Travel insurance for Portugal from USA, Travel insurance Portugal

Travel Insurance from USA to Portugal

Do I Need Travel Insurance for Portugal?

Travel insurance for Portugal is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.

Who Needs To Apply For Portugal Schengen Visa?

Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Portugal for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Portuguese Schengen Visa. This visa allows travel to Portugal and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.

How Do I Apply for a Portuguese Schengen Visa?

To apply for a Schengen Visa to Portugal, follow these steps:

• Choose the correct visa based on your travel purpose (tourism, business, etc.)
• Fill out the Schengen visa application form.
• Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
• Book an appointment with the Portuguese consulate or visa center.
• Submit your application, biometric data, and documents at the consulate.
• Pay the visa application fee.
• Processing usually takes around 15 days.
• Pick up your approved visa from the consulate.

Steps to Follow When Traveling to Portugal From USA

How Do I Get the Right Insurance Required While Applying for the Portugal Schengen Visa?

At American Visitor Insurance, it's easy to get the best deal for insurance to meet Portugal Schengen visa requirements. Simply use our compare engine to review travel policies and prices. All the plans listed will give you access to a "visa letter" which you can print out minutes after your purchase which shows you have the insurance that is required for your visa. Change in plans? Not sure when your will be traveling? No problem! All plans are very flexible and can either be pushed back, moved forward, or cancelled for a full refund (before they start)!

If two people are over 70 years old, you can be quoted together on American Visitor Insurance, but some companies require you to fill out separate applications for each person (but the total cost will NOT change). Note that for travelers over 80, it can be cheaper to get a trip cancellation plan like one offered by IMG and they also provide a visa letter for you! Please call us at 877-340-7910 if you have any questions or concerns!

Which Is the Cheapest Travel Insurance With Trip Cancellation Coverage for Portugal?

Which Is the Best Travel Insurance With Trip Cancellation Coverage for Portugal?

Which Is Cheapest Travel Health Insurance for Portugal from USA?

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Which Is Best Travel Medical Insurance for Portugal from USA?

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Healthcare and Medical Costs in Portugal

Do I Need American Traveler Insurance With Trip Cancellation Coverage?

US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs.

Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

1. Non refundable cost of the trip.
2. Unexpected medical expenses of the traveler.
3. Loss or damage to the insured’s possessions.

International Travel Health Insurance From USA

American Travel Insurance Plans and Coverage Options

What Does Trip Cancellation Insurance Cover?

At American Visitor Insurance, we assist travelers from nearly anywhere as they travel away from home! It is important to consider purchasing an insurance plan to cover trip cancellation.

• Provides a refund for non-reimbursable deposits and trip costs if something prevents taking the trip between payment and departure.
• Cost of such insurance depends more on the trip cost than the length of the trip (most have maximum day limits).
• Plans available for high-cost trips (exceeding $10,000 per person, e.g., safaris, long cruises) and modestly priced trips.
• Benefits usually cover 100% of non-refundable trip costs.
  • Often reduced to 75% for the ‘Cancel for Any Reason’ benefit.
• Coverage during the trip includes:
  • Unexpected medical expenses
  • Trip interruption (if unable to complete trip due to illness, weather, etc.)
  • Trip delay (missed flights or connections, help to catch cruise if necessary)
  • Baggage loss
• Assistance for pets or children traveling with you.

When Can I Buy the Trip Cancellation Plan?

• You can buy the trip cancellation plan at any time before your travel dates.
• Since you are insuring the value of your trip, it is better to purchase as soon as possible in case something happens that interferes with your travel.
• Example: If you’ve planned a trip for next October and later find out you must be in court at that time — if you haven’t already purchased your trip cancellation plan, you will not be able to get a refund because you already know about the conflict.
• You always get a 10-day ‘free look’ period after purchasing your plan.
• This allows you to review the policy and ensure it’s the product you really want.

Does Trip Insurance Cover Pre-Existing Conditions?

Many travel insurance plans offer a waiver of the pre-existing medical condition exclusion if you purchase your policy within 14 to 21 days of your initial trip deposit.

However, the iTravelInsured Travel LX plan gives you more flexibility and allows you to qualify for the waiver if buy the iTravelInsured Travel LX insurance within 24 hours of your final trip payment.

This flexibility provides travelers the ability to buy trip cancellation insurance with pre-existing conditions coverage up to the final trip payment. This provides valuable peace of mind and greater medical coverage for seniors with existing health conditions.

While we hope your trip goes smoothly and you stay happy and healthy, it’s reassuring to know that you’ll be protected even if unexpected issues arise — from the minor inconvenience of a missed connection to the major challenge of seeking medical care abroad or having to cancel your trip altogether.

Which is the Best Trip Cancellation Insurance for U.S. Seniors?

For senior travelers, iTravelInsured Choice Insurance from IMG is a top option. Designed for trips under $10,000 per person, it offers:

• Trip cancellation & interruption for pre-paid, non-refundable expenses
• Medical coverage up to $100,000 and emergency medical evacuation up to $500,000
• Add-ons: Cancel for Any Reason (CFAR), enhanced medical coverage, cruise protection, and sports coverage
• Pre-existing condition waiver if purchased within 21 days of the initial trip deposit

For trips over $10,000 or those seeking higher limits, iTravelInsured Travel SE and LX plans are recommended:

• iTravelInsured Travel SE: Trip costs up to $150,000, medical coverage up to $250,000
• iTravelInsured Travel LX: Trip costs up to $150,000, medical coverage up to $500,000

Both include trip cancellation, interruption, evacuation, and optional add-ons similar to Choice

For detailed guidance on choosing the right plan, check out our page on best trip cancellation insurance for seniors.

How Much Does Portugal Travel Insurance from USA Cost?

Trip Cancellation Insurance

This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 15 days trip length and $1,000 trip cost.

Travel Medical Insurance for US Citizens Traveling Outside USA

Average one-month travel health insurance costs by age are shown in the table below.

How Much Does Travel Insurance Cost for a Week? How Much Does Travel Insurance Cost for 2 Weeks?

Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks.

You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.

How Much Does Travel Insurance Cost for 6 Months?

For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.

How to Estimate Trip Cost for Travel Insurance?

Customers always ask me how much they should put down to insure their trips. This is a very important question to consider. Firstly, because it directly affects the cost of your insurance policy and secondly because it will put a maximum on your trip cancelation and interruption benefit. First of all, you can only ever get back the non-refundable portion of your trip cost. And, you must be able to show the loss.

How to Reduce the Trip Cancellation Insurance Cost?

• Trip cancellation insurance is expensive as it covers high-value, unpredictable risks that can result in large financial losses for vacationers.
• Trip cancellation insurance covers flights, hotels, cruises, and tours bookings and reservations, which can be thousands of dollars.
• It covers a wide range of cancellation reasons like Illness, death in the family, natural disasters, and job loss.
• Some Cancel for Any Reason (CFAR) travel insurance allow cancellation for any reason, often reimbursing 50-75% of trip costs.
• The more expensive your trip, the higher the insurance cost.
• Older travelers pay more because they have a higher chance of medical emergencies leading to trip cancellations.

What Factors Affect the Travel Insurance Cost from the US to Portugal?

There are several key factors that determine the cost of Portugal travel medical insurance from the USA:

Travel Insurance for Portugal Schengen Visa

• If you are a non-U.S. citizen or a U.S. Green card holder traveling to Portugal, you may need an Portuguese visa that satisfies Portugal travel insurance requirements which are the Schengen visa requirements, depending on your nationality.
• Do check the specific requirements based on your citizenship.
• Travelers from the USA visiting Portugal will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days.
• When applying for a visa to Portugal (or any other Schengen Area country), travel insurance is a mandatory requirement.
• The purpose of this travel insurance for the Portugal visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Portugal.
• The policy must cover emergency medical expenses of at least €30,000 (around US $ 50,000).
• It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed.
• The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Portugal until you leave.

ETIAS for American Travelers to Portugal

Starting in 2025, U.S. travelers to Portugal will need to apply for an ETIAS (European Travel Information and Authorization System). ETIAS is an electronic travel authorization system similar to the U.S. ESTA (Electronic System for Travel Authorization). However, ETIAS is not a visa. It is be a pre-travel clearance for short stays up to 90 days in Portugal. Along with ETIAS it is important for US travelers to buy travel insurance for Portugal from USA on American Visitor Insurance, since Medicare and most US health insurance plans will not provide coverage outside USA in Portugal.

What Is the Best Travel Insurance for a US Senior Vacationing in Portugal?

Is Portugal Visa Insurance Required for US Green Card Holders?

Do US Green card holders need Portuguese visa?

Green Card holders will need the Portugal visa if the country of their passport requires a Schengen visa for travel to Europe. Travel insurance for Italy visa for Green Card Holders is mandatory while applying for Portugal visa. Green card holders travel insurance requirements for Italy must satisfy common Schengen visa insurance requirements. US Green Card Holders can buy travel insurance to satisfy Portuguese visa requirements for their visa application on American Visitor Insurance.

Are You Planning to Work as a Digital Nomad in Portugal?

Living and working in Portugal, far away from the familiar surroundings of home is both exciting and challenging! It is however very important that you have proper Digital Nomad health insurance to secure you in the event of any adverse medical condition. Compare and buy the best Digital Nomad Insurance for Portugal on American Visitor Insurance that meets visa requirements and keeps you safe while working away from home.

General Information About Portugal

What Are the Travel Tips for Portugal?

• Public Transport: Public transport is dependable; famous trams operate in Lisbon and Porto. Car rentals are best for rural and Algarve coast experiences.
• Food: Relish traditional food (bacalhau, pastéis de nata, and drinking the local wine) or still sipping on port wine.
• Tourist Highlights: Must-sees include the old districts of Lisbon, the riverside of Porto, the beach towns of the Algarve, and the amazing landscape in Madeira and the Azores.
• Safety: Portugal is generally very safe, but watch for petty theft in crowded tourist areas.
• Electricity: Voltage is 230V, with type C or F plugs; bring an adapter if needed.
• Travel Insurance: Highly recommended for medical emergencies, trip interruptions, or theft.

Types of Travel Insurance for US Citizens Visiting Portugal

Annual Travel Insurance to Portugal from USA

• Ideal for frequent travelers such as business professionals or digital nomads making multiple international trips per year.
• The Annual multi-trip insurance for travelling to Portugal provides coverage for unlimited trips within a 12-month period, with each trip usually lasting 30-90 days.
• Offers significant savings compared to purchasing separate insurance for each trip.
• Ensures continuous coverage throughout the year without needing to buy a new policy for every trip.
• Particularly useful and cost-effective for business travelers.
• Requires the traveler to have primary health insurance in their home country.

US expatriate insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Travel Insurance for US Seniors With Medicare Coverage

• US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
• There is a travel health insurance plan specifically designed for older American travelers.
• Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as

• Provides $1 million coverage up to the age of 79 years
• Provides $100,000 coverage for travelers 80 years and older
• Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
• Includes $25,000 coverage for emergency medical evacuation

How Do I Get Travel Insurance for Portugal from USA?

Getting travel insurance for Portugal online is fast, easy, and secure. Follow these steps:

Travel insurance to Portugal from USA - FAQ's

Group Travel Insurance for Portugal

U.S. Embassy and Consulates in Portugal

Portugal Embassy and Consulates in the United States