Canadians traveling to Schengen Countries
Canadian citizens do not need Schengen Visa for visiting Europe for up to 90 days. However if they wish to live, work, study or do business in Europe for a long duration then they need to apply for resident visa or national visa of that European country. One of the necessary documents that they need while applying for long term Europe residence permit is travel health insurance with a minimum of 30,000 Euros medical coverage, evacuation and repatriation coverage which must be valid though out the entire duration of stay in Europe. After buying adequate health insurance a visa letter will be emailed to you that you can use while applying for visa. The long stay Europe insurance Visa Letter will indicate that the traveler is insured for medical expenses, emergencies and hospitalization throughout the stay in Europe.
As health care is expensive in Europe and the domestic insurance doesn’t offer coverage outside Canada buying the best travel insurance for Europe is required to be financially safe while traveling.
Is travel insurance necessary for Canadians to Schengen countries?
What are the benefits of having Schengen travel insurance?
The benefits of having Schengen Travel insurance
- Satisfy Schengen visa insurance requirements
- Hospitalization expenses dues of sickness of injuries
- Emergency medical evacuation
- Repatriation of remains
- Acute onset of pre-existing conditions
Which is the best travel medical insurance for Canadians visiting Europe?
The best emergency medical insurance for Canadians is TrueNorth Travel Medical,offering high coverage limits, unlimited evacuation and repatriation, and 24/7 travel assistance for international trips. For travelers seeking essential medical protection at an affordable price, it provides strong benefits and peace of mind while abroad.
TrueNorth Travel Medical Insurance
TrueNorth Travel Medical is an accident and sickness insurance plan designed exclusively for Canadian residents, providing affordable coverage and 24/7 travel assistance for a single international trip.
This TrueNorth Travel Medical Insurance plan offers reliable protection for Canadians traveling abroad, though it is not available in certain provinces and territories or for travel to Israel and countries restricted by Canada Global Affairs.
- Best for Canadian residents traveling outside of Canada.
- Available for travelers up to age 59.
- Offers single-trip coverage.
- Provides unlimited coverage repatriation of remains.
- Unlimited emergency medical evacuation.
- Emergency medical coverage up to $5,000,000.
- 10-day free look period.
- TrueNorth Travel Medical insurance starts from $125 for a 40-year-old traveler
Which is the best trip cancellation insurance for Canadians visiting Europe?
The best trip cancellation insurance for Canadians is TrueNorth Trip Protection Plus, offering comprehensive coverage, higher limits, and robust benefits. For travelers looking for a more affordable choice, TrueNorth Trip Protection Lite provides essential benefits at a lower cost.
TrueNorth Trip Protection Lite Insurance
- Eligible for Canadian residents traveling internationally.
- Covers trip cancellation coverage up to $25,000.
- Trip Interruption is covered up to 100% of trip cost.
- The maximum trip duration depends on your age (0–59 years - 90 days, 60–69 years - 30 days, 70–89 years - 16 days).
- Covers unlimited repatriation of remains.
- Not available in NB, NT, NU, PE, QC, or YT.
- Includes 24/7 non-insurance emergency travel assistance.
- TrueNorth Trip Protection Lite insurance cost for a 40 year old traveler starts from $95 for 15 days trip duration with $1000 trip cost.
TrueNorth Trip Protection Plus Insurance
- Available for Canadian residents traveling outside of Canada.
- Offers trip cancellation coverage up to $25,000.
- Trip interruption coverage up to $25,000.
- Includes trip delay coverage up to $2,000.
- Coverage for baggage and personal effects is up to $1,500.
- Emergency medical expenses is covered up to $5,000,000.
- Not available in NB, NT, NU, PE, QC, or YT.
- The maximum trip duration depends on your age (0–59 years - 90 days, 60–69 years - 30 days, 70–89 years - 16 days).
- TrueNorth Trip Protection Plus insurance cost for a 40 year old traveler starts from $165 for 15 days trip duration with $1000 trip cost.
Which is the best annual travel medical insurance for Canadians visiting Europe?
TrueNorth Annual Travel Medical Insurance is the perfect option for frequent Canadian travelers throughout the year. In one complete policy, it provides substantial medical coverage, emergency evacuation and repatriation with no limit, and 24/7 travel assistance globally. This annual insurance plan ends the hassle of purchasing individual coverage for every trip, offering uniform protection, cost savings, and peace of mind each time you go abroad.
TrueNorth Travel Medical Insurance
- Best for Canadian residents traveling outside of Canada.
- Plan offers 15 day or 30 day multi-trip coverage.
- Provides unlimited coverage evacuation and repatriation of remains.
- Emergency medical expenses up to $5,000,000.
- 10-day free look period.
- TrueNorth Annual Travel Medical Insurance starts at just $120 for a 30-day trip for a 40-year-old travel
Satisfy mandatory Schengen insurance requirements
- Travel insurance coverage of €30,000 (about $50,000 USD)
- A repatriation benefit.
- An emergency medical evacuation benefit.
- The insurance provider must have an office in Europe.
Buying European travel insurance for Schengen visa application for European consulates
- Europe travel insurance for Schengen visa can be purchased online both quickly and with ease
- Provide relevant information (age, travel dates, total amount of coverage desired) in the quote form. A list of cheap Schengen travel insurance with the cost and medical coverage details will be displayed.
- Compare quotes, and select the cheapest Schengen travel insurance.
- The applicant can buy the best Schengen visa insurance they like by completing the application and payment using a credit card.
- On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an instant Schengen insurance letter for visa application that may be presented to the consulate as proof of coverage
Best travel insurance for Schengen Visa for Canadians
Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible.
All the insurance plans listed below
- Meet Schengen visa requirements
- Are accepted by Schengen embassies/consulates worldwide
- Include a downloadable visa letter immediately after purchase
| Insurance Plans | Provider Network | Cost | How to download Visa letter |
|---|---|---|---|
| Atlas International | No PPO | $8 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | IPA Network | $10 | IMG insurance ID cards from My IMG |
| Atlas Premium International | No PPO | $11 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | Wellabroad.com | $11 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International |  |
$15 | Trawick International insurance ID cards via Client Zone. |
Source: American Visitor Insurance ®
Cheapest travel insurance for Schengen Visa
Review Schengen Visa insurance plan benefits.
Europe Travel Insurance for Senior citizens
Insurance for older travelers for visiting the Schengen countries
What Does Schengen Visa Travel Insurance Cover?
- Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
- Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed.
- Health care expenses: Covers emergency medical expenses for accidental injury or illness.
- Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
- Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.
Schengen Visa Travel Insurance Reviews
Reviews, Ratings and Experiences from our customers
Karen
"I am always appreciating good business conduct and when I am coming back here for the longer time span."
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"Thank you for your prompt response. Your prompt response will be highly appreciated."
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"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?
We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.
- Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
- Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
- Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
- Expert Support & Assistance: Our licensed customer support team is available 24/7 to
- Guide you through plan selection and online applications
- Help with policy renewals or extensions
- Assist with cancellations if travel plans change
- Support filing insurance claims
- Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.
Factors for cost of best travel insurance to Europe
The cost of cheap Schengen visa insurance plan depends on the following:
Age of the traveler
The older the Schengen visa holder, the more expensive the monthly plan cost.
The maximum medical coverage selected
The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
The selected deductible
A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
The co-insurance on the plan
'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for schengen visa will have the highest co-insurance.
The Insurance underwriter
There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Steps to buy
Travel insurance for Schengen visa online
search 1: Finding the available travel insurance for Schengen visa price
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
balance 2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
attach_money 3: Buy the travel insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
description 4: Review best travel insurance for Europe plan documents received by email
Review the 30,000 euro travel insurance cost documents received by email closely for coverage details and relevant contact numbers.
Compare Schengen Visa Travel Insurance
Atlas International
Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Schengen visa letter
Available from client zone - Covers complications of pregnancy in the first 26 weeks of gestation
- Acute onset of pre-existing condition coverage is available within the age of 79
Patriot International Lite
Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Schengen visa letter
Sent immediately after purchase - Does not offers coverage for pregnancy
- Acute onset of pre-existing condition coverage is available within the age of 70
Safe Travels International Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Europe visa letter
Sent immediately after purchase - Covers Emergency Medical Treatment of Pregnancy
- Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
Travel Medical Choice Insurance
Per Month
- Policy Maximum#1
- Deductible#2
- Europe visa letter
Sent immediately after purchase
Maryland, Washington, New York, South Dakota, Colorado.....
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Europe travel insurance for US residents Click here to read more »What Is Europe Medical Insurance for Schengen Visa?
Types of Schengen visa for Canadian citizens
Canadian citizens can apply for various types of Schengen visas based on their travel purpose
- This visa permits travelers to transit through the international zone of a Schengen airport without entering the country. It is typically required for those traveling from a non-Schengen country to another non-Schengen country via a Schengen airport.
- This is the most common type of Schengen visa, allowing stays of up to 90 days for tourism, business, or family visits. It can be issued as:
- Single-entry: For one entry into the Schengen Area.
- Double-entry: For two entries into the Schengen Area.
- Multiple-entry: For unlimited entries within the validity period, but stays must not exceed 90 days in total within a 180-day period.
- Necessary for stays exceeding 90 days, this visa is required for purposes such as work, study, or family reunification. It can also be issued as:
- Single-entry: For a specific period.
- Multiple-entry: For repeated entries into the Schengen country that issued it.
Travel health insurance from Canada to Europe, Canadian travel insurance - FAQ's
01. Do Canadian Citizens need a Visa to enter the Schengen region of Europe?
Yes, Canadian citizens must have a valid Schengen visa to enter any country in the Schengen Zone.
The following are some categories of people living in Saudi Arabia that are exempt from the Schengen visa requirement:
- Citizens of countries living in Canada who do not need a Schengen visa for short travel (usually up to 90 days)
- Canadian citizens who have a dual citizenship in one of the Schengen nations
02. What travel documents do Canadian citizens need to travel to the Schengen region?
Canadian citizens traveling to the Schengen region will need to carry the following documents:
- A valid passport: The passport must be valid for at least three more beyond the departure date from the Schengen Area.
- A valid Schengen Visa: The Schengen visa must be valid for the entire length of travel to the Schengen region.
- Proof of finances: Documents reflecting adequate financial means to visit the Schengen region.
03. What are the Schengen Visa insurance requirements for Canadian Citizens or Canadian Residents?
Travel insurance for a Schengen visa application in Canada must satisfy the following conditions:
- A minimum coverage of at least €30,000.00 (equivalent coverage of about 50,000 US Dollars).
- Coverage should be available across all Schengen member states.
- Coverage should to valid for the entire length of one’s stay in the Schengen region.
04. Can one enter the Schengen region on land?
Yes, one can enter the Schengen Area on a land border crossing.
05. Can I travel to other Schengen countries with one single entry visa?
Yes, one can travel to many Schengen countries with a single entry visa, as long as all the travel is done within one trip and without exiting from the Schengen region. A single entry visa allows a traveler to enter the Schengen Zone only once for the period that it is issued. Once the traveler leaves the Schengen Zone, he or she cannot enter again to the Schengen region with a single entry visa. However once the traveler has entered the Schengen region, he/she can travel to different countries within the Schengen zone.
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