Patriot Multi-Trip is offered by International Medical Group and can be purchased for 30 or 45 day trip duration. It has a $1 million maximum with a $250 deductible. The cost is based on an applicant's age and is available for persons under 76 years of age.
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GlobeHopper multi tripIt is an annual plan that offers coverage for senior citizens above 65 years taking multiple trips, each trip not to exceed 30 days. It offers a maximum coverage of $1 million for travelers up to 79 years and $100,000 coverage for travelers aged 80 years and above. Initial deductible that the insured has to pay is $250 per sickness/injury.
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Atlas Multi-Trip is offered by Tokio-Marine HCC and can be purchase for 30 or 45 day trip duration. It has a $1 million maximum with a $250 deductible. The cost is based on the applicant's age.
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Wander Frequent Traveler is offered by Seven Corners for 30 or 45 day trip duration. It has a $1 million maximum with a $250 deductible. The policy is for 364 days total and is available until age 75. The cost of the policy is based on the applicant's age.
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Note that the above three plans are available to non-US citizens or residents as long as they maintain health coverage in their own country and travel is outside their home country (it can be to the US or a different country).
GeoBlue has a two tiered option called
GeoBlue Trekker Essential and
Choice. They are exclusively available to US citizens only. Both offer up to 70 days in trip duration. The Essential offers coverage up to $50,000 and the Choice up to $250,000 for medical expenses with a deductible of $50. It is available for persons up to 85 years old. This policy covers a pre-existing condition as any other medical condition. The cost of the policy is based on the applicant's age.
GeoBlue Trekker Essential:
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GeoBlue Trekker Choice:
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Voyager Annual Insurance is offered by Travel Insurance Services with a 30 day trip duration. It is unique in offering coverage within the US as well as abroad as long as the person is at least 100 miles away from home on a trip with a set start and end date. For many of us, our own insurance coverage may be extremely limited when we are outside our home states. In that case, it can be risky to drive across the border for a ski trip or day at the beach if you know a serious injury or accident could cause a financial disaster for you and your family. The plan offers two levels of coverage: Silver and Gold. The Silver plan is between $90 and $400 per year (based on age) and the Gold plan is a set $330 per year per person. The plans will cover medical expenses, emergency medical evacuation, baggage delay and have an AD&D benefit.
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