IMG GlobeHopper Annual Travel Insurance for Seniors 65
shopping_cart Buy OnlineGlobeHopper Senior Multi-Trip annual international travel insurance for seniors is one of the few yearly travel insurance for U.S. travelers age 65+ on Medicare. Instead of buying a new policy for every trip, one annual multi trip travel insurance plan covers unlimited trips abroad for a full year, with each trip protected for 30 or 45 days and coverage up to $1,000,000. It's designed to work as a Medicare supplement for travel outside the U.S. filling the gap Original Medicare and most Medigap plans leave when you're overseas. Starting at $264/month covers unlimited trips, one annual policy, coverage up to $1,000,000.
Always review your Medicare, Medigap or Medicare Advantage benefits and the GlobeHopper yearly travel insurance for seniors policy documents to understand how the coverage coordinates with your existing insurance.
What Is IMG GlobeHopper Senior Annual Multi-Trip Travel Insurance?
IMG GlobeHopper Senior Multi-Trip is an annual travel medical insurance plan designed for seniors age 65 and older who take multiple international trips during a 12-month period. Also known as GlobeHopper Senior Annual Travel Insurance, this plan is designed for frequent travelers looking for the best annual travel insurance for seniors with the convenience of covering multiple trips under one plan.
Instead of purchasing a separate travel medical insurance policy for every journey, eligible seniors can use one annual multi-trip plan for multiple international journeys throughout the year. Each trip can be covered for up to 30 or 45 days, depending on the option selected.
GlobeHopper Senior Annual Travel Insurance provides coverage for eligible medical expenses outside the U.S., along with emergency medical evacuation and other travel-related benefits. IMG also provides 24/7 emergency medical and travel assistance worldwide.
This Medicare supplemental travel insurance abroad is designed specifically for eligible U.S. citizens and U.S. permanent residents who are enrolled in Medicare Parts A and B and have either a Medicare Supplement (Medigap) plan or Medicare Advantage plan.
For seniors who travel frequently, GlobeHopper Senior Multi-Trip can provide the convenience of annual multi-trip travel insurance for seniors, eliminating the need to purchase separate coverage for every international trip.
Easy Access & Dedicated SupportAfter purchasing the policy, travelers can conveniently access their plan documents, ID card, and coverage details through the GlobeHopper Senior Customer Portal Insurance.
For personalized assistance, American Visitor Insurance offers expert support to help you compare plans, get quotes, and understand coverage details. Whether you're looking for the best annual travel insurance for US seniors or need help choosing the right coverage, our Globehopper senior travel insurance can help you understand your options.
Who Should Consider GlobeHopper Senior Annual Insurance?
Are a U.S. citizen or U.S. permanent resident age 65 or older, enrolled in Medicare Parts A and B.
Have a Medicare Supplement (Medigap) plan or Medicare Advantage plan.
Take several international trips each year or frequently visit family or friends outside the United States.
Take recurring cruises or international vacations.
Want travel medical insurance for seniors on multiple trips and prefer one annual travel medical policy instead of purchasing separate coverage for every trip.
Want the convenience of annual multi-trip travel insurance for seniors.
Want emergency medical evacuation protection while traveling internationally.
How Much Coverage Does GlobeHopper Senior Annual Travel Insurance Offer?
The GlobeHopper Senior Annual Travel Insurance coverage amount, also known as the policy maximum, is the total benefit limit available under the plan. This means it is the maximum amount the insurance will pay for all eligible medical expenses during the policy period. Once this limit is reached, no additional benefits will be paid.
- check_circleGlobeHopper Senior offers flexible annual travel high coverage travel insurance for seniors, allowing travelers to choose a plan that fits their needs and budget. The available policy maximum options range from $100,000 up to $1,000,000.
- check_circleChoosing the right annual senior travel insurance with $500,000 or $1 million coverage is important, especially for travelers aged 65+, as healthcare costs abroad can be expensive. Many travelers prefer higher limits such as $250,000, $500,000, or $1,000,000 for greater financial protection and peace of mind.
- check_circleAt American Visitor Insurance, you can easily compare GlobeHopper Senior Annual multi-trip travel insurance with high policy limits, get instant quotes, and select the best coverage level for your travel needs. Our licensed agents are available to guide you in choosing the right multi-trip travel insurance coverage for seniors.
What Is the Deductible in GlobeHopper Senior Annual Travel Insurance?
The deductible in GlobeHopper Senior Annual Travel Insurance is the out-of-pocket amount that the insured traveler must pay before the insurance coverage begins to payfor eligible medical expenses. This is a standard feature in most travel medical insurance plans for seniors. For GlobeHopper Senior Annual multi-trip travel insurance with affordable out-of-pocket costs, the plan offers a fixed deductible option of $250 per injury or illness. This means:
- check_circleYou pay the first $250 for each new injury or sickness
- check_circleAfter the deductible is met, the plan covers eligible expenses based on the policy terms and coinsurance
Choosing a plan with a $250 deductible helps balance affordable premiums and manageable out-of-pocket costs, making it a practical choice for frequent travelers aged 65+. It also ensures you are not paying high upfront costs in case of unexpected medical situations while traveling abroad.
Travelers can compare GlobeHopper senior travel medical insurance with predictable expenses, understand deductible and coinsurance options, and choose the best annual travel insurance for seniors based on their budget and coverage needs. Our licensed agents are always available to help you make the right choice.
Which is the Best Annual Travel Insurance to Supplement Medicare?
I'm a senior traveler aged 69 years with Medicare taking multiple trips in a year. Can you please suggest an annual plan which will supplement while I'm abroad?
Regards,
Mosh
Hi Mosh,
Thank you for contacting American Visitor Insurance with requirement for Annual travel insurance to Supplement Medicare! IMG offers a plan called Globe Hopper Senior which is available for persons 65 and older if they have Medicare Parts A and B and a supplement for travel outside the US. You can purchase Globe Hopper with a maximum of $100,000, $500,000 or $1 million coverage. Note that, to get upper amounts of coverage, you must have at least a $250 deductible.
This plan will cost about $264 per year for your husband with a $1 million maximum and a $250 deductible (30 day trip duration). It does require full medicare coverage (A, B, and supplemental or advantage plan).
Be sure you select "Multi-trip plan" from the tab of options to get the right policy.
To get a quote and/or buy Globe Hopper Senior single trip insurance:
GlobeHopper Senior Multi-Trip
For frequent travelers, there is also an annual multi-trip version of this plan. It has a $100,000 maximum and a $250 deductible for trips up to 30 days in duration (no limit on number of trips).
Let us know if you have any further questions or would like some different options.
Thanks,
Customer support
Customer care www.americanvisitorinsurance.com (877) 340 7910Key Benefits of GlobeHopper Senior Annual Multi-Trip Insurance
GlobeHopper Senior Multi-Trip combines annual multi-trip convenience with travel medical protection for eligible seniors traveling outside the United States.
Use one plan for multiple international trips during a 12-month period.
Choose the maximum trip duration that fits your travel pattern.
IMG provides emergency medical and travel assistance worldwide.
Up to $250,000 maximum benefit.
Up to $50,000 maximum benefit.
Up to $50,000 maximum benefit.
Covered under the plan terms.
Eligible prescription expenses are covered subject to the plan terms and maximums.
Up to $5,000.
Physician visits, hospitalization, emergency room treatment, surgery and other eligible medical expenses are covered subject to the plan maximum and policy terms.
Eligibility is available to seniors 65 and older, although coverage maximums and available options vary by age.
Why Should I Buy GlobeHopper Senior Annual Travel Insurance?
Choosing GlobeHopper Senior Annual Travel Insurance means getting high coverage limits, medical protection, and flexibility built for frequent senior travelers. Here's what makes it worth considering.
GlobeHopper Senior Annual Travel Insurance offers the following key features:
Does Medicare Cover Seniors When Traveling Internationally?
Medicare generally is not designed to provide comprehensive medical coverage when you are traveling outside the United States. That's why many seniors look for travel medical insurance to supplement Medicare when planning international trips.
GlobeHopper Senior Multi-Trip yearly travel insurance is designed for eligible seniors who have Medicare Parts A and B along with a Medicare Supplement or Medicare Advantage plan. The GlobeHopper policy is intended to provide additional travel medical protection for eligible expenses incurred outside the U.S.
This makes the plan particularly relevant for seniors who travel internationally several times a year and want annual travel insurance for seniors on Medicare rather than purchasing separate medical travel insurance for every trip.
Who Is Eligible for GlobeHopper Senior Annual Travel Insurance?
- Travelers aged 65 years and above.
- Covers medical expenses outside the U.S. only.
- Coverage for multiple trips up to 30 or 45 days.
- US citizens or US permanent residents.
- Qualified for Medicare, actively enrolled in Medicare Parts A & B.
- Enrolled in a Medigap Plan or Medicare Advantage Plan.
- The plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan (Medicare supplement insurance).
How Much Does GlobeHopper Senior Multi-Trip Insurance Cost?
The Globehopper senior multi trip insurance cost per month is starting at just $264 to $330 and the cost depends on:
- Plan limit selected - the higher the plan limit, the higher will be the premium
- Deductible amount - the higher the deductible the lower will be the premium
Travelers up to age of 79 years can choose maximum limits of $1,000,000 with $250 deductible.
Example: Below is the monthly cost of Globehopper senior multi trip insurance of coverage with a $250 deductible, provided by American Visitor Insurance.
How Many Days Does GlobeHopper Senior Multi-Trip Cover Per Trip?
GlobeHopper travel insurance for seniors on Medicare offers two maximum trip-duration options.
Both options are designed for seniors who take multiple trips during a 12-month period. If you frequently take longer vacations, cruises or extended international visits, the 45-day option may be more suitable.
The maximum number of trips is not the main limitation; instead, the important consideration is the maximum number of covered days allowed for each individual trip.
| Multi-Trip Option | Maximum Trip Duration |
|---|---|
| 30-day option | Up to 30 days per trip |
| 45-day option | Up to 45 days per trip |
What Are the Benefits of GlobeHopper Senior Multi-Trip Medical Insurance?
| Maximum Limit per Period of Coverage | Age 65-79 years - $1M maximum limit. Age 80+ $100k |
| Deductible | $250 per injury/illness |
| Hospital Room and Board | Average semi-private room rate, including nursing services |
| Surgery | Up to the maximum limit |
| Intensive Care Unit | Up to the overall maximum limit. |
| Physician Visits | Physician visits or services: Up to the maximum limit |
| Radiology / X-ray | Up to the maximum limit |
| Hospital Indemnity | $250 per overnight inpatient confinement, maximum limit of 5 overnights. Not subject to deductible |
| Prescription Drugs and Medications | Up to the plan maximum limit, (Dispensing limit per prescription: 90 days) |
| Emergency Local Ambulance | Plan pays 100% |
| Emergency Room Accident | Up to the maximum limit |
| Emergency Room Visit without In-patient Admission | Up to Maximum Limit. Subject to additional $250 deductible |
| Emergency Room Visit with In-Patient Admission | Up to maximum limit Additional $250 deductible for illness that does not result in a direct hospital admission |
| Interfacility Ambulance Transfer | Interfacility Transportation: $2,500 maximum limit |
| Traumatic Dental Injury | Dental injury due to an accident: up to the maximum limit |
| Dental Treatment - for Unexpected Pain | Up to $100 |
| Emergency Medical Evacuation | $250,000 maximum limit |
| Emergency Reunion | $50,000 maximum limit |
| Return of Mortal Remains or Cremation/Burial | $50,000 maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death. |
| Political Evacuation and Repatriation | $50,000 maximum limit |
| Trip Interruption | $5,000 maximum. Not subject to deductible |
| Lost Luggage | $50 maximum per item of personal property, $250 overall maximum |
| Identity Theft | $500 maximum limit. |
| Natural Disaster | $100 per day for five days, $5,000 maximum limit for evacuations |
| Terrorism | $50,000 maximum limit |
| Sudden and Unexpected Recurrence of a Pre-Existing Condition | $5,000 maximum limit |
| Continuation of Treatment Period | $5,000 maximum limit before earlier of a) 30 day per injury or illness or b) upon return to country of residence |
| Accidental Death & Dismemberment | $25,000 principal sum. Not subject to deductible |
| Common Carrier Accidental Death | $100,000 per adult $200,000 maximum limit per family |
What Optional Benefits Are Included in GlobeHopper Senior Multi-Trip Insurance?
Evacuation Plus Rider
Rider option is available on individual plans only.
While GlobeHopper Senior Multi-Trip provides emergency medical evacuation coverage for life-threatening injuries and illness, the Evacuation Plus Rider provides coverage up to $25,000 for medical evacuations if you experience a sudden, non-life-threatening medical condition that requires hospitalization. IMG will arrange and cover ground and air transportation to the nearest hospital capable of providing treatment.
| Evacuation Plus Rider | |
|---|---|
| Non-Life-Threatening Medical Evaluation | Up to a maximum of $25,000 |
Does GlobeHopper Senior Cover Pre-Existing Conditions?
GlobeHopper travel medical insurance for seniors on Medicare provides limited coverage for the sudden and unexpected recurrence of a pre-existing condition, subject to the policy's terms, exclusions and limitations.
For the Multi-Trip plan, a maximum benefit of $5,000 for the sudden and unexpected recurrence of a pre-existing condition. This is not the same as comprehensive coverage for all treatment related to a pre-existing condition.
What Is a PPO Network in GlobeHopper Senior Annual Travel Insurance?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by IMG to offer services to insureds. This will help reduce the insured's out-of-pocket costs. GlobeHopper Senior Annual travel insurance PPO Network is United Healthcare network and First Health Network, IPA network. IMG maintains a wide network of health care providers.
Why Should I Buy GlobeHopper Senior Annual Travel Insurance from American Visitor Insurance?
Buying from American Visitor Insurance ensures you get expert guidance and reliable support throughout your purchase and beyond. Here's why it stands out:
- check_circleLicensed Experts with 20+ Years of Experience: American Visitor Insurance's experienced team helps you choose the best travel insurance for seniors, answering questions about coverage, deductibles, and benefits.
- check_circleDedicated Customer Support: Support teams across U.S. time zones are available to assist you anytime before, during, and after purchase.
- check_circleAssistance with Applications & Claims: From completing your application to helping with claims, it provides end-to-end support for a smooth experience.
IMG GlobeHopper Annual Insurance for Seniors - FAQs
Need Assistance Choosing The Right Plan?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
How Do I File a Claim With GlobeHopper Senior Annual Travel Insurance?
To file a claim with GlobeHopper Senior Annual Travel Insurance, follow these steps:
What Are the Restrictions of GlobeHopper Senior Annual Travel Insurance?
GlobeHopper Insurance is not offering coverage for residents of Belarus, Russia, Iran or Ukraine and travelers visiting Belarus, Russia, Iran or Ukraine.
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