We all know of the very expensive health care system in the US. The cost of routine physician visit is very expensive in the US. The common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018. Should you fall ill or get injured, the out of pocket medical expenses can be financially crippling if you do not have sufficient Canadian health insurance in USA or travel health insurance to USA from Canada. Medical expenses can easily cost you hundreds of thousands of dollars.
Will my Canadian health insurance cover me in the US?
We asked this question often. Please note that the Canadian Government website clearly states that Canadian health insurance is not valid outside Canada and it is recommended to buy travel insurance for Canadians visiting USA.
Can a Canadian citizen get health insurance in the US?
Yes, there are some health insurance for Canadian visitors to USA offered by INF. To find the best Canadian travel insurance for seniors or Canadian snowbird travel insurance, relevant information is at older traveler US health insurance for Canadian snowbirds plans. The Travel insurance for Canadian seniors with pre existing medical conditions includes the medical maximum health insurance for Canadian seniors travelling to the USA available for their age in these Snowbird destinations. It is important to understand the different US health insurance for Canadian snowbirds and to make an informed decision while buying snowbird health insurance for Canadians traveling into US.
For Canadians who want to visit the US multiple times within a year, they can consider buying the Annual multi trip plan which will provide coverage for the whole year with a specific time period limit for each trip like 30, 45, 60... days depending on the plan. This option is cheaper than buying US health insurance for Canadian snowbirds for every single trip and is most suitable for people making multiple trips for business...
If an individual is a dual citizen with Canadian and US citizenship, then the person can buy insurance for visiting US from Canada by entering Canada as the home country and US as the country of citizenship in order to buy US travel insurance for his/her sojourn in the US.Some important tips for Canadian snowbird:
- Not sure on what type of coverage you need? understand trip protection, medical or long term coverage
- Compare health insurance for Canadian visitors to USA based on price of different plans, the policy maximum and other benefits.
- Find out what's included in US health insurance for Canadian snowbirds , what's excluded and policy limits by reading the policy brochure.
- Review the pre-existing conditions visitor insurance coverage plans.
- Review the Travel health insurance for visitors to Canada with pre existing condition
- Buy Snowbird travel insurance to USA before leaving Canada.