Health insurance for Canadians in USA

  • Compare and buy the best visitor travel insurance

    Buy visitor travel insurance

    doctor visitors insurance
    Spouse (if required)
    Maximum coverage
     months   days 

    Visitor travel insurance coverage - Highlights

    Health care expenses

    Covers hospital expenses for sickness or accidents.

    Doctor visit

    Insures Doctor visits for sudden injury or sickness.

    Pharmacy drugs

    Doctor prescribed eligible pharmacy drugs expenses.

    Pre-existing conditions

    Some plans insure acute onset of pre-existing conditions.

    Medical evacuation

    Medical evacuation expenses to nearest facility included.

    Repat of remains

    Repatriation of remains to home country included.

  • Immigrant medical insurance USA

    Compare and buy the best Immigrant insurance

    Maximum coverage

    US Immigrant travel insurance coverage - Highlights

    Health care expenses

    Covers hospital expenses for sickness or accidents.

    Doctor visit

    Insures Doctor visits for sudden injury or sickness.

    Pharmacy drugs

    Doctor prescribed eligible pharmacy drugs expenses.

    Pre-existing conditions

    Some plans insure acute onset of pre-existing conditions.

    Medical evacuation

    Medical evacuation expenses to nearest facility included.

    Repat of remains

    Repatriation of remains to home country included.

  • student medical insurance usa

    Compare and buy Student insurance

    Maximum coverage
    months  days 

    International student health insurance coverage - Highlights

    Doctor visit

    Covers doctor visits in case of sudden injury or sickness.

    Sports Activities

    Some plans cover high school sports activities.

    Health care expenses

    Hospital medical expenses for sickness or accidents during coverage.

    Pre-existing conditions

    International students who need coverage for existing medical ailments.

    Maternity Coverage

    Some plans offer coverage for pregnancy, maternity and new born.

    Repat of remains

    Repatriation of remains expenses to home country in case of death.

  • Compare and buy Pre-Existing insurance

    Travel worry free with insurance
    Age & Citizenship
    Start date
    End date
    Level of Pre-existing conditions coverage

    Visitor travel insurance Pre-existing conditions coverage - Highlights

    Health care expenses

    Covers hospital expenses for sickness or accidents.

    Doctor visit

    Insures Doctor visits for sudden injury or sickness.

    Pharmacy drugs

    Doctor prescribed eligible pharmacy drugs expenses.

    Pre-existing conditions

    Some plans insure acute onset of pre-existing conditions.

    Medical evacuation

    Medical evacuation expenses to nearest facility included.

    Repat of remains

    Repatriation of remains to home country included.

Canada healthcare for tourists, Travel health insurance for Canada

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US citizens traveling to Canada

Travel insurance for US citizens visiting Canada
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trave insurance usa

Canada travelers to USA

Travel insurance for Canada visiting USA
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Travel insurance for Canada

What travel insurance do you need for visiting Canada?
Travel Medical Insurance
Travel medical insurance to emergency medical expenses
Trip cancellation
Trip cancellation insurance for trip investment expenses
Older travelers
Older traveler, Medicare international insurance
Cancel for any reason
Trip cancellation insurance for Cancel for any reason
Quarantine coverage
Travel insurance with Quarantine Coverage
Expatriate insurance
Expatriate heath insurance for living outside home country
Annual travel
Annual travel insurance, Yearly travel insurance

Annual Multi-trip travel insurance for Canadians to USA

There are many Canadians who travel to the US and elsewhere outside Canada regularly. These travelers can be businessmen or corporate travelers or those who live close to the US border and travel overseas often.

While there are many top rated travel health insurance plans for multiple trips worldwide, the Patriot Annual Multi trip insurance is an ideal plan for Canadian travelers. Every trip duration can be limited to either 30 days or 45 days with a medical coverage maximum of $1 million. Travelers up to the age of 76 years can buy this plan. The plan is renewable up to 3 years and also offers coverage for pre-existing conditions.

Canada Group travel Insurance

Travelling in groups? Get the best Group travel insurance quotes!

Health insurance for US citizens traveling to Canada

Over 20 million tourists visited Canada in 2017, this was partly due to events celebrating Canada's 150th birthday. With the Canadian government declaring 2018 as ‘The Year of Tourism’ and thanks to initiatives like relaxed visa requirements, increased direct flights to Canada and greater publicity with The Lonely Planet declaring Canada as a top tourist destination, Canada hopes to increase the numberof tourists in the coming years even more. Most tourists visiting Canada are from the United States, China, Mexico, Canada and India.

Are US citizens medical expenses covered in Canada? Does Medicare pay for US citizens visiting Canada? These are questions that we regularly receive from US travelers visiting Canada. US domestic health insurance plans provide little to no insurance cover outside the US national borders.

insurance for us citizens visiting canada

It is important for US visitors to Canada to buy proper travel health insurance while in Canada. We have even had instances of travelers call us from the US/Canada land border who are asked to buy proper travel insurance before entering Canada. International tourists should be aware that unlike Canadian residents who have health care cover, international tourists visiting Canada have to pay for any medical services received.

A day's stay at a Canadian hospital can cost up to $4K and an emergency room visit can cost up to $1K. It is therefore important for international travelers visiting Canada to buy proper travel medical insurance.

All the travel insurance plans on our website are administered by companies based in the United States, but work ideally in Canada as they are available to travelers of any nationality while traveling outside their home country. The travel health insurance plan costs are based on the age of the visitor, the duration of stay, the deductible and the medical coverage of the policy.

We recommend between $100K to $250K maximum medical coverage for your stay in Canada. While costs are lower than those in the US, they are still quite high.

What are visa requirements for non US citizens visiting Canada?

There are more than 35 million annual visitors to Canada either as tourists, students, temporary workers, visitors or businessmen... While US citizens and residents do not need a visa to visit Canada, foreign visitors visiting Canada from many other nations need to apply for a temporary Resident Visa.

Recently a new visa known as Parents and Grand Parents Super Visa has been announced by the Canadian government.

This helps Canadian citizens whose parents and grandparents (who are not Canadian citizens) want to visit Canada and stay for up to 2 years without any need to renew the status.

Documentation for temporary resident visa in Canada

  • A valid travel document such as passport.
  • 2 passport size photos (recently taken).
  • Application fee (Fee is non refundable even if the visa application is rejected).
  • Proof of financial support, accommodation and duration of stay.
  • Other documents such as identification cards, proof of employment, letter of invitation, proposed itinerary...

What are the US travel insurance plan limitations for travel to Canada?

These travel insurance to USA from Canada plans have limitations for travelers or students located in Canada:

LIMITATION: These plans are not available to individuals who are physically located in Canada at the time of purchase. However, you can buy this plan or arrival in the US (if for example, you stay longer than expected, the Atlas plan can be purchased to cover you until your return to Canada).

LIMITATION: If physically located in Canada, you are prohibited to purchase these plans.

LIMITATION: Seven Corners offers these plans. However these plans do not accept an address in Canada. Customer may use overseas home country address.

Popular cruise travel insurance for Canada

Compare and buy best Canada cruise travel insurance.

Canada travel insurance, insurance for travel to Canada - FAQ's

01. What is the best Canada travel insurance? What is the best Canada travel health insurance ?

This is an excellent question and our website strives to answer this question for our customers. Due to the different needs of different travelers there is no "one size fits all", and not one policy is always best for everyone in their unique situation.

If you are a traveler with concerns about a pre-existing medical condition that cause an emergency, then you will be looking at different travel insurance for Canada than someone without a life-threatening pre-existing condition.

We endeavor to be as transparent as possible and give our clients as much information as available so they can find the best Canada travel health insurance plan for their needs. Or, if you want some guidance, you can contact us and our licensed agents are here to help you with your travel insurance decision!

02. Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give US and international travelers a wide range of travel insurance options. We have two decades experience in understanding the diverse needs of US citizens and international travelers and in offering appropriate travel insurance options to them.

Our typical customers range from US citizens on vacation, international travelers visiting the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, travelers to Schengen countries needing travel insurance for visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.

Our licensed customer support team provide service at all times helping travelers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.

03. What are the Canada travel insurance period of coverage options?

  • Regular visitors to the US and Canada are aware that costs of medical care can be very high. To protect yourself and your loved ones from these costs, we highly recommend purchasing insurance for any travel outside your home country.
  • We have a variety of plans available that may be purchased for as few as 5 days, and up to 12 continuous months. You do not have to purchase whole months, and can buy as many days as you need (so long as it is more than the minimum of 5 days).
  • If you are not sure how long you will stay, many policies offer the option to renew or extend the policy if you first purchase three months worth of coverage.
  • Please be aware that preventive care expenses such as for routine or maintenance check-ups, treatment or medication are not covered by these insurance plans.

Medical insurance older US travelers (65+ years) visiting Canada

Travel health insurance for US pensioners

Globehopper insurance offered by International Medical Group (IMG) is a travel health insurance plan specifically designed for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip.

Globehopper travel insurance for older US travelers

The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100K for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25K for emergency medical evacuation.

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Canada - General Information

Canada is a country located in North America. Canada is the second-largest country in the world by land area, covering approximately 9.98 million square kilometers. It is bordered by the United States to the south, the Atlantic Ocean to the east, the Pacific Ocean to the west, and the Arctic Ocean to the north. Canada has ten provinces and three territories. Ottawa is the capital city of Canada, located in the province of Ontario. It is situated in the eastern part of the country, near the border with Quebec. Canada has two official languages: English and French. English is the most widely spoken language, followed by French, primarily in the province of Quebec. Canada has one of the largest economies globally and is known for its abundance of natural resources, including petroleum, minerals, and forests. Key industries in Canada include manufacturing, services, information technology, and natural resources. It has a high standard of living and is a member of the G7 group of industrialized nations.


English, French

Around 36 million

Canadian Dollar

Best time to visit
Sep, Oct

North America

Vacation spots
Banff National Park, Toronto, Vancouver, Banff, Montreal, Niagara falls, Quebec city, Whistler, Lake Louise.

Popular tourist destinations in Canada

Bay of Fundy

Bay of Fundy

The Bay of Fundy, located on the Atlantic coast in eastern Canada, is famous for its high tidal range.



Nick named the “Polar Bear Capital of the World,” it is one of the top tourist attractions in Canada.

Moraine Lake

Moraine Lake

Moraine Lake, in Banff National Park is one of the most photographed places in western Canada.

Gros Morne National Park

Gros Morne National Park

The ancient rocks in Gros Morne National Park help people understand how the oceans and continents were created.

Travel medical insurance Canada, Trip Cancellation insurance for Canada links

Travel Insurance from USA to Canada FAQ

Frequently asked questions about travel insurance for Canada.

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Travel Insurance USA to Canada Blog

Blog about travel health insurance Canada.

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Travel Insurance to Canada from USA Forum

Customer Queries for USA travelers to Canada.

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Trip vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences

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Travel insurance for Canadians visiting USA

USA travel insurance for Canadians visiting USA

Health insurance for Canadian in USA

We are pleased to assist many clients from our neighbors to the north with best medical insurance for Canadians in USA ! The Government of Canada advises to buy US travel insurance for Canadians even for short visits outside the country.

We often get queries from many Canadian residents particularly from Ontario, British Columbia and Quebec, in particular from the cities of Toronto, Montreal, Calgary, Vancouver, Ottawa and Edmonton who visit the southern states of the US (Florida, Texas, California, Arizona ...) to enjoy warmer climes during the winter months.

Travel Insurance for Canadians

Whether you are visiting for a few days, you are a student who will stay for several years, or spend part of the year in a winter home here, we can find the perfect Canadian travel insurance for USA plan for you!

Canadians coming to the US regularly, or living either in the US or Mexico for part of the year might want to consider our Global medical plans. The applications for travel insurance for Canadians visiting USA are however reviewed by an underwriting team and applications can have riders or exclusions for certain existing ailments.

These global plans provide better coverage including preventive care and pre-existing condition coverage and can be renewed for a longer period when compared to the shorter term visitor insurance plans. These global insurance plans are purchased on an annual basis, though the payment can be on a monthly, quarterly, semi-annual or annual basis.

Long term insurance - Get Quotes »

Snowbird travel health insurance for Canadians visiting USA

A lot of Canadians travel across the southern border to the US during the winter months. The reasons for travel, be it for warmer weather for the snowbirds. It is important to buy proper health insurance with adequate coverage in the United States.

The "Canadian government authorities advise Canadians to buy best travel insurance from Canada to USA" while traveling overseas from Canada.

Given the high cost of healthcare in the US, it is not worth the risk of being uninsured while visiting the United States. We offer best travel insurance for seniors Canadians going to USA.

Popular Snowbird destinations »

Travel Insurance for travelers from Canada to the USA

Travel between the US and Canada began in 1867 due to the geographical closeness. The multi cultures, famous monuments and natural wonders make the country one of the most desired tourist destinations around the globe. The US remains the most significant destination for work and leisure for Canadians. There are about 783, 0000 Canadians who lived in the US according to the 2016 U.S census data.

In 2019 Canada was on the top of the list of countries where most visitors arrive from one nation into the US. During the winters the US welcomes many Canadian snowbirds to travel to the US to enjoy the summer months and many of these live in the US. According to the Statistics of Canada there are at least 375K Snowbirds who go to the US each year. Often these family members of these Canadian–Americans visit the United States to meet their closed ones. Along with reuniting with family members millions of tourists arrive in the US from Canada.

Tourists, friends and family from Canada visiting America

Given their geographical proximity and long border, travel between the US and Canada has been going since the 19th century. The United States with its multi-cultures, famous monuments and natural wonders make it among the most desired tourist destinations. The US remains the most significant destination for work and leisure for Canadian emigrants. There are over 750, 0000 Canadians who live in the United States according to the 2016 U.S census data with 47% Canadians becoming naturalized US citizens in 2016.

Given this strong and long standing relationship between the citizens of both countries, we often have family members of naturalized Canadian–Americans visiting the United States. Along with reuniting with family members millions of tourists also travel to the United Sates from Canada.


In 2010, there were about 20.72 million visits to the US from Canada. In 2013 the number increased to a total of 23.41 million and in 2019 Canada was on the top of the list of countries from where most visitors arrive to the US.

Meet family, friends and relatives for those travelling to the US is always thrilling and pleasing. However one must note that the US health care system is not government supported and is very expensive and traveling to the US with long travel hours and in different weather conditions, food and culture is often risky. This is particularly true for older travellers as itincreases the risk for unforeseen medical emergencies.

An good international travel insurance plan provide one with the coverage required for any unexpected medical and travel emergencies; in particular during this challenging Covid19 pandemic situation.

it is therefore of vital importance for Canadian travelers to buy good travel insurance offered by some of the finest US insurance providers offered by American Visitor Insurance. For any assistance travelers can call the customer service or email us and we will be glad to help you.

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INF travel insurance Canada to USA

INF offers visitors from Canada excellent travel medical insurance in the United States which includes adequate coverage for dental, loss of checked luggage, medical emergencies and accidents incurred while traveling. Buying health insurance for Canadians in the United States works ideally for Canadian Snowbirds during their travel to the USA. Following are the best US travel insurance for Canadian Snowbirds.

Compare INF Canadian travel insurance to USA
Compare INF visitor insurance
Compare pre-existing coverage

What is the best travel insurance from Canada to USA?

WorldTrips, Seven Corners, International Medical Group(IMG), Trawick International and Travel Insure are the top US companies that offer travel insurance plans for international travelers. Some of the best US travel insurance from Canada to USA is listed here:

1.  Atlas America offered by WorldTrips is considered one of the best travel insurance options offers coverage up to $2M. This plan offers coverage for Hospitalization, Prescription drugs, Trip cancellation, Trip Interruption, covid19,Travel delay and Evacuation and much more!. This also offers coverage for acute onset of pre-existing conditions up to 79 years.

2.  Patriot America Plus Insurance is another best travel insurance for visiting the USA offers coverage up to $1M. It offers comprehensive medical insurance for non US citizens traveling individually or in groups to the USA. This also offers optional riders provide additional coverage for a minimal charge. This also offers coverage for acute onset of pre-existing conditions up to 70 years.

3.  Visitor Secure insurance is fixed benefits plan and an affordable scheduled benefit plan for visitors to USA. It offers coverage up to chosen plan maximum for acute onset of pre-existing conditions up to 70 years. This plan covers Inpatient and Outpatient treatment facilities and price varies between the types of plans.

4.  Safe Travels USA Comprehensive offers excellent medical coverage for Non-US Citizens and Non-US Residents while visiting the USA. This includes coverage for acute onset of pre-existing conditions, well doctor visit, emergency medical evacuation, repatriation and security evacuation benefits. This plan offers coverage up to $1M.

5.  Safe Travels USA is a cheap travel medical insurance plan that covers Non-US Citizens and Non-US Residents while visiting the USA. It offers comprehensive US Covid19 insurance coverage for illness and accident and offer a Well Doctor Visit which pays up to $125. Coevrs Unexpected Recurrence of a pre-existing conditions. This plan offers coverage up to $1M.

6.  Travel Medical Insurance from seven corners offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of your Home Country. This comprehensive insurance starts from $50M and provides up to $5M. For people above age 80 years, they get a policy maximum of $10K. This offers acute onset of pre-existing conditions up to 79 years and Adventure Activities up to medical maximum.

Factors that determine the cost of US travel insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance provides exhaustive coverage but is more expensive than fixed benefit insurance which has a specified limit for each treatment.

Medical maximum coverage and deductible options

The price of visitors insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor insurance for the United States is most expensive when compared to Europe or Asia.

Duration of travel insurance

The cost of travel insurance directly depends on the length of travel. The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits to the basic travel insurance plan like adventure sports coverage, coverage for pre-existing conditions… will add to the overall cost.

Steps to buy
US visitor travel insurance online

 1: Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

us visitors insurance online
buy visitor medical insurance

Types of US travel medical insurance

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits. Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Types of travel insurance

Single Trip Travel Insurance

Compare and Buy Best US Single trip travel Insurance for travel within the US and overseas

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Single Trip vs MultiTrip Travel Insurance

Compare Single trip vs multi trip insurance plans offered by US insurers.

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Resourceful tourist insurance USA information

Find the best travel insurance

Find out the best insurance for your budget and needs
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How does travel insurance work?

Claims process for expenses due to injury or sickness
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How to buy travel insurance?

Guide to buying the best international travel health insurance
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Travel insurance glossary

Commonly used international travel medical insurance terms
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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Compare travel insurance plans

Compare the best travel insurance plan for your needs
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US Travel insurance for Canadians visitors to USA

Canadians needing US visitor visa insurance (B2 visa insurance)

Tourists on vacation, visiting family in the USA.

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Canadians needing international student insurance (F1 visa insurance)

US University compliant student insurance for Canadians students and dependents.

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Canada residents needing J visa insurance

Medical insurance satisfying J visa requirements for exchange scholars from Canada.

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H1B visa insurance and H4 visa insurance for the US

Health insurance for non-immigrants Canada on work visa in the US.

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Business Visa insurance for B1 visa holders from the Canada

Health insurance for Canadians businessmen and entrepreneurs in the USA.

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US Immigrant insurance

Medical insurance for US immigrants before they are eligible for domestic US health insurance.

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Green card holders

US Green card holders who do not have domestic US health insurance.

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F2-visa travel insurance for spouses of Canadians students (F2 visa insurance)

Travel medical insurance for spouses of Canadians students in the US.

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Travel insurance for Canada

Travel insurance for Canada citizens visiting Canada

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Schengen visa insurance

Travel insurance satisfying requirements for Canada citizens.

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Visitors insurance for pre-existing conditions

A pre-existing condition is a medical ailment that existed before the start of the visitors insurance cover. One of the biggest concerns for travelers is to buy travel health insurance for pre-existing conditions. Good visitor insurance with Pre-existing conditions coverage is particularly important for older travelers and parents. Only some visitors insurance offer coverage for pre-existing ailments and even there the coverage is mainly for acute onset of pre-existing ailments. Some other international travel insurance with pre-existing conditions coverage will pay for medical expenses after the first year of coverage or a waiting period.

Some travel health insurance plans like Atlas America, Patriot America Plus offer coverage for the acute onset of a pre-existing conditions, ie, when there is a sudden medical emergency without any prior symptom that needs to be treated immediately. The coverage typically includes emergency medical treatment, hospitalization, and evacuation expenses related to the acute onset of the pre-existing condition. INF insurance however has the INF Elite insurance plans which cover pre-existing conditions going beyond the acute onset coverage. It is important to compare visitors insurance for pre-existing conditions both for the price as well as the specific details for pre-existing conditions coverage as well as review the policy brochures for exclusions and coverage limits before making a decision.

Canada reopens borders to international travelers

Canada has fully opened its borders to international travelers without any Covid related restrictions.

However given the Covid pandemic, it remains important to have good international travel insurance with Covid coverage and travelers must still have a suitable US travel insurance plan with quarantine coverage for Canada.

Canada opens borders to fully vaccinated US citizens

Canada has opened its borders to fully vaccinated US citizens and US permanent residents for discretionary or non-essential travel. To satisfy eligibility requirements, fully vaccinated US citizens and US Green card holders must have received the full dose of vaccine at least 14 days prior to entry to Canada.

At present the approved vaccines by the Canadian government are - vaccines manufactured by Pfizer-BioNTech, Moderna, AstraZeneca/COVISHIELD and Janssen (Johnson and Johnson).

Greetings to all our neighbors up North! The COVID pandemic has really changed the shape of international travel. We have recently gotten many calls from Canadians with questions about their Canadian travel insurance coverage in the US and about medical insurance to USA from Canada. If you have any doubts as to your coverage, we urge you to check on your benefits with your insurance provider and know that we have alternatives should you need coverage now (even though you are already in the US) either due to cancellation or expiration of the policy.

Note that some companies cannot sell policies to Canadian citizens or to people with Canadian addresses. However, Global Underwriters, IMG and Trawick International, and INF are companies that can provide policies.

Covid19 travel insurance for Canadians to USA

Trawick International Insurance:

Global Underwriters:

  • Diplomat America Insurance by Global Underwriters offers coverage for covid as a new sickness. Diplomat America Covid travel insurance is available for Canadians travelling to the US. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medical condition and will not provide coverage for that ailment.

INF travel insurance:

  • INF Insurance offers health insurance for Canadian visitors to USA and Mexico. INF US visitors insurance for Canadians covers covid-19 as any other illness. One of their plans (Elite) has excellent coverage of pre-existing medical conditions beyond the usual coverage for "acute onset" of pre-existing conditions which is a unique offering. You can compare their plans using this link and purchase the one you are interested in by choosing the "buy now" button for the appropriate plan: Please note that the Elite Plan insurance for Covid and Premier Insurance for Covid are cheaper if you purchase at least 90 days the first time you buy them. You can Compare INF travel insurance.

International Medical Group (IMG) Covid travel insurance

  • International Medical Group (IMG) insurance offers covid19 US travel insurance for Canadians travelling to USA. IMG's Patriot America Plus and Patriot Platinum insurance plans cover COVID-19 like any other illness. The Patriot America Plus Covid Insurance and Patriot America Platinum insurance includes COVID coverage for Canadian snowbirds up to the policy maximum.
As ever, we wish you safe and happy travels. Do call us with questions or concerns you may have.
Tourist information for Canadians traveling to the USA

Cost of US health insurance for Canadian citizens

Student insurance for Canadian students in the US

There are over 25K Canadian students studying in US universities, make Canada the fifth highest source of international students in the country. Nearly half the Canadian students are in undergraduate programs, while the other half are in Graduate programs and in the Optional Practical Training (OPT) status. The number of Canadian students in the US has remained for nearly a decade now.

Canadian students in the US should buy proper student medical insurance given the high cost of healthcare in the US. While most Universities insist that students buy the University insurance, some universities allow students to buy insurance outside the college as long as it satisfies certain guidelines.

insurance for canadian students in the US

The international student insurance plans that we offer are cheaper than most University plans while being comparable in coverage. Canadian students on the OPT status will find our OPT student insurance plans particularly attractive given their affordability and coverage.

International travel medical insurance

Travel tips for international travelers

Travel tips for international travelers – safety, comfort and wellness.

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Canada travel insurance, Health insurance for Canadians in US - FAQ's

01. How does find the best travel insurance for USA? How to find the best international travel health insurance?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

There are many international US travel health insurance plans for coverage both in the USA as well as around the world. Given the several international travel insurance options, it can be confusing to find the best health insurance for international travel. What is very useful in making this decision is to compare US visitor travel insurance available on American Visitor Insurance.

The compare US travel insurance tool allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage and the deductible and coverage for pre-existing ailments or hazardous sports. After finding the best travel insurance for your needs, travelers can buy it by completing an online application and paying using a credit card. One completing the purchase the travel insurance plan is emailed to the customer.

02. Why is travel insurance for USA from Canada so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

03. What are the factors to consider for travel health insurance to USA?

The best travel insurance for USA depends these factors:

  • The coverage for accident and sickness related medical expenses
  • The coverage for medical and evacuation expenses
  • The coverage for pre-existing conditions
  • The deductible and co-payment options
  • The network of hospitals and providers
  • The customer service and claim process

Canadian Snowbird travel insurance

Canadians Annual travel insurance

Provides coverage for multiple trips within a specified period, typically one year.

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Canadians Senior citizens travel insurance

Travel insurance designed for older individuals, often referred to as "snowbirds".

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Snowbird pre-existing conditions travel insurance

Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".

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Canada to USA travel insurance – Information

travel insurance medical insurance

Travel insurance USA resources

International travel insurance resources for USA visa holders.

Factors for travel insurance Canada online

Factors for travel insurance USA online

Important factors while deciding on the best travel insurance to USA.

Types of Canada travel insurance online

Types of USA travel insurance online

Different types of USA visa travel insurance options.

Canada travel insurance claims procedure

USA travel insurance claims procedure

USA travel insurance claims process for medical care.

Select the best travel insurance plans...

  • Canadians planning to visit Mexico

    Mexico is a beautiful vibrant country with warm weather and a great deal of diversity in cultures, landscapes and activities available for tourists. The Yucatan peninsula, made famous by Cancun also has the Tulum beach which is a place to have fun in the sun. Then there is the Yellow city of Izamal, the ancient ruins of Teotihuacan, these are just some of the popular places in Mexico to experience wonderful diverse landscapes.

    While this is the fun aspect of international travel, one should pay attention to make sure that they are insured in case of unexpected incidents like sickness and injuries or trip delays and loss of luggage.

    While the Mexican Government does not mandate travel health insurance for tourists visiting Mexico, things have however changed dramatically due to Covid pandemic. Given the fluid situation, it is prudent to buy international travel insurance for Mexico from Canada, and this is reflected in the number of international travelers buying travel health insurance which has increased three times when compared to the period before the pandemic.

    Travel Health Insurance is of vital importance to get medical care for emergencies or unexpected sickness and injuries. Canadian health insurance does not provide sufficient coverage outside of Canada. Due to Covid19 pandemic another important factor to consider is quarantine benefits/lodging benefits in case you come in contact with someone who is Covid positive. Apart from these, in case you need to cancel the trip due to the pandemic or any other reason, insurance to cover the trip costs is a key requirement.

    Here is a list of things to consider while traveling to Mexico:
    • Coverage for medical emergency (sickness or injury)
    • Coverage for trip cancellation to cover the trip costs in case of cancellation
    • Trip Interruption
    • Baggage delay and Trip Delay

    The popular travel health insurance plans that provide international coverage qualify for Canadians traveling to Mexico:

    These travel health insurance plans mentioned above cover medical emergencies and unexpected sickness and injury. They have coverage for trip interruption, baggage delay and loss but there are some things that are not covered under these plans.

    To bridge that gap we also offer trip cancellation insurance plans. Trip Insurance plans provide trip cancellation, trip interruption, missed flight connection...

    Popular Trip Insurance plans for Canadians going to Mexico are listed below:
    • Travel Insurance Select: Travel Insurance Services administered Travel Insurance Select covers for trip cancellation and interruption. Trip Cancellation, baggage loss, emergency evacuation.

    Travel Insurance Select plan has three versions namely Basic, Plus and Elite with Elite version has comparatively more benefits compared to the other two.

    Make your travel full of fun and stress free by making a suitable choice of the travel/trip health insurance plan according to your needs. Never compromise on insurance as it can end up being an expensive trip in case of unanticipated mishaps.

  • Europe travel insurance for Canadian residents, Cheap travel insurance Canada to Europe

    Schengen visa information for Canadian citizens

    Canadians Citizens with a valid Canadians passport can travel to the Schengen states up to a maximum of 90 days without the need of a Schengen visa.

    Requirements for traveling to the Schengen region:
    1. A valid Canada passport with a minimum of three months validity beyond the departure date from the Schengen area.
    2. Valid reason for travel.
    3. Proof of adequate financial resources to support oneself during the entire stay in the Schengen region.
    4. Any compliance or entry requirements specific to the country of travel or transit.

    Canadians residents but non Canadian citizens visiting Europe (Schengen region)

    Most Non Canadians citizens need to apply for the Schengen visa. Please check Nationalities who need Schengen visa. Canadians residents but Non Canadians citizens need to provide the proof of resident status in the Canadians to apply for a Schengen/short stay visa. The visa and the Canadians resident status must be valid for at least 3 months after the last day of stay in the Schengen area.

    Long Term Europe visa - Long stay in the Schengen Region (More than 90 days)

    If you want to stay in the Schengen area for more than 90 days you must apply for a residence permit and not a Schengen visa. One of the requirements for Long Term Europe stay visa is the mandated Schengen visa insurance. Specific instructions for residence permit is available on the respective embassy/consulate's website.

    Please note that it is prudent to give adequate processing time while applying for the Schengen visa. This is particularly true during the peak travel months in Summer and in Winter.

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