Patriot International Lite Insurance Reviews, Review IMG Patriot International Lite Insurance Plan

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Days in hospital	$2,000/day for 3 days	$5,900	$100 (Deductible)
Surgery	$16,000	$16,000	$0
Prescription Drugs	$600	$600	$0
X Ray	$1,400	$1,400	$0
Total:	$24000	$23,900	$100

Expense

Amount billed

Amount Insurance Pays

Amount Insured Owes

Days in hospital

$2,000/day for 3 days

$5,900

$100 (Deductible)

Surgery

$16,000

Prescription Drugs

$600

X Ray

$1,400

Total:

$24000

$23,900

$100

Important terms of Patriot International Lite Insurance reviews

Plan Maximum coverage of Patriot International Lite travel insurance:
This the maximum coverage that the plan would offer for the medical expenses. Patriot International Lite insurance offers maximum coverage up to 1 million.
What is a deductible in Patriot International Lite visitors insurance?
This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Patriot International Lite insurance has deductible options from $0 up to $2,500
What is a provider network of Patriot International Lite Medical Insurance?
It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
What is coinsurance in Patriot International Lite visitor insurance?
This is a percentage of the bill that the travel has to pay. Patriot International Lite plan have no coinsurance coverage outside USA.
For coverage inside USA:
- Patriot International Lite pays
- IN PPO NETWORK
  The plan pays 100%.
- OUT OF PPO NETWORK
  The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
Renewability of Patriot International Lite Travel health insurance
Patriot International Lite Insurance can be renewed from 5 days to 364 days and later can be renewed maximum up to 2 years.
Eligibility to buy Patriot International Lite Insurance Online
Both these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period. Patriot International Lite has time restrictions that it has to be bought within 30 days of arrival in the US.
Patriot International Lite Pre-existing conditions Visitors Insurance for international travelers
Patriot International Lite insurance offers coverage for acute onset of pre-existing conditions up to the age of 70 years for acute onset of pre-existing conditions.
Underwriter and Eligibility of Patriot International Lite Insurance
Patriot International Lite Insurance underwritten by Sirius International Insurance Corporation and rating "A" (Excellent) by AM Best Rating.
Add on benefits covered under Patriot International Lite visitor insurance
Trip Cancellation, Trip Interruption and Travel Delay are covered, this rider can protect you from financial losses.

Patriot International Lite Travel Insurance - Common Questions

Patriot International Lite Insurance - FAQ's

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Patriot International Lite Health Insurance provides coverage for travelers outside their residence country whose destination excludes the US and its territories. Patriot International Lite insurance provides coverage for Acute on set of pre-existing conditions ,medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The plan can be renewable up to 2 years.

The cost of Patriot International Lite insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible. The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000 depending on the age of traveler.

To buy the Patriot America insurance, you will need the travel dates and passport details of the traveler. This will include the name of the traveler, the date of birth, the passport number and the travel dates.

You can get the quotes and make an instant purchase of Patriot International Lite travel insurance online with a credit card on American Visitor Insurance. This can be done without the need of any paperwork or medical exam.

Patriot International Lite insurance provides coverage worldwide except in your country of citizenship.

The different types of Patriot Insurance plans vary based on the level of coverage they offer. For example, the Patriot America Insurance plan provides coverage for non-US citizens traveling outside their home country. The Patriot International Lite Insurance plan provides coverage for non-US citizens traveling outside their home country and offers additional benefits such as coverage for adventure sports. The Patriot Platinum Insurance plan provides coverage for US citizens traveling outside the US.

Yes, you can buy Patriot International Lite insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Patriot International Lite travel insurance also offers visa letter in French if required.

Patriot International Lite insurance for US citizens travelling outside USA offers comprehensive coverage up to 1 million for emergency medical expenses.

Patriot International Lite insurance works for travelers outside their home country by offering comprehensive coverage for medical expenses only outside the US. After the deductible amount, Patriot International Lite insurance pays 100% of the eligible expenses.
For detailed working example of how it works, you can review Patriot International Lite insurance working example.

Yes Patriot International Lite Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot International Lite insurance online.

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.