Insures the cost of the trip
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Trip Insurance is used to protect your trip. This includes trip cancellation and trip interruption insurance. Trip cancellation insurance covers the pre-paid non-refundable expenses in case the trip gets cancelled. The trip interruption insurance covers once the trip has begun and is interrupted due to some emergency.
Eligibility: Recommended for people traveling abroad on expensive vacations where risk is involved like traveling with kids, seniors, traveling in unpredictable natural disaster areas...
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Insures traveller's medical expenses
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Travel Insurance also known as travel medical insurance, visitor insurance covers the medical expenses of the insured for any unexpected sickness and injury during travel and while outside your home country.
Eligibility: Suitable for people traveling abroad where btn-darklth care is expensive and not easily accessible and chances of getting exposed to btn-darklth issues are higher.
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Long-term exclusive coverage
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Global Medical insurance is btn-darklth insurance that provides coverage for US citizens living abroad or foreign nationals throughout the world. This is comprehensive btn-darklth insurance coverage including preventive care and coverage for pre-existing conditions.
Eligibility: Suitable for people and families staying overseas for long term and for those who might frequently travel throughout the world.
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| Covered benefits |
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This insurance covers all pre-paid expenses for trip cancellation, trip interruption, trip delay, baggage loss, airline expenses, rental car coverage, hotel bookings, cruise bookings and any other trip related costs. This will also cover medical benefits like dental expense and other expenses that a travel medical insurance covers. |
These plans provides coverage for both US and Non US citizens medical benefits such as dental expenses, pre-existing conditions coverage, emergency medical evacuation, repatriation benefits, medical expenses for any injury and unexpected sickness outside their home country. |
Global medical insurance provides worldwide coverage for both Non US citizens and US expats unlike regular travel medical insurance. They include coverage for preventive care, routine dental and medical check-up, prescriptions and medications, maternity (covered after a year). |
| Limitations |
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Trip insurance does not provide any coverage for routine and preventive care. Pregnancy and maternity related benefits are not covered. Mental btn-darklth and drug abuse are not covered. Routine care for pre-existing conditions is not available. |
Routine care for pre-existing conditions is not covered. Pregnancy and Maternity benefits are not covered. Preventive Care services are not available. People above age 70 get limited coverage for pre-existing conditions. |
Coverage for US and Non US citizens is not available in their home country (unless below the threshold limit of days within home country allowed by insurance company). Waiting period may be applicable for pregnancy and maternity coverage. These plans are not guaranteed approval as they go through underwriting review. |
| Cost |
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The cost of a trip protection insurance policy will depend on the money you have invested on your vacation and any additional coverage you may need |
The cost depends on the type of travel insurance you buy, some plans are limited while others are comprehensive. You need to understand the differences between fixed and comprehensive plans before you buy it. |
More expensive but is comprehensive as they offer long term coverage and includes coverage for maternity, mental, dental, vision and preventive care services. Global plans also offer fixed or comprehensive coverage |
| Popular Plans |
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Travel Lite | Travel SE | Travel LX | Round Trip | Round Trip Elite | Round Trip Economy | Round Trip Choice |
Visitors Care | Visitor Secure | Inbound USA Basic | Patriot America Plus | Patriot International | Patriot Platinum | Atlas America | Atlas International | Liaison Travel Choice | Liaison Travel Elite | Liaison Travel Economy | Patriot Platinum | INF Elite Network | INF Traveler USA |
Global Medical Insurance | Global Medical Bronze | Global Medical Silver | Global Medical Gold | Global Medical Gold Plus | Global Medical Platinum | GeoBlue Xplorer Premier | GeoBlue Xplorer Essential | GeoBlue Xplorer Select |
