The cost of travel insurance for a 40-year-old on a one-month trip ranges from $55 to $246. Prices vary based on age, coverage limits, deductible, and coverage for pre-existing conditions. Many affordable travel insurance plans cost less than a dollar a day.
Costa Rica, the Central American paradise, attracts thousands of travelers with its stunning beaches, lush rainforests, immense biodiversity, and vast national parks. The country offers thrilling activities like river rafting, canyoning, diving, cave tubing, and zip lining. Animal lovers will enjoy spotting macaws, sea turtles, and sloths. About 10,000 Canadians live in Costa Rica, and thousands more travel there every year for vacations. Canadian passport holders can visit Costa Rica as tourists for up to 90 days. Canadians consistently rank among the top tourists visiting Costa Rica.
Traveling from Canada to Costa Rica is exciting, but visiting a new country comes with the possibility of unexpected medical or travel emergencies. While travel insurance for Costa Rica from Canada might seem like an additional expense, it is essential. Travel insurance protects Canadian travelers from financial loss in case of health emergencies, accidents, flight delays, lost or damaged baggage, and more. American Visitor Insurance offers some of the best international travel insurance plans for Canadians visiting Costa Rica, tailored to your specific travel needs.
Buying travel medical insurance for Costa Rica from Canada ensures safe and worry-free travel. Costa Rica has excellent healthcare, but treatment costs for foreigners can be expensive. Provincial health plans from Canada rarely cover overseas medical care, making comprehensive travel insurance for Canadian tourists a must.
Quality coverage includes emergency treatment, hospitalization, and medical evacuation and repatriation, giving you peace of mind while exploring Costa Rica.
Before purchasing travel insurance from Canada to Costa Rica, compare international travel insurance plans on American Visitor Insurance to review coverage limits, exclusions, and pricing.
Comparing quotes from top providers helps you find the most affordable travel insurance for Canadians visiting Costa Rica while ensuring full protection during your vacation.
Always carry both digital and printed copies of your Costa Rica travel insurance policy and emergency contacts. Whether you’re on a short vacation or an extended stay, having the best travel insurance for Canadians visiting Costa Rica guarantees peace of mind and financial security throughout your trip.
The best travel medical insurance for Canadians visiting Costa Rica is the TrueNorth Travel Medical plan. It offers high coverage limits, unlimited evacuation and repatriation, and 24/7 travel assistance for trips to Costa Rica and other international destinations.
Specifically designed for Canadians traveling abroad, TrueNorth Travel Medical Insurance provides comprehensive emergency medical protection at an affordable price—ensuring strong benefits and peace of mind throughout your stay in Costa Rica.
TrueNorth Travel Medical InsuranceTrueNorth Travel Medical is an accident and sickness insurance plan designed exclusively for Canadian residents, providing affordable coverage and 24/7 travel assistance for a single international trip.
This TrueNorth Travel Medical Insurance plan offers reliable protection for Canadians traveling abroad, though it is not available in certain provinces and territories or for travel to Israel and countries restricted by Canada Global Affairs.
The best trip cancellation insurance for Canadians visiting Costa Rica is the TrueNorth Trip Protection Plus plan. It offers comprehensive coverage, higher limits, and robust benefits to ensure peace of mind during your trip.
For travelers looking for a more budget-friendly option, the TrueNorth Trip Protection Lite plan provides essential coverage at a lower cost while still protecting Canadian travelers from unexpected trip cancellations.
TrueNorth Trip Protection Lite Insurance TrueNorth Trip Protection Plus InsuranceThe TrueNorth Annual Travel Medical Insurance plan is an ideal choice for frequent Canadian travelers visiting Costa Rica throughout the year. With a single comprehensive policy, this annual travel medical insurance for Canadians visiting Costa Rica provides extensive medical coverage, emergency evacuation and repatriation with no limit, and 24/7 global travel assistance.
The plan removes the need to purchase separate coverage for every trip—offering continuous protection, cost savings, and peace of mind whenever you travel abroad.
TrueNorth Travel Medical InsuranceIf you are looking for affordable travel insurance for your trip from Canada to Costa Rica, the best options are Patriot International Lite by International Medical Group and Travel Medical Global Basic from Seven Corners. These plans provide essential medical and travel coverage at budget-friendly prices, making them ideal for Canadian travelers exploring Costa Rica.
Age: 40 years | Plan: $50,000 | Deductible: $250
Planning a trip from Canada to Costa Rica? Choosing the best travel insurance for Canadians traveling to Costa Rica ensures peace of mind, financial protection, and coverage for medical emergencies, trip cancellations, and other unexpected travel issues. Top recommended plans include:
These Canada travel insurance plans for Costa Rica are designed to cover emergency medical expenses, hospital stays, trip interruptions, lost baggage, and other travel risks. By choosing one of these top-rated plans, Canadian travelers to Costa Rica can enjoy a safe, worry-free, and well-protected experience abroad.
Age: 40 years | Plan: $50,000 | Deductible: $250
Age: 40 years | Plan: $50,000 | Deductible: $250
Age: 40 years | Plan: $2,000,000 | Deductible: $250
The average cost of travel insurance from Canada to Costa Rica ranges between $55 and $294. The total premium depends on factors such as the traveler’s age, trip length, coverage amount, deductible, and whether pre-existing medical conditions are included. Most Canadian travelers can find affordable travel insurance options for less than a dollar per day, making it simple to protect against unexpected medical or travel emergencies during a visit to Costa Rica.
Comprehensive plans generally cost more but provide higher coverage limits and extended benefits such as emergency medical evacuation and repatriation. These are ideal for Canadian visitors to Costa Rica seeking complete peace of mind during international travel.
The international travel insurance cost per month with a $250 deductible offers a balanced combination of affordability and strong coverage—making it an excellent choice for Canadian snowbirds or long-term travelers to Costa Rica.
| Insurance Plans | Plan Max Range | Provider Network | Age 40 | Age 60 |
|---|---|---|---|---|
| Patriot International Lite | $50,000 - $1,000,000 | IPA Network | $55 - $74 | $121 - $144 |
| Travel Medical Global Basic | $50,000 - $1,000,000 | Visit Wellabroad.com | $56 - $77 | $121 - $159 |
| Safe Travels International Cost Saver | $50,000 - $1,000,000 |  |
$73 - $122 | $159 - $235 |
| Travel Medical Global Choice | $50,000 - $1,000,000 | Visit Wellabroad.com | $84 - $113 | $190 - $253 |
| Safe Travels International | $50,000 - $1,000,000 | |
$107 - $151 | $233 - $346 |
| Patriot International Platinum | $2,000,000 - $8,000,000 | IPA Network | $116 - $158 | $247 - $294 |
Source: American Visitor Insurance®
San José is the capital and largest city of Costa Rica, and the capital of the province of the same name. It serves as the country’s political, cultural, and economic center, featuring colonial architecture, vibrant markets, world-class museums, and lively nightlife.
La Fortuna is a charming town near Arenal Volcano National Park, known for its natural hot springs, lush rainforests, and thrilling adventure activities. Visitors can enjoy ziplining through the jungle canopy, hiking to the Arenal Volcano, Hot-springing.
Manuel Antonio National Park offers rainforest trails, white-sand beaches, and coral reefs, making it one of Costa Rica’s most scenic spots.
Visitors can spot monkeys, sloths, and tropical birds amid lush jungle and ocean views.
Tortuguero, located on Costa Rica’s Caribbean coast, is famous for its network of canals, dense tropical jungle, and sea turtle nesting sites within Tortuguero National Park. Often called the “Amazon of Costa Rica,” this remote region can only be accessed by boat.
When Canadians are planning a trip to Costa Rica, selecting the right travel insurance is crucial, especially for travelers with pre-existing medical conditions. Among the available options, the following INF plans stand out for their comprehensive coverage and benefits, ensuring peace of mind while exploring Costa Rica’s rainforests, beaches, and volcanoes:
Canadian snowbirds need to understand that provincial health plans offer very limited protection once you are outside your home province or outside Canada.
Most provincial health plans only cover a small portion of medical costs outside Canada. In many cases, coverage is reduced or even suspended if you are away for more than six months in a calendar year.
Always confirm with your provincial health authority how long you can be away without losing eligibility for health benefits. Each province has its own rules.
If you remain in the U.S. longer than your visa or cross-border privileges allow, you may face immigration and tax-related obligations.
For longer stays, consult a cross-border legal or tax advisor to avoid issues with residency status and reporting requirements.
👉 While provincial health care offers security at home, it won’t fully protect you during extended stays in the U.S. That’s why snowbirds should plan carefully both for their health coverage and their legal stay.
While a standard vacation is often brief, snowbirds will generally spend 3-6 months outside of Canada, which means:
American Visitor Insurance serves as a one-stop destination for Snowbird coverage. American Visitor Insurance partners with top-rated U.S. insurers including International Medical Group (IMG), Trawick International, and Global Underwriters we provide Canadians with the best Snowbird travel insurance options conveniently in one place.
Use our easy online compare engine to review several top insurance plans side by side and choose the best snowbird insurance coverage for your travel schedule, budget, and medical needs for destinations across the US, Mexico, the Caribbean, and other warm-weather regions.
American Visitor Insurance has been offering Snowbird insurance for nearly two decades now providing thousands of Canadian and international snowbirds easy purchase insurance options through our platform before heading south for extended stays in Florida, Arizona, Texas, Mexico, or island getaways in the Caribbean.
Our licensed knowledgeable customer support team helps travelers understand coverage options, policy benefits, and claim procedures so you can make informed decisions with complete peace of mind.
Enjoy medical coverage for emergencies, hospital care, and evacuation, backed by leading international insurers and extensive PPO networks across North America and beyond.
Compare, choose, and buy your plan online at American Visitor Insurance in minutes with 24/7 assistance available whenever you need help during your travels.
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in San José La Sabana Executive Business Centre Building No. 5, 3rd Floor (behind the Contraloría General de la República) San JoséCosta Rica.
Phone
+506-2242-4400
Fax
+506-2242-4410, +506-2242-4410
Email
sjcra@international.gc.ca
👉 Learn more about how to protect yourself while traveling as a Canadian Snowbird: Know more »
Provides coverage for multiple trips within a specified period, typically one year.
Read more »Travel insurance designed for older individuals, often referred to as "snowbirds".
Read more »Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".
Read more »Our best international travel insurance plans for Canadians visiting Costa Rica provide comprehensive coverage, including emergency medical expenses, hospitalization, and coverage for pre-existing medical conditions. Perfect for long-term stays and snowbirds looking for reliable protection.
Read more »Find cheap travel insurance plans for Canadians visiting Costa Rica without compromising coverage. These budget-friendly visitor insurance options include essential benefits such as emergency medical treatment, trip interruption, and lost luggage protection.
Read more »Understand how visitor travel insurance works when traveling to Costa Rica. Learn about deductibles, coinsurance, coverage limits, pre-existing conditions, and how claims are processed to maximize your benefits and peace of mind.
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