Annual travel insurance for US citizens, Compare Annual Multi Trip travel Insurance, yearly travel insurance

Patriot Multi Trip Maximum Deductible Buy Now	Trekker Essential Maximum Deductible Buy Now	Atlas Multi Trip Maximum Deductible Buy Now	Travel Medical Annual Multi-Trip Maximum Deductible Buy Now	GlobeHopper Senior Multi Trip Maximum Deductible Buy Now
Insurance Providers

Trip Duration
Trip Duration	Trip Duration	Trip Duration	Trip Duration	Trip Duration
Ideal for
US or Non US citizens traveling outside their home country for business or pleasure	Only US Citizens traveling outside their home country for business or pleasure	US or Non US citizens traveling outside their home country for business or pleasure	US or Non US citizens traveling outside their home country for business or pleasure	Only US Citizens traveling outside their home country for business or pleasure
Length of Coverage
The period of coverage is for 1 year from the effective date of insurance cover	The period of coverage is for 1 year from the effective date of insurance cover	1 year maximum limit	Your policy period is 364 days	1 year maximum limit
Coinsurance
In PPO (Within US/Canada - Pays 90% up to $5,000 Out of PPO - Pays 80% up to $5,000, then 100% to Max Limit Outside US/Canada - No Coinsurance	Percentage that insured pays (after Deductible). This excludes charges for services not covered in excess of covered expenses	The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit	Inside US/Canada - 90% of the next $5,000 after deductible, then 100% to medical maximum Outside US/Canada - 100% after deductible up to medical maximum	No Coinsurance
Renewability
Yes in increments of 12 months up to 36 months with any break in coverage	This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new deductible and medical limit would apply.	Not renewable	Not renewable	Not renewable
Eligibility
Up to 76 years. Travelling outside their home country. Must have domestic health insurance policy while being covered under this plan	US resident up to 85 years. Travelling outside their home country. Must be enrolled in a primary health plan	Up to 76 years. Travelling outside their home country. Must maintain medical insurance that covers them while they are in their home country	The applicant must be aged between 14 years and 75 years at the time of applying	65 years of age or older, U.S. citizens and U.S. permanent residents, Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan
Repatriation of Remains
$50,000	Essential plan - $15,000 Choice plan - $25,000	Overall maximum limit (not subject to deductible or coinsurance)	$50,000 per period of coverage	$50,000 lifetime maxmium
Emergency Medical Evacuation
Up to $1,000,000	Essential plan - $250,000 Choice plan - $500,000	$1,000,000 lifetime maximum	$1,000,000 per period of coverage	$2,50,000 lifetime maxmium
Pre-existing Conditions Coverage
Recurrence of Pre-existing condition up to $5,000 max per period of coverage Emergency medical evacuation $25,000 for Recurrence of Pre-existing Condition	Essential plan - Covers pre-existing conditions as any other conditions up to $50,000 Choice plan - overs pre-existing conditions as any other conditions up to $250,000	Travellers below 70 years covers acute onset of pre-ex condition - Limited benefit to medical maximum (excludes chronic and congenital conditions) Pre-ex condition cover for emergency medical evac to $25,000	Acute Onset of Pre-existing Conditions: Ages 14 days to 64 years: $20,000 and Ages 65 to 74 years : $2,500	Sudden and Unexpected Recurrence of a Pre-existing Condition cover for medical expenses up to $5,000 max per insured person,per period of coverage Coverage for emergency medical evacuation up to $25,000
Underwriter
Sirius International Insurance Corporation	4 Ever Life Insurance Company	Underwritten by Lloyds, London	Underwritten by Lloyds, London	Underwritten by Lloyds, London
Rating
AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-	"A-" (Excellent)	AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-	"A" (Excellent)
Brochure and Details
» Patriot Multi Trip Brochure » Patriot Multi Trip Details	» Trekker Essential Brochure » Trekker Essential Details	» Atlas MultiTrip Brochure » Atlas MultiTrip Details	» Travel Medical Annual Multi-Trip Brochure » Travel Medical Annual Multi-Trip Details	» GlobeHopper Senior Brochure » GlobeHopper Senior Details

Patriot Multi Trip

Maximum

Deductible

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Trekker Essential

Maximum

Deductible

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Atlas Multi Trip

Maximum

Deductible

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Travel Medical Annual Multi-Trip

Maximum

Deductible

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GlobeHopper Senior Multi Trip

Maximum

Deductible

Buy Now

Insurance Providers

Trip Duration

Trip Duration

Trip Duration

Trip Duration

Trip Duration

Trip Duration

Ideal for

US or Non US citizens traveling outside their home country for business or pleasure

Only US Citizens traveling outside their home country for business or pleasure

US or Non US citizens traveling outside their home country for business or pleasure

Only US Citizens traveling outside their home country for business or pleasure

Length of Coverage

The period of coverage is for 1 year from the effective date of insurance cover

1 year maximum limit

Your policy period is 364 days

1 year maximum limit

Coinsurance

In PPO (Within US/Canada - Pays 90% up to $5,000
Out of PPO - Pays 80% up to $5,000, then 100% to Max Limit
Outside US/Canada - No Coinsurance

Percentage that insured pays (after Deductible). This excludes charges for services not covered in excess of covered expenses

The plan pays 100% of eligible expenses after the deductible up to the overall maximum limit

Inside US/Canada - 90% of the next $5,000 after deductible, then 100% to medical maximum
Outside US/Canada - 100% after deductible up to medical maximum

No Coinsurance

Renewability

Yes in increments of 12 months up to 36 months with any break in coverage

This is a non renewable plan. Subsequent periods of insurance can be purchased, in which case a new deductible and medical limit would apply.

Not renewable

Eligibility

Up to 76 years. Travelling outside their home country. Must have domestic health insurance policy while being covered under this plan

US resident up to 85 years. Travelling outside their home country. Must be enrolled in a primary health plan

Up to 76 years. Travelling outside their home country. Must maintain medical insurance that covers them while they are in their home country

The applicant must be aged between 14 years and 75 years at the time of applying

65 years of age or older, U.S. citizens and U.S. permanent residents, Qualified for Medicare, actively enrolled in Medicare Parts A & B and enrolled in a Medigap Plan or Medicare Advantage Plan

Repatriation of Remains

$50,000

Essential plan - $15,000
Choice plan - $25,000

Overall maximum limit (not subject to deductible or coinsurance)

$50,000 per period of coverage

$50,000 lifetime maxmium

Emergency Medical Evacuation

Up to $1,000,000

Essential plan - $250,000
Choice plan - $500,000

$1,000,000 lifetime maximum

$1,000,000 per period of coverage

$2,50,000 lifetime maxmium

Pre-existing Conditions Coverage

Recurrence of Pre-existing condition up to $5,000 max per period of coverage Emergency medical evacuation $25,000 for Recurrence of Pre-existing Condition

Essential plan - Covers pre-existing conditions as any other conditions up to $50,000
Choice plan - overs pre-existing conditions as any other conditions up to $250,000

Travellers below 70 years covers acute onset of pre-ex condition - Limited benefit to medical maximum (excludes chronic and congenital conditions) Pre-ex condition cover for emergency medical evac to $25,000

Acute Onset of Pre-existing Conditions: Ages 14 days to 64 years: $20,000 and Ages 65 to 74 years : $2,500

Sudden and Unexpected Recurrence of a Pre-existing Condition cover for medical expenses up to $5,000 max per insured person,per period of coverage
Coverage for emergency medical evacuation up to $25,000

Underwriter

Sirius International Insurance Corporation

4 Ever Life Insurance Company

Underwritten by Lloyds, London

Rating

AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-

"A-" (Excellent)

AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-

"A" (Excellent)

Brochure and Details

Advantage of Annual multi trip travel insurance - Comprehensive while affordable

It also works well for residents close to the Canadian or Mexican borders and who travel across the US border often. Annual multi trip travel insurance is designed to cover the health of the travelers and is not the best as trip cancellation insurance.
Annual multi trip travel insurance plans are relatively cheap since the coverage for trip cancellation is usually not included (some plans offer optional trip cancellation coverage on a per-trip basis for an extra fee). Even though the age of the traveler is considered, most annual multi-trip travel insurance plans are only a couple of hundred dollars annually for a traveler.

Ideal customers for Annual Multi trip travel insurance

Frequent international travelers such as corporate employees of multinational companies and business owners.
Journalists and academics who travel overseas often for research or teaching.
Retired pensioners who enjoy traveling to different locations.

Given that these groups travel overseas often, it is cumbersome to buy travel insurance each time, it is more convenient to buy an annual multi-trip travel insurance plan.

Annual travel insurance

These are certainly challenging times for international travelers as a result of the pandemic and the wars in Ukraine and Gaza. Regular corporate travelers and international business people are particularly vulnerable. It is hence very important to buy the best annual travel insurance. At American Visitor Insurance we are committed to getting you the most appropriate annual travel insurance policy for your specific needs.

Atlas Multi trip WorldTrips year long travel insurance

Atlas Multi trip Annual Travel insurance offers coverage for unexpected medical expenses, Emergency medical evacuation etc.

Annual Insurance Plan - Atlas Multi trip by World Trips

Overall maximum limit up to $1,000,000
Deductible $250 per covered trip
Available for travelers up to age 75 years

Atlas MultiTrip America
(For non U.S. citizens traveling to the U.S.)

$257 ANNUAL PREMIUM (Trip Duration: 30 days)

$315 ANNUAL PREMIUM (Trip Duration: 45 days)

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Atlas MultiTrip International
(For travel outside of the U.S.)

$188 ANNUAL PREMIUM (Trip Duration: 30 days)

$230 ANNUAL PREMIUM (Trip Duration: 45 days)

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Safe Travels insurance Trawick International annual insurance

Safe Travels Annual insurance offers coverage for US residents and US citizens taking frequent trips worldwide. It provides annual travel medical insurance for COVID as long as the plan is effective before the individual gets sick. If there is a chance of cancelling the plan, then it is important to check the terms and conditions of cancellation for that particular plan.

Annual Insurance for travel Plans - Trawick International

Maximum trip length is 30 days per trip
Available for travelers up to age 81 years and for U.S residents only

Safe Travels Annual Basic

by Trawick International

$155 ANNUAL PREMIUM

Trip cost: $2,500 per person per trip
Emergency medical coverage: $10,000

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Safe Travels Annual Deluxe

by Trawick International

$305 ANNUAL PREMIUM

Trip cost: $5,000 per person per trip
Emergency medical coverage: $20,000

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Safe Travels Annual Executive

by Trawick International

$675 ANNUAL PREMIUM

Trip cost: $10K per person per trip
Emergency medical coverage: $50,000

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Voyager Annual insurance Travel Insurance Services Annual travel insurance

Travel Insure has designed the Voyager Annual insurance plan for U.S. residents who travel frequently for business or pleasure.
Voyager Annual (offered by USI Travel Insure) covers US citizens in and out of the US at least 100 miles away from home.
It does not cover trip cancellation but can be used for 90 days at a time within a year and is great for frequent travelers.
There is an optional hazardous activity rider to cover such activities as sky diving and mountain climbing.

Plan details Brochure Buy Online

Travel Medical Annual Multi-Trip Insurance Seven Corners Annual Travel medical Insurance

Seven Corners has designed the Travel Medical Annual Multi-Trip Insurance product for frequent international travelers which provides annual travel insurance coverage.
Frequent travelers can customize their annual travel health insurance by selecting the trip length, choosing from 30, 45, and 60 day trip lengths.
It covers up to $100,000 (Travelers in ages between 65 to 74 years old are limited to $50,000) in medical expenses.
It also has an additional $1 million for emergency medical evacuation and repatriation. If medically necessary, the coverage will transport you to a facility with appropriate care. Please note that the Travel Medical Annual Multi-Trip Insurance requires you to maintain continuous medical coverage in your home country.

Plan details Brochure Buy Online

GlobeHopper Senior Multi-Trip Insurance IMG Annual Travel Insurance

This plan is available for US citizens and US permanent residents and medical expenses outside US are the only eligible expenses.
Annual Frequent travelers can customize their travel insurance coverage by selecting the trip length, choosing from 30 or 45 day trip lengths.
It covers up to $1,000,000 (Travelers in ages between 65 to 79 years) for ages 80 to 99 years it covers up to $100,000.
People who are qualified for Medicare and are actively enrolled in Medicare parts A and B are eligible for this plan.
People who are enrolled in Medigap plan or Medical Advantage plan are eligible for this plan.

Plan details Brochure Buy Online

Patriot Annual Multi-Trip Insurance - Key Highlights

Patriot travel insurance plan provides a policy maximum of $1000,000 and for people in the age range of 70-75, the plan provides $50,000 This per-sickness and injury plan provides a deductible option of $250.
This visitors insurance plan has a maximum lifetime of 12 months to continuous 36 months and is renewable online. One plan period cannot exceed 12 months.
The US citizens traveling outside of the US and under 76 years of age and Non-US citizens traveling outside their home country and under 76 years of age are eligible to purchase this plan.
For treatment outside the US and Canada, there is no co-insurance applicable, however for treatment inside the US and Canada, within the PPO network, the plan pays 90% up to $5000 after which 100% is covered. For out-of-PPO network coverage inside the US and Canada, the plan pays 80% up to $5000 after which it pays 100%.
For sudden recurrence of a pre-existing condition, medical coverage of up to $5000 per period of coverage is available and emergency medical evacuation for the same is available for $25000.

GeoBlue Trekker Essential Insurance - Key Highlights

Coverage of COVID-19 testing and treatment.
Up to $500,000 for sickness and accidents
$250,000 medical evacuation benefit.
Covers pre-existing conditions for medical services and medical evacuation.
Unlimited trips in a 12 month period (70 days max. per trip)
Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
No hospital pre-certification penalty.

Atlas Multitrip Insurance - Key Highlights

This plan is for people doing multiple trips outside their home country during a period of one year.
Coverage applies to multiple trips up to 30 or 45 days (as elected) in length during the 364 day contract period.
Plan provides an overall maximum limit of $1M.
Plan provides a deductible of $250 per covered trip.
There is no co-insurance and the plan pays 100% of eligible expenses after the deductible up to overall maximum limit.
For claims incurred in the US,there will be $200 co-payment for each use of the emergency room for an illness unless you are admitted to hospital. No co-payment for treatment of injury in an emergency room. For claims incurred outside the US, no co-payment.
For claims incurred in the US, there will be $15 co-payment for Urgent Care Center for each visit and no co-payment for $0 deductible. For claims incurred outside the US, no co-payment.
Acute onset of pre-existing condition is available up to the overall maximum limit only for under age 70 (excludes chronic and congenital conditions) and $25k lifetime maximum for emergency medical evacuation.
Emergency dental(acute onset) up to $300 coverage is available.
Emergency Medical Evacuation of $1M lifetime maximum is available except as under acute onset of pre-existing conditions(not subject to deductible or overall maximum limit.
Trip Interruption is available up to $10k not subject to deductible.
Travel delay coverage available for $100 a day after a 12 hour delay period requiring unplanned overnight stay. Subject to maximum of 2 days(Not subject to deductible).
Travel delay coverage available for $100 a day after a 12 hour delay period requiring unplanned overnight stay. Subject to maximum of 2 days(Not subject to deductible).
Lost checked luggage covered up to $1k(Not subject to deductible).
Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available for up to $10k (not subject to deductible or overall maximum limit)
Accidental death and dismemberment is available (Excludes loss due to common carrier accident).

Travel Medical Annual Multi-Trip Insurance - Key Highlights

This plan is available for those traveling outside their home country which is their country of residence.
Coverage length is 364 days and can be purchased by 14 days old to 75 years of age.
Benefit period is 90 days.
Medical Maximum options are $1M for 14 days to 64 years old and $50k for 65 to 74 years of age.
Deductible options are $0, $250, and $500 per covered trip.
Coinsurance percentage for inside the US, the plan pays 90% of the first $5k and 100% up to the medical maximum and for outside the US, the plan pays 100%.
Covid-19 treatment is available for $100k for ages 14 days to 64 years and $50k for ages 65 to 74 years.
Acute onset of pre-existing condition is available for $20k for ages 14 days to 64 years and $2500 for 65 to 74 years. This is available for US residents traveling outside the US.
Myocardial Infarction and Stroke is available as $200 per day for $3k maximum and this is available for US residents traveling outside the US.
Emergency Medical Evacuation and Repatriation is available for $1M(separate from medical maximum).
Trip Interruption coverage is available for $5k.
Border Entry Protection is available for US residents traveling outside of the US for $550.

GlobeHopper Senior Multi-Trip Insurance - Key Highlights

Available for travelers aged 65 years and above.
Available for US citizens or US permanent residents.
This plan can renewed up to 24 countinuous months.
It covers up to $1000,000 (Travelers in ages between 65 to 79 years) for ages 80 to 99 years it covers up to $100,000.
Qualified for Medicare, actively enrolled in Medicare Parts A & B.
Enrolled in a Medigap Plan or Medicare Advantage Plan.
The plan is secondary to Medicare, a Medigap and/or a Medicare Advantage Plan (Medicare supplement insurance).

Annual Travel Insurance

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Annual travel insurance (Multi trip insurance)

Annual travel insurance (Multi trip insurance) for travel within USA

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Advantage of Annual multi trip travel insurance - Comprehensive while affordable

Ideal customers for Annual Multi trip travel insurance

Steps to compare and by US travel health insurance

Annual travel insurance

Annual Insurance Plan - Atlas Multi trip by World Trips

Annual Insurance for travel Plans - Trawick International

Safe Travels Annual Basic

Safe Travels Annual Deluxe

Safe Travels Annual Executive

Testimonials - From Our Customers

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Patriot Annual Multi-Trip Insurance - Key Highlights

GeoBlue Trekker Essential Insurance - Key Highlights

Atlas Multitrip Insurance - Key Highlights

Travel Medical Annual Multi-Trip Insurance - Key Highlights

GlobeHopper Senior Multi-Trip Insurance - Key Highlights

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