Travel insurance for Portugal from USA, Travel insurance Portugal

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Travel insurance with trip protection coverage - Highlights

Trip cancellation

Reimbursement for loss of pre-paid, non-refundable payments.

Medical evacuation

Transportation to or between hospitals as needed.

Trip delay

Reimbursement of food and lodging expenses due to delay in travel.

Lost baggage

Pays sum for lost or delayed luggage by airline.

Medical expenses

Covers cost of treatment for sickness or injury during your vacation.

Age & Citizenship
Start date
End date

Travel medical insurance with no trip protection - Highlights

Health care expenses

Covers medical costs for sickness or accidents during travel.

Doctor visit

Covers cost of clinic or doctor visit.

Pharmacy drugs

Expenses from doctor prescribed eligible medications.

Medical evacuation

Transportation to or between hospitals as needed.

Repat of remains

Return of moral remains to home country or local burial.

Best travel insurance for Portugal

USA travelers going to Portugal will embark on an enchanting journey through a country steeped in history, culture, and natural beauty. From the cobbled streets of Lisbon to the vineyard-dotted Douro Valley and the sun-kissed Algarve beaches, Portugal offers a diverse range of experiences. Visitors can explore ancient castles, indulge in mouthwatering cuisine, and savor world-renowned wines. English is widely spoken, making communication easy for American travelers. The warm and welcoming Portuguese hospitality, combined with the country's stunning landscapes and rich traditions, promises an unforgettable and captivating travel experience in this European gem.

Travel insurance is highly recommended for US citizens traveling to Portugal. The travel insurance for Portugal cost is around 5% of the trip cost and easily provides value worth more than its cost. When obtaining Portugal travel insurance from the USA, it is crucial to consider specific factors. Look for a policy that provides comprehensive medical coverage, including emergency medical treatment and evacuation. Travel insurance Portugal typically includes medical coverage for illnesses or injuries, trip cancellation or interruption coverage, baggage loss or delay coverage, and emergency assistance services. If you plan on engaging in adventure activities in Portugal, confirm that US travel insurance to Portugal covers all such activities. Compare different international travel insurance for Portugal plans on American Visitor Insurance and choose one that best suits your needs. Having travel insurance for Portugal from US ensures that you can enjoy their vacation with peace of mind, knowing they are financially protected and have access to support services if needed.

Steps to follow when traveling to Portugal from USA

 Valid Passport: Ensure that your passport is valid for at least three months beyond your intended departure date from Portugal.

 Visa Requirements: US citizens do not need a visa for short stays (up to 90 days) in Portugal for tourism or business purposes. However, verify the specific visa requirements based on your citizenship and the purpose of your visit if you plan to stay longer.

 Travel health insurance: It's advisable to have comprehensive travel health insurance for Portugal that covers medical expenses and emergency evacuation in case of unforeseen circumstances during your trip.

Tourist holiday insurance for Portugal from USA

Key Guidelines for Travelers in Portugal from USA

Here are some key guidelines for travelers in Portugal:

  • Visa requirements: US citizens do not need a visa to travel to Portugal for up to 90 days.
  • Vaild passport: A valid passport is required for entry into Portugal. Your passport should be valid for at least three months beyond the period of stay.
  • COVID-19 measures: You must follow all the COVID-19 measures that apply to travelers coming from the United States.

Review and find the best Portugal travel insurance with Covid19 coverage

International travel has become more difficult thanks to the covid19 pandemic. Given the high costs of healthcare especially in light of covid19, it is important to have excellent travel insurance with coverage for Covid19. This will mitigate the financial risks of international travel. At American Visitor Insurance, travelers can find the ideal Covid travel insurance plan by using the visitors insurance comparison tool.

Travelers should provide relevant information such as the travelers age, the duration of travel and other relevant details like the medical maximum coverage, the deductible and the need for Covid travel insurance coverage. The comparison utility will display the available travel insurance plans based on the travelers requirements. Travelers can further filter the displayed plans by filtering the list of plans, and one of the filter option is specifically about coverage for Covid illness. The traveler can then review these filtered plans based on price and other coverage benefits to select the Covid travel insurance plan that they like best.

American traveler insurance including trip cancellation coverage

US citizens should consider buying travel insurance especially if traveling outside their home state. The travel insurance plans are designed for US vacationers with coverage for insuring the health of the traveler as well the trip expenses cost. Some examples of coverage benefits are trip cancellation, trip delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

Travelers can also include the Cancel for Any reason (CFAR) travel insurance which gives travelers the option of cancelling their travel and recouping most of their non-refundable trip expenses. Travel insurance provides coverage in the following ways:
  1. Non refundable cost of the trip.
  2. Unexpected medical expenses of the traveler.
  3. Loss or damage to the insured’s possessions.
Following are the trip insurance plans:

International travel health insurance from USA

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US citizen travel insurance

US citizens

Given the high cost of healthcare and travel related vagaries, US citizens need to have good travel insurance irrespective of whether one is traveling within the United States or overseas. US citizens can buy domestic travel insurance for any travel 100 miles from their primary residence and can buy the best travel insurance for all overseas travel.

Covid19, the Ukraine war, hurricanes and inclement weather along with severe labor shortages, long airport security checks … have disrupted the travel industry resulting in delayed or cancelled flights, long waits at airports, lost or delayed baggage, along with Covid related sickness and the need for Quarantine …., all of these can result in expensive changes to one’s travel plans.The financial loss due to this can be significant, especially if for an expensive planned vacation with connecting airline tickets, hotels or cruise bookings.It is recommended to buy the best Cruise travel insurance for a cruise trip.

There are also circumstances beyond the control of the traveler and can force change to travel plans. This can be due to the health of the traveler or that of an immediate family member or other work related conditions.These situations are also covered by travel insurance with the cancel for any reason coverage benefit which gives full flexibility in travel plans.

Along with disruption to travel, there is also the health of the traveler during the journey itself. This is particularly important for older travelers, and an accident or an unanticipated health emergency while traveling can be very expensive but will be covered by travel insurance. The best Travel insurance for US senior travelers complements existing health insurance or be the main insurance coverage to minimise the travelers expenses. Travel insurance is indispensable and becomes the primary cover for US citizens while outside the United States as US domestic health insurance, including Medicare provide little health coverage outside US borders.

Travel insurance plans for older US travelers with Medicare coverage

Older US travelers who are enrolled in Medicare need good travel health insurance when they travel outside the United States. Travel insurance is required since Medicare offers very limited coverage outside the US borders.

Travelling overseas involves risks for everyone, in particular for older travelers and the costs of medical evacuation and health care even outside the US is very expensive. In this context, buying good Medicare Supplemental international Travel insurance coverage for older US travelers is strongly recommended.

Older traveler Insurance

Globehopper travel medical insurance offered by International Medical Group (IMG) is specifically designed for US citizens and US permanent residents aged 65 years and older. The GlobeHopper Senior plan is available either as the GlobeHopper Single-Trip plan for single trips with coverage from 5 days to 365 days, or as the GlobeHopper Multi-trip plan which covers a period of 12 months with a maximum of 30 days for each overseas trip.

The GlobeHopper Senior plan is very popular as it provides coverage up to $1 million for travelers less than 79 years and $100,000 for travelers more than 80 years old. The plan includes $2,500 cover for sudden unexpected recurrence of an existing medical ailment and $25,000 for emergency medical evacuation.

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cruise ship

Best travel insurance for cruises

Going on a cruise vacation is truly exciting, however one must take suitable action to ensure that the cruise vacation is not a disappointment. Vacationers are likely to book for the cruise well in advance of the actual travel dates, and it is possible that one is not able to make the cruise as planned.

Best Cruise trip insurance ensures that vacationers can vacation investment should there be a disruption and one cannot make the cruise. Most cruises offers Cruise protection, but that is not the same as trip insurance for cruises.

A cruise protection usually gives vouchers for the traveler if they miss the cruise, but getting money back is not the norm, which is what trip insurance for cruises offer. Vacationers can shield themselves best by purchasing the Cancel for any reason travel insurance benefit. This gives the flexibility of cancellation the cruise vacation for any reason, and the traveler can get reimbursed up to 75% of the non-refundable trip expenses. The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
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Travel insurance for visiting Portugal

Trip cancellation insurance

Is it worth buying trip cancellation plans? Annual vacation that is once in a lifetime experience could be very expensive. Planning a vacation involves expenses from booking air tickets, cruise reservations, hotel bookings which is don't months in advance. As life is not certain, we cannot predict what can happen in the future which can resulting in cancelling an expensive vacation or trip or making other trip arrangements.

Sometimes while on a trip an emergency medical situation may arise which can result in hospitalization and huge medical bills. Other risks involved maybe baggage loss, flight delay, trip interruption, loss of passport which can cripple your life savings. Buying Trip protection insurance for Portugal can be a life and money saver which will cover most of the trip investment expenses and expenses arising from emergency travel and medical expenses.

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Travel Insurance for US Citizens traveling to Portugal

Short term travel medical Insurance

For short term travel vacations ranging from a few weeks to few months (less than a year). This covers all catastrophic health care expenses, but does not include coverage for preventive care and has limited cover for pre-existing conditions...

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Long term visitor health Insurance

Ideal for expats working overseas and for US pensioners living outside the US. These plans offers comprehensive coverage for preventive-care, pre-existing conditions, mental health, dental and vision benefits...

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Do I need travel insurance for Portugal?

If you need to apply for the Schengen visa to travel to Portugal, then you definitely need Travel medical insurance that satisfies Portugal visa requirements. However if you do not need a Schengen visa for a short stay in Portugal, then travel insurance is not mandatory.

However given the cost of healthcare in Europe and when you consider the nominal cost of the travel insurance in the context of expenses involved for visiting Portugal, it is strongly recommended to buy good travel insurance for Portugal. Travel insurance is also required if you plan on a long term stay in Portugal which is usually more than 90 days. This is required even if you do not need the Schengen visa for a short term stay in Portugal.

Group Travel Insurance

Quite often groups travel overseas together. The groups could be traveling for varied reasons such as employees on training, groups of tourists holidaying, members of a missionary organization, groups of students attending a sporting or academic event. Since the regular domestic health insurance will usually not cover you outside your home country you can buy cheap Group travel health insurance for visiting Portugal. The group travel plans are cheaper when compared to individual travel medical insurance. There is usually a discount of about 10% or more in group travel policies when compared to individual visitor health insurance for the same destination. Get Quote »

group travel insurance plans

Portugal travel insurance for US citizen

Schengen Visa information for US citizens and US residents (Non US citizens) visiting Portugal

US Citizens with a valid US passport can travel to Portugal for up to 90 days in a 180 day period without a Schengen visa

Requirements for traveling to Portugal:
  • A valid US passport with a minimum of three months (safer with 6 month) validity beyond the departure date from the Schengen area.
  • Valid reason for travel.
  • Proof of sufficient financial resources for the entire stay in the Schengen region.
Schengen visa insurance for Portugal »

Long term Portugal Visa Insurance requirements

Long stay Portugal visitor visa insurance is available for visitors staying up to a year. Whether living in Portugal for professional purposes, visiting family, on a private visit or to study, we have long term Portugal visa insurance that caters to all the insurance requirements. The insurance plans for the long stay tourist visa in Portugal offer a minimum coverage up to € 30,000 with $0 deductible, emergency medical evacuation and repatriation coverage while in Portugal.

Long stay Europe visa for Portugal »

01. Do US residents (non US citizens) need the Portugal visa to travel to Portugal?

Most non US citizens need the Portugal (Schengen) visa. You can verify if you need the visa in the list of Nationalities who need Portugal visa. Non US citizens residing in the US need to show the resident status (Green card, valid US visa and copy of valid I-20 or valid I-AP66, visas…) to apply for a short term Portugal visa in the US. The visa and the US resident status must be valid for at least 3 months after the last day of stay in the Portugal.

02. Do US citizens need a Visa for a long term stay in Portugal (Schengen Region)?

Applicants who wish to stay in Portugal beyond 90 days must apply for a national visa or residence permit. The applicant needs to buy Portugal visa insurance offering coverage of 30,000 Euros travel insurance for long term Europe visa as mandated by the Portugal Consulate. You can get more information about the residence permit on the Portugal embassy/consulate's website.
While applying for Schengen visa, you need to give enough time for its processing, especially during the peak travel summer and winter season.

03. What is the travel insurance requirements for Long term Portugal Visa?

US citizens who want to stay in any of the 27 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (or the equivalent in US dollars) which is valid during the whole stay in the Schengen countries. The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).

Portugal Travel Insurance, Travel insurance to Portugal from USA - FAQ

Do visitors to Portugal need medical insurance? Do I need travel insurance for Portugal? Does Portugal require travel insurance?

Even though it might not be mandatory to have medical insurance for USA travelers to Portugal. However, given the Covid pandemic, the war in Ukraine, international travel has become more uncertain with disrupted flights and pandemic restriction, it is very important to buy good short term travel insurance from USA to the Portugal to insure oneself against being forced to pay for unexpected expenses and healthcare facilities while on a vacation.

At American visitor insurance we offer Covid travel insurance for US citizens which work well as health insurance for US visitors to Portugal. International travelers can compare different health insurance for visitors in Portugal and buy the best travel insurance for the Portugal according to their specific USA to Portugal travel insurance requirements.

Is Covid travel insurance mandatory for Portugal?

Portugal Covid travel insurance requirements

Travel insurance for Portugal is recommended during the covid as it is uncertain and if anything goes wrong during the travel like sudden sickness of trip delays, cancellation, baggage loss. Covid travel insurance for Portugal will assure adequate coverage for most of the expenses. Following are the Portugal travel insurance plans satisfying requirements for US citizens.

Travel Insurance Plans:
  • Safe Travels Voyager Insurance Offers quarantine travel insurance coverage for accommodations due to a covered Trip Delay $3,000/$250 per person per day (6 hours or more) is included in the basic coverage.
  • Safe Travels Explorer Insurance Offers Coverage for covid quarantine accommodations due to a covered Trip Delay $1,000/$150 per person per day (12 hours or more).
  • Travel SE Insurance Travel SE plan is a primary travel insurance that covers Covid quarantine hotels due to a covered Trip Delay $2,000/$125 per person per day is included in the basic coverage.
  • Travel LX Insurance Travel LX plan offers primary travel insurance coverage for Covid quarantine hotels due to a covered Trip Delay $2,500/$250 per person per day is included in the basic coverage.
  • Trip Protector Insurance Offers travel insurance with quarantine coverage for accommodations due to a covered Trip Delay up to a maximum - $2,000 ($200 /day )(6 hours).
Travel Medical Insurance Plans:

Do tourists need travel insurance?

Often health insurance from a home country will not cover you while you are traveling in a different country. If you are in a country with high medical costs such as the US, Canada, or Japan, you should consider purchasing international travel insurance in case you should need any medical care.

The travel insurance for tourists will help defray costs and also often has many travel benefits (trip delay, trip interruption, baggage loss) that will also assist a traveler in getting back on track with their trip

What are the disadvantages of travel insurance?

Travel insurance is only for unexpected medical problems like illness or injuries while on a trip. Most medical insurance for travelers do not cover preventive care or vaccinations or even emergencies for a pre-existing medical condition.

Also, if you are engaging in specific sports or recreational activities (motorcycle riding, motocross, skiing, bungie jumping, etc) be sure you get a plan that will cover any injuries you may have while participating in that activity as many will exclude them from coverage.

How much travel insurance do I need?

The maximum of the health insurance for travelers will depend on where you are going. For example, if you are headed to Europe or the Philippines, $50,000 may be enough for your trip.

If you are going to the US or Canada, you may opt for a much higher maximum ($500,0000 or $1 million) if possible due to the higher potential cost of care in those countries

How much is the travel insurance?

The cost of the travel insurance for international tourists is based on the age of the insured, the maximum of the policy, the deductible on the policy, and the number of days of the trip. Also note there are several types of policies which can also affect the cost of the insurance.

Trip cancellation policies, for example, are also linked to the amount you are insuring your trip for. Naturally, a $2,000 trip will cost less to insure than a $20,000 trip.

Do US citizens need travel insurance for Portugal from USA?

The regular US health insurance including Medicare provide little to no health insurance coverage outside US borders. International travel insurance provides health coverage and financial protection in case of unexpected events such as medical emergencies, trip cancellations or interruptions, lost baggage, or travel delays typically. Given that travel insurance usually costs only around 5% of the total trip cost, it is very logical for US citizens traveling overseas to buy the best travel insurance for Portugal. Healthcare costs can be high in Portugal, and travel insurance ensures that you have medical evacuation if needed and access to good medical assistance and treatment.

What does international travel insurance to Portugal from USA cover?

The travel insurance coverage will vary depending on the policy and insurance provider, but it typically includes

  • Medical expenses: Coverage for emergency medical and dental treatment, hospital stays, and medical evacuation.
  • Trip cancellation or interruption: Reimbursement for non-refundable expenses if the trip is cancelled or cut short due to covered reasons, such as illness, injury, or unforeseen circumstances.
  • Baggage loss or delay: Compensation for lost, stolen, or damaged baggage, as well as reimbursement for essential items if your baggage is delayed.
  • Travel delays: Reimbursement for additional expenses incurred due to delayed flights or other travel disruptions.
  • Emergency assistance: 24/7 travel assistance services, including access to a helpline for emergencies, coordination of medical services, and help with lost documents.

How much does Portugal travel insurance from USA cost?

The cost of travel insurance can vary depending on several factors, including the duration of your trip, your age, the level of coverage you choose, and any additional add-ons or options you select. On average, travel insurance for a US citizen visiting Portugal can range from $50 to $200 for a week-long trip, which is between 5% to 8% of the trip cost. It is recommended to obtain quotes from different insurance providers on American Visitor Insurance to compare prices and coverage options.

Are pre-existing medical conditions covered by travel insurance to Portugal from USA?

Coverage for pre-existing medical conditions can vary depending on the insurance policy. Some travel insurance plans offer coverage for acute onset of a pre-existing conditions, while others may exclude them. It is important to carefully review the policy details and any exclusions or limitations related to pre-existing conditions using the comparison facility available on American Visitor Insurance.

Is travel insurance mandatory for travel to Portugal from USA?

Travel insurance is not mandatory for US citizens visiting Portugal. However, even if not mandatory, travel insurance for Portugal is highly recommended so as to have adequate coverage in case of unexpected travel or health related emergencies. Without travel insurance, you may be personally responsible for covering the costs associated with medical emergencies, trip cancellations, or lost belongings, which can be significant.

How do I choose the right travel insurance for my trip to Portugal?

When choosing travel insurance for your trip to Portugal, consider the following factors

  • Coverage: Look for a policy that provides comprehensive coverage for medical expenses, trip cancellations, baggage loss, and travel delays.
  • Policy limits: Ensure that the policy limits are sufficient to cover potential expenses, such as medical treatment or emergency evacuation.
  • Exclusions: Carefully review the policy's exclusions and limitations, particularly regarding pre-existing conditions and high-risk activities.
  • Cost: Compare the prices of different insurance providers while considering the coverage and benefits they offer.
  • Customer reviews and reputation: Research the insurance provider's reputation, customer reviews, and claim handling process to ensure reliability and customer satisfaction.

When buying travel health insurance for Portugal, it is important to compare travel insurance policies from multiple providers to find the best coverage at the best price. This is achieved with ease at American Visitor Insurance, where prices and benefits of the different plans are displayed in an user friendly comparison tool. As a traveler, you should also carefully review the policy's brochure and understand the exclusions that are not covered.

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Steps to buy
Travel insurance for Portugal online

 1: Finding the available international travel insurance plans

Complete the travel insurance quote form by providing traveler details and the insurance requirements.

 2: Compare the different travel insurance options

Compare price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance USA you like best and review documents

Buy the plan that fits your needs and budget by using a credit card and completing the online application.

 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers.

Step by step travel insurance

Factors to consider while buying Portugal long term visa insurance

The cost of Europe long term visa insurance depends on the following:

Age of the traveler

The older the traveler, the more expensive will be the cost of travel insurance.

The maximum medical coverage selected

The medical coverage options range from $50,000, up to $1,000,000, the higher the coverage, the greater the premium.

The selected deductible

A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan starts paying. Most plans provide options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.

The co-insurance on the plan

'Co-insurance' is the percentage on medical expenses borne by the customer after the deductible is paid. The cheapest travel health insurance for Europe will have the highest co-insurance.

The Insurance underwriter

There are different underwriters such as AIG, Lloyds, Nationwide, etc. Prices will vary for different underwriter.

annual multi trip insurance

Annual insurance for frequent travels

These plans are ideal for regular travelers who make many overseas trips annually. The Annual multi-trip insurance for travelling to Portugal plans provide coverage for a whole year, while having a maximum limit for the length of each international trip. Business travelers find the annual trip plans very useful and price effective, as opposed to buying insurance for each of their overseas trips. One of the requirement is that the traveler must have primary health insurance in the home country

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Does Portugal travel insurance cover covid19 illness?

There are some USA Covid travel insurance plans available for travel to Portugal that cover covid19 as a new illness. International travelers can compare best Covid travel insurance plans and buy it online. These US covid travel insurance plans are available for visitors from Portugal to the US, US citizens and US residents traveling abroad as well as non US travelers traveling outside their home country.

Popular tourist destinations in Portugal

Popular tourist destinations in Portugal

Portugal travel insurance


Sunny Mediterranean climate, gorgeous beaches, historic sites, fabulous cuisine and affordable costs are just some of the reasons that make the Algarve one of the best places to visit in Portugal.

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World of Discoveries

Portugal's remarkable period of conquest and exploration, the Age of Discovery, is re-enacted with astonishing effect at this slick interactive museum and theme park.

Buy visitor insurance for Portugal

Castle of Almourol

This magical fortress, dramatically set on a marble-sized island in the Tagus River near the town of Constância, is one of the most picturesque historical monuments in the region.

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Nestled in the foothills of the Sintra Mountains on the Lisbon Coast, Sintra presents a spectacular setting of verdant hills, sprinkled with pretty villas and castles.

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Portugal - General information

  • map Location: Continent of Europe
  • house Capital: Lisbon
  • language Language: Portuguese, Mirandese, English
  • currency Currency: Euro
  • population Population: Around 10 million
  • calendar Best time to visit: March to October
  • map Vacation spots: Lisbon, Oporto, Algarve, Madeira, Azores, Faro, Braga, Guimaraes, Coimbra.
Balance Scale

Trip insurance vs Travel health coverage vs Global medical insurance

Confused whether to buy trip, travel or global health insurance? Understand the differences!

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Travel health insurance Portugal, Portugal travel health insurance

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Travel insurance for Portugal resources

International travel insurance resources for Portugal visa holders.

Factors for travel insurance Portugal online

Factors for travel insurance Portugal online

Important factors while deciding on the best travel insurance to Portugal.

Types of Portugal travel insurance online

Types of Portugal travel insurance online

Different types of Portugal visa travel insurance options.

Portugal travel insurance claims procedure

Portugal travel insurance claims procedure

Portugal travel insurance claims process for medical care.

Embassy of Portugal in United States

Portugal Embassy in Washington

2012 Massachusetts Avenue, D.C. 20036, Washington, USA




Portugal Consulate in New Bedford

628, Pleasant St., Room 204, Massachusetts 02740, New Bedford, USA




Popular outbound destination among Portugal travelers

Best travel insurance Portugal, Trip Cancellation insurance for Portugal links

Travel Insurance for Portugal FAQ

FAQs about travel insurance for Portugal travelers.

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Portugal Travel Insurance Blog

Blog about travel health insurance Portugal travelers.

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Travel Insurance to Portugal Forum

Customer Queries for USA travelers to Portugal travelers.

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International travel insurance for global destinations

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

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