While citizens of Canada do not need a Schengen visa, other nationalities living in the Canada and traveling to Schengen countries need to buy Schengen travel insurance while applying for the visa.
Europe Schengen visa insurance quotes for Canadians
What is the best travel insurance for Canadians to Europe/Schengen Countries?
The best Europe travel insurance for Schengen visa will vary from traveler to traveler depending on their unique needs. While some travelers will look for the low cost Schengen visa insurance specifically to satisfy the visa requirements, others will look for the most comprehensive travel insurance for Europe Schengen countries.
Patriot International Lite: Patriot International Lite insurance for Schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
Safe Travels International Cost Saver: Available for Non US Citizens and Non US Residents applying for Schengen visa. Covers unexpected recurrence of a pre-existing medical condition.
Safe Travels International: Safe Travels International offers primary comprehensive travel medical insurance coverage in Europe. Available for Non US Citizens and Non US Residents.
Atlas International: Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers. Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
How to get Schengen health insurance for Canadians?
Canadian travelers to Europe applying for the Schengen visa can buy Schengen travel medical insurance on American Visitor Insurance
Decide between a single-trip policy or an annual policy for multiple trips based on your travel requirements.
Fill out the application with your passport details and travel dates.
Include the insurance policy when applying for your Schengen visa.
Our compare travel health insurance for Schengen visa from Canada quote facility lists a range of travel insurance satisfying Schengen visa requirements. After buying travel insurance for Canadian citizens on our website travelers can immediately download the required visa letter to be used while applying for the Schengen visa.
How much does Schengen visa insurance cost for Canadian citizens?
The cost of Schengen travel health insurance for Canadian citizens depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of Schengen visa insurance for Canadian citizens. The health insurance for Schengen visa application quote facility on our website lists the travel insurance that satisfy Schengen visa requirements. You can find the cheapest health insurance for Canadians to Schengen countries on American Visitor Insurance.
Canadians traveling to Schengen Countries
Canadian citizens do not need Schengen Visa for visiting Europe for up to 90 days. However if they wish to live, work, study or do business in Europe for a long duration then they need to apply for resident visa or national visa of that European country. One of the necessary documents that they need while applying for long term Europe residence permit is travel health insurance with a minimum of 30,000 Euros medical coverage, evacuation and repatriation coverage which must be valid though out the entire duration of stay in Europe. After buying adequate health insurance a visa letter will be emailed to you that you can use while applying for visa. The long stay Europe insurance Visa Letter will indicate that the traveler is insured for medical expenses, emergencies and hospitalization throughout the stay in Europe.
As health care is expensive in Europe and the domestic insurance doesn’t offer coverage outside Canada buying the best travel insurance for Europe is required to be financially safe while traveling.
Is travel insurance necessary for Canadians to Schengen countries?
Yes, Schengen travel insurance is necessary for applying for the Schengen visa. The travel insurance requirement is a minimum coverage of 30,000 Euros.
What are the benefits of having Schengen travel insurance?
The benefits of having Schengen Travel insurance
Satisfy Schengen visa insurance requirements
Hospitalization expenses dues of sickness of injuries
Emergency medical evacuation
Repatriation of remains
Acute onset of pre-existing conditions
Which is the best travel medical insurance for Canadians visiting Europe?
The best emergency medical insurance for Canadians is TrueNorth Travel Medical,offering high coverage limits, unlimited evacuation and repatriation, and 24/7 travel assistance for international trips. For travelers seeking essential medical protection at an affordable price, it provides strong benefits and peace of mind while abroad.
TrueNorth Travel Medical Insurance
TrueNorth Travel Medical is an accident and sickness insurance plan exclusively for Canadian residents, offering affordable coverage and 24/7 travel assistance for a single international trip. The plan is not available in certain provinces and territories or for travel to Israel and countries restricted by Canada Global Affairs.
Best for Canadian residents traveling outside of Canada.
Available for travelers up to age 59.
Offers single-trip coverage.
Provides unlimited coverage repatriation of remains.
Unlimited emergency medical evacuation.
Emergency medical coverage up to $5,000,000.
10-day free look period.
TrueNorth Travel Medical insurance starts from $125 for a 40-year-old traveler
Which is the best trip cancellation insurance for Canadians visiting Europe?
The best trip cancellation insurance for Canadians is TrueNorth Trip Protection Plus, offering comprehensive coverage, higher limits, and robust benefits. For travelers looking for a more affordable choice, TrueNorth Trip Protection Lite provides essential benefits at a lower cost.
TrueNorth Trip Protection Lite Insurance
Eligible for Canadian residents traveling internationally.
Covers trip cancellation coverage up to $25,000.
Trip Interruption is covered up to 100% of trip cost.
The maximum trip duration depends on your age (0–59 years - 90 days, 60–69 years - 30 days, 70–89 years - 16 days).
Covers unlimited repatriation of remains.
Not available in NB, NT, NU, PE, QC, or YT.
Includes 24/7 non-insurance emergency travel assistance.
TrueNorth Trip Protection Lite insurance cost for a 40 year old traveler starts from $95 for 15 days trip duration with $1000 trip cost.
Which is the best annual travel medical insurance for Canadians visiting Europe?
TrueNorth Annual Travel Medical Insurance is the perfect option for frequent Canadian travelers throughout the year. In one complete policy, it provides substantial medical coverage, emergency evacuation and repatriation with no limit, and 24/7 travel assistance globally. This annual insurance plan ends the hassle of purchasing individual coverage for every trip, offering uniform protection, cost savings, and peace of mind each time you go abroad.
TrueNorth Annual Travel Medical Insurance
Best for Canadian residents traveling outside of Canada.
Plan offers 15 day or 30 day multi-trip coverage.
Provides unlimited coverage evacuation and repatriation of remains.
Emergency medical expenses up to $5,000,000.
10-day free look period.
TrueNorth Annual Travel Medical Insurance starts at just $120 for a 30-day trip for a 40-year-old travel
Europe travel insurance for Schengen visa can be purchased online both quickly and with ease
Provide relevant information (age, travel dates, total amount of coverage desired) in the quote form. A list of cheap Schengen travel insurance with the cost and medical coverage details will be displayed.
Compare quotes, and select the cheapest Schengen travel insurance.
The applicant can buy the best Schengen visa insurance they like by completing the application and payment using a credit card.
On purchasing the Europe travel insurance, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and an instant Schengen insurance letter for visa application that may be presented to the consulate as proof of coverage
Best travel insurance for Schengen Visa for Canadians
Europe Schengen travel insurance Cost in 2025
Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible. All the insurance plans listed below
Meet Schengen visa requirements
Are accepted by Schengen embassies/consulates worldwide
Include a downloadable visa letter immediately after purchase
The policy maximum options available with this plan are $50K to $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
Plan pays Coinsurance 100% after the deductible up to the overall limit.
Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
The policy has a medical maximum options available $50k, $100k, $500k and $1M for ages 14 days to 69 years.
The length of coverage is 5 days to 364 days.
Travel Medical Global Choice satisfies Schengen visa insurance requirements.
For the acute onset of pre-existing condition coverage for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
Satisfies Visa requirements: Schengen visa insurance satisfies consulate requirements.
Medical evacuation: Emergency medical evacuation expenses to nearest available facility if needed.
Health care expenses: Covers emergency medical expenses for accidental injury or illness.
Repat of remains: Offers coverage for repatriation of remains expenses to home country in case of death.
Pre-existing conditions: Travel insurance offers coverage for acute onset of pre-existing conditions.
Schengen Visa Travel Insurance Reviews
Reviews, Ratings and Experiences from our customers
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"I am always appreciating good business conduct and when I am coming back here for the longer time span."
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Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?
We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.
Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
Expert Support & Assistance: Our licensed customer support team is available 24/7 to
Guide you through plan selection and online applications
Help with policy renewals or extensions
Assist with cancellations if travel plans change
Support filing insurance claims
Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.
Factors for cost of best travel insurance to Europe
The cost of cheap Schengen visa insurance plan depends on the following:
Age of the traveler
The older the Schengen visa holder, the more expensive the monthly plan cost.
The maximum medical coverage selected
The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
The selected deductible
A 'deductible' is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging form $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
The co-insurance on the plan
'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for schengen visa will have the highest co-insurance.
The Insurance underwriter
There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Steps to buy Travel insurance for Schengen visa online
search1: Finding the available travel insurance for Schengen visa price
Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.
balance2: Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
attach_money3: Buy the travel insurance that you like best
Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.
description4: Review best travel insurance for Europe plan documents received by email
Review the 30,000 euro travel insurance cost documents received by email closely for coverage details and relevant contact numbers.
Compare Schengen Visa Travel Insurance
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Please contact our licensed agents at +1 (877) 340 7910 or email, we will provide possible plan options.
Canadian citizens can apply for various types of Schengen visas based on their travel purpose
1. Type A Visa (Airport Transit Visa)
This visa permits travelers to transit through the international zone of a Schengen airport without entering the country. It is typically required for those traveling from a non-Schengen country to another non-Schengen country via a Schengen airport.
2. Type C Visa (Short-Stay Visa)
This is the most common type of Schengen visa, allowing stays of up to 90 days for tourism, business, or family visits. It can be issued as:
Single-entry: For one entry into the Schengen Area.
Double-entry: For two entries into the Schengen Area.
Multiple-entry: For unlimited entries within the validity period, but stays must not exceed 90 days in total within a 180-day period.
3. Type D Visa (Long-Stay Visa)
Necessary for stays exceeding 90 days, this visa is required for purposes such as work, study, or family reunification. It can also be issued as:
Single-entry: For a specific period.
Multiple-entry: For repeated entries into the Schengen country that issued it.
Travel health insurance from Canada to Europe, Canadian travel insurance - FAQ's
01. Do Canadian Citizens need a Visa to enter the Schengen region of Europe?
Yes, Canadian citizens must have a valid Schengen visa to enter any country in the Schengen Zone.
The following are some categories of people living in Saudi Arabia that are exempt from the Schengen visa requirement:
Citizens of countries living in Canada who do not need a Schengen visa for short travel (usually up to 90 days)
Canadian citizens who have a dual citizenship in one of the Schengen nations
02. What travel documents do Canadian citizens need to travel to the Schengen region?
Canadian citizens traveling to the Schengen region will need to carry the following documents:
A valid passport: The passport must be valid for at least three more beyond the departure date from the Schengen Area.
A valid Schengen Visa: The Schengen visa must be valid for the entire length of travel to the Schengen region.
Proof of finances: Documents reflecting adequate financial means to visit the Schengen region.
03. What are the Schengen Visa insurance requirements for Canadian Citizens or Canadian Residents?
Travel insurance for a Schengen visa application in Canada must satisfy the following conditions:
A minimum coverage of at least €30,000.00 (equivalent coverage of about 50,000 US Dollars).
Coverage should be available across all Schengen member states.
Coverage should to valid for the entire length of one’s stay in the Schengen region.
04. Can one enter the Schengen region on land?
Yes, one can enter the Schengen Area on a land border crossing.
05. Can I travel to other Schengen countries with one single entry visa?
Yes, one can travel to many Schengen countries with a single entry visa, as long as all the travel is done within one trip and without exiting from the Schengen region. A single entry visa allows a traveler to enter the Schengen Zone only once for the period that it is issued. Once the traveler leaves the Schengen Zone, he or she cannot enter again to the Schengen region with a single entry visa. However once the traveler has entered the Schengen region, he/she can travel to different countries within the Schengen zone.
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Schengen Travel Insurance With 30,000 Euro Coverage
Best US Travel Insurance companies for Schengen Visa insurance
You can find reliable Schengen visa insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Trawick International insurance.
TrueNorth Travel Medical Insurance
