Travel insurance from Canada to Philippines

Best travel insurance for Canadians

Start Date
End Date
Coverage Region
Excluding USA
Safe Travels USA Comprehensive
Plan Maximum
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Patriot America Plus
Plan Maximum
Pre - existing and COVID19
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Diplomat America
Plan Maximum
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  Insurance Providers
  Pre-Existing Coverage
Sudden and Acute Onset of a Pre-Existing Condition Unexpected Recurrence of a Pre-Existing Medical Condition: up to $20K up to age 65 then up to $10K for over age 65 Acute onset of a pre-existing condition Up to maximum limit below age 70 Not Covered Acute onset of a pre-existing condition Up to maximum limit below age 70 24 months waiting period
Covers acute onset of pre-existing conditions for the age range of 14 days to 64 years, $50k coverage is available and for the age range of 65 to 79 years, $10k coverage is available.
  Travel insurance Canada - Highlights
  • This includes coverage for medical accident and sickness, emergency medical and political evacuation, repatriation of remains, trip interruption, baggage, and accidental death & dismemberment.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Athletic sports coverage available.
  • Safe Travels International is a primary travel medical insurance.
  • Extendable with uninterrupted coverage for up to 24 consecutive months.
  • Optional Upgrades include - trip delay maximum, increased AD&D and athletic sports.
  • This is a comprehensive short-term travel medical plan.
  • US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while.
  • The plan offers a benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. (when the $0 deductible is selected)
  • Short-term travel medical coverage.
  • Coverage for travelers outside their residence country whose destination excludes the US and its territories.
  • Patriot international Lite insurance is very popular among travelers visiting European countries and applying for Schengen Visa.
  • This is a comprehensive visitor insurance plan for visitors coming to the US and is available for B1 Visa holders for their business trips to the US.
  • This plan can be renewed for up to 2 years.
  • Patriot America offers coverage for adventure sports and other sports activities.
The Diplomat America plan is designed to cover Non-U.S. residents traveling to the United States
  • Accident and sickness plan that covers you inside the United States (15 days up to 365 days)
  • The plan covers 80% of eligible expenses up to $5000 and then covers 100% after the deductible
  • Travel Medical Choice is a comprehensive medical coverage, it has an extensive network of providers.
  • Travel Medical Choice insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country.
  • Covers Acute Onset of a Pre-existing Condition are covered up to 79 years.
brochure  Travel insurance Canada - Brochure & Details links
» Safe Travels USA Comprehensive Brochure
» Safe Travels USA Comprehensive Details
» Safe Travels USA Comprehensive Reviews
More benefits »
» Patriot America Brochure
» Patriot America Details
» Patriot America Reviews
More benefits »
» Diplomat America Brochure
» Diplomat America Details
» Diplomat America Reviews
More benefits »

Travel to Philippines from Canada

Best travel insurance for Philippines

Traveling from Canada to the Philippines offers a thrilling adventure filled with diverse landscapes, vibrant cities, and unique experiences. The Philippines does not have the long winters of Canada, so it is ideal for Canadian snowbirds to travel during the Canadian winter and enjoy the Philippines weather. The best time for Canadians to visit the Philippines is during the dry season, which typically runs from November to April. This period offers favorable weather conditions with minimal rainfall and plenty of sunshine, making it ideal for exploring the country's stunning beaches, participating in water activities, and enjoying outdoor adventures. The months of December to February are particularly popular due to cooler temperatures. However, it's important to note that this is also the peak tourist season, so expect larger crowds and higher prices for accommodations and flights. If you prefer to avoid the crowds and don't mind the occasional rain showers, visiting during the shoulder months of November or April can still offer a pleasant experience while potentially providing more budget-friendly options.

Travel insurance is however essential for Canadians traveling to the Philippines. While the Philippines does have excellent healthcare facilities, the costs for medical services is high for visitors. Canadian provincial health insurance may not fully cover medical expenses abroad, making travel insurance for Philippines from Canada with comprehensive medical coverage essential. This coverage can include emergency medical treatment, hospitalization, medical evacuation, and repatriation, ensuring that you receive proper care without incurring exorbitant expenses.

Before buying travel insurance to Philippines from Canada, it is important to compare the best international travel insurance plans on American Visitor Insurance for prices as well as coverage benefits, including coverage limits and exclusions. Comparing quotes from different insurance providers on American Visitor Insurance helps you find the policy that best suits your needs and provides comprehensive coverage for your trip to the Philippines. Remember to carry a copy of Canadian travel insurance policy and emergency contact information with you during your journey.

philippines FlagPhilippines - General Information

The Philippines is an excellent affordable tourist destination for Canadian snowbirds. The Philippines is an archipelago in Southeast Asia comprising of over 7K islands, each offering its own unique charm and beauty. The capital city is Manila, a bustling metropolis known for its modern skyline and historic landmarks. The Philippines is renowned for its stunning natural landscapes, including pristine beaches, crystal-clear waters, lush mountains, and vibrant coral reefs. It is a culturally diverse nation with influences from indigenous tribes, Spanish colonization, and various Asian cultures. The Filipino people are known for their warmth, hospitality, and strong sense of community. Tagalog is the official language, but English is widely spoken, making communication easier for Canadians. The Philippines also boasts a vibrant culinary scene, with a wide variety of dishes incorporating flavors from different regions. From exploring the bustling city life to diving into the world-class underwater wonders.



Filipino, English


Philippine Peso

Around 110 million

Best time to visit
Dec to Feb

Vacation spots
Manila, Boracay, Cebu, Bohol, Puerto Princesa Subterrenean, Baguio, EL Nido Palawan, Puerto Princessa, Mactan.

Popular tourist destinations in Philippines

buy travel insurance for Philippines

Cebu Island

The island of Cebu, in the central Visayas region, is considered the port to some of the best diving and snorkeling in the Philippines.

Buy visitor insurance for Philippines

Coron Island

Coron Island is a tropical paradise, with electric blue and green water and popular for diving because of the numerous wrecks here.

Philippines travel insurance

Pagsanjan Falls

Pagsanjan Falls also known as Cavinti Falls is one of the most famous waterfalls in the Philippines.

Travel insurance Philippines

Chocolate Hills

The UNESCO World Heritage site is a protected area that features more than 1,200 small mountains that emerged above the ground over several centuries.

International travel health insurance

Highlights of international travel insurance coverage benefits

Factors for cost of travel insurance from Canada to Philippines

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive. Traveler can select between single trip or multi trip travel insurance.

Medical maximum coverage

The price of travel insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for travel health insurance in some countries is more expensive than others.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

Any add on benefits

Additional add-on benefits like adventure sports coverage … will increase the cost of coverage.

Steps to buy
Travel insurance for Philippines from Canada

 1: Find International travel insurance Philippines from Canada

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

Step by step travel insurance

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Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer.

cruise ship
Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Embassy of Canada in Philippines

Canada Embassy in Manila

Level 6 to 8, Tower 2, RCBC Plaza, 6819 Ayala Avenue P.O. Box 2168 Makati City Manila Philippines



Canada Consulate in Cebu City

45-L Andres Abellana Street 6000 Cebu City Philippines



Steps to buy Philippines travel insurance for Canadians

Buying travel insurance for a trip to Philippines as a Canadian involves several steps to ensure you have the right coverage. Here's a general guide to help you through the process:

  • Determine Your Travel Dates: Decide the travel dates when you plan to travel in Philippines.
  • Research Insurance Providers: Start by researching reputable insurance providers that offer coverage for travel to Philippines. You can do this through American Visitor Insurance Website online search engines, recommendations from friends and family, or by checking with your current insurance provider.
  • Review Coverage Options: Understand the types of coverage available, such as medical coverage, trip cancellation, trip interruption, and baggage coverage. Make a list of your specific needs and priorities.
  • Check Government Travel Advisories: Visit the official website of the Government of Canada ( to check for travel advisories related to your destination. This can help you understand potential risks and factors to consider when selecting your Canadian travel insurance for Philippines.
  • Get Quotes: Contact the insurance providers you've identified and request quotes. Be sure to ask about the specifics of the coverage, deductibles, and any exclusions.
  • Compare Plans: Compare Philippines travel insurance quotes and the coverage options. Look for plans that meet your needs and budget. Consider factors like the duration of coverage, coverage limits, and any additional benefits, such as emergency evacuation or 24/7 support.
  • Read the Policy Details: Before finalizing your decision, carefully read the policy documents, including the fine print. Ensure you understand the terms and conditions, including any pre-existing medical condition requirements, cancellation policies, and claims procedures.
  • Purchase the Insurance: Once you've chosen a suitable plan, follow the application process provided by the insurance provider. This may involve completing an online form, providing personal information, and making the required payment.
  • Receive Confirmation and Documents: After purchasing the Canadian travel insurance for Philippines , you should receive confirmation of your coverage, policy documents, and contact information for the insurance company.
  • Travel with Documentation: Always carry a copy of your insurance documents with you while traveling in Philippines . This will be essential in case you need to file a claim or seek assistance.
  • Emergency Contact Information: Make a note of the emergency contact numbers provided by your insurance provider. In case of any issues or emergencies, you'll need to reach out to them promptly.
  • Keep Records: Keep records of your travel expenses, medical bills, and any incidents that may require a claim. This will be crucial if you need to file a claim after your trip.

Remember that the specific steps and requirements may vary depending on the insurance provider and the type of coverage you choose. It's essential to thoroughly research and carefully consider your options to ensure you have adequate coverage for your trip to Philippines as a Canadian traveler.

Factors to consider while buying Canadian travel insurance for Philippines:

When buying Canadian travel insurance for a trip to Philippines , there are several important factors to consider to ensure you get the right coverage for your needs. Here are some key factors to keep in mind:

  • Travel Duration: Determine the duration of your trip, as insurance policies may have maximum coverage periods. Make sure your coverage extends for the entire duration of your journey.
  • Coverage Types: Consider the types of Philippines travel insurance coverage you need. Common types of coverage include:
    Medical coverage for illness or injury
    Trip cancellation and interruption
    Emergency medical evacuation
    Baggage loss or delay
    Accidental death and dismemberment
    Pre-existing medical conditions (if applicable)
  • Coverage Limits and Deductibles: Review the limits on coverage for each type of benefit and the deductibles you'll be responsible for. Ensure that the limits are sufficient to cover potential expenses.
  • Pre-Existing Medical Conditions: If you have pre-existing medical conditions, make sure the policy covers them. Some policies may require a stability period (e.g., no changes in medication) before coverage is granted.
  • Medical and Emergency Services: Check what medical services and emergency assistance are available, such as access to a 24/7 helpline and the process for receiving medical care abroad.
  • Travel Advisory Alerts: Stay informed about travel advisories issued by the Government of Canada for Philippines.
  • Exclusions and Limitations: Carefully read and understand the policy's exclusions and limitations, as they may affect your coverage. Common exclusions may include high-risk activities or certain medical conditions.
  • Claim Procedures: Familiarize yourself with the process for filing a claim, including required documentation, timeframes, and contact information for the insurance provider.
  • Cost of Insurance: Compare the cost of insurance across different providers and policies, but remember that the cheapest policy might not provide adequate coverage. Balance cost with coverage quality.
  • Optional Coverage: Some policies offer optional add-ons for specific needs, such as coverage for high-value items or extreme sports activities. Consider if any of these are relevant to your trip.
  • Cancellation Policies: Review the policy's cancellation policies to understand the circumstances under which you can cancel and get a refund.
  • Policy Reviews and Ratings: Research customer reviews and ratings of the insurance provider to gauge their reputation and customer satisfaction.
  • Emergency Contact Information: Keep the insurance company's contact information and policy details handy in case of emergencies.
  • Travel Requirements: Understand any visa or entry requirements for Philippines and check if your insurance policy meets those requirements.
Travel tips for international travelers

Travel tips for international travelers – Safety, Comfort and Wellness.

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Travel insurance to Philippines - FAQ's

01.  Why do Canadians need travel insurance when visiting Philippines?

There are many reasons why you need US travel insurance for Philippines from the Canada:

Travel insurance is important and even essential when traveling to Philippines from the Canada to protect yourself financially from unforeseen travel and medical related circumstances. It provides coverage for medical emergencies, trip cancellation or interruption, lost or delayed baggage, and other unexpected events that could disrupt your trip.

Your Canada health insurance usually will not cover your medical expenses while you're outside US borders and you are not eligible for Canadian medical care as a US resident. As a visitor, you will have to pay out of pocket for any medical treatment you need in Philippines, which can be very costly.

Your travel insurance can also cover other risks, such as trip interruption, lost luggage, document replacement, and repatriation in case of death. These can help you avoid financial losses and hassles if something unexpected happens during your trip.

02.  What does travel insurance for Philippines from Canada typically cover?

Canada travel insurance for Philippines typically covers medical expenses, emergency medical evacuation, trip cancellation or interruption, baggage loss or delay, travel delays, and personal liability. However, the coverage will vary depending on the specific insurance plan you choose. It is very useful to make an informed decision by comparing the best Canada travel insurance for Philippines on American Visitor Insurance.

The travel insurance for Philippines from Canada typically has the following coverage benefits:

  • Emergency medical expenses: for any sudden and unforeseen illness or injury that requires medical treatment while you are in Philippines. This may include hospitalization, ambulance, prescription drugs, dental care, and repatriation.
  • Trip cancellation and interruption: for any non-refundable prepaid travel arrangements that you have to cancel or cut short due to a covered reason, such as sickness, injury, death, natural disaster, or travel advisory.
  • Lost or stolen baggage: for any personal belongings that are lost, stolen, or damaged during your trip, up to a certain limit. This may also include baggage delay benefits if your luggage is delayed for more than a specified period of time.
  • Other benefits: such as travel assistance, accidental death and dismemberment, flight accident, rental car damage, and personal liability. These benefits will vary depending on the plan and provider you choose.

03.  Can I use my existing health insurance in Philippines?

While it depends on your health insurance policy, most Canadians health insurance plans provide little to no coverage outside Canada borders, and this includes Medicare. Even if your health insurance covers medical expenses, it will not include other travel-related benefits like trip cancellation or baggage loss.

It is recommended to compare the best travel insurance for Philippines from Canada on American Visitor Insurance and consult an insurance advisor at 877-340-7910 to make a well informed decision in finding the best Canada visitor insurance for Philippines.

04.  Will my travel insurance for Philippines cover me if I have a pre-existing medical condition?

When buying travel insurance for Philippines, it is important understand the coverage for pre-existing conditions and to clearly disclose any pre-existing medical conditions you may have in the online application form if mentioned. Some INF travel insurance plans offer good coverage for pre-existing conditions, while some offer coverage for acute onset of pre-existing conditions, while still others exclude pre-existing conditions coverage entirely. Be sure to compare the pre-existing conditions visitor insurance plans on American Visitor Insurance to understand how your pre-existing conditions are covered, if at all.

05.  How much does US travel insurance to Philippines from Canada typically cost?

The cost of US health travel insurance for Philippines can vary depending on several factors, including your age, duration of the trip, coverage limits, and the type of plan you choose. On average, it can range from 4% to 10% of the total trip cost.

Snowbird travel insurance for Canadians

visitor travel insurance for Canadians

During winter, many Canadians, particularly senior citizens travel to southern countries where the weather is warmer and more pleasant. These Canadian travelers are commonly known as Snowbirds.During winter, many Canadians, particularly senior citizens travel to southern countries where the weather is warmer and more pleasant. These Canadian travelers are commonly known as Snowbirds.

Since domestic health insurance in Canada does not offer coverage outside Canada’s border, buying proper overseas travel insurance from Canada is recommended by the Canadian government authorities. Healthcare expenses in the US and Europe is very high and it is risky to be uninsured while traveling in those countries. Know more »

Best snowbird travel insurance Canada

Canadians Annual travel insurance

Provides coverage for multiple trips within a specified period, typically one year.

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Canadians Senior citizens travel insurance

Travel insurance designed for older individuals, often referred to as "snowbirds".

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Snowbird pre-existing conditions travel insurance

Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".

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Popular outbound destination among Canadian travelers

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, Trawick international

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