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Schengen travel insurance for Canada citizens

While citizens of Canada do not need a Schengen visa, other nationalities living in the Canada and traveling to Schengen countries need to buy Schengen travel insurance while applying for the visa.

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Europe Schengen visa insurance quotes for Canadians

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What is the best travel insurance for Canadians to Europe/Schengen Countries?

The best Europe travel insurance for Schengen visa will vary from traveler to traveler depending on their unique needs. While some travelers will look for the low cost Schengen visa insurance specifically to satisfy the visa requirements, others will look for the most comprehensive travel insurance for Europe Schengen countries.

Patriot International Lite: Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.

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How to get Schengen health insurance for Canadians?
  • Canadian travelers to Europe applying for the Schengen visa can buy Schengen travel medical insurance on American Visitor Insurance
  • Decide between a single-trip policy or an annual policy for multiple trips based on your travel requirements.
  • Fill out the application with your passport details and travel dates.
  • Include the insurance policy when applying for your Schengen visa.

Our compare travel health insurance for Schengen visa from Canada quote facility lists a range of travel insurance satisfying Schengen visa requirements. After buying travel insurance for Canadian citizens on our website travelers can immediately download the required visa letter to be used while applying for the Schengen visa.

How much does Schengen visa insurance cost for Canadian citizens?

The cost of Schengen travel health insurance for Canadian citizens depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of Schengen visa insurance for Canadian citizens. The health insurance for Schengen visa application quote facility on our website lists the travel insurance that satisfy Schengen visa requirements. You can find the cheapest health insurance for Canadians to Schengen countries on American Visitor Insurance.

Canadians traveling to Schengen Countries

Canadian citizens do not need Schengen Visa for visiting Europe for up to 90 days. However if they wish to live, work, study or do business in Europe for a long duration then they need to apply for resident visa or national visa of that European country. One of the necessary documents that they need while applying for long term Europe residence permit is travel health insurance with a minimum of 30,000 Euros medical coverage, evacuation and repatriation coverage which must be valid though out the entire duration of stay in Europe. After buying adequate health insurance a visa letter will be emailed to you that you can use while applying for visa. The long stay Europe insurance Visa Letter will indicate that the traveler is insured for medical expenses, emergencies and hospitalization throughout the stay in Europe.

As health care is expensive in Europe and the domestic insurance doesn’t offer coverage outside Canada buying the best travel insurance for Europe is required to be financially safe while traveling.

Is travel insurance necessary for Canadians to Schengen countries?

Yes, Schengen travel insurance is necessary for applying for the Schengen visa. The travel insurance requirement is a minimum coverage of 30,000 Euros.

What are the benefits of having Schengen travel insurance?

The benefits of having Schengen Travel insurance

  • Satisfy Schengen visa insurance requirements
  • Hospitalization expenses dues of sickness of injuries
  • Emergency medical evacuation
  • Repatriation of remains
  • Acute onset of pre-existing conditions

Satisfy mandatory Schengen insurance requirements

Travel insurance for Schengen visa

Buying European travel insurance for Schengen visa application for European consulates

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download 3) Download VISA LETTER
  • Europe travel insurance for Schengen visa can be purchased online both quickly and with ease
  • Provide relevant information (age, travel dates, total amount of coverage desired) in the quote form. A list of cheap Schengen travel insurance with the cost and medical coverage details will be displayed.
  • Compare quotes, and select the cheapest Schengen travel insurance.
  • The applicant can buy the best Schengen visa insurance they like by completing the application and payment using a credit card.
  • On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an instant Schengen insurance letter for visa application that may be presented to the consulate as proof of coverage

Best travel insurance for Schengen Visa for Canadians

Europe Schengen travel insurance Cost in 2025

All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countris can start at just $1 per day.

Insurance Plans Provider Network Cost* How to download Visa letter
Atlas International WorldTrips United Healthcare Provider Network $8 WorldTrips insurance ID cards via Client Zone
Patriot International Lite IMG United Healthcare Provider Network $10 IMG insurance ID cards from My IMG
Atlas Premium International WorldTrips United Healthcare Provider Network $11 WorldTrips insurance ID cards via Client Zone
Safe Travels International Cost Saver Trawick International United Healthcare Provider Network $11 Trawick International insurance ID cards via Client Zone.
Travel Medical Global Choice Seven Corners United Healthcare Provider Network $11 Seven Corners insurance ID cards via Client Zone
Safe Travels International Trawick International United Healthcare Provider Network $15 Trawick international insurance ID cards via Client Zone.

* The average cost of travel insurance for Schengen visa per week for 25 years old traveler.

Europe Travel Insurance for Senior citizens

Insurance for older travelers for visiting the Schengen countries

What does Schengen visa travel insurance cover?

  • Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
  • Doctor visit: Schengen travel insurance covers Doctor visits in case of sudden injury or sickness.
  • Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed
  • Health care expenses: Covers emergency medical expenses for accidental injury or illness.
  • Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
  • Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.

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Why should I buy Schengen visa insurance on American visitor insurance?

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Satisfy Schengen visa requirements to apply for visa

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Compare several plans to find what fits your needs best

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Travel medical insurance protection for health emergency

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Travel to Europe in peace with good insurance coverage

Factors for cost of best travel insurance to Europe

The cost of cheap Schengen visa insurance plan depends on the following:

Age of the traveler

The older the Schengen visa holder, the more expensive the monthly plan cost.

The maximum medical coverage selected

The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.

The selected deductible

A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for schengen visa will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.

Steps to buy
Travel insurance for Schengen visa online

search 1: Finding the available travel insurance for Schengen visa price

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

balance 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

attach_money 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

description 4: Review best travel insurance for Europe plan documents received by email

Review the 30,000 euro travel insurance cost documents received by email closely for coverage details and relevant contact numbers.

Europe travel insurance
Age
Spouse's Age
Start Date
End Date
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Sent immediately after purchase
  • Does not offers coverage for pregnancy
  • Acute onset of pre-existing condition coverage is available within the age of 70
  • Policy Maximum#1 
  • Deductible#2 
  • Schengen visa letter
    Available from client zone
  • Covers complications of pregnancy in the first 26 weeks of gestation
  • Acute onset of pre-existing condition coverage is available within the age of 79
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase
  • Covers Emergency Medical Treatment of Pregnancy
  • Covers unexpected recurrence of pre-existing conditions up to the age of 89 years
  • Policy Maximum#1 
  • Deductible#2 
  • Europe visa letter
    Sent immediately after purchase

#1  Policy Maximum is the maximum eligible medical expenses that the plan will cover.

#2  Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.

#3  Europe travel insurance for US residents Click here to read more »

Which is the cheap Europe travel medical insurance?

Types of Schengen visa for Canadian citizens

Canadian citizens can apply for various types of Schengen visas based on their travel purpose

1. Type A Visa (Airport Transit Visa)
  • This visa permits travelers to transit through the international zone of a Schengen airport without entering the country. It is typically required for those traveling from a non-Schengen country to another non-Schengen country via a Schengen airport.
2. Type C Visa (Short-Stay Visa)
  • This is the most common type of Schengen visa, allowing stays of up to 90 days for tourism, business, or family visits. It can be issued as:
    • Single-entry: For one entry into the Schengen Area.
    • Double-entry: For two entries into the Schengen Area.
    • Multiple-entry: For unlimited entries within the validity period, but stays must not exceed 90 days in total within a 180-day period.
3. Type D Visa (Long-Stay Visa)
  • Necessary for stays exceeding 90 days, this visa is required for purposes such as work, study, or family reunification. It can also be issued as:
    • Single-entry: For a specific period.
    • Multiple-entry: For repeated entries into the Schengen country that issued it.

Travel health insurance from Canada to Europe, Canadian travel insurance - FAQ's

01. Do Canadian Citizens need a Visa to enter the Schengen region of Europe?

Yes, Canadian citizens must have a valid Schengen visa to enter any country in the Schengen Zone.

The following are some categories of people living in Saudi Arabia that are exempt from the Schengen visa requirement:

  • Citizens of countries living in Canada who do not need a Schengen visa for short travel (usually up to 90 days)
  • Canadian citizens who have a dual citizenship in one of the Schengen nations

02. What travel documents do Canadian citizens need to travel to the Schengen region?

Canadian citizens traveling to the Schengen region will need to carry the following documents:

  • A valid passport: The passport must be valid for at least three more beyond the departure date from the Schengen Area.
  • A valid Schengen Visa: The Schengen visa must be valid for the entire length of travel to the Schengen region.
  • Proof of finances: Documents reflecting adequate financial means to visit the Schengen region.

03. What are the Schengen Visa insurance requirements for Canadian Citizens or Canadian Residents?

Travel insurance for a Schengen visa application in Canada must satisfy the following conditions:

  • A minimum coverage of at least €30,000.00 (equivalent coverage of about 50,000 US Dollars).
  • Coverage should be available across all Schengen member states.
  • Coverage should to valid for the entire length of one’s stay in the Schengen region.

04. Can one enter the Schengen region on land?

Yes, one can enter the Schengen Area on a land border crossing.

05. Can I travel to other Schengen countries with one single entry visa?

Yes, one can travel to many Schengen countries with a single entry visa, as long as all the travel is done within one trip and without exiting from the Schengen region. A single entry visa allows a traveler to enter the Schengen Zone only once for the period that it is issued. Once the traveler leaves the Schengen Zone, he or she cannot enter again to the Schengen region with a single entry visa. However once the traveler has entered the Schengen region, he/she can travel to different countries within the Schengen zone.

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Schengen Travel insurance with 30,000 Euro coverage

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You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.

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