The cost of travel insurance for a 40-year-old on a one-month trip ranges from $55 to $246. Prices vary based on age, coverage limits, deductible, and coverage for pre-existing conditions. Many affordable travel insurance plans cost less than a dollar a day.
🇪🇨 Ecuador and the Galapagos Islands offer Canadian travelers a once-in-a-lifetime adventure filled with breathtaking landscapes, diverse wildlife, and rich culture. Located on the western coast of South America, Ecuador is bordered by Colombia to the north, Peru to the east and south, and the Pacific Ocean to the west. It is also the gateway to the world-famous Galapagos Islands, known for their unique ecosystems and pristine natural beauty.
🌋 The capital city, Quito, sits high in the Andes Mountains at about 2,850 meters (9,350 feet) above sea level. This UNESCO World Heritage Site is admired for its colonial architecture and vibrant culture. The Galapagos Islands, located about 1,000 kilometers (620 miles) off the coast, are home to extraordinary wildlife such as giant tortoises, marine iguanas, and blue-footed boobies — species found nowhere else on Earth.
🌎 When planning your trip from Canada to Ecuador and the Galapagos Islands, it is essential to buy the best Ecuador travel insurance or Galapagos Islands travel insurance to safeguard against unexpected medical emergencies, trip cancellations, or lost luggage. Having comprehensive travel insurance ensures peace of mind while you explore Ecuador’s rich biodiversity and the Galapagos Islands’ wonders.
💡 Before buying international travel insurance for Ecuador, compare plans on American Visitor Insurance to review prices, coverage benefits, exclusions, and customer ratings. By comparing policies, you can find the most suitable and affordable Canada to Ecuador travel insurance that meets your trip requirements.
The best travel medical insurance for Canadians visiting Ecuador is the TrueNorth Travel Medical plan. It offers high coverage limits, unlimited evacuation and repatriation, and 24/7 travel assistance for trips to Ecuador and other international destinations.
Specifically designed for Canadians traveling abroad, TrueNorth Travel Medical Insurance provides comprehensive emergency medical protection at an affordable price ensuring strong benefits and peace of mind throughout your Antarctic expedition.
TrueNorth Travel Medical InsuranceTrueNorth Travel Medical is an accident and sickness insurance plan designed exclusively for Canadian residents, providing affordable coverage and 24/7 travel assistance for a single international trip.
This TrueNorth Travel Medical Insurance plan offers reliable protection for Canadians traveling abroad, though it is not available in certain provinces and territories or for travel to Israel and countries restricted by Canada Global Affairs.
The best trip cancellation insurance for Canadians visiting Ecuador is the TrueNorth Trip Protection Plus plan. It offers comprehensive coverage, higher limits, and robust benefits to ensure peace of mind during your journey.
For travelers seeking a more budget-friendly option, the TrueNorth Trip Protection Lite plan provides essential coverage at a lower cost while still protecting Canadian travelers from unexpected trip cancellations.
TrueNorth Trip Protection Lite Insurance TrueNorth Trip Protection Plus InsuranceThe TrueNorth Annual Travel Medical Insurance plan is ideal for frequent Canadian travelers visiting Ecuador throughout the year. With a single comprehensive policy, this annual travel medical insurance for Canadians visiting Ecuador provides extensive medical coverage, emergency evacuation and repatriation with no limit, and 24/7 global travel assistance.
This plan removes the need to purchase separate coverage for each trip offering continuous protection, cost savings, and peace of mind whenever you travel to remote destinations like Ecuador.
TrueNorth Travel Medical InsuranceIf you are looking for affordable Ecuador travel insurance from Canada, the best options are Patriot International Lite by International Medical Group and Travel Medical Global Basic from Seven Corners. These plans offer essential coverage at budget-friendly prices, ideal for Canadian travelers exploring extreme and remote destinations.
Age: 40 years | Plan: $50,000 | Deductible: $250
Planning a journey from Canada to Ecuador? Choosing the best travel insurance for Canadians traveling to Ecuador ensures peace of mind, financial protection, and coverage for medical emergencies, trip interruptions, and other unexpected events. Top recommended plans include:
These Canada travel insurance plans for Ecuador cover emergency medical expenses, hospitalizations, trip cancellations, lost luggage, and other travel risks. By selecting one of these top-rated plans, Canadian travelers to Ecuador can enjoy a safe and worry-free expedition with complete protection abroad.
Age: 40 years | Plan: $50,000 | Deductible: $250
Age: 40 years | Plan: $50,000 | Deductible: $250
Age: 40 years | Plan: $2,000,000 | Deductible: $250
The average cost of travel insurance from Canada to Ecuador ranges between $$55 to $294. Pricing depends on factors such as the traveler’s age, trip duration, coverage limits, deductible amount, the type of health insurance selected, and whether pre-existing conditions are included. For most Canadian travelers, there are affordable travel insurance options available even for extreme and remote trips, providing financial security for unforeseen medical emergencies.
Comprehensive plans typically cost more but offer higher coverage limits, stronger benefits, and extended features like emergency evacuation and repatriation. These plans are ideal for Canadian visitors to Ecuador seeking peace of mind and full protection during their expedition.
The international travel insurance cost per month with a deductible of $250 offers an excellent balance between affordability and extensive protection perfect for Canadian snowbird travel health insurance or long-term stays in extreme destinations like Ecuador.
| Insurance Plans | Plan Max Range | Provider Network | Age 40 | Age 60 |
|---|---|---|---|---|
| Patriot International Lite | $50,000 - $1,000,000 | IPA Network | $55 - $74 | $121 - $144 |
| Travel Medical Global Basic | $50,000 - $1,000,000 | Visit Wellabroad.com | $56 - $77 | $121 - $159 |
| Safe Travels International Cost Saver | $50,000 - $1,000,000 |  |
$73 - $122 | $159 - $235 |
| Travel Medical Global Choice | $50,000 - $1,000,000 | Visit Wellabroad.com | $84 - $113 | $190 - $253 |
| Safe Travels International | $50,000 - $1,000,000 | |
$107 - $151 | $233 - $346 |
| Patriot International Platinum | $2,000,000 - $8,000,000 | IPA Network | $116 - $158 | $247 - $294 |
Source: American Visitor Insurance®
The Galápagos Islands are a UNESCO World Heritage Site, famous for wildlife and adventure experiences. Protect your trip with the best Ecuador travel insurance for peace.
Quito, Ecuador’s capital, sits high in the Andes. Discover colonial architecture, lively culture, and stunning mountain views while staying protected with reliable visitor insurance for Ecuador.
Cuenca offers cobblestone streets, beautiful cathedrals, and artistic charm. Explore this peaceful Andean city safely with comprehensive travel medical insurance for Ecuador.
Baños is Ecuador’s adventure capital, known for hot springs, waterfalls, and outdoor fun. Enjoy every activity worry-free with trusted travel insurance for Ecuador.
Canadian snowbirds need to understand that provincial health plans offer very limited protection once you are outside your home province or outside Canada.
Most provincial health plans only cover a small portion of medical costs outside Canada. In many cases, coverage is reduced or even suspended if you are away for more than six months in a calendar year.
Always confirm with your provincial health authority how long you can be away without losing eligibility for health benefits. Each province has its own rules.
If you remain in the U.S. longer than your visa or cross-border privileges allow, you may face immigration and tax-related obligations.
For longer stays, consult a cross-border legal or tax advisor to avoid issues with residency status and reporting requirements.
👉 While provincial health care offers security at home, it won’t fully protect you during extended stays in the U.S. That’s why snowbirds should plan carefully both for their health coverage and their legal stay.
While a standard vacation is often brief, snowbirds will generally spend 3-6 months outside of Canada, which means:
American Visitor Insurance serves as a one-stop destination for Snowbird coverage. American Visitor Insurance partners with top-rated U.S. insurers including International Medical Group (IMG), Trawick International, and Global Underwriters we provide Canadians with the best Snowbird travel insurance options conveniently in one place.
Use our easy online compare engine to review several top insurance plans side by side and choose the best snowbird insurance coverage for your travel schedule, budget, and medical needs for destinations across the US, Mexico, the Caribbean, and other warm-weather regions.
American Visitor Insurance has been offering Snowbird insurance for nearly two decades now providing thousands of Canadian and international snowbirds easy purchase insurance options through our platform before heading south for extended stays in Florida, Arizona, Texas, Mexico, or island getaways in the Caribbean.
Our licensed knowledgeable customer support team helps travelers understand coverage options, policy benefits, and claim procedures so you can make informed decisions with complete peace of mind.
Enjoy medical coverage for emergencies, hospital care, and evacuation, backed by leading international insurers and extensive PPO networks across North America and beyond.
Compare, choose, and buy your plan online at American Visitor Insurance in minutes with 24/7 assistance available whenever you need help during your travels.
Reviews, Ratings and Experiences from our customers
Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon.
Know more »
I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100.
Know more »
I am pleased to say that your company is very professional in the field of Insurance.
The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need.
Know more »
Going on a cruise vacation is exciting, but it’s important to protect your investment with the right cruise travel insurance. Travelers often book cruises months in advance, and unforeseen events may prevent them from going. Trip insurance for cruises ensures your vacation investment is protected if your plans change.
Best cruise trip insurance safeguards your pre-paid cruise costs. While most cruise lines offer cruise protection, it usually provides vouchers instead of cash reimbursement. Only comprehensive cruise travel insurance for Canadians guarantees actual monetary reimbursement for trip disruptions.
A standard cruise protection plan may give vouchers if you miss the cruise, but trip insurance for cruises ensures money back. This is especially important for seniors, who are more likely to require medical or travel assistance while on cruises.
Vacationers can maximize protection by purchasing Cancel for Any Reason travel insurance. This benefit allows you to cancel your
cruise for any reason and receive up to 75% reimbursement of non-refundable expenses. Standard cruise protection plans offer limited coverage, making best cruise travel insurance plans for seniors essential for older travelers seeking financial and medical security.
location_on in Quito Av. Amazonas N37-29 and Union Nacional de Periodistas Eurocenter Building, 3rd Floor Quito,
call Phone
Fax
+593-22277-672
mail Email
quito@international.gc.ca
location_on in Guayaquil Avenida Francisco de Orellana, 234, Blue Towers Building, 6th Floor, Office 604 Guayaquil, Ecuador
call Phone
mail Email
cancongye@gmail.com
Yes, travel insurance for Ecuador and the Galápagos Islands is mandatory for all international travelers. Buying Ecuador travel medical insurance ensures coverage for illness, accidents, emergency evacuation, and repatriation. It also protects visitors exploring Quito’s colonial streets or the unique wildlife in the Galápagos Islands. Compare and buy the best Ecuador visitor insurance on American Visitor Insurance to meet travel requirements and enjoy a safe, worry-free trip.
Minimum recommended medical coverage: $35,000–$55,000. For travelers visiting remote areas or islands, $100,000 or more is ideal.
Essential coverage benefits include:
Check Entry Rules Early: Review the latest Ecuador and Galápagos travel insurance requirements before departure.
Buy Comprehensive Coverage: Select plans that include emergency evacuation for island visits.
Keep Proof Handy: Present your Ecuador travel insurance policy when required at airports or checkpoints.
Choose Reliable Providers: Compare verified Ecuador visitor insurance options on American Visitor Insurance.
Why It Matters: Proper coverage prevents medical or financial stress during your Ecuador vacation or Galápagos cruise.
Travel insurance for Ecuador from Canada usually includes medical emergencies, evacuation, trip cancellation, lost baggage, delays, and liability coverage. Comparing plans on American Visitor Insurance helps find the best Canada travel insurance for Ecuador that fits your trip and budget.
Typical coverage benefits include:
Coverage for pre-existing medical conditions varies by plan. Some policies offer benefits for the acute onset of pre-existing conditions, while others offer broader coverage if the condition is stable for a specified period before travel (for example, 90 to 180 days).
When comparing Ecuador visitor insurance from Canada, look for plans that clearly mention:
Always review plan wording carefully or speak with a licensed agent to ensure your medical needs are covered.
When buying travel insurance for Ecuador, it’s important to understand how pre-existing medical conditions are covered. Coverage varies depending on the insurance plan. Some plans may provide coverage for the acute onset of a pre-existing condition, while others may offer broader coverage or may exclude these conditions altogether.
Before purchasing, carefully review the policy details and compare different visitor insurance plans that address pre-existing conditions. This will help you choose the best plan that suits your health needs while traveling to Ecuador.
The cost of travel insurance for Ecuador from Canada varies depending on your age, trip duration, coverage limits, and plan type. On average, Ecuador visitor insurance costs between 4% and 10% of your total trip cost. Compare multiple plans to find affordable Ecuador travel insurance for Canadians with the best value and benefits.
👉 Learn more about how to protect yourself while traveling as a Canadian Snowbird: Know more »
Provides coverage for multiple trips within a specified period, typically one year.
Read more »Travel insurance designed for older individuals, often referred to as "snowbirds".
Read more »Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".
Read more »