Compare Patriot Travel vs Atlas Premium travel insurance plans

These are popular visitor insurance plans for international travel. Compare price and benefits to find the best plan for your needs.


Patriot Travel vs Atlas Premium Travel

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Patriot America
Maximum
Deductible
Atlas Premium America
Maximum
Deductible
brochure  Brochure & Details links
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  Details
  Reviews
  Atlas Premium Brochure
  Atlas Premium Details
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coverage  Medical Maximum Options
Age 80 or older - $20,000
Age 70 to 79 - $50,000
All others - $50,000, $100,000, $500,000, $1,000,000.
Age 80 or older - $10,000
Age 70 to 79 - $50,000, $100,000, or $250,000
All others - $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000.
coverage  Deductible Options
$0, $100, $250, $500, $1,000 or $2,500 $0, $100, $250, $500, $1,000, $2,500, or $5,000
brochure  Acute Onset of Pre-existing Condition
For Patriot International plan only
  • Covers up to maximum limit, under the age of 70 years.
  • Up to $25,000 maximum limit for up to age 65.
Under age 70: Covers up to overall maximum limit.
Age 70 to 79: Covers up to overall maximum limit or $100,000, whichever is lower.
(excludes chronic and congenital conditions)
coinsurance  Coinsurance
Coverage in USA
  • In PPO - Plan pays 100% of eligible expenses.
  • Outside PPO - Plan pays 80% of eligible expenses up to $5,000, then 100% .

Coverage outside US
Plan pays 100% of eligible expenses.
Coverage in USA
  • In PPO - Plan pays 100% of eligible expenses, after the deductible, to the overall maximum limit.
  • Outside PPO - Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.

Coverage outside US
Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.

accident  Local Ambulance
Up to maximum limit. Usual, reasonable, and customary charges when covered illness or injury results in hospitalization as inpatient
Hospital Indemnity  Hospital Indemnity
$250 per overnight inpatient confinement, maximum limit of 10 overnights. Not subject to deductible $100 per day of inpatient hospitalization (not subject to deductible or coinsurance).
accident  Terrorism
Up to $50,000 maximum limit. Up to $50,000 lifetime maximum, eligible medical expenses only.
Emergency Dental  Emergency Dental (not subject to deductible or coinsurance)
$300 maximum limit due to accident or unexpected pain to sound natural teeth.
Traumatic Dental Injury - Up to the period of coverage maximum limit. (Treatment at a hospital due to an accident)
Up to $300 for acute onset of pain.
Emergency Medical evacuation  Emergency Medical Evacuation
Up to the maximum limit. Not subject to deductible Up to $1,000,000 lifetime maximum, except as provided under *Acute Onset of Pre-existing Condition.
Return of Minor Children  Accidental death & dismemberment
$50,000 principal sum. Not subject to deductible. Under age 18 years - Up to $5,000; 18 to 69 years - Up to $100,000; 70 to 74 years - Up to $12,500; 75 and older - Up to $6,250 lifetime maximum
$250,000 maximum benefit any one family or group (Excludes loss due to common carrier accident)
Return of Minor Children  Return of Minor Children
$100,000 maximum limit. Not subject to deductible Up to $50,000 (not subject to deductible or coinsurance).
Emergency Reunion  Emergency Reunion
$100,000 maximum limit. Not subject to deductible Up to $150,000, subject to a maximum of 15 days (not subject to deductible or coinsurance).
Trip Interruption  Trip Interruption
$10,000 maximum limit. Not subject to deductible Up to $15,000 (not subject to deductible or coinsurance).
Political evacuation  Political Evacuation
$10,000 maximum limit (not subject to deductible or coinsurance). Up to $150,000 lifetime maximum. (not subject to deductible or coinsurance).
Natural disaster  Natural Disaster - Replacement Accommodations
$25,000 maximum limit. Not subject to deductible. Up to $500 a day for 5 days (not subject to deductible or coinsurance).
personal liability  Personal Liability
  • Injury to third person: $100 per injury deductible
  • Damage to third person's property: $100 per damage deductible
  • Up to $100,000 lifetime maximum
  • Up to $100,000 third person injury
  • Up to $100,000 third person property
  • Up to $2,500 related third person property

restrictions  Compare other plans
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