Travel insurance from Canada to Caribbean

Best travel insurance for Canadians

Start Date
End Date
Coverage Region
Excluding USA
Safe Travels USA Comprehensive
Plan Maximum
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Patriot America Plus
Plan Maximum
Pre - existing and COVID19
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Diplomat America
Plan Maximum
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  Insurance Providers
  Pre-Existing Coverage
Sudden and Acute Onset of a Pre-Existing Condition Unexpected Recurrence of a Pre-Existing Medical Condition: up to $20K up to age 65 then up to $10K for over age 65 Acute onset of a pre-existing condition Up to maximum limit below age 70 Not Covered Acute onset of a pre-existing condition Up to maximum limit below age 70 24 months waiting period
Covers Acute onset of a pre-existing condition Up to maximum limit below age 70
  Canada best travel insurance – Highlights
  • This includes coverage for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Athletic sports coverage available.
  • Safe Travels International is a primary travel medical insurance.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Optional Upgrades include - trip delay maximum, increased AD&D and athletic sports.
  • This is a comprehensive short-term travel medical plan.
  • US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
  • The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. (when the $0 deductible is selected)
  • Short-term travel medical coverage.
  • Coverage for travelers outside their residence country whose destination excludes the US and its territories.
  • This is a comprehensive visitor insurance plan for visitors coming to the US and is available for B1 Visa holders for their business trips to the US.
  • This plan can be renewed for up to 2 years.
  • Patriot America offers coverage for adventure sports and other sports activities.
The Diplomat America plan is designed to cover Non-U.S. residents traveling to the United States
  • Accident and sickness plan that covers you inside the United States (15 days up to 365 days)
  • The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible
  • The policy maximum options available $8M.
  • This plan is renewable up to 36 months.
  • Covers Emergency medical evacuation available for up to $1M.
brochure  Travel insurance Canada - Brochure & Details links

Caribbean travel insurance for Canadians

Best travel insurance for Caribbean

Canadian travelers heading to the Caribbean can greatly benefit from buying the best travel insurance for their Caribbean trip. Travel insurance provides essential coverage for unforeseen travel or health related events such as medical emergencies, evacuation, and baggage loss. With the diverse range of activities available in the Caribbean, including water sports, beach relaxation, and cultural exploration, having the best travel insurance which typically costs around 5% of the trip cost ensures peace of mind and financial protection. It is important for Canadians travelers to the Caribbean to compare the best international travel insurance plans on American Visitor Insurance and make an informed decision while buying travel insurance for Caribbean. With travel insurance in hand, Canadian travelers can fully enjoy their Caribbean getaway, knowing they are prepared for any unexpected situations that may arise.The Caribbean is a dream destination for Canadian travelers, offering warm weather, a paradise of stunning beaches, crystal-clear waters, and vibrant culture.

The Bahamas is a favorite choice, with its postcard-perfect white sand beaches, world-class resorts, and vibrant marine life for snorkeling and diving enthusiasts. Jamaica entices visitors with its reggae beats, lush rainforests, and the iconic Dunn's River Falls. For a taste of French and Creole culture, Martinique offers charming towns, beautiful landscapes, and delicious cuisine. The Dominican Republic boasts palm-fringed beaches, breathtaking waterfalls, and colonial architecture in cities like Santo Domingo. The Cayman Islands are renowned for their pristine dive sites and luxurious resorts. Those seeking a quieter escape will find solace in the idyllic beaches of Anguilla or the secluded coves of the British Virgin Islands. Whether you're looking for adventure, relaxation, or cultural immersion, the Caribbean offers an abundance of options for Canadian travelers seeking a tropical getaway.

International travel health insurance

Highlights of international travel insurance coverage benefits

Factors to consider while buying travel insurance for Canadians to Caribbean

If you are a Canadian planning to travel to the Caribbean, it's a good idea to consider purchasing travel insurance to protect yourself in case of unforeseen events, such as trip cancellations, medical emergencies, or lost luggage. Travel insurance can provide peace of mind and financial security during your trip. Here are some key points to consider when looking for travel insurance for Canadians traveling to the Caribbean:

  • Trip Cancellation/Interruption: This coverage can reimburse your prepaid, non-refundable trip costs if you have to cancel or cut short your trip for covered reasons.
  • Emergency Medical Coverage: This is important in case you need medical treatment during your trip.
  • Evacuation Coverage: This covers the cost of medical evacuations in case you need to be transported to a hospital or back to Canada for medical reasons.
  • Baggage Loss/Delay: Protects you from financial loss if your luggage is lost or delayed.
  • Destination-Specific Coverage: Ensure that the policy covers the specific Caribbean countries you plan to visit. Coverage may vary by country, so be clear on where you're going.
  • Duration of Coverage: Make sure the policy covers the entire duration of your trip, from the day you depart to the day you return.
  • Pre-Existing Medical Conditions: Some policies may not cover pre-existing medical conditions, so be sure to disclose any relevant conditions and understand how they are handled.
  • Activities and Adventures: If Canadians plan to engage in adventurous activities like scuba diving or hiking, make sure these activities are covered. Some activities may require additional coverage.
  • Policy Limits and Deductibles: Pay attention to the coverage limits and any deductibles associated with the policy. Ensure they are sufficient for your needs.
  • Claim Procedures: Understand the procedures for making a claim and the documentation required in case of an incident.
  • Compare Policies: Shop around and compare policies from popular insurance providers on American Visitor Insurance to find the one that best suits your needs and budget.
  • Travel Advisories: Check the latest travel advisories issued by the Canadian government for the specific Caribbean countries you plan to visit. These advisories can impact your coverage.

Remember that the cost of Caribbean travel insurance for Canadians can vary based on the level of coverage and the duration of your trip. It's essential to find a policy that offers the right balance between coverage and cost for your specific needs. Make an informed decision and purchase your travel insurance well before your trip to ensure you are protected during your Caribbean adventure.

Canadian snowbirds to Caribbean

Canadian snowbirds, often retirees, travel to warmer destinations during the winter months to escape the cold Canadian weather. The Caribbean is a popular destination for Canadian snowbirds due to its pleasant climate. If you're a Canadian snowbird planning to spend the winter in the Caribbean, here are some key considerations:

  • Travel Insurance: As mentioned in the previous response, it's crucial to have appropriate travel insurance. For snowbirds, long-term travel insurance or extended stay insurance may be more suitable. Make sure it covers medical emergencies, hospital stays, and other health-related expenses for the duration of your stay.
  • Visa and Entry Requirements: Check the visa and entry requirements for the specific Caribbean country you plan to visit. Some countries may allow Canadians to stay for an extended period as tourists, while others may require a longer-term visa or residency permit.
  • Travel Documentation: Ensure your passport is valid for the entire duration of your stay. Consider making digital copies of important documents and storing them securely in case of loss or theft.
  • Financial Considerations: Inform your bank about your travel plans to avoid issues with accessing funds. You may want to open a local bank account in the Caribbean for convenience and currency exchange.
  • Healthcare: Research the local healthcare system in your chosen Caribbean destination. Consider purchasing additional health insurance to cover any gaps in the local healthcare coverage.
  • Prescriptions and Medications: Ensure you have an ample supply of any prescription medications you may need for the duration of your stay. It may be helpful to carry a copy of your prescription and a doctor's note for any medications.
  • Communication: Have a plan for staying in touch with family and friends. You may need to consider purchasing a local SIM card for your phone or using international phone plans.
  • Accommodation: Secure your accommodation well in advance. You can choose between renting a vacation home, condo, or staying in long-term rentals.
  • Budgeting: Develop a budget for your stay, considering accommodation, food, transportation, and entertainment. Costs can vary significantly depending on the Caribbean destination.
  • Cultural Differences: Familiarize yourself with the local culture, customs, and language of the Caribbean country you'll be visiting. Understanding local customs can enhance your experience.
  • Security: Take precautions to ensure your safety. Be vigilant with your personal belongings and avoid displaying signs of wealth.
  • Local Services: Know where you can access services such as medical facilities, banks, and consular assistance if needed.
  • Emergency Contact Information: Have a list of emergency contact information, including the contact details of the Canadian Embassy or Consulate in the Caribbean country.
  • Repatriation: Consider how you would handle unexpected situations, such as a family emergency or health crisis, that might require you to return to Canada.
  • Travel and Health Advisories: Stay informed about travel and health advisories from the Canadian government for the specific Caribbean destination you are visiting.

Remember that the specific requirements and considerations may vary depending on the Caribbean country you choose, so it's essential to do thorough research and planning to ensure a smooth and enjoyable snowbird experience.

Snowbird travel insurance for Caribbean

Snowbird travel insurance for the Caribbean is a specialized type of travel insurance designed for Canadian snowbirds who spend an extended period of time in the Caribbean, typically during the winter months to escape the cold Canadian weather. This type of insurance is tailored to meet the unique needs of long-term travelers and retirees who are seeking comprehensive coverage during their stay in the Caribbean. Snowbird insurance policies are designed to cover extended stays, often spanning several months. Some policies may offer coverage for up to 6 months or longer, which is ideal for snowbirds. Comprehensive medical coverage is essential. Ensure that the policy covers medical emergencies, doctor's visits, hospitalization, and medical evacuation to Canada if necessary. It's important to purchase snowbird travel insurance well in advance of your trip to ensure continuous coverage while you're in the Caribbean.

Factors for cost of travel insurance from Canada to Caribbean

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.

Medical maximum coverage

The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Steps to buy
Travel insurance for Caribbean from Canada

 1: Find International travel insurance Canada from Caribbean

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Step by step travel insurance

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Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.

cruise ship
Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Travel medical insurance Caribbean - FAQ's

01.  Why do Canadians need travel insurance when visiting Caribbean?

There are many reasons why you need US travel insurance for Caribbean from the Canada:

Travel insurance is important and even essential when traveling to Caribbean from the Canada to protect yourself financially from unforeseen travel and medical related circumstances. It provides coverage for medical emergencies, trip cancellation or interruption, lost or delayed baggage, and other unexpected events that could disrupt your trip.

Your Canada health insurance usually will not cover your medical expenses while you're outside US borders and you are not eligible for Canadian medical care as a US resident. As a visitor, you will have to pay out of pocket for any medical treatment you need in Caribbean, which can be very costly.

Your travel insurance can also cover other risks, such as trip interruption, lost luggage, document replacement, and repatriation in case of death. These can help you avoid financial losses and hassles if something unexpected happens during your trip.

02.  What does travel insurance for Caribbean from Canada typically cover?

Canada travel insurance for Caribbean typically covers medical expenses, emergency medical evacuation, trip cancellation or interruption, baggage loss or delay, travel delays, and personal liability. However, the coverage will vary depending on the specific insurance plan you choose. It is very useful to make an informed decision by comparing the best Canada travel insurance for Caribbean on American Visitor Insurance.

The travel insurance for Caribbean from Canada typically has the following coverage benefits:

  • Emergency medical expenses: for any sudden and unforeseen illness or injury that requires medical treatment while you are in Caribbean. This may include hospitalization, ambulance, prescription drugs, dental care, and repatriation.
  • Trip cancellation and interruption: for any non-refundable prepaid travel arrangements that you have to cancel or cut short due to a covered reason, such as sickness, injury, death, natural disaster, or travel advisory.
  • Lost or stolen baggage: for any personal belongings that are lost, stolen, or damaged during your trip, up to a certain limit. This may also include baggage delay benefits if your luggage is delayed for more than a specified period of time.
  • Other benefits: such as travel assistance, accidental death and dismemberment, flight accident, rental car damage, and personal liability. These benefits will vary depending on the plan and provider you choose.

03.  Can I use my existing health insurance in Caribbean?

While it depends on your health insurance policy, most Canadians health insurance plans provide little to no coverage outside Canada borders, and this includes Medicare. Even if your health insurance covers medical expenses, it will not include other travel-related benefits like trip cancellation or baggage loss.

It is recommended to compare the best travel insurance for Caribbean from Canada on American Visitor Insurance and consult an insurance advisor at 877-340-7910 to make a well informed decision in finding the best Canada visitor insurance for Caribbean.

04.  Will my travel insurance for Caribbean cover me if I have a pre-existing medical condition?

When buying travel insurance for Antarctica, it is important understand the coverage for pre-existing conditions and to clearly disclose any pre-existing medical conditions you may have in the online application form if mentioned. Some INF travel insurance plans offer good coverage for pre-existing conditions, while some offer coverage for acute onset of pre-existing conditions, while still others exclude pre-existing conditions coverage entirely. Be sure to compare the pre-existing conditions visitor insurance plans on American Visitor Insurance to understand how your pre-existing conditions are covered, if at all.

05.  How much does US travel insurance to Caribbean from Canada typically cost?

The cost of US health travel insurance for Caribbean can vary depending on several factors, including your age, duration of the trip, coverage limits, and the type of plan you choose. On average, it can range from 4% to 10% of the total trip cost.

Snowbird travel insurance for Canadians

visitor travel insurance for Canadians

During winter, many Canadians, particularly senior citizens travel to southern countries where the weather is warmer and more pleasant. These Canadian travelers are commonly known as Snowbirds.During winter, many Canadians, particularly senior citizens travel to southern countries where the weather is warmer and more pleasant. These Canadian travelers are commonly known as Snowbirds.

Since domestic health insurance in Canada does not offer coverage outside Canada’s border, buying proper overseas travel insurance from Canada is recommended by the Canadian government authorities. Healthcare expenses in the US and Europe is very high and it is risky to be uninsured while traveling in those countries. Know more »

Best snowbird travel insurance Canada

Canadians Annual travel insurance

Provides coverage for multiple trips within a specified period, typically one year.

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Canadians Senior citizens travel insurance

Travel insurance designed for older individuals, often referred to as "snowbirds".

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Snowbird pre-existing conditions travel insurance

Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".

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Popular outbound destination among Canadian travelers

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, Trawick international

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