Travel Insurance for Singapore From USA

Travel Insurance From USA to Singapore

• USA travelers going to Singapore will be welcomed into a modern and dynamic city-state that seamlessly blends culture, innovation, and green spaces.
• Singapore's futuristic skyline, vibrant street markets, and diverse culinary scene offer an eclectic mix of experiences, and visitors can explore iconic landmarks like Marina Bay Sands, Gardens by the Bay, and Sentosa Island.
• Singapore's efficient public transportation makes getting around a breeze, and English is one of the official languages, facilitating communication for American travelers.

• With its cleanliness, safety, and rich cultural diversity, Singapore offers a unique and unforgettable journey for USA travelers.

Which Is the Cheapest Travel Insurance With Trip Cancellation Coverage for Singapore?

Which Is the Best Travel Insurance With Trip Cancellation Coverage for Singapore?

Which Is Cheapest Travel Health Insurance for Singapore from USA?

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Which Is Best Travel Medical Insurance for Singapore from USA?

* The price shown is for a 30-day trip with a $50,000 maximum coverage and a $250 deductible for a 20-year-old traveler.

Healthcare and Medical Costs in Singapore

• Singapore is a country that provides healthcare of world-class standard and is renowned for the state-of-the-art medical facilities and very skilled doctors.
• There is a huge discrepancy in medical costs, which depends on whether one seeks public subsidised care, or goes to a private hospital.
• In public hospitals, the government pays a significant part of the bill for citizens and Permanent Residents, thus, their medical expenses are greatly lowered.
• On the contrary, the subsidized rates do not apply to foreigners, expats, and tourists, who are charged higher rates and have to pay in full for the quality of a private hospital.

• For general check-ups and outpatient care done by a General Practitioner (GP), the amount charged in public institutions can be SGD 12-30, while in private clinics it will be SGD 50-100. In terms of a specialist's examination, the fee for the public sector would be SGD 30-80 and for the private sector, a much higher SGD 150-300.
• For inpatient and emergency services, Daily hospitalization rates range from SGD 30–50 in the public sector and SGD 800–1,200 in the private sector. Public emergency visits charge SGD 120–200 while private emergency visits charge SGD 300–500+ day surgeries cost SGD 515–1,155 (public) to SGD 3,700–6,300+ (private).
• The factors that determine the costs include nature of treatment, type of ward, residency status of the patient, and extent of insurance coverage.
• Non-subsidized costs are so high that it is highly advisable for expatriates and short-term visitors to have private health or travel medical insurance.

Do I Need American Traveler Insurance With Trip Cancellation Coverage?

US citizens are advised to consider purchasing trip protection insurance, particularly when traveling beyond their home state. Travel insurance for US citizens visiting Europe tailored for US vacationers offer coverage that includes the traveler's health and trip expense costs.

Coverage benefits typically encompass trip cancellation, delay, Covid quarantine travel insurance, medical evacuation, injury of family member, travel companion or pet, theft of passport, traffic accident, inclement weather resulting in delay or cancellation of common carrier.

1. Non refundable cost of the trip.
2. Unexpected medical expenses of the traveler.
3. Loss or damage to the insured’s possessions.

International Travel Health Insurance From USA

American Travel Insurance Plans and Coverage Options

What Does Trip Cancellation Insurance Cover?

At American Visitor Insurance, we assist travelers from nearly anywhere as they travel away from home! It is important to consider purchasing an insurance plan to cover trip cancellation.

• Provides a refund for non-reimbursable deposits and trip costs if something prevents taking the trip between payment and departure.
• Cost of such insurance depends more on the trip cost than the length of the trip (most have maximum day limits).
• Plans available for high-cost trips (exceeding $10,000 per person, e.g., safaris, long cruises) and modestly priced trips.
• Benefits usually cover 100% of non-refundable trip costs.
  • Often reduced to 75% for the ‘Cancel for Any Reason’ benefit.
• Coverage during the trip includes:
  • Unexpected medical expenses
  • Trip interruption (if unable to complete trip due to illness, weather, etc.)
  • Trip delay (missed flights or connections, help to catch cruise if necessary)
  • Baggage loss
• Assistance for pets or children traveling with you.

When Can I Buy the Trip Cancellation Plan?

• You can buy the trip cancellation plan at any time before your travel dates.
• Since you are insuring the value of your trip, it is better to purchase as soon as possible in case something happens that interferes with your travel.
• Example: If you’ve planned a trip for next October and later find out you must be in court at that time — if you haven’t already purchased your trip cancellation plan, you will not be able to get a refund because you already know about the conflict.
• You always get a 10-day ‘free look’ period after purchasing your plan, when you buy through American Visitor Insurance.
• This allows you to review the policy and make sure it’s the product you really want, and American Visitor Insurance provides support during this period to help you understand your benefits and make any changes if needed.

Does Trip Insurance Cover Pre-Existing Conditions?

Many travel insurance plans offer a waiver of the pre-existing medical condition exclusion if you purchase your policy within 14 to 21 days of your initial trip deposit.

However, the iTravelInsured Travel LX plan gives you more flexibility and allows you to qualify for the waiver if buy the iTravelInsured Travel LX insurance within 24 hours of your final trip payment.

This flexibility provides travelers the ability to buy trip cancellation insurance with pre-existing conditions coverage up to the final trip payment.This provides valuable peace of mind and greater medical coverage for seniors with existing health conditions.

While we hope your trip goes smoothly and you stay happy and healthy, it’s reassuring to know that you’ll be protected even if unexpected issues arise — from the minor inconvenience of a missed connection to the major challenge of seeking medical care abroad or having to cancel your trip altogether.

Which is the Best Trip Cancellation Insurance for U.S. Seniors?

For senior travelers, iTravelInsured Choice Insurance from IMG is a top option. Designed for trips under $10,000 per person, it offers:

• Trip cancellation & interruption for pre-paid, non-refundable expenses
• Medical coverage up to $100,000 and emergency medical evacuation up to $500,000
• Add-ons: Cancel for Any Reason (CFAR), enhanced medical coverage, cruise protection, and sports coverage
• Pre-existing condition waiver if purchased within 21 days of the initial trip deposit

For trips over $10,000 or those seeking higher limits, iTravelInsured Travel SE and LX plans are recommended:

• iTravelInsured Travel SE: Trip costs up to $150,000, medical coverage up to $250,000
• iTravelInsured Travel LX: Trip costs up to $150,000, medical coverage up to $500,000

Both include trip cancellation, interruption, evacuation, and optional add-ons similar to Choice

For detailed guidance on choosing the right plan, check out our page on best trip cancellation insurance for seniors.

How Much Does Singapore Travel Insurance from USA Cost?

Trip Cancellation Insurance

This table gives the average trip cancellation insurance cost for different ages. Approximate cost of Trip insurance plans is for a 15 days trip length and $1,000 trip cost.

Travel Medical Insurance for US Citizens Traveling Outside USA

Average one-month travel health insurance costs by age are shown in the table below.

How Much Does Travel Insurance Cost for a Week? How Much Does Travel Insurance Cost for 2 Weeks?

Travel insurance costs typically ranges between $5 to $40 for a week and $9 to $80 for two weeks.

You can compare quotes using American Visitor Insurance trip insurance cost calculator. The price depends on factors such as coverage type, trip destination, and total trip cost. Basic plans are more affordable, while comprehensive options, including trip cancellation, medical emergencies, and baggage protection, tend to cost more.

How Much Does Travel Insurance Cost for 6 Months?

For a 40-year-old traveler, the cost of travel insurance for a 6 month trip typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The price depends on factors such as coverage levels, the destination, and the type of policy selected.

How to Estimate Trip Cost for Travel Insurance?

Customers always ask me how much they should put down to insure their trips. This is a very important question to consider. Firstly, because it directly affects the cost of your insurance policy and secondly because it will put a maximum on your trip cancelation and interruption benefit. First of all, you can only ever get back the non-refundable portion of your trip cost. And, you must be able to show the loss.

How to Reduce the Trip Cancellation Insurance Cost?

• Trip cancellation insurance is expensive as it covers high-value, unpredictable risks that can result in large financial losses for vacationers.
• Trip cancellation insurance covers flights, hotels, cruises, and tours bookings and reservations, which can be thousands of dollars.
• It covers a wide range of cancellation reasons like Illness, death in the family, natural disasters, and job loss.
• Some Cancel for Any Reason (CFAR) travel insurance allow cancellation for any reason, often reimbursing 50-75% of trip costs.
• The more expensive your trip, the higher the insurance cost.
• Older travelers pay more because they have a higher chance of medical emergencies leading to trip cancellations.

What Factors Affect the Travel Insurance Cost from the US to Singapore?

The cost of Singapore visa insurance depends on the following:

General Information About Singapore

What Are the Travel Tips for Singapore?

Singapore is a modern and thrilling city where the earth and sky, nature and technology meet, and the travel experience is relaxing and smooth whether you are touring the new neighborhoods, sampling the food in the market, or Waterfront attractions:

• Get Travel Insurance: Tourists can face very expensive or great medical assistance. Select a plan that will cover emergencies, hospitalization, and travel troubles.
• Check Entry & Customs Requirements: Generally, visas are not needed for entering the country, however, passports must still be valid for a minimum of six months. The Singapore authorities are very strict when it comes to the inspection of tobacco, alcohol, and certain drugs.
• Prepare for Tropical Weather: You can always expect some heat and humidity, not really much rainfall or anything. You should wear lightweight clothing, make an effort to keep hydrated, carry umbrella.
• Use Public Transport: MRT and buses are very reliable and cheap. An EZ-Link or contactless card can allow you quick transit; taxis and Grab are good choices if you travel late.
• Regulations: Eating, dancing and smoking on trains are prohibited and littering incurs very heavy fines. Chewing gum importation is allowed only in very small amounts.
• Health & Safety: You can drink from the tap, there are no places with high crime rate in the city, and you will find pharmacies almost everywhere. If you need assistance, call 999 for police or 995 for ambulance.

📝 Custom Checklist Before Traveling to Singapore

This is very straightforward and handy list makes the whole process easier:

• Confirm that your passport is valid for at least 6 months from your arrival date
• Purchase your travel insurance early—you can compare and buy plans easily through American Visitor Insurance, especially for trip cancellation and medical emergencies
• Save your insurance hotline & policy number on your phone
• Keep digital and printed copies of your coverage
• Review Singapore’s medication declaration rules
• Note U.S. Embassy details in case of emergencies
• Download transport/card apps (Grab, SG MRT, Google Maps)

⚠️ Common Travel Risks in Singapore That Insurance Helps With

Travel insurance offered by American Visitor Insurance will provide a safety net for tourists against several common travel risks in Singapore:

• Sudden tropical illnesses such as dengue or food poisoning
• Heat exhaustion due to high humidity
• Damage to electronic gadgets from heavy rain or sudden storms
• Flight delays or cancellations during the monsoon season
• High medical treatment costs in case of emergencies

Annual Multi-Trip Travel Insurance for Singapore from USA

• Ideal for frequent travelers such as business professionals or digital nomads making multiple international trips per year.
• The Annual multi-trip insurance for travelling to Singapore provides coverage for unlimited trips within a 12-month period, with each trip usually lasting 30-90 days.
• Offers significant savings compared to purchasing separate insurance for each trip.
• Ensures continuous coverage throughout the year without needing to buy a new policy for every trip.
• Particularly useful and cost-effective for business travelers.
• Requires the traveler to have primary health insurance in their home country.

US Expatriate Insurance

Health insurance for U.S. expats is essential for providing access to quality healthcare while living abroad. Expatriates often need coverage that goes beyond what their domestic U.S. health insurance provides because most U.S.-based health insurance plans do not cover medical expenses incurred outside the United States.

Travel Insurance for US Seniors With Medicare Coverage

• US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
• There is a travel health insurance plan specifically designed for older American travelers.
• Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.

The GlobeHopper Senior plan is available either as

• Provides $1 million coverage up to the age of 79 years
• Provides $100,000 coverage for travelers 80 years and older
• Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
• Includes $25,000 coverage for emergency medical evacuation

How Do I Get Travel Insurance for Singapore from USA?

Getting travel insurance for Singapore online is fast, easy, and secure. Follow these steps:

Travel Insurance to Singapore From USA - FAQs

How to File a Travel Insurance Claim

Group Travel Insurance for Singapore

United States Embassy and Consulates in Singapore

Singapore Embassy and Consulates in United States