⚡ Get Quote
Las Vegas Flag

Travel Insurance from Canada to Las Vegas

Best Travel Insurance for Canadians

Age
Spouse
Start Date
End Date
Coverage Region
Including USA
Citizenship
Canadians
Safe Travels USA Comprehensive
Plan Maximum
Deductible
  Buy Now  
Patriot America Plus
Plan Maximum
Deductible
Pre-existing
  Buy Now  
Diplomat America
Plan Maximum
Deductible
  Buy Now  
Visitors Protect
Plan Maximum
Deductible
Minimum Enrollment is 90 Days
  Buy Now  
  Travel insurance providers
star Rating: "A" (Excellent)
edit_square Underwriter: Zurich Insurance Europe AG Belgian branch
  • Available for non U.S. citizens / residents visiting the USA, up to 89 years old
  • Coinsurance: After deductible, plan pays 100% up to the policy maximum
  • Direct Billing: First HealthCare First health care Provider Network
  • Acute onset of pre-existing condition: Up to policy maximum for those up to age 69
  • Emergency medical evacuation: 100% up to $1,000,000
  • Maternity: Emergency medical treatment for pregnancy, up to $1,000
  • Urgent Care: $30 per incident; no copayment if deductible is $0
  • Optional add-on benefits
  • Renewable: Can be renewed and extended up to 364 days
  • Repatriation of Remains: Up to $50,000
star Rating: AM Best "A"
edit_square Underwriter: Zurich Insurance Europe AG Belgian branch
  • Coinsurance: After deductible, plan pays 100% up to policy maximum
  • Acute onset of pre-existing condition: $20,000 up to age 65 and $10,000 over age 65.
  • Emergency medical evacuation: Up to maximum limit
  • Urgent care: Covered
  • Trip interruption: Up to $7,500
  • Renewable: Can be renewed and extended up to 364 days
  • Repatriation of Remains: Up to $1M
star Rating: “A” (Excellent) by A.M. Best and “A-” by Standard & Poor’s
edit_square Underwriter: SiriusPoint Specialty Insurance Corporation
  • Best travel medical insurance for non-US citizens visiting the US, up to 99 years old
  • Coinsurance: In-network: After deductible, plan pays 100%
    Out-of-network: After deductible, pays 90% of eligible expenses up to $500, then 100%
  • Direct Billing: First HealthCare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
  • Emergency medical evacuation: Up to $1,000,000
  • Urgent Care : $30 per incident; no copayment if deductible is $0
  • Optional add-on benefits
  • Renewable: Can be renewed and extended up to 24 months
  • Repatriation of Remains: Up to maximum limit
star Rating: "A" (Excellent)
edit_square Underwriter: SiriusPoint Specialty Insurance Corporation
  • Best medical insurance for visitors to USA, up to 99 years
  • Coinsurance: In-network: After deductible, plan pays 100%
    Out-of-network: After deductible, pays 80% up to $1,000, then 100% up to the max limit
  • Direct Billing: First healthcare network First health care Provider Network or United HealthCare United Healthcare Provider Network
  • Pre-existing condition: Not covered
  • Emergency medical evacuation: Up to $1,000,000
  • Urgent Care: $30 per incident; no copayment if deductible is $0.
  • Optional add-on benefits
  • Renewable: Can be renewed and extended up to 24 months
  • Repatriation of Remains: Up to maximum limit
star Rating: "A" (Excellent)
edit_square Underwriter: SiriusPoint Specialty Insurance Corporation
  • Coinsurance: After deductible, plan pays 100% up to policy maximum
  • Direct Billing: Through IPA Network
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
  • Emergency medical evacuation: Up to $1,000,000
  • Urgent Care: $30 per incident; no copayment if deductible is $0.
  • Optional add-on benefits
  • Renewable: Can be renewed and extended up to 24 months
  • Repatriation of Remains: Up to maximum limit
star Rating: AM Best Rating: "A" (Excellent)
edit_square Underwriter: Underwritten by Crum & Forster, SPC
  • Coverage for non-US residents traveling to the USA, up to 99 years old
  • Coinsurance: After deductible, plan pays 80% of eligible costs up to $5,000, then 100% up to the medical maximum
  • Direct Billing: No PPO, visit any doctor or hospital
  • Acute onset of pre-existing condition: Up to policy maximum for those up to age 69
  • Emergency medical evacuation: Up to $250,000
  • Optional add-on benefits
  • Renewable: Can be renewed and extended up to 364 days
  • Repatriation of Remains: Up to $50,000
star Rating: AM Best Rating "A" (Excellent)
edit_square Underwriter: SiriusPoint Specialty Insurance Corporation
  • Coinsurance: After deductible, plan pays 100% up to policy maximum.
  • Direct Billing: Through IPA Network
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 70 years
  • Emergency medical evacuation: Up to maximum limit
  • Urgent Care: 30 per incident; no copayment if deductible is $0
  • Optional add-on benefits
  • Renewable: Can be renewed and extended up to 36 months
  • Repatriation of Remains: Up to overall maximum limit
star Rating: “A” (Excellent) by A.M. Best and “A-” by Standard & Poor’s
edit_square Underwriter: SiriusPoint Specialty Insurance Corporation
  • Best travel medical insurance for non-US citizens visiting the USA, Canada and Mexico, up to 99 years old
  • Coinsurance: In-network: After deductible, plan pays 75%
  • Out-of-network: After deductible, pays 60% of eligible expenses up to $5000, then 100%
  • Direct Billing: First HealthCare First health care Provider Network or Unitedhealthcare United Healthcare Provider Network
  • Pre-existing condition: Covers up to 99 years.
  • Emergency medical evacuation: Up to $25,000
  • Urgent Care: $25 per incident; no copayment if deductible is $0
  • Repatriation of Remains: Up to $25,000
  Snowbirds Travel Insurance – Highlights
  • This includes coverage for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Sports Activity Coverage available.
  • Safe Travels International is a primary travel medical insurance.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Optional Upgrades include - trip delay maximum, increased AD&D and athletic sports.
  • This is a comprehensive short-term travel medical plan.
  • US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
  • The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. (when the $0 deductible is selected)
  • Short-term travel medical coverage.
  • Coverage for travelers outside their residence country whose destination excludes the US and its territories.
  • Patriot international insurance schengen visa is very popular among travelers visiting European countries and applying for Schengen Visa.
  • This is a comprehensive visitor insurance plan for visitors coming to the US and is available for B1 Visa holders for their business trips to the US.
  • This plan can be renewed for up to 2 years.
  • Patriot America offers coverage for adventure sports and other sports activities.
The Diplomat America plan is designed to cover Non-U.S. residents traveling to the United States
  • Accident and sickness plan that covers you inside the United States (15 days up to 365 days)
  • The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible
  • The policy maximum options available $8M.
  • This plan is renewable up to 36 months.
  • Covers Emergency medical evacuation available for up to $1M.
The plan is ideal for visitors traveling from their home country to the U.S., Canada, and Mexico.
  • Limited pre-existing condition coverage.
  • Care Clix consultation is a new benefit under this plan where you can get access to a doctor by different means like a video chat , mobile app, phone.
Canada travel insurance - Brochure & Details links

Las Vegas travel insurance for Canadians

Best Travel Insurance for Las Vegas

When Canadians travel to Las Vegas, it’s essential to have the best travel insurance for Las Vegas that offers comprehensive protection for unexpected medical or trip-related emergencies. Since Canadian health insurance is not valid in the USA, travelers should choose a plan that includes comprehensive medical coverage for emergencies, hospital visits, and medical evacuation. Many visitors also prefer plans that include trip cancellation and interruption coverage to reimburse prepaid expenses in case of illness, injury, or other unforeseen events during their Las Vegas trip.

In addition to medical coverage, baggage and personal belongings insurance helps protect against loss or damage of items, while travel delay and missed connection coverage ensures you’re compensated for unexpected disruptions. It’s important to select a policy that provides 24/7 travel assistance and supports you during emergencies while in the U.S.

When purchasing Las Vegas travel insurance for Canadians, travelers should disclose any pre-existing medical conditions and review plan options carefully. Certain visitor insurance plans offer coverage for the acute onset of pre-existing conditions, which can be crucial for senior travelers or those with chronic health issues. By comparing multiple visitor insurance for Las Vegas Nevada options on trusted platforms like American Visitor Insurance, Canadians can find affordable and reliable coverage tailored to their trip duration and health needs.

Las Vegas offers a wide range of accommodation options, from luxurious resorts on the Strip to budget-friendly hotels downtown. Booking early ensures the best rates and availability for Canadian tourists. Before your trip, check the latest travel advisories, understand local laws, and always travel with a valid Las Vegas trip insurance policy to protect yourself from medical costs or unexpected incidents during your vacation.

Whether you’re looking for cheap travel insurance for Las Vegas, comprehensive coverage for medical needs, or short-term visitor insurance for Las Vegas, the right plan can help you enjoy a worry-free stay in this world-famous entertainment destination.

🛂 New Travel Requirement for Canadians Visiting USA for More Than 30 Days

Canadians traveling to the US for more than 30 days are required to register with US immigration authorities and provide fingerprints. This will be a strict enforcement of an existing law which was previously applied inconsistently and aims to improve compliance with US immigration regulations.

This new rule, issued by the Department of Homeland Security (DHS), applies to all foreign nationals crossing the US-Canada land border who are 14 years or older and staying for more than 30 days in the USA. This will impact close to 3 million Canadians annually, including around 1 million "snowbirds" who spend extended winters in the US.

Canadian professionals on long-term assignments in the US must comply with the new registration and fingerprinting requirements. However, short-term visitors to the US, such as tourists and cross-border shoppers should not be impacted.

Visitors Health Insurance USA Cost in 2025

The cost of US visitor health insurance in 2025 has increasingly impacted disposable income, with a major portion going towards healthcare deductibles, co-payments, and co-insurance. Routine physician visits in the U.S. can cost around $176, while specialized procedures such as an echocardiogram may range from $1,000 in Massachusetts to $3,000 in New Jersey, depending on the provider. Common medical emergencies, such as a Diabetes Mellitus with Hyperglycemia visit to the ER, could cost between $2,500 and $5,000. A stroke requiring ICU care for 10 days could cost $120,000, while heart attack treatment—including ambulance, ER, ICU, EKG, MRI, and ongoing cardiologist care—can cost approximately $20,000. Acute kidney failure treatment averages over $22,000 in the U.S.

Several factors contribute to these high healthcare costs, including significant administrative expenses, advanced technology reliance, labor costs, and the expensive malpractice insurance required in the U.S. system. Hospitals and private insurance companies employ numerous billing clerks to manage the complex billing and insurance processes, adding to overall expenses.

Despite the complexity of costs, it is crucial for Canadian travelers visiting the USA to have visitors medical insurance in the USA. Insurance significantly reduces medical bills if the hospital is part of a PPO network compared to paying out-of-pocket without coverage. Simply having US visitor health insurance substantially lowers the cost of care, providing financial protection during your trip. For Canadians visiting the U.S., having proper health insurance for visitors to the USA is essential to avoid overwhelming medical expenses.

Cheapest Travel Insurance for Canadians Visiting Las Vegas

If you are looking for affordable travel insurance for Canadians visiting Las Vegas, some of the best options include Patriot International Lite by International Medical Group and Travel Medical Global Basic from Seven Corners. These plans provide essential coverage at budget-friendly prices, making them ideal for Canadian travelers to Las Vegas who want reliable protection without overspending.

Patriot International Lite
IMG

$55 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for both Non US citizens and US citizens traveling outside USA.
  • Emergency medical evacuation covers up to $1,000,000
  • Acute onset of pre-existing conditions is covered up to the policy maximum for visitors under 70 years of age.
shopping_cart Buy now

Travel Medical Global Basic
Seven Corners

$56 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for Non US residents traveling to worldwide trips that exclude the USA.
  • Policy maximum covers up to 1,000,000
  • Covers acute onset of a pre-existing condition up to 79 years.
shopping_cart Buy now

Best Travel Insurance for Canadians Visiting Las Vegas

Planning a trip from Canada to Las Vegas? Choosing the best travel insurance for Canadians traveling to Las Vegas ensures peace of mind, financial protection, and coverage for medical emergencies, trip interruptions, and other unexpected events. Top recommended plans include:

These Canada travel insurance plans for Las Vegas are designed to cover emergency medical expenses, hospitalization, trip cancellations, lost luggage, and other travel risks. By selecting one of these top-rated plans, Canadian travelers to Las Vegas can enjoy a safe and worry-free journey with complete protection during their trip.

Travel Medical Global Choice
Seven Corners

$84 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for Non US residents traveling to worldwide trips that exclude the USA.
  • Policy maximum covers up to 1,000,000
  • Unexpected recurrence of a pre-existing condition is covered up to $20k for ages up to 65
shopping_cart Buy now

Safe Travels International
Trawick International

$107 PER MONTH

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for Non-US citizens traveling outside their home country excluding the US.
  • Emergency medical evacuation covers up to $1,000,000
  • Covers acute onset of pre-existing conditions for non-U.S. residents under age 70
shopping_cart Buy now

Patriot International Platinum
IMG

$116 PER MONTH

Age: 40 years | Plan: $2,000,000 | Deductible: $250

  • Available for both US and Non US citizens traveling outside the U.S.
  • Emergency medical evacuation covers up maximum limit.
  • Offers coverage for acute onset of pre-existing conditions up to 70 years of age.
shopping_cart Buy now

How Much Does Travel Insurance Cost from Canada to Las Vegas?

The average cost of Las Vegas travel insurance from Canada ranges between $55 and $320. Pricing depends on factors such as the traveler’s age, trip duration, coverage limits, deductible amount, the type of health insurance selected, and whether pre-existing conditions are included. For most Canadian travelers to Las Vegas, there are affordable travel insurance options available for less than a dollar per day, making it easy to protect against unexpected medical emergencies during your trip.

Comprehensive plans typically cost more but provide higher coverage limits, stronger benefits, and additional features like emergency evacuation and repatriation. These plans are ideal for Canadian visitors to Las Vegas seeking peace of mind and full protection while traveling.

The international travel insurance cost per month with a deductible of $250 offers an excellent balance between affordability and extensive protection—perfect for Canadian snowbird travel health insurance or long-term stays in Las Vegas.

Best travel insurance from USA or Canada

Las Vegas Flag

General Information About Las Vegas

🎰 Las Vegas, located in the heart of the Nevada desert, is one of the most iconic destinations in the United States. Known as the “Entertainment Capital of the World,” Las Vegas attracts millions of visitors each year — including Canadian travelers seeking world-class entertainment, fine dining, luxury hotels, and thrilling nightlife.

🌆 The city’s famous Las Vegas Strip is home to spectacular resorts, casinos, theaters, and attractions. From breathtaking fountain shows at the Bellagio to the neon brilliance of Fremont Street, there’s no shortage of excitement. Beyond gaming, visitors can enjoy concerts, Cirque du Soleil performances, Michelin-star restaurants, and high-end shopping.

🏜️ Nature lovers will also find incredible outdoor experiences near Las Vegas — such as Red Rock Canyon, Hoover Dam, and the Grand Canyon, all easily accessible for day trips. The city’s sunny desert climate makes it a year-round favorite for Canadians escaping the cold.

💡 Before traveling, Canadians visiting Las Vegas should secure Las Vegas travel insurance or USA visitor health insurance. Since Canadian health coverage is not valid in the USA, travel insurance protects against medical emergencies, hospitalization, trip cancellations, and baggage loss. Visitors can easily compare the best Las Vegas travel insurance plans on American Visitor Insurance to find affordable protection.

☀️ The best time to visit Las Vegas is from March to May and September to November when temperatures are pleasant, and the crowds are smaller. Whether it’s a weekend getaway or a family vacation, Las Vegas promises unforgettable memories — made even better with the peace of mind that comes with reliable travel insurance coverage.

  • location_city State: Nevada
  • language Language: English
  • globe Location: Southwestern United States
  • attach_money Currency: U.S. Dollar (USD)
  • groups Population: Approximately 650,000 (Metro area 2.3 million)
  • event Best Time to Visit: March to May, September to November
  • map Popular Attractions in Las Vegas:
    The Las Vegas Strip, Red Rock Canyon, Hoover Dam, Fremont Street Experience

Top Tourist Destinations in Las Vegas

Las Vegas Strip Travel Insurance

The Strip

Casinos can be found throughout Las Vegas, but the strip, a stretch of Las Vegas Boulevard South, contains the most of them. It features giant mega-casino hotels, decorated with lavish care.

Visitor insurance for Mob Museum

Mob Museum

The Mob Museum in downtown Las Vegas offers the opportunity to learn more about the mob and organized crime in this country.

Travel insurance for Bellagio

Bellagio

Travelers can hit a daily double when visiting the Bellagio Casino, famous for its dancing fountains, and conservatory and botanical gardens.

Las Vegas Valley-fire travel insurance

Valley-fire

Major Vegas hotels center around themes or special gimmicks to draw visitors. It is home to the Stratosphere Tower, which is the tallest freestanding tower in the United States.

Popular International Travel Destinations Among Las Vegas Residents

Philippines is the most popular destination among residents of Nevada. Other popular international travel destinations among residents of Nevada are Bulgaria, Mexico, Macau, Israel and India.

What Does International Travel Health Insurance Cover?

  • Health care expenses: Covers hospital expenses for sickness or accidents.
  • Doctor visit: Insures Doctor visits for sudden injury or sickness.
  • Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
  • Medical evacuation: Medical evacuation expenses to nearest facility included.
  • Repat of remains: Repatriation of remains to home country included.
  • Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.

What Factors Affect the Cost of the Best Travel Medical Insurance for Las Vegas?

1 Traveler's Age
The cost of Las Vegas travel insurance from Canada increases with age, as older travelers face higher medical risks. For example, a 35-year-old might pay around $65 for coverage, while a 70-year-old could pay up to $330 for a similar plan.
2 Type of Travel Insurance Plan
Comprehensive plans that include medical emergencies, trip cancellation, and baggage loss are more expensive than medical-only options. Canadians can compare single-trip vs. multi-trip travel insurance to find the right plan for their Las Vegas visit.
3 Medical Coverage Limits
Higher medical coverage limits mean higher premiums. For instance, a plan offering $100,000 in medical coverage will cost more than one with $50,000. Choosing a lower deductible can slightly increase your premium but reduce out-of-pocket expenses.
4 Destination and Region of Coverage
Insurance rates vary by destination. Las Vegas, located in Nevada, is known for its warm desert climate and vibrant nightlife. Comprehensive plans for Las Vegas typically range between $7–$14 per day, depending on coverage and traveler age.
5 Trip Duration
Longer trips lead to higher total costs. A short 5-day vacation in Las Vegas will be less expensive than a 30-day extended stay. Always ensure your coverage period matches your exact travel dates.
6 Additional Coverage Options
Optional add-ons like “Cancel for Any Reason” (CFAR), trip interruption, or rental car damage protection increase total costs. CFAR coverage, for example, can add 30–40% to your premium but offers maximum flexibility for your Las Vegas trip.

How Can I Buy Travel Insurance for Las Vegas from Canada?

question_mark
Find the Best Las Vegas Travel Insurance Plan
Enter traveler details, trip duration, and coverage preferences in the quote form to find the best Las Vegas travel insurance plans for your visit from Canada.
balance
Compare Multiple Travel Insurance Options
Compare plan benefits, exclusions, and costs from top insurers to choose the ideal Las Vegas visitor health insurance for your needs.
shopping_cart
Buy Your Las Vegas Travel Insurance Online
Purchase your preferred plan securely online using a credit card. Canadian travelers receive instant policy confirmation via email.
description
Review Policy Documents Carefully
Check all policy benefits, coverage limits, and exclusions before traveling to Las Vegas to ensure you’re fully protected.

What Are the Types of Health Insurance for Visitors to Las Vegas?

Canadian visitors to the USA can choose between two major categories of visitor health insurance — fixed benefit and comprehensive coverage. Compare Comprehensive vs. Fixed Benefit Visitor Insurance to determine the best fit for your Las Vegas trip.

Feature Fixed Benefit Visitor Insurance USA Comprehensive Visitor Insurance USA
💲 Cost Lower premiums and basic protection Higher premiums with extensive coverage
🛡️ Coverage Limited benefits per incident Covers expenses up to the chosen policy maximum
📉 Deductibles Higher deductibles to reduce cost Lower deductibles for broader protection
🌐 PPO Network No PPO discounts Includes PPO network with discounted rates in Las Vegas hospitals
💳 Payment Method Pay upfront and file for reimbursement Offers cashless direct billing
❤️ Pre-existing Conditions Minimal or no coverage available Some plans cover acute onset of pre-existing conditions
👥 Recommended For Budget-conscious short-term travelers Travelers seeking full coverage and peace of mind

Which Is the Best Travel Insurance for Canadians Visiting Las Vegas?

Whether visiting Las Vegas for entertainment, conferences, or a relaxing vacation, Canadians traveling to Las Vegas need reliable travel medical insurance. For travelers with pre-existing medical conditions, selecting a plan with acute onset coverage is crucial. The following INF visitor insurance plans are popular among Canadian travelers and offer excellent protection while visiting Las Vegas:

Affordable comprehensive plan covering acute onset of pre-existing conditions.
Policy Maximum?
$100,000 - $1,000,000
Deductible?
$0 - $5,000
Period of Coverage?
10 days to 364 days
Pre-ex coverage?
Acute on set pre-exisiting conditions ?
Medical Evacuation?
Up to $25,000
PPO Network?
First health care Provider Network
Starting at
$70/month ?
Buy Online »
Affordable fixed-benefit plan with full pre-existing condition coverage.
Policy Maximum?
$100,000 - $1,000,000
Deductible?
$75 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $85,000
PPO Network?
First health care Provider Network
Starting at
$244/90 days ?
Buy Online »
Fixed-benefit plan with full pre-existing, preventive, and maintenance care.
Policy Maximum?
$300,000
Deductible?
$75 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $45,000
PPO Network?
First health care Provider Network
Starting at
$960/90 days ?
Buy Online »
Comprehensive plan covering 80% of eligible medical expenses with full pre-existing protection up to age 99.
Policy Maximum?
$$150,000 - $1,000,000
Deductible?
$100 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $25,000
PPO Network?
First health care Provider Network
Starting at
$548/90 days ?
Buy Online »
Comprehensive plan covering 90% of eligible medical expenses with full pre-existing protection up to age 99.
Policy Maximum?
$$150,000 - $1,000,000
Deductible?
$100 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $25,000
PPO Network?
First health care Provider Network
Starting at
$632/90 days ?
Buy Online »
Comprehensive plan 90% coverage with full pre-existing, preventive, and maintenance care up to age 99.
Policy Maximum?
$150,000 - $300,000
Deductible?
$100 - $5,000
Period of Coverage?
90 days to 364 days
Pre-ex coverage?
Full pre-exisiting conditions ?
Medical Evacuation?
Up to $25,000
PPO Network?
First health care Provider Network
Starting at
$995/90 days ?
Buy Online »

How Does Provincial Health Coverage Work for Canadian Snowbirds?

Canadian snowbirds need to understand that provincial health plans offer very limited protection once you are outside your home province or outside Canada.

🌎 Restricted Coverage Abroad

Most provincial health plans only cover a small portion of medical costs outside Canada. In many cases, coverage is reduced or even suspended if you are away for more than six months in a calendar year.

📝 Check Before You Leave

Always confirm with your provincial health authority how long you can be away without losing eligibility for health benefits. Each province has its own rules.

⚠️ Extended U.S. Stays

If you remain in the U.S. longer than your visa or cross-border privileges allow, you may face immigration and tax-related obligations.

⚖️ Get Legal Advice if Needed

For longer stays, consult a cross-border legal or tax advisor to avoid issues with residency status and reporting requirements.

👉 While provincial health care offers security at home, it won’t fully protect you during extended stays in the U.S. That’s why snowbirds should plan carefully both for their health coverage and their legal stay.

What Happens If SnowbirdsStay Longer Than Intended?
Snowbirds usually encounter unanticipated delays for various reasons a medical issue, a weather challenge or even restrictions on travel. It is helpful to understand how your policy will operate for an extension or renewal.

How To Choose the Best U.S. health insurance for Canadian Snowbirds?

  • Midterm Extension - A quick overview of coverage which allows the extension of your policy while you are in the country and away.
  • No Requirement to “Return Home” - Some travel insurance plans require you to come back to your province in Canada to renew your travel insurance - if you plan to remain for a longer duration avoid those policies.
  • Bridging a Gap - Some policies are flexible if you come back to Canada for a very brief time before leaving again.
  • Medical Underwriting - Make sure to check if you will have to go through another health evaluation just to extend the policy.
  • Limits on Age or Condition - Some insurance policies do not provide an option for renewal if one is above a certain age or pre-existing health condition.
The best travel insurance for Snowbirds should provide coverage with flexibility and peace of mind so that they can undertake those trips without having to be concerned that things will or won’t go as planned.

What Happens If a Snowbird Has a Medical Emergency in the U.S.?

John (age 68) in Arizona, October 2025

  • While golfing in Scottsdale, John experienced chest pain and was rushed to the nearest hospital. He was admitted for two days of testing and treatment. The total medical bill exceeded USD 36,000.
  • Fortunately, John’s snowbird travel medical plan included direct billing with the hospital, so most charges were settled directly by the insurer. John only paid his $250 deductible. For the claim, he submitted the hospital admission records, cardiologist’s report, and discharge papers. The insurance company processed the claim in 18 days, and John was not responsible for any additional out-of-pocket costs.
  • Lesson learned: Choosing a plan with direct billing and strong emergency coverage ensures quick treatment without the stress of handling large upfront medical expenses.

What Makes Snowbird Insurance Unique?

While a standard vacation is often brief, snowbirds will generally spend 3-6 months outside of Canada, which means:

  • There will be greater exposure to medical risks.
  • Claims are more likely because of age-related issues.
  • Provincial health insurance coverage is limited — most provinces only cover a small portion of out-of-country expenses.
  • Immigration and tax issues if you stay in the U.S. too long.

Why Buy Snowbird Travel Insurance from American Visitor Insurance?

American Visitor Insurance serves as a one-stop destination for Snowbird coverage. American Visitor Insurance partners with top-rated U.S. insurers including International Medical Group (IMG), Trawick International, and Global Underwriters we provide Canadians with the best Snowbird travel insurance options conveniently in one place.

🧭 Compare and Buy with Confidence

Use our easy online compare engine to review several top insurance plans side by side and choose the best snowbird insurance coverage for your travel schedule, budget, and medical needs for destinations across the US, Mexico, the Caribbean, and other warm-weather regions.

🏖️ Trusted by Thousands of Snowbirds Every Year

American Visitor Insurance has been offering Snowbird insurance for nearly two decades now providing thousands of Canadian and international snowbirds easy purchase insurance options through our platform before heading south for extended stays in Florida, Arizona, Texas, Mexico, or island getaways in the Caribbean.

🤝 Expert Customer Support

Our licensed knowledgeable customer support team helps travelers understand coverage options, policy benefits, and claim procedures so you can make informed decisions with complete peace of mind.

🌎 Comprehensive Global Protection

Enjoy medical coverage for emergencies, hospital care, and evacuation, backed by leading international insurers and extensive PPO networks across North America and beyond.

⚡ Simple, Hassle-Free Experience

Compare, choose, and buy your plan online at American Visitor Insurance in minutes with 24/7 assistance available whenever you need help during your travels.

Best Cruise Travel Insurance for Canadians

Going on a cruise vacation is exciting, but it’s important to protect your investment with the right cruise travel insurance. Travelers often book cruises months in advance, and unforeseen events may prevent them from going. Trip insurance for cruises ensures your vacation investment is protected if your plans change.

Best cruise trip insurance safeguards your pre-paid cruise costs. While most cruise lines offer cruise protection, it usually provides vouchers instead of cash reimbursement. Only comprehensive cruise travel insurance for Canadians guarantees actual monetary reimbursement for trip disruptions.

A standard cruise protection plan may give vouchers if you miss the cruise, but trip insurance for cruises ensures money back. This is especially important for seniors, who are more likely to require medical or travel assistance while on cruises.

Vacationers can maximize protection by purchasing Cancel for Any Reason travel insurance. This benefit allows you to cancel your

cruise ship

cruise for any reason and receive up to 75% reimbursement of non-refundable expenses. Standard cruise protection plans offer limited coverage, making best cruise travel insurance plans for seniors essential for older travelers seeking financial and medical security.

directions_boat

Cruise Travel Insurance for US Citizens

Know More »
directions_boat

Cruise Travel Insurance for US Citizens

Know More »

Travel Tips for International Travelers

Essential safety, comfort, and insurance tips for Canadians visiting Las Vegas.

Medical Insurance for U.S. Citizens Living in Canada Visiting the USA

Many U.S. citizens and American expats living in Canada return to visit friends or attend conventions in Las Vegas. For these short-term visits, having temporary U.S. medical insurance ensures coverage in case of emergencies.

At American Visitor Insurance, we offer top-rated expat visitor health insurance plans designed for U.S. citizens visiting destinations like Las Vegas and throughout the USA.

Recommended plans include Patriot America Lite, Patriot America Plus, Patriot Platinum America, and Diplomat America Insurance from Global Underwriters.

💲 Cost of U.S. Expat Medical Insurance for Las Vegas Trips

The cost of medical insurance for U.S. citizens visiting Las Vegas from Canada depends on age, length of stay, and coverage amount. Short-term plans generally range from $45 to $340 per trip. Comprehensive options like Patriot America Plus or Diplomat America cover medical emergencies, hospitalization, and evacuation.

🌎 Why U.S. Expats Need Health Insurance When Visiting Las Vegas

Even U.S. citizens living in Canada are not covered by Medicare or provincial health plans while abroad. Buying short-term U.S. visitor medical insurance ensures financial protection against unexpected medical expenses during Las Vegas visits.

Medical Care in Las Vegas – What Canadians Should Know

  • Las Vegas follows the U.S. private healthcare system, where medical costs are high without insurance.
  • Emergency care or hospitalization in Las Vegas can cost thousands of dollars per day.
  • Air evacuation to specialized hospitals can be very expensive.
  • Canadian provincial health plans offer limited coverage outside Canada.
  • Travel medical insurance for Las Vegas ensures access to quality healthcare and financial peace of mind.

Common Canadian Flights and Airlines to Las Vegas

  • Direct flights from Toronto, Vancouver, Calgary, and Montreal to Harry Reid International Airport (LAS).
  • Major airlines include Air Canada, WestJet, and Delta Airlines.
  • To protect against flight delays, cancellations, or missed connections, choose travel insurance with trip interruption benefits.

Travel Insurance and Activities in Las Vegas

  • Las Vegas offers activities like casino gaming, concerts, desert tours, ziplining, helicopter rides, and day trips to the Grand Canyon.
  • Confirm your Las Vegas travel insurance policy includes coverage for adventure or air-based activities.
  • Some high-adrenaline experiences may require an optional “sports rider.”

Travel Insurance for Long-Stay Canadians & Snowbirds in Las Vegas

  • Many Canadian snowbirds spend winters in Las Vegas enjoying the warm weather and world-class entertainment.
  • Choose long-term travel medical insurance that offers renewability and high coverage limits.
  • Annual multi-trip plans are great for frequent visitors to Nevada and other U.S. states.
  • Ensure you comply with provincial residency rules to maintain eligibility for Canadian healthcare.

Environmental and Weather Risks in Las Vegas

  • Las Vegas experiences desert climate conditions such as:
    • Extreme summer heat (June–August)
    • Occasional flash floods during monsoon season
    • Low humidity and high UV exposure
  • Trip insurance for Las Vegas can protect against weather-related travel disruptions or heat-related emergencies.

Example Scenario: Canadian Couple Extending Their Stay in Las Vegas

Scenario:

A couple from Canada, aged 64 and 61, were visiting family in Las Vegas with travel insurance purchased from their home country. Their policy was about to expire, but they decided to extend their stay by another 20 days and needed continued medical coverage during that period.

Since their Canadian insurance could not be extended from abroad, they needed a short-term U.S. visitor insurance plan that:

  • Could be purchased after arrival in the U.S.,
  • Provided comprehensive medical coverage, and
  • Was cost-effective for a brief 20-day period.

We recommended three popular comprehensive visitor insurance plans suitable for travelers already in the U.S.:

Annual Multi-Trip Travel Insurance for Canadians Visiting Las Vegas

Many Canadians visit Las Vegas multiple times a year—for vacations, conferences, or quick getaways. Instead of buying a new plan each time, an annual multi-trip travel insurance policy offers convenience and cost savings.

Why Choose Annual Multi-Trip Insurance?
  • Ideal for frequent travelers and snowbirds visiting Las Vegas and other U.S. destinations.
  • Provides comprehensive medical coverage for each trip within the policy year.
  • Offers flexibility and better value for repeat visitors.
Patriot Annual Multi-Trip Insurance (Recommended for Frequent Canadian Travelers)
  • Designed for leisure and business trips to Las Vegas or worldwide.
  • Covers unlimited trips per year, each lasting up to 30 or 45 days.
  • Maximum coverage: $1 million
  • Eligible for travelers up to age 76
  • Renewable for up to 3 years
  • Includes coverage for pre-existing conditions
👉 For Canadians who travel frequently to Las Vegas, this annual plan offers affordable, flexible, and complete year-round protection — ensuring coverage for every visit without reapplying.

Travel Medical Insurance Las Vegas - FAQ's

1.  Why do Canadians need travel insurance when visiting Las Vegas?

Las Vegas is one of the most popular destinations for Canadian travelers, known for its dazzling entertainment, casinos, and desert adventures. However, Canadian health insurance does not cover you outside Canada, so it is essential to buy travel insurance for Las Vegas from Canada to protect yourself from unexpected medical or travel emergencies.

US travel insurance for Las Vegas ensures you are financially protected against unforeseen circumstances such as emergency medical expenses, hospitalization, evacuation, trip interruption, lost luggage, or travel delays. Medical care in the United States, especially in Las Vegas, can be very expensive without coverage.

Having Las Vegas travel medical insurance for Canadians also helps cover additional risks such as document loss, personal liability, or even repatriation. To find the most suitable plan, you can compare Las Vegas travel insurance plans on American Visitor Insurance and buy a plan that best fits your needs and budget.

2.  What does travel insurance for Las Vegas from Canada typically cover?

Canada travel insurance for Las Vegas offers a wide range of benefits designed to safeguard you during your trip. It typically includes coverage for medical emergencies, evacuation, trip cancellation or interruption, baggage loss or delay, and personal liability. You can compare the best travel insurance Las Vegas USA plans easily on American Visitor Insurance.

Typical coverage benefits include:

  • Emergency medical expenses: Covers sudden illness or injury requiring treatment while in Las Vegas — including hospitalization, ambulance services, and prescriptions.
  • Trip cancellation and interruption: Protects prepaid and non-refundable expenses if your trip is disrupted due to sickness, natural disaster, or other covered reasons.
  • Lost or delayed baggage: Reimburses for lost, stolen, or delayed baggage and personal items, ensuring you are not stranded without essentials.
  • Additional benefits: May include accidental death, travel delay compensation, car rental damage, and travel assistance services — depending on your chosen plan.

3.  Can I use my existing health insurance in Las Vegas?

Most Canadian health insurance plans do not cover expenses outside Canada, and Medicare is not accepted in the United States. Therefore, you cannot rely on your existing health insurance for adequate coverage in Las Vegas. Even if partial coverage exists, it usually excludes travel-related risks such as trip cancellation, emergency evacuation, or baggage loss.

To ensure complete protection, compare the best travel insurance for Las Vegas from Canada on American Visitor Insurance or speak with an insurance advisor at 877-340-7910 for personalized recommendations on the best visitor health insurance for Las Vegas.

4.  Will my travel insurance for Las Vegas cover pre-existing medical conditions?

When buying travel insurance for Las Vegas, it’s vital to check whether your plan includes coverage for pre-existing medical conditions. Some insurers provide protection for the acute onset of pre-existing conditions, while others offer limited or no coverage at all.

Plans like INF travel insurance offer excellent options for travelers with medical histories. To find the right plan, compare pre-existing conditions visitor insurance plans on American Visitor Insurance and review the coverage details carefully before purchasing.

5.  How much does US travel insurance to Las Vegas from Canada typically cost?

The cost of US health travel insurance for Las Vegas depends on several factors — your age, length of stay, coverage limits, and whether you include pre-existing condition coverage. On average, affordable US travel insurance for Canadians visiting Las Vegas can cost between 4% to 10% of your total trip cost.

To find budget-friendly yet comprehensive coverage, compare and buy the best Las Vegas travel insurance plans on American Visitor Insurance and travel worry-free.

Canadian Student Insurance for Studying in Las Vegas

Las Vegas universities and colleges attract Canadian students every year for business, hospitality, and performing arts programs. Institutions like the University of Nevada, Las Vegas (UNLV) and the College of Southern Nevada welcome thousands of international students annually. Since healthcare in the U.S. is costly, having the right student health insurance for studying in Las Vegas is essential to cover medical emergencies, doctor visits, and prescriptions.

Why Health Insurance Is Important for Canadian Students in Las Vegas

  • Most Las Vegas university health plans are expensive and limited in coverage flexibility.
  • Affordable international student health insurance for Las Vegas is available through American Visitor Insurance.
  • These student medical insurance plans are:
    • Accepted by several Las Vegas universities and meet student waiver requirements.
    • Comparable in coverage but much more affordable than on-campus health insurance plans.

I-20 Visa Requirement for Canadian Students Studying in the U.S.

  • Canadian students attending a U.S. university like UNLV typically need an I-20 visa from their Las Vegas college or institution.
  • Some Las Vegas universities automatically include health insurance, while others allow students to opt for independent plans.
  • Choosing an approved student health insurance plan for Las Vegas helps Canadian students save money while meeting visa and school requirements.

Choosing the Right Las Vegas Student Health Insurance Plan

Canadian students can compare and buy affordable student health insurance for studying in Las Vegas that:

  • Meets U.S. visa and Las Vegas university insurance requirements
  • Covers emergency medical care, hospitalization, and prescription drugs
  • Protects against high healthcare costs and unexpected medical bills
👉 Reliable coverage allows Canadian students to focus on their studies and enjoy the Las Vegas experience without worrying about medical expenses.

1. What Health Insurance Can Canadian Students Purchase for Las Vegas?

Canadian students studying in Las Vegas cannot enroll in domestic U.S. health insurance. However, multiple international student insurance plans are available on our website.

While Las Vegas universities may offer institutional health plans, they are often costly. In contrast, international student insurance for Canadian students in Las Vegas provides similar coverage at lower prices. Depending on the policy, these plans may include benefits for pre-existing conditions, maternity, mental health, and sports injuries.

2. Best Student Insurance Plans for Canadians Studying in Las Vegas

Canadian students studying in Las Vegas can easily compare and buy insurance online through our platform. Top providers include IMG and Global Underwriters.

Global Underwriters plans are ideal for students participating in sports or extracurricular activities, offering optional sports riders for athletic injury coverage.

IMG offers flexible, affordable student health plans, such as:

Patriot Exchange is a budget-friendly option, while Student Health Advantage and Platinum plans offer maternity and mental health coverage. Coverage continues during studies and ends automatically upon return to Canada.

Find the Best US Visitor Insurance Coverage - Blogs and Articles

description

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable travel insurance plans.

Learn More »
flight_takeoff

Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

Learn More »
balance

Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

Learn More »
public

Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

Learn More »
description

Buy cheap travel insurance for USA

There are many cheap international insurance plans also known as visitor insurance plans.

Learn More »
question_mark

How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

Learn More »

Snowbird Travel Insurance for Canadians

  • Every winter, thousands of Canadians, especially senior citizens, travel to southern destinations to enjoy warmer and more pleasant weather. These seasonal travelers are commonly called Snowbirds.
  • To stay safe while abroad, it is crucial for Canadian Snowbirds to have Snowbird travel insurance for Canadians, ensuring they are protected from unexpected medical expenses.
  • Canadian domestic health insurance does not provide coverage outside the country.
Visitor travel insurance for Canadians
  • Purchasing reliable overseas travel insurance from Canada is strongly recommended by Canadian government authorities.
  • Traveling without insurance in countries like the US or Europe can be risky due to high healthcare costs.

👉 Learn more about how to protect yourself while traveling as a Canadian Snowbird: Know more »

Best Snowbird Travel Insurance Canada

work
Canadians Annual travel insurance

Provides coverage for multiple trips within a specified period, typically one year.

Read more »
elderly
Canadians Senior citizens travel insurance

Travel insurance designed for older individuals, often referred to as "snowbirds".

Read more »
ecg_heart
Snowbird pre-existing conditions travel insurance

Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".

Read more »

Which Providers Offer Canadian Medical Insurance in the USA?

You can find reliable US insurance providers like International Medical Group(IMG), Global Underwriters, Trawick International, INF and Venbrook insurance.

Which are the best visitors insurance companies in USA?

Venbrook
handshake
Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
globe
Customers from over
180 countries!