The cost of travel insurance for a 40-year-old on a one-month trip ranges from $55 to $246. Prices vary based on age, coverage limits, deductible, and coverage for pre-existing conditions. Many affordable travel insurance plans cost less than a dollar a day.
Puerto Rico, officially known as the Commonwealth of Puerto Rico, is a captivating Caribbean island and an unincorporated territory of the United States. Located in the northeastern Caribbean Sea, east of the Dominican Republic and west of the Virgin Islands, it is a popular destination for Canadian travelers seeking sun, culture, and relaxation.
With its stunning beaches, tropical rainforests, historic towns, and warm hospitality, Puerto Rico offers an unforgettable island experience. Visitors can explore the colorful streets of Old San Juan, relax on the golden sands of Culebra Island, or enjoy the natural beauty of El Yunque National Forest.
Puerto Rico is especially attractive for Canadian snowbirds looking to escape the cold winter months. Since Puerto Rico is a US territory, Canadian citizens can visit Puerto Rico without a visa for tourism or short business trips. However, travelers must carry a valid Canadian passport that remains valid for at least six months beyond their intended stay.
Yes, purchasing travel health insurance for Puerto Rico from Canada is highly recommended. It ensures protection against medical emergencies, trip cancellations, lost baggage, or other unforeseen travel disruptions.
Healthcare in Puerto Rico is private and can be expensive for tourists. Since your Canada health plan does not cover medical care abroad, having Canadian medical insurance for Puerto Rico gives you peace of mind in case of illness or accident.
Comprehensive US travel insurance for Puerto Rico covers emergency medical treatment, hospitalization, and medical evacuation if needed. Always review the policy limits and exclusions before purchase.
Before buying travel insurance for Puerto Rico from Canada, compare top-rated US visitor insurance plans on American Visitor Insurance. You can review benefits, exclusions, and pricing to find the most suitable plan for your travel needs.
Comparing plans online helps you find affordable Canada travel insurance for Puerto Rico while ensuring complete protection. Whether you are visiting family, on a beach vacation, or escaping the Canadian winter as a snowbird in Puerto Rico, having the right visitor medical insurance for Puerto Rico keeps your trip worry-free.
Medical care and emergency services in Puerto Rico can be costly for tourists. Comprehensive travel health insurance for Canadian visitors to Puerto Rico protects you against unexpected medical expenses, trip delays, or emergencies. It’s especially important for seniors and snowbirds spending extended time on the island.
Choose plans that include emergency medical treatment, hospitalization, evacuation, repatriation, and trip interruption. Having the best travel insurance for Puerto Rico ensures you can enjoy your Caribbean adventure safely and confidently.
Carry both digital and printed copies of your Puerto Rico travel insurance policy and emergency contact numbers. Whether traveling for a short tropical getaway or an extended winter escape, having Canada travel insurance for Puerto Rico keeps you protected from high medical costs, lost luggage, or unexpected flight cancellations.
Before traveling, compare the best travel insurance for Puerto Rico from Canada on American Visitor Insurance to find affordable plans that provide comprehensive protection throughout your Caribbean trip.
The best travel medical insurance for Canadians visiting Puerto Rico is the TrueNorth Travel Medical plan. It offers high coverage limits, unlimited evacuation and repatriation, and 24/7 travel assistance for trips to Puerto Rico and other international destinations.
Specifically designed for Canadians traveling abroad, TrueNorth Travel Medical Insurance provides comprehensive emergency medical protection at an affordable price ensuring strong benefits and peace of mind throughout your Antarctic expedition.
TrueNorth Travel Medical is an accident and sickness insurance plan designed exclusively for Canadian residents, providing affordable coverage and 24/7 travel assistance for a single international trip.
This TrueNorth Travel Medical Insurance plan offers reliable protection for Canadians traveling abroad, though it is not available in certain provinces and territories or for travel to Israel and countries restricted by Canada Global Affairs.
The best trip cancellation insurance for Canadians visiting Puerto Rico is the TrueNorth Trip Protection Plus plan. It offers comprehensive coverage, higher limits, and robust benefits to ensure peace of mind during your journey.
For travelers seeking a more budget-friendly option, the TrueNorth Trip Protection Lite plan provides essential coverage at a lower cost while still protecting Canadian travelers from unexpected trip cancellations.
The TrueNorth Annual Travel Medical Insurance plan is ideal for frequent Canadian travelers visiting Puerto Rico throughout the year. With a single comprehensive policy, this annual travel medical insurance for Canadians visiting Puerto Rico provides extensive medical coverage, emergency evacuation and repatriation with no limit, and 24/7 global travel assistance.
This plan removes the need to purchase separate coverage for each trip offering continuous protection, cost savings, and peace of mind whenever you travel to remote destinations like Puerto Rico.
If you are looking for affordable Puerto Rico travel insurance from Canada, the best options are Patriot International Lite by International Medical Group and Travel Medical Global Basic from Seven Corners. These plans offer essential coverage at budget-friendly prices, ideal for Canadian travelers exploring extreme and remote destinations.
Age: 40 years | Plan: $50,000 | Deductible: $250
Planning a journey from Canada to Puerto Rico? Choosing the best travel insurance for Canadians traveling to Puerto Rico ensures peace of mind, financial protection, and coverage for medical emergencies, trip interruptions, and other unexpected events. Top recommended plans include:
These Canada travel insurance plans for Puerto Rico cover emergency medical expenses, hospitalizations, trip cancellations, lost luggage, and other travel risks. By selecting one of these top-rated plans, Canadian travelers to Puerto Rico can enjoy a safe and worry-free expedition with complete protection abroad.
Age: 40 years | Plan: $50,000 | Deductible: $250
Age: 40 years | Plan: $50,000 | Deductible: $250
Age: 40 years | Plan: $2,000,000 | Deductible: $250
The average cost of travel insurance from Canada to Puerto Rico ranges between $55 to $294. Pricing depends on factors such as the traveler’s age, trip duration, coverage limits, deductible amount, the type of health insurance selected, and whether pre-existing conditions are included. For most Canadian travelers, there are affordable travel insurance options available even for extreme and remote trips, providing financial security for unforeseen medical emergencies.
Comprehensive plans typically cost more but offer higher coverage limits, stronger benefits, and extended features like emergency evacuation and repatriation. These plans are ideal for Canadian visitors to Puerto Rico seeking peace of mind and full protection during their expedition.
The international travel insurance cost per month with a deductible of $250 offers an excellent balance between affordability and extensive protection perfect for Canadian snowbird travel health insurance or long-term stays in extreme destinations like Puerto Rico.
| Insurance Plans | Plan Max Range | Provider Network | Age 40 | Age 60 |
|---|---|---|---|---|
| Patriot International Lite | $50,000 - $1,000,000 | IPA Network | $55 - $74 | $121 - $144 |
| Travel Medical Global Basic | $50,000 - $1,000,000 | Visit Wellabroad.com | $56 - $77 | $121 - $159 |
| Safe Travels International Cost Saver | $50,000 - $1,000,000 | $73 - $122 | $159 - $235 | |
| Travel Medical Global Choice | $50,000 - $1,000,000 | Visit Wellabroad.com | $84 - $113 | $190 - $253 |
| Safe Travels International | $50,000 - $1,000,000 | $107 - $151 | $233 - $346 | |
| Patriot International Platinum | $2,000,000 - $8,000,000 | IPA Network | $116 - $158 | $247 - $294 |
Source: American Visitor Insurance®
Walking the streets of Old San Juan, with its colorful colonial buildings and historic forts, feels like stepping back in time.
Culebra is known for its stunning beaches, relaxed atmosphere, and crystal-clear waters perfect for snorkeling and diving.
Vieques, just off the Puerto Rican mainland, offers tranquil beaches, bioluminescent bays, and charming local culture.
The Rio Camuy Cave Park features one of the world’s largest cave systems, with impressive caverns and underground rivers.
Before purchasing travel insurance for Canadians visiting Puerto Rico on American Visitor Insurance, compare Puerto Rico travel insurance quotes, review customer feedback, and consult an insurance advisor to find the best travel insurance for Puerto Rico from Canada. Always review the policy terms and Puerto Rico travel insurance requirements carefully to avoid surprises during your trip.
When Canadians are planning a trip to the Puerto Rico, selecting the right travel insurance is crucial, especially for those with pre-existing medical conditions. Among the available options, the following INF plans stand out for their comprehensive coverage and benefits:
Canadian snowbirds need to understand that provincial health plans offer very limited protection once you are outside your home province or outside Canada.
Most provincial health plans only cover a small portion of medical costs outside Canada. In many cases, coverage is reduced or even suspended if you are away for more than six months in a calendar year.
Always confirm with your provincial health authority how long you can be away without losing eligibility for health benefits. Each province has its own rules.
If you remain in the U.S. longer than your visa or cross-border privileges allow, you may face immigration and tax-related obligations.
For longer stays, consult a cross-border legal or tax advisor to avoid issues with residency status and reporting requirements.
👉 While provincial health care offers security at home, it won’t fully protect you during extended stays in the U.S. That’s why snowbirds should plan carefully both for their health coverage and their legal stay.
While a standard vacation is often brief, snowbirds will generally spend 3-6 months outside of Canada, which means:
American Visitor Insurance serves as a one-stop destination for Snowbird coverage. American Visitor Insurance partners with top-rated U.S. insurers including International Medical Group (IMG), Trawick International, and Global Underwriters we provide Canadians with the best Snowbird travel insurance options conveniently in one place.
Use our easy online compare engine to review several top insurance plans side by side and choose the best snowbird insurance coverage for your travel schedule, budget, and medical needs for destinations across the US, Mexico, the Caribbean, and other warm-weather regions.
American Visitor Insurance has been offering Snowbird insurance for nearly two decades now providing thousands of Canadian and international snowbirds easy purchase insurance options through our platform before heading south for extended stays in Florida, Arizona, Texas, Mexico, or island getaways in the Caribbean.
Our licensed knowledgeable customer support team helps travelers understand coverage options, policy benefits, and claim procedures so you can make informed decisions with complete peace of mind.
Enjoy medical coverage for emergencies, hospital care, and evacuation, backed by leading international insurers and extensive PPO networks across North America and beyond.
Compare, choose, and buy your plan online at American Visitor Insurance in minutes with 24/7 assistance available whenever you need help during your travels.
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Going on a cruise vacation is exciting, but it’s important to protect your investment with the right cruise travel insurance. Travelers often book cruises months in advance, and unforeseen events may prevent them from going. Trip insurance for cruises ensures your vacation investment is protected if your plans change.
Best cruise trip insurance safeguards your pre-paid cruise costs. While most cruise lines offer cruise protection, it usually provides vouchers instead of cash reimbursement. Only comprehensive cruise travel insurance for Canadians guarantees actual monetary reimbursement for trip disruptions.
A standard cruise protection plan may give vouchers if you miss the cruise, but trip insurance for cruises ensures money back. This is especially important for seniors, who are more likely to require medical or travel assistance while on cruises.
Vacationers can maximize protection by purchasing Cancel for Any Reason travel insurance. This benefit allows you to cancel your
cruise for any reason and receive up to 75% reimbursement of non-refundable expenses. Standard cruise protection plans offer limited coverage, making best cruise travel insurance plans for seniors essential for older travelers seeking financial and medical security.
location_on olivia Street, No. 33, 7th Floor San Juan Puerto Rico
call Phone
Fax
+1-787-7294-1205
+1-787-7294-1205
mail Email
canadapr@worldnet.att.net
location_on 200 South Biscayne Boulevard Suite 1600 Miami Florida U.S.A. 33131
call Phone
Fax
+305-374-6774
mail Email
miami@international.gc.ca
Canadian travelers visiting Puerto Rico should always buy US travel insurance for Puerto Rico to stay financially protected from unexpected medical and travel emergencies.
Medical care in Puerto Rico can be expensive, and Canadian provincial health plans do not cover treatment abroad. Having Puerto Rico medical insurance coverage ensures access to quality healthcare without paying out-of-pocket costs.
In addition to emergency medical coverage, travel insurance from Canada to Puerto Rico also protects against trip cancellations, delays, baggage loss, and emergency evacuation—making your trip worry-free.
You can easily compare Puerto Rico travel insurance quotes on American Visitor Insurance to find the best travel insurance for Canadian visitors to Puerto Rico.
Most Canada travel insurance plans for Puerto Rico include benefits such as emergency medical expenses, evacuation, trip interruption, baggage loss, and personal liability. The coverage may vary depending on the insurer and plan you choose.
Here are the key benefits offered by Puerto Rico travel medical insurance for Canadians:
Visit American Visitor Insurance to compare Puerto Rico travel insurance for Canadians and choose a plan that best fits your needs.
Most Canadian health insurance plans offer limited or no coverage outside Canada, including Puerto Rico. Even if your plan provides partial coverage, it will not include trip protection features like cancellation or baggage loss.
To ensure full protection, it is strongly advised to buy emergency medical insurance for Puerto Rico before departure. Compare plans and speak with an advisor at American Visitor Insurance (877-340-7910) for personalized help choosing the best travel insurance for Puerto Rico from Canada.
Coverage for pre-existing medical conditions depends on the insurance plan. Some INF and other top-rated travel insurance providers offer coverage for acute onset of pre-existing conditions, while others include full coverage if requirements are met.
Always declare your medical history accurately when buying pre-existing conditions travel insurance for Puerto Rico to avoid claim rejections. Compare available Canadian visitor insurance for Puerto Rico on American Visitor Insurance to understand which plans include or exclude pre-existing conditions.
The cost of travel insurance for Puerto Rico from Canada varies depending on age, length of stay, and coverage type. On average, plans cost about 4–10% of the total trip price.
Compare multiple Puerto Rico travel insurance quotes online at American Visitor Insurance to find affordable options offering strong emergency medical and trip protection coverage for Canadians visiting Puerto Rico.
👉 Learn more about how to protect yourself while traveling as a Canadian Snowbird: Know more »
Provides coverage for multiple trips within a specified period, typically one year.
Read more »Travel insurance designed for older individuals, often referred to as "snowbirds".
Read more »Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".
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