Trip insurance for luxury travelers on premium domestic or international vacations.
Travelex Ultimate Insurance is the most comprehensive travel insurance plan offered by Travelex. It provides premium coverage for trip cancellations, interruptions, delays, lost or damaged baggage, emergency medical expenses, and medical evacuation. Designed for travelers who want the highest level of protection, this plan also offers primary coverage, meaning claims are filed directly with Travelex for faster reimbursements.
If purchased within 21 days#1 of the initial trip payment and certain conditions are met, it includes a pre-existing condition waiver. Optional upgrades are available to customize your coverage, including Cancel for Any Reason, Adventure Sports, Rental Car Damage, Pet Care, Security Deposit Protection, and more.
Whether you are traveling for business, adventure, or leisure, Travelex Ultimate gives you peace of mind with broad protection and the flexibility to tailor your plan to your trip needs.
#1. State variations apply.
Travelex Ultimate is the most comprehensive travel insurance plan, designed to give you maximum protection before and during your trip. Whether you’re planning a luxury getaway, a long international vacation, or a family holiday, Ultimate offers the highest level of coverage with the flexibility to customize it to your unique travel needs. Here’s why Ultimate stands out:
24/7 emergency assistance | Included |
Kids-included pricing | Included |
Maximum trip length | Up to 180 days |
Review period | 21 days |
Sports and activities | Included, but limited to eligible activities (optional upgrade available for additional activities) |
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
Up to 75% of insured trip cost
The Cancel for Any Reason (CFAR) upgrade offers added flexibility by allowing you to cancel your trip for any reason not otherwise covered by your policy and receive up to 75% reimbursement of your insured, nonrefundable trip costs. To be eligible, you must meet the following requirements:
Up to $50,000 with $250 deductible
Covers rental car damage from covered events like collision or theft while the vehicle is in your possession. (Not available if traveling to the following countries: Costa Rica, Ireland, Jamaica, and Mexico.)
Up to additional $250,000 emergency medical expense coverage
This upgrade increases your maximum coverage limit for emergency medical treatment if you become sick or injured during your trip. Ideal for travelers seeking enhanced protection beyond the standard plan benefits. (Not available for residents of NH)
Up to $200,000 ,$500,000 , $1 million
Provides a benefit in the event of loss of life due to a covered injury during air travel. Coverage applies if the insured is injured while boarding, flying as a passenger, or exiting a licensed commercial airline or air charter during the trip. (Not available to NH residents)
Search & Rescue: $10,000, Security Evacuation: $100,000
Provides coverage for participation in typically excluded activities such as skiing, scuba diving below 75 feet, mountain climbing, bungee jumping, BASE jumping, parasailing, hot-air ballooning, and more. (Not available to IL residents)
Up to 100% of insured trip cost up to $10,000
Protects your travel investment by reimbursing nonrefundable prepaid costs if you must cancel your trip due to covered business-related reasons, such as being required to work during your scheduled travel dates.
Up to $2,000
Reimbursement for expenses, such as the cost of repairs, should you cause accidental damage to your accommodations. Does not cover damage from pets, and other exclusions may apply.
Pet care benefit ($250), Pet veterinarian expense($2,500)
The Pet Care benefit covers kennel expenses if a covered travel delay prevents you from returning home on time, requiring your dog or cat to stay longer in a licensed kennel. The Pet Veterinarian Expense benefit provides reimbursement for veterinary care if your pet becomes sick or injured while traveling with you.( Not available to NY or VA residents)
Baggage Upgrade – Additional $3,000; Per-Item Limit: $1,500; Electronics: $2,000; Sporting Equipment Delay (8 hrs): $1,500; Rental: $2,000.
Enhances your coverage for lost or stolen baggage by increasing the maximum benefit limit. This upgrade also adds protection for lost or stolen electronics and professional equipment, as well as coverage for sporting equipment delays or rentals if your baggage is delayed by a common carrier.
Contact our customer service team, we are here to help you!
Travelex Ultimate plan offers coverage for trip cancellation and interruption, emergency medical expenses, baggage loss or delay, travel delays, and available optional upgrades.
Yes, it includes one child (age 17 or under) per insured adult at no extra cost.
Yes. They are covered if you purchase the Adventure Sports Upgrade (includes high-risk activities and search & rescue).
No, some upgrades (like Cancel for Any Reason) are not available in certain states (e.g., NY, IL, NH, VA).
Upgrades include Cancel for Any Reason, Cancel for Business Reasons, Medical Upgrades, Adventure Sports, Rental Car Damage, Pet Care, Security Deposit Protection, Accidental Death (Air Travel), and Baggage Upgrade.
As long as your children are 17 and under, traveling with an eligible adult with a 1:1 ratio, and their trip cost is less than the adult trip cost, your kids will also receive travel protection coverage at no additional cost.
Please note: If you include any upgrade(s) in your policy, the child(ren) listed on your policy will be charged for the upgrade premium.Please note: If you include any upgrade(s) in your policy, the child(ren) listed on your policy will be charged for the upgrade premium.
Yes. Pre-existing medical conditions are eligible for coverage when:
You can purchase the Travelex Ultimate Plan directly through trusted insurance platforms like American Visitor Insurance. For a quick comparison, expert assistance, and secure checkout, you can purchase the Travelex Advantage Plan easily through American Visitor Insurance.
The Ultimate plan is Travelex’s best travel insurance plan for traveling internationally because it offers higher benefit amounts that may be needed abroad. With its variety of benefits and optional upgrades, it can provide coverage both stateside and abroad.
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