Visitors Care Insurance vs Safe Travels Elite Insurance

Compare travel insurance benefits offered by Visitors Care Insurance and Safe Travels Elite Insurance plans. These two US travel insurance plans are fixed benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

How much does visitor health insurance USA cost?

IMG vs Trawick International visitor insurance cost comparison

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   Visitors Care   
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Safe Travel Elite
Visitors Care 
Plan Maximum
Deductible
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Safe Travels Elite
Plan Maximum
Deductible
Insurance Providers help
Length of coverage help 5 days to 2 years 5 days to 364 days
Renewability help Yes : Up to 24 months 5 days to 365 days
 Medical Benefits
Hospital room and board help Lite: Up to $825 max per day 30 day max per period of coverage
Plus: Inpatient - Up to $1.4K max per day 30 day max per period of coverage
Platinum: Inpatient - Up to $2K max per day 30 day max per period of coverage
Economy: Up to $1.4k/day, 30 day maximum
Basic: Up to $2k/day, 30 day maximum
Silver: Up to $2k/day, 30 day maximum
Gold: Up to $2k/day, 30 day maximum
Platinum: Up to $3k/day, 30 day max
Diamond: $1.5k per day to a maximum of 30 days
Diamond Plus: $1.5k per day to a maximum of 30 days
Intensive care unit help Lite: Inpatient - Up to an additional $400 max per day, 8 day max per period of coverage
Plus: Inpatient - Up to an additional $660 max per day, 8 day max per period of coverage
Platinum: Inpatient - Inpatient - Up to an additional $850 max per day, 8 day max per period of coverage
Economy: Additional $2.1k/ day, 10 day maximum
Basic: Additional $2.5k/ day, 8 day maximum
Silver: Additional $2.5k/ day, 8 day maximum
Gold: Additional $3k/ day, 8 day maximum
Platinum: Additional $4.5k/ day, 10 day maximum
Diamond: $2.3k per day to a maximum of 8 days
Diamond Plus: $2.3k per day to a maximum of 8 days
Surgery help Lite: In-Patient & Outpatient - Up to $2K max per surgical session
Plus: In-Patient & Outpatient - Up to $3.3K max per surgical session
Platinum: In-Patient & Outpatient - Up to $5,500 max per surgical session
Economy: Up to $3.5k
Basic: Up to $5k
Silver: Up to $5k
Gold: Up to $6k
Platinum: Up to $7.5k
Physician visits help Lite: $40 max per visit, 30 max visits per period of coverage
Plus: $60 max per visit, 30 max visits per period of coverage
Platinum: Up to $85 max per visit, 30 max visits per period of coverage
Not Available
Prescription Drugs and Medications help Lite: Up to $250 per period of coveragee
Plus: Up to $250 per period of coverage
Platinum: Up to $250 per period of coverage
Economy: $250 per Incident
Basic: $350 per Incident
Silver: $350 per Incident
Gold: $350 per Incident
Platinum: $350 per Incident
 Emergency Services
Emergency local ambulance help Lite: Up to $250 max per period of coverage
Plus: Up to $450 max per period of coverage
Platinum: Up to $475 max per period of coverage
Economy: $500 per Inciden
Basic: $650 per Incident
Silver: $650 per Incident
Gold: $650 per Incident
Platinum: $750 per Incident
Diamond: $650 per Incident
Diamond Plus: $650 per Incident
Hospital emergency room help Lite: Up to $825 max per day 30 days maximum coverage
Plus:Up to $1.4K max per day 30 days maximum coverage
Platinum: Up to $2K max per day 30 days maximum coverage
Economy: $350 per Incident
Basic: $500 per Incident
Silver: $500 per Incident
Gold: $600 per Incident
Platinum: $800 per Incident
Diamond: $500 per Incident
Diamond Plus: $500 per Incident
 Dental
Emergency dental treatment help Up to $550 max per period of coverage or unexpected pain to sound natural teeth
Economy: $600 per Inciden
Basic: $750 per Incident
Silver: $750 per Incident
Gold: $750 per Incident
Platinum: $750 per Incident
Diamond: $750 per Incident
Diamond Plus: $750 per Incident
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help Lite: $25K max per coverage period (subject to sub-limits)
Plus: $50K max per coverage period (subject to sub-limits)
Platinum: $100K max per coverage period (subject to sub-limits)
Emergency Medical Evacuation (arises or results directly or indirectly from ta covered acute onset of a pre-existing condition): $25K max per period of coverage
Economy: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k
Basic: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k
Silver: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k
Gold: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k
Platinum: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25k
Diamond: For ages 70-79, up to $25k. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15k
Diamond Plus: For ages 70-79, up to $25k. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15,00
 Life
Common carrier AD&D help Not Available
Economy: $5k Principal Sum
Basic: $5k Principal Sum
Silver: $7.5k Principal Sum
Gold: $7.5k Principal Sum
Platinum: $10k Principal Sum
Diamond: $5k Principal Sum
Diamond Plus: $5k Principal Sum
 Evacuation
Emergency medical evacuation help Lite: Up to $25K max
Plus: Up to $50K max
Platinum: Up to $50K max
Economy: $100k per Policy Period
Basic: $100k per Policy Period
Silver: $100k per Policy Period
Gold: Unlimited
Platinum: Unlimited
Diamond: $50k per Policy Period and $25k/Lifetime Maximum for Acute Onset over age of 80
Diamond Plus: $50k per Policy Period and $25k/Lifetime Maximum for Acute Onset over age of 80
Return of mortal remains or cremation/burial help Lite: $25K max with $5K max for Cremation/Burial
Plus: $25K max with $5K max for Cremation/Burial
Platinum: $25K max with $5K max for Cremation/Burial
Economy: $7.5k per Policy Period
Basic: $7.5k per Policy Period
Silver: $10k per Policy Period
Gold: $20k per Policy Period
Platinum: $25k per Policy Period
Diamond: $7.5k per Policy Period
Diamond Plus: $7.5k per Policy Period
Return of minor children help Not Available
Economy: $2.1k per day to a maximum of 10 days
Basic: $2.5k per day to a maximum of 8 days
Silver: $2.5k per day to a maximum of 8 days
Gold: $2.5k per day to a maximum of 8 days
Platinum: $4.5k per day to a maximum of 8 days
Diamond: $2.3k per day to a maximum of 8 days
Diamond Plus: $2.3k per day to a maximum of 8 days
Political evacuation and repatriation help Not Available
Economy: $500 per Policy Period
Basic: $500 per Policy Period
Silver: $500 per Policy Period
Gold: $500 per Policy Period
Platinum: $500 per Policy Period
Diamond: $500 per Policy Period
Diamond Plus: $500 per Policy Period
Natural disaster evacuation help $25k maximum limit. Not subject to deductible (Must be approved in advance by the company)
Economy: $5k per Policy Period
Basic: $5k per Policy Period
Silver: $7.5k per Policy Period
Gold: $7.5k per Policy Period
Platinum: $10k per Policy Period
Diamond: $5k per Policy Period
Diamond Plus: $5k per Policy Period
Unique Advantages
  • Cheaper Plan.
  • Pre-existing rider: Covered for Stroke or Myocardial Infraction (Heart Attack), up to $5K per period of coverage for ages 0-69 and up to $2.5K per period of coverage for 70+ travelers.
  • Only plan that offers extended care facility ( Lite is $150/day, Plus is $200/day and Platinum is $250/day up to 15 days per policy period)
  • It is a fixed benefit plan.
  • Acute onset of pre existing condition is covered up to 89 years.
  • Good provider network.
  • This elite plan has a $0 deductible.
  • This plan is available for green card holders.
 Travel Insurance
Underwriter Sirius International Zurich Insurance Europe AG Belgian branch
Rating help "A" (Excellent) "A" (Excellent
Brochure and Details
Best ways to travel abroad

Compare Visitors Care and Safe Travel Elite Insurance

Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA. Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Visitors Care insurance and Safe Travels Elite insurance as they offer fixed benefit coverage both for small ailments as well as more serious injuries and sickness.

There are many affordable visitor health insurance plans available from top rated insurance providers. Visitors Care is offered by International Medical Group (IMG) which has been offering international health insurance since 27 years. It also has AM Best Rating: A++ (Superior) rating. Safe Travels Elite Insurance is administered by Trawick International services with AM Best Rating: A++ (Superior) rating. It has been offering health insurance products to customers in 130 countries.

Factors to consider while comparing IMG and Trawick International insurance?

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Visitors Care insurance and Safe Travels Elite insurance:

Compare medical maximum coverage:

This the maximum coverage that the plan would offer for the medical expenses. Visitors Care insurance offers coverage up to $100K while Safe Travels Elite offers coverage up to $175k. The coverage may vary for older travelers with reduced plan maximum.

Compare deductible options:

This is the initial amount the traveler needs to pay before the insurance actually start paying. Higher deductible have less premium than a plan with lower deductible. Visitors Care offer the deductible options of $0, $50 and $100. while Safe Travels Elite insurance has $0 deductible option up to age 69 years and $100 and $200 are available for age up to 89 years.

Compare provider network:

This is that network of health care providers associated with the insurance plan. Insurance companies work with different provider networks and agree on costing for different medical treatments in order to control the overall costs of health care expenses. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

Contrast the renewability options:

Sometimes the travel plans may change and a US visitor may be required to extend their period of stay. Visitors Care Insurance can be renewed up to a total of 2 years while Safe Travels Elite insurance can be extended for a minimum of 5 days to 364 days.

Compare eligibility options:

Visitors Care health insurance is available for non US citizens travelling outside their home country while Safe Travels Elite plan is available for Non US citizens coming to the US and worldwide. This plan is also available for green card holders.

Acute onset of Pre-existing conditions coverage:

Visitors Care plan covers acute onset of pre existing condition up to the age of 70 for a maximum starting from $25k up to $1M depending on the selected policy maximum while Safe Travels Elite plan covers acute onset of pre-existing conditions up to 89 years.

  • FEATURES
  • Eligible Plan for USA Coverage
  • Parents Eligible to be insured
  • Acute on set of Pre-existing Cover
  • Renewable and Cancellable
  • Deductible Choice
  • Green Card Holders are eligible
  • A.M. Best Rating
  • Covid coverage
  • Underwriter
  • Provider
  • Buy now
  • Visitors Care
  • Yes
  • Yes
  • Yes, covers up to 70 years
  • Yes
  • $0 to $100
  • No
  • "A" Excellent
  • Yes
  • SiriusPoint Specialty Insurance Corporation
  • IMG
  • Buy Now
  • Safe Travels Elite
  • Yes
  • Yes
  • Yes, covers up to 89 years
  • Yes
  • $0
  • Yes
  • "A" Excellent
  • Yes
  • Zurich Insurance
  • Trawick International
  • Buy Now
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Visitors care vs Safe Travels Elite Insurance - FAQs

  • Visitors Care Insurance - FAQ's

    Is IMG a good insurance company?

    IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
    International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.


    How does Visitors Care insurance work?
    Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
    For detailed working example of how it works, you can review Visitors Care insurance working example

    How can a visitor use Visitors Care insurance in case of emergency in USA?
    International Medical Group (IMG) offers the Patriot America Plus insurance plan which has good coverage for acute onset of pre-existing conditions up to the age of 70 years.

    Can US citizens buy Visitors Care insurance?
    Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

    Which is the most affordable plan offered by International medical group?
    Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.
  • Safe Travels Elite Insurance - FAQ's

    What are the different Trawick international insurance plans?

    Trawick International provides numerous insurance options for all types of travelers, including tourists, students studying abroad, business people and corporates, families and groups of travelers . Some of the different Trawick International Insurance plans are:

    • Safe Travels USA Comprehensive
    • Safe Travels USA Cost Saver
    • Safe Travels Voyager
    • Safe Travels Journey
    • Safe Travels Elite
    • Safe Travels Outbound
    • Safe Travel International

    What is the coverage area of Trawick international travel insurance?

    Trawick international insurance is short term travel medical insurance designed for anyone, as long as they are outside their home country.


    How much does Trawick international travel insurance cost?

    The cost of the Trawick international insurance will vary depending on the age of the traveler, the type of coverage and the duration of travel. Typically, travel health insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers and those seeking coverage for pre-existing conditions.


    How do I purchase Trawick international travel medical Insurance?

    You can purchase Trawick international insurance on American Visitor Insurance at buy Safe Travels Elite. you can also call them at (877)-340-7910 to get more information on how to apply for Trawick international travel health insurance from licensed insurance agents.


    What are the requirements for purchasing Trawick international insurance?

    The main requirements for applying for Trawick international insurance is the travelers passport details and the travel dates. You can apply for Trawick international insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.


    Does Trawick International Safe Travels Elite Insurance cover covid? Does Safe Travels Elite Insurance cover coronavirus

    Trawick International offers coverage for Covid19 illness. The Safe Travels Elite travel insurance covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.


    How do I cancel a Safe Travels Elite Insurance from Trawick International?

    For Trawick International Travel insurance Policy Cancellation: If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

    Cancellation before effective date:

    • A full refund would be considered

    Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

    • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
    • If no claims have been filed with the Company, then
      • a cancellation fee of US $25 will be charged;
      • only full month premiums will be considered as refundable;
    • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.

    What is the advantage of buying Safe Travels Elite?

    Safe Travels Elite Insurance is an affordable Covid19 travel insurance. Safe Travels Elite Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.


    Who is eligible to enrol in the Safe Travels Elite travel insurance plan by Trawick international?

    The Safe Travels Elite travel insurance plan by Trawick international is available for foreign residents visiting USA and worldwide and for travelers up to the age of 69 years


    Is Trawick International a good insurance company? Is Trawick International a reliable insurance company

    Trawick International insurance is one of the most renowned US travel insurance company that was established in 1998. Trawick international offers a variety of International travel insurance, trip cancellation, Trip interruption and student insurance plans. Trawick insurance has been awarded with the highest honors from Forbes Advisor to be ranked first to be the Best Travel Insurance Companies. Trawick international insurance offers plans to meet diverse requirements with a premium to meet any budget.

    The travel insurance covers offered by Trawick International are perfect for employees, corporations, schools, frequent world travelers, international students, study abroad programs, missionary trips and vacationers. Travelers can customize Trawick insurance plans to cover hospital stays, doctor visits, x-rays, prescriptions, ambulance, emergency evacuation, repatriation, flight insurance, trip interruption, trip cancellation, trip delay and lost baggage. They have a good worldwide network of physicians, hospitals and pharmacies that are very well recognized.


    Is there coverage for Covid-19 illness in Trawick International travel insurance?

    Yes, Trawick international covid insurance is offered as short term comprehensive travel health insurance for covid as any other illness to international visitors to the USA and for US citizens traveling outside of the US borders. The Trawick Covid insurance coverage is given irrespective of the variant contracted.


    Is there a Cancel for any reason insurance cover with Trawick International travel insurance?

    Cancel for any reason can be included at an additional cost with the Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans by Trawick International.


    Is Trawick International insurance a legit company?

    Trawick International insurance reviews indicate that for 24 years now, Trawick insurance has been offering high-quality and affordable travel insurance products to meet all categories of clients who travel outside of their home country. Trawick International reviews show that it has designed their products for those traveling to the USA, individuals traveling abroad, US Citizens traveling within the USA and non-US citizens traveling overseas but not visiting the USA.


    Can I purchase travel insurance from Trawick International?

    Trawick insurance is a leading travel insurance provider of USA and international travel insurance. Trawick insurance has been a reputed legitimate company for several years. Trawick International insurance is currently offering travel medical insurance worldwide.


    What cover does Trawick International offer in Covid travel insurance? Does Trawick covid insurance have Quarantine coverage for US travelers?

    Trawick International covid insurance is offered to cover coronavirus illness just like any other illness in their Safe Travels First Class Trip Protection and Safe Travels Voyager travel insurance plans. Trawick covid insurance coverage for quarantine related or accommodations due to a covered Trip Delay and an optional upgrade can also be included at an additional cost. The quarantine order should be based on the positive Covid-19 test report. Trawick international covid insurance quarantine coverage is not available in the home country.


    Why should I buy travel insurance from Trawick International?

    Trawick insurance offers worldwide coverage on medical insurance, travel insurance, trip insurance for trip cancellation or trip interruption, international student insurance, group travel insurance and several products aimed mainly for travelers to the USA, individuals traveling abroad, US Citizens for domestic travelers within the USA and non US citizens traveling overseas outside of their home country except USA.


    Safe Travels insurance covid - Covid19 visitor insurance by Safe Travels Elite insurance

    “Including medically necessary treatment for COVID-19, SARS-CoV-2, and any mutation or variation of SARS-CoV”

Compare Travel health insurance USA

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Visitors Care insurance

Visitors Care Insurance plan by IMG is the popular affordable fixed plan among travellers outside their home country. It also offers coverage Acute on set of Pre-existing conditions.
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Trawick Safe Travels USA plans

Compare Trawick international visitor insurance of Safe travels USA plans for different covered medical expenses.
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IMG Older travelers Insurance Plans

IMG Travel medical insurance coverage for older travelers visiting America, Get free quotes for visitor health insurance designed for Seniors traveling outside the home country.
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Visitors Care plans

Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. When you have parents, in laws, other family members or friends visiting the USA, It is a great insurance plan for their stay in America.

Safe Travel insurance plans

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

List of best visitors insurance companies in USA

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

List of best visitors insurance companies in USA

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