IMG Expat Health Insurance Plans

International Medical Group (IMG) has been offering travel insurance products since 1990.Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness.Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler).IMG also has products for international students, exchange scholars and expatriates.

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990.IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Expatriate health insurance provides medical coverage for professionals who reside in a foreign country for an extended period, usually for work-related reasons. 1 It ensures access to quality healthcare, including emergency care, routine check-ups, and specialized treatments, while living abroad.

There are now many US travel insurance plans with Covid coverage. International travelers can compare best Covid travel insurance plans and buy it online. These plans are available for visitors to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

It is important to be aware that the domestic health insurance of your home country usually does not provide coverage while outside your countries borders. As a foreign citizen, an expatriate will not be eligible for local subsidized medical care. Another very important factor is the varying price of healthcare in different parts of the world.

It should be noted that the quality and price of healthcare can vary significantly even within a country. It is therefore important to have good worldwide health insurance so that you can access quality healthcare wherever you are currently residing.

Following are some benefits that are are covered by the Expatriate medical insurance:

• Coverage for Wellness, Preventive Care and Vaccination
• Coverage for transplant procedures
• Pre-existing conditions coverage
• Dental and Vision Coverage
• Global term life insurance coverage
• Sports Coverage
• New born care, Maternity and Pregnancy coverage
• Long term comprehensive medical insurance coverage with choice of different plan maximums

The cost of international health insurance for expatriates varies depending on the insurance company and the plan chosen. The main factors on which the cost of expatriate insurance depends on are the age of insured, the medical maximum chosen, the deductible for the plan, the geographic region where you want coverage, the payment frequency option (monthly, quarterly or annually) as well as any add-on coverage, The fixed benefit expat insurance options (which have fixed limits for different coverage) are significantly cheaper than the comprehensive expatriate health insurance plans (which have no limits for different treatments up to the medical maximum).

• Inpatient and outpatient medical treatment.
• Emergency medical evacuation and repatriation.
• Maternity care (often with waiting periods).
• Mental health services.
• Prescription drugs.
• Preventative care.
• Dental and vision care (often as optional add-ons).

Yes, U.S. citizens are eligible for global medical insurance plans if they meet certain requirements. These plans are designed for individuals who are living or traveling outside their home country for an extended period. To be eligible, you typically need to demonstrate that you will be residing outside the U.S. for at least six months of the year and have no plans to return permanently.

The waiting period for pre-existing conditions in global health insurance plans typically ranges from 1 to 4 years. This means that you may need to wait a certain amount of time before your plan will cover treatment for any pre-existing health conditions you have. The exact waiting period can vary depending on the specific plan and insurer.