Atlas America vs Travel Medical Choice Insurance Reviews
Visiting USA can be wonderful but it involves high travel and health risks and situations like sudden sickness or accident may arise. Many of you are aware of the high health care cost for visitors to US and the expense arising from hospitalization can be traumatic without US visitor medical insurance. Many top rate insurance providers offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA. These travel insurance plans for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions.
Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Atlas America insurance and Travel Medical Choice insurance as they offer excellent comprehensive coverage both for small ailments as well as more serious injuries and sickness. Atlas America insurance is administered by World Trips with AM Best Rating: A++ (Superior) rating. It has been offering health insurance products to customers in 130 countries. Travel Medical Choice Insurance is offered by Seven Corners with AM Best Rating: "A" (Excellent) rating and has been offering excellent international health insurance since 19 years.
- FEATURES
- Cost*
- Eligible Plan for USA Coverage
- Parents Eligible to be insured
- Acute on set of Pre-existing Cover
- Renewable and Cancellable
- Deductible Choice
- A.M. Best Rating
- Underwriter
- Provider
- Buy now
- Atlas America
- $78
- Yes
- Yes
- Yes, covers up to 79 years
- Yes
- $0 to $250
- "A" Excellent
- Lloyds, London
- WorldTrips
- Buy Now
- Travel Medical Choice
- $108
- Yes
- Yes
- Yes, covers up to 79 years
- Yes
- $0 to $5k
- "A" Excellent
- Crum & Forster SPC
- Seven Corners
- Buy Now
Atlas America vs Travel Medical Choice Insurance: A Quick Comparison
Atlas America Insurance
- Offers maximum coverage up to 2 million.
- Deductible options ranges from $0 to $5,000.
- Covers pre-existing condition up to 79 years.
- Renewable for up to 364 days.
- $25 cancellation fee after the effective date.
- Complications of pregnancy in the first 26 weeks of gestation.
- Eligible for Non-US Citizens traveling outside their home country.
- Covers injuries and illnesses from popular vacation sports at no extra cost.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $300 - ambulance
Emergency Medical Evacuation
Up to $1,000,000 lifetime maximum - medical_services
Urgent Care Clinic
$15 copay - airplanemode_inactive
Trip Interruption
Up to $10,000 - shopping_cartBuy Now
Travel Medical Choice Insurance
- Offers maximum coverage up to 1 million.
- Deductible options ranges from $0 to $5000.
- Acute on set of pre-existing conditions covered up to 79 years.
- Renewable for up to 365 days, If you initially buy less than 364 days.
- $35 cancellation fee after the effective date.
- Available for Non US residents traveling to USA.
- Adventure Activities coverage is available upto medical maximum.
- Covers Trip interruption upto $5000.
- local_hospital
Provider Network
- dentistry
Dental Accident
Up to $500 - ambulance
Emergency Medical Evacuation
Up to $500,000 - escalator_warning
Return of Child(ren)
$50,000 - ward
Bedside Visit
$1000 - shopping_cartBuy Now
How much does Atlas America vs Travel Medical Choice insurance cost per month?
Both Travel Medical Choice and Atlas America provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare cost for both Atlas America and Travel Medical Choice plans.
Atlas Travel Insurance vs Travel Medical Choice Insurance - FAQs
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Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.
Is WorldTrips insurance a legit company?WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.
Can I buy travel insurance from WorldTrips?WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
Why should I buy travel insurance from WorldTrips insurance?World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products .WorldTrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition. WorldTrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
Can visitors to USA buy Atlas America insurance who are already in USA for quite some time?Yes, Atlas America insurance is a good option for visitors to US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for international students who are on the OPT status, H1B visa holders and for Spouses of H1B visa holders on the H4 visa status.
Does Atlas America insurance offer coverage for sports?Atlas America covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkelling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.
Does Atlas America offer coverage for maternity?Well, Atlas America offers coverage for complications of pregnancy during the first 26 weeks of gestation.
Can I extend my medical coverage from Atlas America insurance if I want to extend my duration of stay in USA?Yes, US Visitors who had initially bought for less than 364 days can renew Atlas America insurance online up to 364 days.
Does Atlas America insurance cover pre-existing conditions?Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100,000, whichever is lower.
How to use Atlas America visitor medical insurance in case of emergency in the United states?Visitors can review this article on how to use Atlas America visitor medical insurance in case of emergency in the United States.
Does the Atlas America plan cover 100% outside PPO. Does it cover outside the United States and pay100% inside and outside PPO?The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.
What are the US state and country restrictions to buy Atlas America Visitors Insurance plan?The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
What is Atlas International InsuranceAtlas International is a visitor travel medical insurance plan for coverage outside the USA. It is one of the few visitor insurance plans that waives co-insurance within the PPO network. Atlas International insurance schengen visa review is an ideal travel medical insurance for visiting Schengen countries and satisfies Schengen visa requirements.It also provides acute onset of pre-existing conditions coverage up to the age of 79 years in the event of life threatening conditions.
Does Atlas International offers coverage for pre-existing conditions?Yes.It provides acute onset of pre-existing conditions coverage up to the age of 79 years in the event of life threatening conditions.
How does Atlas America insurance offer coverage for medical expenses?Atlas America insurance offers comprehensive coverage for visitors to USA. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “First Health care network or United health care.”. When Traveling Outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Atlas America insurance pays 100% up to maximum limit. For detailed working example of how it works, you can review Atlas America insurance working example.
Does Atlas America insurance satisfy US visa requirements?As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
Some of the common US visas are:
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Is Seven corners a real insurance company? Is Seven Corners Legit? Is Seven Corners a good insurance company?Seven Corners Inc. has been offering travel insurance products since 1997. Seven Corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical insurance and Inbound USA insurance products Seven Corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US. It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.
What is the eligibility to buy Travel Medical Choice Insurance?Individuals and families including unmarried dependent children traveling outside of their Home Country.
What are the benefits of Travel Medical USA travel insurance?Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
What is the coverage area of Travel Medical Choice travel insurance?Travel Medical Choice insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
Does Travel Medical Choice Insurance covers pre-existing conditions?Yes, Travel Medical Choice offers coverage for the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available and other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available for Including USA .
How much does Travel Medical Choice insurance cost?The cost of the Travel Medical Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
How to use Travel Medical Choice while receiving treatment?When you visit a medical provider, explain to them that you have Travel Medical Choice insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.
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Review travel medical insurance - Blogs and articles
Atlas America Insurance
The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.
Read more »Travel Medical Choice Insurance
The Travel Medical insurance is available for non U.S. Residents & Citizens while traveling outside Home Country. Travelers can get a quote among the various options they offer according to the travel requirements.
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