Compare travel insurance benefits offered by Patriot America Plus vs Atlas Premium Travel Insurance plans. These two US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.
International tourists must aware of the high health care cost for visitors to the US. Medical treatment is very refined and drastically high for US tourists and without visitors insurance, it can be traumatic to settle the medical bills. Major risks includes sudden illness or injuries due to accident which can result in hospitalization or even visiting the physician which will not cost less than $100.
There are many visitor medical insurance available online and it is a challenge to select the best travel health insurance for USA. Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Patriot America Plus Insurance and Atlas premium insurance offer excellent comprehensive coverage both for small ailments as well as more serious injuries and sickness. These visitors insurance plans are quite popular among international tourists to USA and are from top rated insurance providers with AM Best Rating: A++ (Superior) rating. These travel insurance plans for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions.
This the maximum coverage that the plan would offer for the medical expenses. Patriot America Plus insurance offers maximum coverage up to 1 million and Atlas Premium insurance offers high end visitors medical coverage up to 2 million. The coverage may vary for older travelers with reduced plan maximum, Patriot America Plus Insurance offers coverage of $10k and Atlas Premium Insurance offers coverage of $250k for older travelers of 70 to 79 years and $20k for seniors citizens above 80 years.
This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Atlas Premium insurance and Patriot America Plus insurance both offer a set of deductible options for the travelers to choose from. Patriot America Plus insurance has deductible options from $0 up to $2.5k while Atlas Premium insurance has a range of deductible option from $0 up to $5k.
It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
Sometimes the travel plans may change and a US visitor may be required to extend their period of stay. Patriot America Plus Insurance can be renewed up to 2 years. Atlas Premium Insurance can be renewed for 364 days.
Both these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period. Patriot America Plus has a time restrictions that it has to be bought within 30 days of arrival in the US. Atlas Premium Insurance is quite popular among Older or senior citizens visitors to USA, h1b/ h4 visa holders and students on opt status as it has not limitation on buying insurance if they are already in the US for quite some time.
Compare average cost of the USA travel insurance with covid coverage : Patriot America Plus Insurance offers coverage up to the age of 70 years for acute onset of pre-existing conditions while Atlas Premium Insurance offers coverage for travelers aged 70 to 79 years: Up to the overall maximum limit or $100k, whichever is lower, travelers under age 70: Up to the overall maximum limit.
A visitors health insurance plan covers:
Compare WorldTrips travel insurance of Atlas Travel Insurance for specific benefit limits for different covered medical expenses.
We also offer IMG Patriot Platinum international travel insurance plans and can compare and buy online.
IMG Travel medical insurance coverage for older travelers visiting America, Get free quotes for visitor health insurance designed for Seniors traveling outside the home country.
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The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.Read more »
Travel with one of the (IMG) Patriot travel insurance plans so that you can spend more time enjoying your international experience and less time worrying about your medical coverage.