WorldTrips plans offering Schengen travel insurance plans
Atlas International
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Atlas International insurance Eligibility
- Only US Citizens and non-US citizens whose travel does not include the continental USA, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands, except US citizens whose travel includes an Incidental Trip to the USA, and who are at least 14 days of age are eligible for coverage under this plan.
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Atlas International insurance Coinsurance
- Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
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Atlas International insurance restrictions
- The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
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Atlas International insurance coverage for Acute onset of a pre-existing condition
Covers up to overall maximum limit, under age 80.Up to $25,000 lifetime maximum for Emergency Medical Evacuation.(excludes chronic and congenital conditions)
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Atlas International Schengen visa insurance
This is an ideal travel medical insurance for visiting Schengen countries and satisfies Schengen visa requirements.
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Atlas International Insurance - Key highlights
- This plan is a comprehensive international plan that is available for Non US citizens and US citizens traveling outside their home country.
- The deductible options for this plan are $0, $100, $250, $500, $1k , $2.5k and $5k per Certificate period
- The policy maximum options available with this plan are $50k, $100k, $250 ,$500k, $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50k and $100k and for people above 80 the only option is $10k.
- No co-insurance percentage is applicable with this plan and the plan pays 100% after the deductible up to the overall limit.
- Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
- Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
- Trip Interruption coverage available for up to $10k not subject to deductible.
- Travel Delay coverage is available for up to $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
- Lost checked luggage up to $1k - not subject to deductible.
- Political Evacuation available up to $100k lifetime maximum not subject to deductible.
- Bedside visit up to $1500 not subject to deductible.
- Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10k per member, from age 18 to 69 - $50,000 per member, age 70 to 74 - $25k and for age 75+ $12,500.
- Emergency Medical Evacuation is covered for $1000,000 lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)
