Acute onset of Pre-existing conditions Atlas travel insurance

• Atlas America insurance Eligibility
  • Non-US Citizens traveling outside their home country
• Atlas America insurance Coinsurance
  • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
• Atlas America insurance Coinsurance
  • Covers up to overall maximum limit, under age 80.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
• Atlas Travel insurance restrictions
  • The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
• Atlas America Travel insurance - Key Highlights
  • This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
  • This plan is available to both Non-US citizens and US citizens traveling outside their home country.
  • The deductible options for this plan are $0, $100, $250, $500, $1k, $2500 and $5k per Certificate period.
  • The policy maximum options available with this plan are $50k, $100k,250k, $500k, $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50k and $100k and for people above 80 the only option is $10k.
  • You will be eligible for coverage of acute onset of pre-existing conditions if you are younger than 80 and all the conditions mentioned in the brochure are met. This includes a $25k lifetime maximum for emergency medical evacuation.
  • Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
  • Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible. For claims outside the US, there is no co-payment.
  • Trip Interruption coverage available for upto $10k not subject to deductible
  • Travel Delay coverage is available for upto $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
  • Lost checked luggage up to $1k - not subject to deductible.
  • Political Evacuation available up to $100k lifetime maximum not subject to deductible.
  • Bedside visit up to $1500 not subject to deductible.
  • Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10k per member, from age 18 to 69 - $50k per member, age 70 to 74 - $25k and for age 75+ $12,500.
  • Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

• Atlas International insurance Eligibility
  • Only US Citizens and non-US citizens whose travel does not include the continental USA, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands, except US citizens whose travel includes an Incidental Trip to the USA, and who are at least 14 days of age are eligible for coverage under this plan.
• Atlas International insurance Coinsurance
  • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
• Atlas International insurance Coinsurance
  • Covers up to overall maximum limit, under age 80.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
• Atlas Travel insurance restrictions
  • The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
• Atlas International Travel insurance - Key Highlights
  • This plan is a comprehensive international plan that is available for Non US citizens and US citizens traveling outside their home country.
  • The deductible options for this plan are $0, $100, $250, $500, $1000 , $2500 and $5000 per Certificate period
  • The policy maximum options available with this plan are $50,000, $100k,$250k,$500k, $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50k and $100k and for people above 80 the only option is $10k.
  • No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
  • Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
  • Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
  • Trip Interruption coverage available for up to $10k not subject to deductible.
  • Travel Delay coverage is available for up to $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
  • Lost checked luggage up to $1k - not subject to deductible.
  • Political Evacuation available up to $100k lifetime maximum not subject to deductible.
  • Bedside visit up to $1500 not subject to deductible.
  • Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10k per member, from age 18 to 69 - $50k per member, age 70 to 74 - $25000 and for age 75+ $12,500.
  • Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

• Atlas Premium insurance Coinsurance
  • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
• Atlas Premium insurance Coinsurance
  • Covers up to overall maximum limit, under age 80.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
• Atlas Travel insurance restrictions
  • The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
• Atlas Premium Travel insurance - Key Highlights
  • The deductible options for this plan are $0, $100, $250, $500, $1k, $2500 and $5k per Certificate period
  • The policy maximum options available with this plan are $50k, $100k, $250k, $500k, $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50k and $100k and for people above 80 the only option is $20k.
  • No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
  • Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
  • Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
  • Trip Interruption coverage available for up to $15k not subject to deductible.
  • Travel Delay coverage is available for up to $200 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
  • Lost checked luggage up to $2k - not subject to deductible.
  • Political Evacuation available up to $150k lifetime maximum not subject to deductible.
  • Bedside visit up to $1500 not subject to deductible.
  • Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10k per member, from age 18 to 69 - $100k per member, age 70 to 74 - $25000 and for age 75+ $12,500.
  • Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

• Atlas Nomads insurance Coinsurance
  • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
• Atlas Nomads insurance Coinsurance
  • Covers up to overall maximum limit, under age 70.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.
• Atlas Nomads insurance restrictions
  • The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
• Atlas Nomads Travel insurance - Key Highlights
  • Atlas Nomads is nomad health insurance for non-U.S. citizens/residents traveling and working abroad.
  • International Travel Health Insurance for Digital nomads and worldwide explorers.
  • Acute onset of pre-existing conditions covered up to the overall maximum limit.
  • Coverage for unexpected medical expenses, including an emergency medical evacuation benefit.
  • Supplemental travel benefits including Trip Interruption, travel delay, and lost checked luggage.
  • Emergency travel benefits including terrorism, political evacuation, and crisis response.
  • A monthly payment option and coverage you can purchase prior to departure (or at any point during your travel).
  • Coverage for up to $250,000 in eligible medical expenses with no deductible
  • Global health coverage for (almost) the entire world.

• Eligibility to buy VisitorSecure insurance
  • Travelers traveling outside their home country and who are over 14 days of age.
  • US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.
  • For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.
• Acute Onset of Pre-Existing Conditions help
  • Up to the maximum limit.(Insured person must be under 70 years of age)
  Pre-Existing condition medical evacuation
  • $25k maximum limit for emergency medical evacuation
• VisitorSecure insurance restrictions
  • The VisitorSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
• VisitorSecure insurance - Key Highlights
  • Visitor Secure is available for people traveling to the US and abroad.
  • Visitor Secure plan has four types of plans namely Plan A, Plan B, Plan C and Plan D.
  • The plan has the following deductible options and overall policy maximum options for people of different age groups:

  Deductible options	Plan A	Plan B	Plan C	Plan D
  Age 14 days to 59 years	$0, $50, $100	$0, $50, $100	$0, $50, $100	$0, $50, $100
  Age 60 to 69 years	$0, $50, $100	$0, $50, $100	$0, $50, $100	NA
  Age 70 to 79 years	$100 or $200	$100 or $200	NA	NA
  Age 80 and above	$100 or $200	NA	NA	NA

  Overall policy maximum options	Plan A	Plan B	Plan C	Plan D
  Age 14 days to 59 years	$50k	$75k	$100k	$130k
  Age 60 to 69 years	$50k	$75k	$100k	NA
  Age 70 to 79 years	$50k	$75k	NA	NA
  Age 80 and above	$10k	NA	NA	NA

  • Visitor Secure plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
  • The plan covers Inpatient Intensive Care Unit, Private Duty Nurse, Physician visits, Consultant physician, Surgery and price varies between the types of plans.
  • Outpatient treatment facilities such as surgical facility, pre admission testing, diagnostic x-ray and labs,prescription drugs, Urgent Care are covered with this plan.
  • He Plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
  • Emergency medical evacuation available for up to $50k lifetime maximum for age below 70.
  • Repatriation of remains is covered upt o $25k per member.
  • Emergency Quarantine Indemnity for Covid-19 is available with this plan with $50 a day for up to 10 days.

WorldTrips acute onset of Pre-existing conditions travel insurance coverage

Atlas Travel Insurance, Atlas America Insurance and Atlas Premium Insurance from WorldTrips offer acute onset of a pre-existing condition coverage under age 80. The plans offer up to $25,000 lifetime maximum for Emergency Medical Evacuation for visitors to the US. For visitors outside the USA, Atlas International provides acute onset of pre-existing conditions coverage up to the age of 79 years in the event of life threatening conditions. Another option is the Visitor Secure insurance for visitors to USA offers coverage up to chosen plan maximum for acute onset of pre-existing conditions.