the deductible options of $0, $50 and $100. while Safe Travels Elite insurance has $0 deductible option up to age 69 years and $100 and $200 are available for age up to 89 years.

Compare provider network:

This is that network of health care providers associated with the insurance plan. Insurance companies work with different provider networks and agree on costing for different medical treatments in order to control the overall costs of health care expenses. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

Contrast the renewability options:

Sometimes the travel plans may change and a US visitor may be required to extend their period of stay. Visitors Care Insurance can be renewed up to a total of 2 years while Safe Travels Elite insurance can be extended for a minimum of 5 days to 364 days.

Compare eligibility options:

Visitors Care health insurance is available for non US citizens travelling outside their home country while Safe Travels Elite plan is available for Non US citizens coming to the US and worldwide. This plan is also available for green card holders.

Acute onset of Pre-existing conditions coverage:

Visitors Care plan covers acute onset of pre existing condition up to the age of 70 for a maximum starting from $25k up to $1M depending on the selected policy maximum while Safe Travels Elite plan covers acute onset of pre-existing conditions up to 89 years.

FEATURES
Eligible Plan for USA Coverage
Parents Eligible to be insured
Acute on set of Pre-existing Cover
Renewable and Cancellable
Deductible Choice
Green Card Holders are eligible
A.M. Best Rating
Covid coverage
Underwriter
Provider
Buy now

Visitors Care
Yes
Yes
Yes, covers up to 70 years
Yes
$0 to $100
No
"A" Excellent
Yes
SiriusPoint Specialty Insurance Corporation
IMG
Buy Now

Safe Travels Elite
Yes
Yes
Yes, covers up to 89 years
Yes
$0
Yes
"A" Excellent
Yes
Zurich Insurance
Trawick International
Buy Now

Visitors Care Insurance - Key Highlights

It is an affordable plan for visitors visiting the US. It is a fixed benefit insurance plan.
This plan covers acute onset of pre existing condition up to the age of 70 for a maximum starting from $25K up to $100K depending on the selected policy maximum.
This plan is renewable for a maximum of 2 years unless there is a break in the coverage.
The plan has a pre existing rider that provides coverage of $5K for ages of 0 – 69 years and provides coverage of $2.5K for travelers aged above 70 years.

Safe Travels Elite Insurance - Key Highlights

This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
Safe Travels Elite plan is available for Non US citizens coming to the US and worldwide.
This travel insurance plan is eligible for people from 14 days to 69 years of age to purchase.
This elite plan has a $0 deductible.
This plan is available for green card holders.
Visitors insurance plan is renewable up to 24 months and has a maximum lifetime of 364 days.
Travel health insurance plan covers Well Doctor visit for $75 per visit per policy period. The visit must occur within 21 days from the effective days of coverage and a minimum of 30 days of coverage need to be purchased to be eligible for this benefit.
Acute onset of pre existing condition is covered up to policy maximum up to the age of 69. For the age range of 70-79, $35k is the available coverage and $15k for age range of 80-89 per policy period subject to sub limits as mentioned( For cardiac related coverage, it is limited to $25k up to 69 years and $15k for 70 and above).
Safe Travels Elite plan provides coverage for COVID-19 which makes it the most sought plan during current times

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Visitors care vs Safe Travels Elite Insurance - FAQs

Visitors Care Insurance - FAQ's

Is IMG a good insurance company?

IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

How does Visitors Care insurance work?

Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can review Visitors Care insurance working example

How can a visitor use Visitors Care insurance in case of emergency in USA?

International Medical Group (IMG) offers the Patriot America Plus insurance plan which has good coverage for acute onset of pre-existing conditions up to the age of 70 years.

Can US citizens buy Visitors Care insurance?

Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

Which is the most affordable plan offered by International medical group?

Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.
Safe Travels Elite Insurance - FAQ's
What are the different Trawick international insurance plans?
Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

Safe Travels USA Comprehensive

Safe Travels USA Cost Saver

Safe Travels Voyager

Safe Travels Journey

Safe Travels Elite

Safe Travels Outbound

Safe Travel International
What is the coverage area of Trawick international travel insurance?

Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.

How much does Trawick international travel insurance cost?

The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.

How do I purchase Trawick international travel medical Insurance?

You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travels Elite. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.

What are the requirements for purchasing Trawick international insurance?

The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

Does Trawick International Safe Travels Elite Insurance cover covid? Does Safe Travels Elite Insurance cover coronavirus

Trawick International offers coverage for Covid19 illness. The Safe Travels Elite travel insurance covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
How do I cancel a Safe Travels Elite Insurance from Trawick International?
For Trawick International Travel insurance Policy Cancellation: If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.

If no claims have been filed with the Company, then

a cancellation fee of US $25 will be charged;

only full month premiums will be considered as refundable;

If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
What is the advantage of buying Safe Travels Elite?

Safe Travels Elite Insurance is an affordable Covid19 travel insurance. Safe Travels Elite Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Who is eligible to enrol in the Safe Travels Elite travel insurance plan by Trawick international?

The Safe Travels Elite travel insurance plan by Trawick international is available for foreign residents visiting USA and worldwide and for travelers up to the age of 69 years

Is Trawick International a good insurance company? Is Trawick International a reliable insurance company

Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.
The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips and vacationers. Travelers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.

Is there coverage for Covid-19 illness in Trawick International travel insurance?

Yes, Trawick international covid insurance is offered as short term comprehensive travel health insurance for covid as any other illness to international visitors to the USA and for US citizens traveling outside of the US borders. The Trawick Covid insurance coverage is given irrespective of the variant contracted.

Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.

Is Trawick International insurance a legit company?

Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.

Can I purchase travel insurance from Trawick International?

Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.

What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?

Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.

Why should I buy travel insurance from Trawick International?

Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.

Safe Travels insurance covid - Covid19 visitor insurance by Safe Travels Elite insurance

“Including medically necessary treatment for COVID-19, SARS-CoV-2, and any mutation or variation of SARS-CoV”

Compare Travel health insurance USA

Visitors Care insurance

Visitors Care Insurance plan by IMG is the popular affordable fixed plan among travellers outside their home country. It also offers coverage Acute on set of Pre-existing conditions.
Click here to read more »

Trawick Safe Travels USA plans

Compare Trawick international visitor insurance of Safe travels USA plans for different covered medical expenses.
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IMG Older travelers Insurance Plans

IMG Travel medical insurance coverage for older travelers visiting America, Get free quotes for visitor health insurance designed for Seniors traveling outside the home country.
Click here to read more »

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Visitors Care plans

Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. When you have parents, in laws, other family members or friends visiting the USA, It is a great insurance plan for their stay in America.

Safe Travel insurance plans

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

Which are the best travel insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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